Bank of Baroda
6.92%yield
₹6,923 on ₹1,00,000
Live49 banks
Equitas Small Finance Bank8.50%·Shivalik Small Finance Bank8.50%·Unity Small Finance Bank8.30%·Ujjivan Small Finance Bank8.30%·Jana Small Finance Bank8.30%·Suryoday Small Finance Bank8.25%·Utkarsh Small Finance Bank8.25%·ESAF Small Finance Bank8.25%·DCB Bank8.00%·Bandhan Bank7.95%▲ 0.20%·AU Small Finance Bank7.90%·SBM Bank India7.80%·Jammu & Kashmir Bank7.80%·Yes Bank7.75%▬·Dhanlaxmi Bank7.75%·Slice (NE SFB)7.75%·
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MyPassbookमेरी पासबुकમારી પાસબુકనా పాస్బుక్എന്റെ പാസ്ബുക്ക്என் பாஸ்புக்ನನ್ನ ಪಾಸ್ಬುಕ್আমার পাসবুকਮੇਰੀ ਪਾਸਬੁੱਕମୋର ପାସବୁକমোৰ পাছবুকꯑꯩꯒꯤ ꯄꯥꯁꯕꯨꯛᱤᱧᱟᱜ ᱯᱟᱥᱵᱩᱠ
◇ Senior rates · 60+
Namaste
Here are the banks that offer you the most.
The + is the extra rate of interest offered over and above the general public.
The majority of the banks are paying 50 bps, or 0.5% higher.
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What really matters: the yield
know what banks really pay you
- Amount
- ₹1,00,000
- Term
- 1 year · 365 days
- Tier
- Senior citizen
PSU
Top 4 out of 12
Punjab National Bank
6.98%yield
₹6,975 on ₹1,00,000
Bank of Maharashtra
7.08%yield
₹7,081 on ₹1,00,000
Indian Overseas Bank
7.19%yield
₹7,186 on ₹1,00,000
Highest yield in this rowPRIVATE
Top 4 out of 21
Axis Bank
6.92%yield
₹6,923 on ₹1,00,000
City Union Bank
7.08%yield
₹7,081 on ₹1,00,000
DCB Bank
7.34%yield
₹7,344 on ₹1,00,000
Bandhan Bank
7.64%yield
₹7,641 on ₹1,00,000
Highest yield in this rowSFB
Top 4 out of 11
AU Small Finance Bank
7.82%yield
₹7,819 on ₹1,00,000
Equitas Small Finance Bank
7.82%yield
₹7,819 on ₹1,00,000
Ujjivan Small Finance Bank
7.98%yield
₹7,978 on ₹1,00,000
Unity Small Finance Bank
8.24%yield
₹8,243 on ₹1,00,000
Highest yield of the 12 shownDid you know? A higher rate does not always pay you more — it depends on how often the bank compounds it.
- Bandhan and Jana SFB both offer 7.50% p.a.
- Bandhan compounds half-yearly — yield 7.64%; Jana SFB compounds quarterly, giving a higher yield of 7.71%.
Each bank at its best
Yield at flagship rates
The best senior rate each bank pays
- Amount
- ₹1,00,000
- Term
- Each bank's own best
- Tier
- Senior citizen
- Deposit
- Callable
PSU
Top 4 out of 12
Central Bank of India
7.40%yield444 days
₹7,397 on ₹1,00,000
Bank of Baroda
7.45%yield555 days
₹7,450 on ₹1,00,000
Indian Bank
7.50%yield555 days
₹7,502 on ₹1,00,000
Punjab & Sind Bank
7.56%yield22 months
₹7,555 on ₹1,00,000
Highest yield in this rowPRIVATE
Top 4 out of 21
IDFC First Bank
7.82%yield500 days
₹7,819 on ₹1,00,000
Dhanlaxmi Bank
7.98%yield1111 days
₹7,978 on ₹1,00,000
Bandhan Bank
8.11%yield2 years
₹8,108 on ₹1,00,000
DCB Bank
8.24%yield2 years
₹8,243 on ₹1,00,000
Highest yield in this rowSFB
Top 4 out of 11
Jana Small Finance Bank
8.56%yield2 years
₹8,562 on ₹1,00,000
Ujjivan Small Finance Bank
8.56%yield2 years
₹8,562 on ₹1,00,000
Equitas Small Finance Bank
8.77%yield3 years
₹8,775 on ₹1,00,000
Highest yield of the 12 shownShivalik Small Finance Bank
8.77%yield691 days
₹8,775 on ₹1,00,000
Highest yield in this row