Private bank · typically 80 years and above
DCB Bank Super Senior Citizen rates
The highest super senior citizen rate DCB Bank publishes today is 8.05% for 24 to < 25 Months. All 28 published terms are below, exactly as the bank states them.
Effective from 1 Jun 2026 — the date DCB Bank published these rates, not the date we read them.
Published terms
28
distinct rows on the bank’s own rate card
Rate range
4.00% – 8.05%
lowest to highest across all terms
Senior citizen premium
+0 to +50 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 17 terms
Source: DCB Bank interest-rate page| Tenure | Super Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 to 45 Days | 4.00% | 3.75% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 46 to 90 Days | 4.75% | 4.50% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 91 Days to < 6 Months | 5.00% | 4.75% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 6 to < 10 Months | 6.25% | 6.00% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 10 to < 12 Months | 6.75% | 6.50% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 12 to < 15 Months | 7.15% | 6.90% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 15 to < 16 Months | 7.50% | 7.00% | +50 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 16 to < 24 Months | 7.15% | 6.90% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 24 to < 25 Months | 8.05% | 7.50% | +55 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 25 to < 27 Months | 7.15% | 6.90% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 27 to < 34 Months | 7.25% | 7.00% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 34 to < 35 Months | 8.05% | 7.50% | +55 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 35 to < 37 Months | 7.25% | 7.00% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 37 to 38 Months | 7.65% | 7.10% | +55 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| > 38 to < 60 Months | 7.25% | 7.00% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| 60 to 61 Months | 8.05% | 7.50% | +55 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
| > 61 to 120 Months | 7.25% | 7.00% | +25 bps | ₹10,000 – ₹3.00 Cr | 1 Jun 2026 |
Other fixed deposits at DCB Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: DCB Bank non-callable fixed deposit pageCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
| Tenure | Super Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 12 to 13 Months | 7.15% | 7.15% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| > 13 to < 18 Months | 7.30% | 7.30% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 18 to 19 Months | 7.35% | 7.35% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| > 19 to < 24 Months | 7.40% | 7.40% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 24 to < 25 Months | 7.60% | 7.60% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 25 Months | 7.50% | 7.50% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| > 25 to < 34 Months | 7.55% | 7.55% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 34 to < 35 Months | 7.65% | 7.65% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 35 to < 60 Months | 7.55% | 7.55% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
| 60 Months | 7.65% | 7.65% | same | ₹1.00 Cr – ₹3.00 Cr | 1 Jun 2026 |
Tax-saver fixed deposit
Source: DCB Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Super Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 5 YearsDCB Tax-Saver Fixed Deposit | 8.05% | 7.50% | +55 bps | ₹10,000 – ₹1.50 L | 1 Jun 2026 |
Opening a fixed deposit with DCB Bank
DCB Bank publishes 28 separate terms for super senior citizens, starting from ₹10,000. The highest is 8.05% at 24 to < 25 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 45 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside DCB Bank, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by DCB Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.