Private bank · typically 80 years and above
IDBI Bank Super Senior Citizen rates
The highest super senior citizen rate IDBI Bank publishes today is 7.10% for 700 Days. All 2 published terms are below, exactly as the bank states them.
Effective from 23 Feb 2026 — the date IDBI Bank published these rates, not the date we read them.
Published terms
2
distinct rows on the bank’s own rate card
Rate range
7.05% – 7.10%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 2 terms
Source: IDBI Bank interest-rate page| Tenure | Super Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 555 DaysUTSAV_SSC | 7.05% | 6.40% | +65 bps | ₹10,000 – ₹3 Cr | 23 Feb 2026 |
| 700 DaysUTSAV_SSC | 7.10% | 6.45% | +65 bps | ₹10,000 – ₹3 Cr | 23 Feb 2026 |
Other fixed deposits at IDBI Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: IDBI Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: IDBI Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
Floating-rate fixed deposit
Source: IDBI Bank interest-rate page — the bank's general rate page, not a dedicated oneThe rate is tied to a benchmark and resets during the term, so it can move after you book.
Opening a fixed deposit with IDBI Bank
IDBI Bank publishes 2 separate terms for super senior citizens, starting from ₹10,000. The highest is 7.10% at 700 Days, under its UTSAV_SSC scheme.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 555 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside Go Mobile+, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by IDBI Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.