SFB bank · typically 60 years and above
Ujjivan Small Finance Bank Senior Citizen rates
The highest senior citizen rate Ujjivan Small Finance Bank publishes today is 8.30% for 2 Years. All 13 published terms are below, exactly as the bank states them.
Effective from 22 Jun 2026 — the date Ujjivan Small Finance Bank published these rates, not the date we read them.
Published terms
13
distinct rows on the bank’s own rate card
Rate range
4.00% – 8.30%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
SFB
as classified by the RBI
Fixed deposit · 12 terms
Source: Ujjivan Small Finance Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 29 Days | 4.00% | 3.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 30 to 89 Days | 4.65% | 4.15% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 90 to 179 Days | 5.15% | 4.65% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 180 Days | 6.50% | 6.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| > 6 Months to < 1 Year | 6.00% | 5.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 1 to < 2 Years | 7.75% | 7.25% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 2 Years | 8.30% | 7.80% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| > 2 to 3 Years | 7.75% | 7.25% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| > 3 Years to 3 Years 6 Months | 8.05% | 7.55% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| > 3y6 Months to 5 Years | 7.70% | 7.20% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| > 5 Years | 7.80% | 7.30% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
| 5 Years+2 Days to 10 Years | 7.00% | 6.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 22 Jun 2026 |
Other fixed deposits at Ujjivan Small Finance Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Ujjivan Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: Ujjivan Small Finance Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 5 Years | 7.70% | not published | — | ₹1,000 – ₹1.50 L | 22 Jun 2026 |
Opening a fixed deposit with Ujjivan Small Finance Bank
Ujjivan Small Finance Bank publishes 13 separate terms for senior citizens, starting from ₹1,000. The highest is 8.30% at 2 Years.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 29 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside Ujjivan Mobile, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Ujjivan Small Finance Bank and change without notice, so confirm them on their own site. We publish rates, not advice.