Private bank
Bandhan Bank FD rates
The highest rate Bandhan Bank publishes today is 7.45% for 2 to < 3 Years. All 13 published terms are below, exactly as the bank states them.
Bandhan Bank currently publishes 2 rate cards with different effective dates — 20 Jun 2026 and 9 Aug 2025. They are shown as separate tables below rather than merged, because a single blended table would be a rate card this bank never issued.
Published terms
13
distinct rows on the bank’s own rate card
Rate range
2.95% – 7.45%
lowest to highest across all terms
Senior citizen premium
+50 to +100 bps
extra rate over the general card, by term
Bank type
Private
as classified by the RBI
Fixed deposit · 12 terms
Source: Bandhan Bank interest-rate page| Tenure | Rate | Amount | Effective |
|---|---|---|---|
| 7 to 14 Days | 2.95% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 15 to 30 Days | 2.95% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 31 Days to < 2 Months | 3.45% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 2 to < 3 Months | 4.20% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 3 to < 6 Months | 4.20% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 6 Months to < 1 Year | 4.20% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 1 Year | 7.00% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| > 1 Year to 1 Year 9 Months | 7.00% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| > 1 Year 9 Months to < 2 Years | 7.00% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 2 to < 3 Years | 7.45% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 3 to < 5 Years | 7.25% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
| 5 to 10 Years | 5.85% | ₹1,000 – ₹3 Cr | 20 Jun 2026 |
Other fixed deposits at Bandhan Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: Bandhan Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: Bandhan Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Rate | Amount | Effective |
|---|---|---|---|
| 5 Years | 6.25% | ₹1,000 – ₹1.50 L | 9 Aug 2025 |
Opening a fixed deposit with Bandhan Bank
Bandhan Bank publishes 13 separate terms for ordinary depositors, starting from ₹1,000. The highest is 7.45% at 2 to < 3 Years.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 to 14 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside Bandhan Bank, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by Bandhan Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.