SFB bank · typically 60 years and above
Shivalik Small Finance Bank Senior Citizen rates
The highest senior citizen rate Shivalik Small Finance Bank publishes today is 8.55% for > 23 to 27 Months. All 25 published terms are below, exactly as the bank states them.
Effective from 17 Jun 2026 — the date Shivalik Small Finance Bank published these rates, not the date we read them.
Published terms
25
distinct rows on the bank’s own rate card
Rate range
4.00% – 8.55%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
SFB
as classified by the RBI
Fixed deposit · 12 terms
Source: Shivalik Small Finance Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 14 Days | 4.00% | 3.50% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 15 to 29 Days | 4.25% | 3.75% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 30 to 90 Days | 4.75% | 4.25% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 91 to 180 Days | 5.25% | 4.75% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 6 to < 9 Months | 6.50% | 6.00% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 9 to 12 Months | 6.50% | 6.00% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| > 12 to < 18 Months | 7.25% | 6.75% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| 18 to 23 Months | 8.00% | 7.50% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| > 23 to 27 Months | 8.50% | 8.00% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| > 27 to 36 Months | 8.00% | 7.50% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| > 36 to 60 Months | 6.75% | 6.25% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
| > 60 to 120 Months | 6.75% | 6.25% | +50 bps | ₹1,000 – ₹3 Cr | 17 Jun 2026 |
Other fixed deposits at Shivalik Small Finance Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Shivalik Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 14 Days | 4.05% | 3.55% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 15 to 29 Days | 4.30% | 3.80% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 30 to 90 Days | 4.80% | 4.30% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 91 to 180 Days | 5.30% | 4.80% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 6 to < 9 Months | 6.55% | 6.05% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 9 to 12 Months | 6.55% | 6.05% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| > 12 to 18 Months | 7.30% | 6.80% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| 18 to 23 Months | 8.05% | 7.55% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| > 23 to 27 Months | 8.55% | 8.05% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| > 27 to 36 Months | 8.05% | 7.55% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| > 36 to 60 Months | 6.80% | 6.30% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
| > 60 to 120 Months | 6.80% | 6.30% | +50 bps | ₹1 Cr – ₹3 Cr | 17 Jun 2026 |
Tax-saver fixed deposit
Source: Shivalik Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 5 Years | 6.75% | 6.25% | +50 bps | ₹1,000 – ₹1.50 L | 17 Jun 2026 |
Opening a fixed deposit with Shivalik Small Finance Bank
Shivalik Small Finance Bank publishes 25 separate terms for senior citizens, starting from ₹1,000. The highest is 8.55% at > 23 to 27 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
Deposits are usually opened at a branch, through net banking, or in the bank's mobile app. Eligibility, documents and premature-withdrawal penalties are set by Shivalik Small Finance Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.