Terms of Service

Acceptance of terms

By accessing or using MyPassbook (“the site”, “the service”), you agree to these Terms of Service. If you do not agree, please do not use the site. These terms apply to all visitors and registered users.

Nature of service

MyPassbook is an informational platform only. It is not a financial advisor, a bank, a broker, or a financial intermediary. The rate data published on this site is aggregated from publicly availablebank sources and is provided for comparison purposes only. While we strive for accuracy, we cannot guarantee that every rate is current or error-free at any given moment. Always verify rates directly with the bank before transacting.

Account use

• •You may create one account per person. Multiple accounts for the same individual are not permitted.
• •You are responsible for keeping your login credentials confidential. Do not share your account with others.
• •You must not use automated scripts, bots, or any programmatic method to access, scrape, or extract data from this site.

Prohibited use

The following activities are strictly prohibited:

• Scraping

  Automated extraction of rate data from this site is prohibited. The site employs anti-bot measures; violators may be blocked or served intentionally incorrect data to protect the integrity of our database.

• Reverse engineering

  Attempting to reverse-engineer, decompile, or extract proprietary logic, algorithms, or data pipelines from the site.

• Spoofing

  Impersonating MyPassbook, our staff, or any bank in any communication or on any platform.

• Harassment

  Harassing, threatening, or abusing our support team or other users.

Intellectual property

The site design, code, branding, and original content are the intellectual property of MyPassbook. Rate data is aggregated from public bank sources and is attributed to those sources. You may not reproduce, redistribute, or create derivative works from site content without prior written permission.

Disclaimer

• •Interest rates change frequently. Rates displayed on this site reflect the most recently verified data and may not match what a bank publishes at the exact moment you view the page.
• •Historical rate data is provided for reference only and does not indicate future rates.
• •Premature withdrawal penalties vary by bank and by product. Always check the specific penalty terms with your bank before booking a deposit.
• •Nothing on this site constitutes financial advice. Compare information here as a starting point and make your own informed decision.

Limitation of liability

The service is provided on an “as-is” and “as-available” basis within the limits permitted by Indian law. MyPassbook shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your reliance on information presented on this site, including any financial decisions made based on rate data published here.

Governing law and jurisdiction

These terms are governed by the laws of India. Any dispute arising out of or in connection with these terms shall be subject to the jurisdiction of the courts of competent jurisdiction in India.