Foreign bank
SBM Bank India FD rates
The highest rate SBM Bank India publishes today is 7.50% for > 18 Months to < 2 Years 3 Days. All 70 published terms are below, exactly as the bank states them.
Effective from 23 Jul 2026 — the date SBM Bank India published these rates, not the date we read them.
Published terms
70
distinct rows on the bank’s own rate card
Rate range
3.75% – 7.50%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
Foreign
as classified by the RBI
Fixed deposit · 46 terms
Source: SBM Bank India interest-rate page| Tenure | Rate | Amount | Effective |
|---|---|---|---|
| 7 to 14 Days | 3.75% | up to ₹1 Cr | 23 Jul 2026 |
| 7 to 14 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 15 to 30 Days | 3.75% | up to ₹1 Cr | 23 Jul 2026 |
| 15 to 30 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 31 to 45 Days | 3.75% | up to ₹1 Cr | 23 Jul 2026 |
| 31 to 45 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 46 to 60 Days | 4.50% | up to ₹1 Cr | 23 Jul 2026 |
| 46 to 60 Days | 4.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 61 to 90 Days | 4.50% | up to ₹1 Cr | 23 Jul 2026 |
| 61 to 90 Days | 4.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 91 to 120 Days | 5.90% | up to ₹1 Cr | 23 Jul 2026 |
| 91 to 120 Days | 5.90% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 121 to 180 Days | 6.00% | up to ₹1 Cr | 23 Jul 2026 |
| 121 to 180 Days | 6.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 181 to 210 Days | 6.30% | up to ₹1 Cr | 23 Jul 2026 |
| 181 to 210 Days | 6.30% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 211 to 269 Days | 6.70% | up to ₹1 Cr | 23 Jul 2026 |
| 211 to 269 Days | 6.70% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 270 < 1 Year | 6.70% | up to ₹1 Cr | 23 Jul 2026 |
| 270 < 1 Year | 6.70% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 1 Year and 1 Year 1 Day | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| 1 Year and 1 Year 1 Day | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 1 Year 2 Days | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| 1 Year 2 Days | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 1 Year 2 Days to 389 Days | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| > 1 Year 2 Days to 389 Days | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 390 Days | 6.50% | up to ₹1 Cr | 23 Jul 2026 |
| 390 Days | 6.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 391 Days to 15 Months | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| 391 Days to 15 Months | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 15 to 18 Months | 7.20% | up to ₹1 Cr | 23 Jul 2026 |
| > 15 to 18 Months | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 18 Months to < 2 Years 3 Days | 7.30% | up to ₹1 Cr | 23 Jul 2026 |
| > 18 Months to < 2 Years 3 Days | 7.30% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 2 Years 3 Days | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| 2 Years 3 Days | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 2 Years 3 Days to < 3 Years 2 Days | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| > 2 Years 3 Days to < 3 Years 2 Days | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 3 Years 2 Days | 7.10% | up to ₹1 Cr | 23 Jul 2026 |
| 3 Years 2 Days | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 3 Years 2 Days to < 5 Years | 7.00% | up to ₹1 Cr | 23 Jul 2026 |
| > 3 Years 2 Days to < 5 Years | 7.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 5 Years | 7.00% | up to ₹1 Cr | 23 Jul 2026 |
| 5 Years | 7.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 5 to 10 Years | 7.00% | up to ₹1 Cr | 23 Jul 2026 |
| > 5 to 10 Years | 7.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
Other fixed deposits at SBM Bank India
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: SBM Bank India interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
| Tenure | Rate | Amount | Effective |
|---|---|---|---|
| 7 to 14 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 15 to 30 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 31 to 45 Days | 3.75% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 46 to 60 Days | 4.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 61 to 90 Days | 4.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 91 to 120 Days | 6.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 121 to 180 Days | 6.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 181 to 210 Days | 6.40% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 211 to 269 Days | 6.80% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 270 < 1 Year | 6.80% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 1 Year and 1 Year 1 Day | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 1 Year 2 Days | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 1 Year 2 Days to 389 Days | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 390 Days | 6.60% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 391 Days to 15 Months | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 15 to 18 Months | 7.30% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 18 Months to < 2 Years 3 Days | 7.50% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 2 Years 3 Days | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 2 Years 3 Days to < 3 Years 2 Days | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 3 Years 2 Days | 7.20% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 3 Years 2 Days to < 5 Years | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| 5 Years | 7.00% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
| > 5 to 10 Years | 7.10% | ₹1 Cr – ₹3 Cr | 23 Jul 2026 |
Tax-saver fixed deposit
Source: SBM Bank India tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Rate | Amount | Effective |
|---|---|---|---|
| 5 Years | 7.00% | up to ₹1.50 L | 23 Jul 2026 |
Opening a fixed deposit with SBM Bank India
SBM Bank India publishes 70 separate terms for ordinary depositors, starting from ₹1 Cr. The highest is 7.50% at > 18 Months to < 2 Years 3 Days.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
Deposits are usually opened at a branch, through net banking, or in the bank's mobile app. Eligibility, documents and premature-withdrawal penalties are set by SBM Bank India and change without notice, so read their deposit terms & conditions. We publish rates, not advice.