SFB bank · typically 60 years and above
Suryoday Small Finance Bank Senior Citizen rates
The highest senior citizen rate Suryoday Small Finance Bank publishes today is 8.25% for 30 Months. All 18 published terms are below, exactly as the bank states them.
Effective from 29 Mar 2026 — the date Suryoday Small Finance Bank published these rates, not the date we read them.
Published terms
18
distinct rows on the bank’s own rate card
Rate range
4.15% – 8.25%
lowest to highest across all terms
Senior citizen premium
+15 bps
extra rate over the general card, by term
Bank type
SFB
as classified by the RBI
Fixed deposit · 17 terms
Source: Suryoday Small Finance Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 14 Days | 4.15% | 4.00% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 15 to 45 Days | 4.40% | 4.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 46 to 90 Days | 4.65% | 4.50% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 91 Days to 6 Months | 5.15% | 5.00% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 6 Months | 6.65% | 6.50% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 6 to 9 Months | 5.65% | 5.50% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 9 Months to < 1 Year | 6.15% | 6.00% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 1 Year | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 1 Year to < 18 Months | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 18 Months | 7.75% | 7.60% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 18 Months to 2 Years | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 2 Years to < 30 Months | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 30 Months | 8.25% | 8.10% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 30 Months to 3 Years | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 3 to < 5 Years | 6.90% | 6.75% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| 5 Years | 8.05% | 7.90% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
| > 5 to 10 Years | 7.40% | 7.25% | +15 bps | ₹1,000 – ₹3.00 Cr | 29 Mar 2026 |
Other fixed deposits at Suryoday Small Finance Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Suryoday Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: Suryoday Small Finance Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 5 Years | 8.05% | not published | — | ₹1,000 – ₹1.50 L | 29 Mar 2026 |
Opening a fixed deposit with Suryoday Small Finance Bank
Suryoday Small Finance Bank publishes 18 separate terms for senior citizens, starting from ₹1,000. The highest is 8.25% at 30 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside Suryoday Bank, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Suryoday Small Finance Bank and change without notice, so confirm them on their own site. We publish rates, not advice.