Private bank · typically 60 years and above
Karur Vysya Bank Senior Citizen rates
The highest senior citizen rate Karur Vysya Bank publishes today is 7.70% for 400 Days. All 9 published terms are below, exactly as the bank states them.
Effective from 8 Jun 2026 — the date Karur Vysya Bank published these rates, not the date we read them.
Published terms
9
distinct rows on the bank’s own rate card
Rate range
6.75% – 7.70%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 8 terms
Source: Karur Vysya Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 333 Days | 7.50% | 7.00% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| 1 Year to 399 Days | 7.05% | 6.55% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| 400 Days | 7.70% | 7.20% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| 401 Days to 2 Years | 7.05% | 6.55% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| > 2 to 3 Years | 7.05% | 6.55% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| > 3 to 5 Years | 7.05% | 6.55% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| > 5 Years | 6.75% | 6.25% | +50 bps | ₹100 – ₹3 Cr | 8 Jun 2026 |
| 2345 DaysGREEN FD SC | 6.75% | 6.25% | +50 bps | ₹1 L – ₹2 Cr | 8 Jun 2026 |
Other fixed deposits at Karur Vysya Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Karur Vysya Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: Karur Vysya Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 5 Years | 7.05% | 6.55% | +50 bps | ₹100 – ₹1.50 L | 8 Jun 2026 |
Opening a fixed deposit with Karur Vysya Bank
Karur Vysya Bank publishes 9 separate terms for senior citizens, starting from ₹100. The highest is 7.70% at 400 Days.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 333 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside KVB DLite, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Karur Vysya Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.