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CSB Bank FD rates

The highest rate CSB Bank publishes today is 7.35% for 18 Months. All 19 published terms are below, exactly as the bank states them.

CSB Bank currently publishes 2 rate cards with different effective dates6 Apr 2026 and 10 Sept 2025. They are shown as separate tables below rather than merged, because a single blended table would be a rate card this bank never issued.

Published terms

19

distinct rows on the bank’s own rate card

Rate range

3.00% – 7.35%

lowest to highest across all terms

Senior citizen premium

+0 to +15 bps

extra rate over the general card, by term

Bank type

Private

as classified by the RBI

Fixed deposit · 17 terms

Source: CSB Bank interest-rate page
TenureRateAmountEffective
7 Days to < 1 Month3.00%₹1 – ₹3 Cr6 Apr 2026
1 to < 2 Months4.00%₹1 – ₹3 Cr6 Apr 2026
2 to < 3 Months4.50%₹1 – ₹3 Cr6 Apr 2026
3 to < 6 Months5.25%₹1 – ₹3 Cr6 Apr 2026
6 to < 7 Months5.25%₹1 – ₹3 Cr6 Apr 2026
7 to < 8 Months6.50%₹1 – ₹3 Cr6 Apr 2026
8 Months6.75%₹1 – ₹3 Cr6 Apr 2026
> 8 to < 12 Months6.50%₹1 – ₹3 Cr6 Apr 2026
12 to < 13 Months5.00%₹1 – ₹3 Cr6 Apr 2026
13 Months7.00%₹1 – ₹3 Cr6 Apr 2026
> 13 to < 18 Months5.50%₹1 – ₹3 Cr6 Apr 2026
18 Months7.35%₹1 – ₹3 Cr6 Apr 2026
> 18 to 24 Months5.50%₹1 – ₹3 Cr6 Apr 2026
> 24 Months to '24 Months & 145.75%₹1 – ₹3 Cr6 Apr 2026
> '24 Months & 14 Days' to 25 Months6.50%₹1 – ₹3 Cr6 Apr 2026
> 25 to 60 Months5.75%₹1 – ₹3 Cr6 Apr 2026
> 60 to 120 Months6.00%₹1 – ₹3 Cr6 Apr 2026

Other fixed deposits at CSB Bank

Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.

Non-callable fixed deposit

Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated one

Cannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.

TenureRateAmountEffective
13 Months7.05%₹1 Cr – ₹3 Cr10 Sept 2025

Tax-saver fixed deposit

Source: CSB Bank interest-rate page — the bank's general rate page, not a dedicated one

Qualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.

TenureRateAmountEffective
60 Months5.75%₹1 – ₹3 Cr10 Sept 2025
Senior citizen rates. CSB Bank publishes a separate senior card. Most banks add a premium; some pay the same rate on the longest terms. See every senior citizen term →
Super senior (80+) rates. CSB Bank does not publish a separate 80-and-above band. Super senior citizens are paid the senior citizen rate.

Opening a fixed deposit with CSB Bank

CSB Bank publishes 19 separate terms for ordinary depositors, starting from ₹1. The highest is 7.35% at 18 Months.

Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 Days to < 1 Month, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.

You can usually open a deposit inside CSB Bank App, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by CSB Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.

Passbook saysRates come from CSB Bank's own published rate card, with the date the bank made them effective. We never estimate a rate, and never show one the bank has not published.