MyPassbook +
One subscription that watches your fixed deposits, checks what your bank actually paid you, and takes up the argument when the two do not agree.
The rates stay free for everyone and no bank pays us for placement — no commission, ever. Plus is what a saver pays instead, so that stays true.
◇ Free · Rate alerts on the banks you pick
Once a fortnight: what moved, from this to that. Plus does the other half — what a move is worth against your own deposit, and when each one matures.
Want the price first? It is here — free to ₹1,499 a year. We would rather you read what it does first.
What we do for you
Seven things. Every paid tier gets all seven — there is no higher plan holding one of them back, and no tier that unlocks a feature. They differ only in how many people are covered.
- Maturity calendarEvery FD, every date, and a nudge 15 days before it auto-renews.
- Break & rebook“Breaking costs ₹X, rebooking gains ₹Y” — in rupees, not percentages.
- Senior premium auditDid your bank actually apply the 60+ rate?
- DICGC exposureFlagged when you cross ₹5 lakh at one bank.
- Weekly snapshotWhat moved, at your banks — and what it is worth to your deposit.
- Annual statementWhat you earned, against the best that was available.
One complaint case a year is included. Further cases are ₹499 each.
Not all seven are live today. The complaint desk is open now — you can tell us what your bank did this minute. The other six are being built, and we are not naming a date.
Who is asking
Before you decide anything, four things you can check for yourself without leaving this site.
- Every rate comes off the bank’s own card49 banks, read from their published rate cards and dated — the same document your branch would show you, not somebody’s copy of a copy.
- No bank pays us. Ever.No commission, no placement fee, no “featured” row, and your details are never sold on. There is nobody here whose income depends on which bank you pick.
- A person reads what you writeNot a chatbot, and nothing is sold to you on the way through. The answer comes in writing.
- Built in India, for Indian saversIndian rules throughout — the RBI Ombudsman scheme, DICGC cover at ₹5 lakh a bank, TDS the way it is actually deducted here.
Reach us before you pay anything. Email support@mypassbook.in, use the contact form, or tell us what your bank did at help. All three reach the same person.
What it costs
◇ 15-day money-back
If at any time in the next 15 days you are not completely satisfied, we will give you a full refund — no questions asked.
That covers our work and only our work. We do not control your bank or the Ombudsman, so nothing here promises you a result — only this: if what we did was not worth what you paid, say so and take the money back.
Just watching
You want to know when a rate moves.
Free
nothing to pay, ever
- Rate alerts on the banks you pick
- One email a fortnight — what moved, from this to that
No card. Unsubscribe in one click.
Sign up nowOne question
You have one thing that needs answering.
₹199
once — nothing recurring
- Ask one question about your own deposits
- A written answer within 2 working days
A person, not a chatbot — and nothing sold to you.
Ask your questionJust me
One person, one profile.
₹499
a year
- All seven, for you
- One bank complaint fought for you each year
The founding price. ₹999 a year otherwise — and yours never goes up.
Put my name downMe and my parents
Three profiles — you and both parents.
₹1,499
a year
- All seven, for three people
- The senior-rate audit, where it counts most
One complaint case a year for the household.
Put us down
No card and no checkout. Payments are not built yet, so every button here puts your name down and does nothing else.
Put your name down
Four boxes — your name, and one way to reach you. That is the whole of it. Nothing is charged, nothing starts, and we write to you before anything ever costs anything.
₹200 back when a friend joins. Tell somebody about Plus, and when their payment goes through we send you ₹200. Nothing to claim and no code to remember — we pay it once their money has cleared.
When payments do open, the 15-day money-back above covers you from the day you pay. Or ask first — write to us and a person will answer.