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Suryoday Small Finance Bank FD rates

The highest rate Suryoday Small Finance Bank publishes today is 8.10% for 30 Months. All 18 published terms are below, exactly as the bank states them.

Effective from 29 Mar 2026 — the date Suryoday Small Finance Bank published these rates, not the date we read them.

Published terms

18

distinct rows on the bank’s own rate card

Rate range

4.00% – 8.10%

lowest to highest across all terms

Senior citizen premium

+15 bps

extra rate over the general card, by term

Bank type

SFB

as classified by the RBI

Fixed deposit · 17 terms

Source: Suryoday Small Finance Bank interest-rate page
TenureRateAmountEffective
7 to 14 Days4.00%₹1,000 – ₹3.00 Cr29 Mar 2026
15 to 45 Days4.25%₹1,000 – ₹3.00 Cr29 Mar 2026
46 to 90 Days4.50%₹1,000 – ₹3.00 Cr29 Mar 2026
91 Days to 6 Months5.00%₹1,000 – ₹3.00 Cr29 Mar 2026
> 6 Months6.50%₹1,000 – ₹3.00 Cr29 Mar 2026
> 6 to 9 Months5.50%₹1,000 – ₹3.00 Cr29 Mar 2026
> 9 Months to < 1 Year6.00%₹1,000 – ₹3.00 Cr29 Mar 2026
1 Year7.25%₹1,000 – ₹3.00 Cr29 Mar 2026
> 1 Year to < 18 Months7.25%₹1,000 – ₹3.00 Cr29 Mar 2026
18 Months7.60%₹1,000 – ₹3.00 Cr29 Mar 2026
> 18 Months to 2 Years7.25%₹1,000 – ₹3.00 Cr29 Mar 2026
> 2 Years to < 30 Months7.25%₹1,000 – ₹3.00 Cr29 Mar 2026
30 Months8.10%₹1,000 – ₹3.00 Cr29 Mar 2026
> 30 Months to 3 Years7.25%₹1,000 – ₹3.00 Cr29 Mar 2026
> 3 to < 5 Years6.75%₹1,000 – ₹3.00 Cr29 Mar 2026
5 Years7.90%₹1,000 – ₹3.00 Cr29 Mar 2026
> 5 to 10 Years7.25%₹1,000 – ₹3.00 Cr29 Mar 2026

Other fixed deposits at Suryoday Small Finance Bank

Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.

Non-callable fixed deposit

Source: Suryoday Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated one

Cannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.

Suryoday Small Finance Bank publishes no retail non-callable fixed deposit. We checked the bank's own pages and found nothing in retail scope — this site covers deposits below ₹3 crore, and anything sold only above that is bulk. Checked 20 Jul 2026. See the page we checked

Qualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.

TenureRateAmountEffective
5 Years7.90%₹1,000 – ₹1.50 L29 Mar 2026
Senior citizen rates. Suryoday Small Finance Bank publishes a separate senior card. Most banks add a premium; some pay the same rate on the longest terms. See every senior citizen term →
Super senior (80+) rates. Suryoday Small Finance Bank does not publish a separate 80-and-above band. Super senior citizens are paid the senior citizen rate.

Opening a fixed deposit with Suryoday Small Finance Bank

Suryoday Small Finance Bank publishes 18 separate terms for ordinary depositors, starting from ₹1,000. The highest is 8.10% at 30 Months.

Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.

You can usually open a deposit inside Suryoday Bank, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Suryoday Small Finance Bank and change without notice, so confirm them on their own site. We publish rates, not advice.

Passbook saysRates come from Suryoday Small Finance Bank's own published rate card, with the date the bank made them effective. We never estimate a rate, and never show one the bank has not published.