Private bank · typically 60 years and above
CSB Bank Senior Citizen rates
The highest senior citizen rate CSB Bank publishes today is 7.35% for 18 Months. All 14 published terms are below, exactly as the bank states them.
Effective from 5 Aug 2026 — the date CSB Bank published these rates, not the date we read them.
Published terms
14
distinct rows on the bank’s own rate card
Rate range
3.00% – 7.35%
lowest to highest across all terms
Senior citizen premium
+0 to +25 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 13 terms
Source: CSB Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 Days to < 1 Month | 3.00% | 3.00% | same | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 1 to < 3 Months | 3.50% | 3.50% | same | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 3 to < 6 Months | 4.75% | 4.75% | same | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 6 to < 9 Months | 5.50% | 5.25% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 9 to < 12 Months | 6.75% | 6.50% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 12 to < 13 Months | 5.25% | 5.00% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 13 Months | 7.25% | 7.00% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| > 13 to < 18 Months | 5.75% | 5.50% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| 18 Months | 7.35% | 7.10% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| > 18 to 24 Months | 5.75% | 5.50% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| > 24 Months to ‘24 Months & 14 | 6.00% | 5.75% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| > ‘24 Months & 14 Days’ to 25 Months | 6.75% | 6.50% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
| > 25 to 120 Months | 6.00% | 5.75% | +25 bps | ₹1,000 – ₹3 Cr | 5 Aug 2026 |
Other fixed deposits at CSB Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated oneQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 60 Months | 6.00% | 5.75% | +25 bps | ₹1,000 – ₹1.50 L | 5 Aug 2026 |
Opening a fixed deposit with CSB Bank
CSB Bank publishes 14 separate terms for senior citizens, starting from ₹1,000. The highest is 7.35% at 18 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 Days to < 1 Month, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside CSB Bank App, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by CSB Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.