Live49 banks
DCB Bank8.05%·Jammu & Kashmir Bank8.05%·RBL Bank7.95%·Tamilnad Mercantile Bank7.75%·City Union Bank7.55%·Indian Bank7.55%·Bank of India7.50%·Punjab & Sind Bank7.50%·Punjab National Bank7.40%▬·Union Bank of India7.40%·Bank of Baroda7.35%·Indian Overseas Bank7.35%·Canara Bank7.20%·Central Bank of India7.20%·Nainital Bank7.20%·State Bank of India7.15%·
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Every deposit. Every bank.
MyPassbookमेरी पासबुकમારી પાસબુકనా పాస్బుక్എന്റെ പാസ്ബുക്ക്என் பாஸ்புக்ನನ್ನ ಪಾಸ್ಬುಕ್আমার পাসবুকਮੇਰੀ ਪਾਸਬੁੱਕମୋର ପାସବୁକমোৰ পাছবুকꯑꯩꯒꯤ ꯄꯥꯁꯕꯨꯛᱤᱧᱟᱜ ᱯᱟᱥᱵᱩᱠ
PrivateDCB+25bpsPrivateCity Union+30bpsPSUBOB+50bpsPSUCanara+50bpsPSUSBI+60bpsPSUIOB+75bpsPSUUnion Bank+75bpsPSUIndian+75bpsPSUPNB+80bps
DCB Bank offers a special rate for super senior citizens from 70.
Read this first
MyPassbook recommends
Convenience and proximity
- Choose a branch you can reach on your own.
- One short trip, on a day you feel well.
Ask how old the branch is
- Your deposit will be renewed for years.
- PSU banks keep a branch in one place for longer.
- Private and SFB banks move them more often.
Do not chase the interest rate
- 0.50% on ₹1,00,000 is ₹500 a year.
- That is about ₹42 a month.
- Not worth an extra 1 km trip.
Service matters
- Look for the counter marked for senior citizens.
- RBI requires a marked counter, or priority at an ordinary one.
- Ask whether doorstep service is available.
Top rates, super senior 80+
| Bank | Type | Rate | Tenor |
|---|---|---|---|
| RBL Bank | PVT | 7.75% p.a. | 365 to 500 Days |
| Indian Overseas Bank | PSU | 7.25% p.a. | 1 Year |
| DCB Bank | PVT | 7.15% p.a. | 12 to < 15 Months |
| Bank of India | PSU | 7.15% p.a. | 1 Year |
| Punjab National Bank | PSU | 7.05% p.a. | 1 Year |
| Union Bank of India | PSU | 6.95% p.a. | 1 Year to 399 Days |
| Indian Bank | PSU | 6.85% p.a. | 1 Year |
| State Bank of India | PSU | 6.85% p.a. | 1 Year to 443 Days |
| Bank of Baroda | PSU | 6.75% p.a. | 1 Year |
| Canara Bank | PSU | 6.75% p.a. | 12 to 15 Months(not 444 days) |