Private bank · typically 60 years and above
CSB Bank Senior Citizen rates
The highest senior citizen rate CSB Bank publishes today is 7.50% for 18 Months. All 18 published terms are below, exactly as the bank states them.
CSB Bank currently publishes 2 rate cards with different effective dates — 6 Apr 2026 and 10 Sept 2025. They are shown as separate tables below rather than merged, because a single blended table would be a rate card this bank never issued.
Published terms
18
distinct rows on the bank’s own rate card
Rate range
3.00% – 7.50%
lowest to highest across all terms
Senior citizen premium
+0 to +15 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 17 terms
Source: CSB Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 Days to < 1 Month | 3.00% | 3.00% | same | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 1 to < 2 Months | 4.00% | 4.00% | same | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 2 to < 3 Months | 4.50% | 4.50% | same | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 3 to < 6 Months | 5.25% | 5.25% | same | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 6 to < 7 Months | 5.40% | 5.25% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 7 to < 8 Months | 6.65% | 6.50% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 8 Months | 6.90% | 6.75% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 8 to < 12 Months | 6.65% | 6.50% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 12 to < 13 Months | 5.15% | 5.00% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 13 Months | 7.15% | 7.00% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 13 to < 18 Months | 5.65% | 5.50% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| 18 Months | 7.50% | 7.35% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 18 to 24 Months | 5.65% | 5.50% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 24 Months to '24 Months & 14 | 5.90% | 5.75% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > '24 Months & 14 Days' to 25 Months | 6.65% | 6.50% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 25 to 60 Months | 5.90% | 5.75% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
| > 60 to 120 Months | 6.15% | 6.00% | +15 bps | ₹1 – ₹3 Cr | 6 Apr 2026 |
Other fixed deposits at CSB Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated oneQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 60 Months | 5.90% | 5.75% | +15 bps | ₹1 – ₹3 Cr | 10 Sept 2025 |
Opening a fixed deposit with CSB Bank
CSB Bank publishes 18 separate terms for senior citizens, starting from ₹1. The highest is 7.50% at 18 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 Days to < 1 Month, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside CSB Bank App, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by CSB Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.