SFB bank · typically 60 years and above
Equitas Small Finance Bank Senior Citizen rates
The highest senior citizen rate Equitas Small Finance Bank publishes today is 8.50% for > 3 Years. All 23 published terms are below, exactly as the bank states them.
Effective from 16 Jun 2026 — the date Equitas Small Finance Bank published these rates, not the date we read them.
Published terms
23
distinct rows on the bank’s own rate card
Rate range
4.00% – 8.50%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
SFB
as classified by the RBI
Fixed deposit · 23 terms
Source: Equitas Small Finance Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 14 Days | 4.00% | 3.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 15 to 29 Days | 4.00% | 3.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 30 to 45 Days | 4.50% | 4.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 46 to 62 Days | 5.25% | 4.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 63 to 90 Days | 5.25% | 4.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 91 to 120 Days | 5.75% | 5.25% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 121 to 180 Days | 5.75% | 5.25% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 181 to 210 Days | 6.85% | 6.35% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 211 to 270 Days | 6.85% | 6.35% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 271 to 364 Days | 6.85% | 6.35% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 1 Year to 443 Days | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 444 Days | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 445 Days to 18 Months | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| > 18 Months to 2 Years | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| > 2 Years to 776 Days | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 777 Days | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 778 to 887 Days | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 888 Days | 8.25% | 7.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 889 Days to 3 Years | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| > 3 Years | 8.50% | 8.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| 3 Years+2 Days to 4 Years | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| > 4 to 5 Years | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
| > 5 to 10 Years | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 16 Jun 2026 |
Other fixed deposits at Equitas Small Finance Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Equitas Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: Equitas Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
Opening a fixed deposit with Equitas Small Finance Bank
Equitas Small Finance Bank publishes 23 separate terms for senior citizens, starting from ₹1,000. The highest is 8.50% at > 3 Years.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside Equitas Mobile, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Equitas Small Finance Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.