SFB bank · typically 60 years and above
AU Small Finance Bank Senior Citizen rates
The highest senior citizen rate AU Small Finance Bank publishes today is 7.90% for > 30 to 36 Months. All 13 published terms are below, exactly as the bank states them.
Effective from 10 Jun 2026 — the date AU Small Finance Bank published these rates, not the date we read them.
Published terms
13
distinct rows on the bank’s own rate card
Rate range
4.00% – 7.90%
lowest to highest across all terms
Senior citizen premium
+50 bps
extra rate over the general card, by term
Bank type
SFB
as classified by the RBI
Fixed deposit · 12 terms
Source: AU Small Finance Bank interest-rate page| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 7 Days to 1 Month 15 Days | 4.00% | 3.50% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| 1 Month 16 Days to 3 Months | 5.25% | 4.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 3 to 6 Months | 5.75% | 5.25% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 6 to 12 Months | 6.85% | 6.35% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 12 to 15 Months | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 15 to 18 Months | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 18 to 24 Months | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 24 to 30 Months | 7.60% | 7.10% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 30 to 36 Months | 7.90% | 7.40% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 36 to 45 Months | 7.50% | 7.00% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| > 45 to < 60 Months | 7.25% | 6.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
| 60 to 120 Months | 7.25% | 6.75% | +50 bps | ₹1,000 – ₹3.00 Cr | 10 Jun 2026 |
Other fixed deposits at AU Small Finance Bank
Same bank, different rules on breaking the deposit and on tax. Each carries its own rate card, its own effective date, and a link to the page it came from.
Non-callable fixed deposit
Source: AU Small Finance Bank interest-rate page — the bank's general rate page, not a dedicated oneCannot be withdrawn before maturity. Banks usually pay more for that, and the minimum is usually higher.
Tax-saver fixed deposit
Source: AU Small Finance Bank tax-saver fixed deposit pageQualifies for the Section 80C deduction and carries a 5-year lock-in. It cannot be broken early.
| Tenure | Senior Citizen rate | General | Premium | Amount | Effective |
|---|---|---|---|---|---|
| 60 Months | 7.25% | not published | — | ₹100 – ₹1.50 L | 10 Jun 2026 |
Opening a fixed deposit with AU Small Finance Bank
AU Small Finance Bank publishes 13 separate terms for senior citizens, starting from ₹100. The highest is 7.90% at > 30 to 36 Months.
Read the term column before you commit. Banks price odd terms deliberately — this one lists 7 Days to 1 Month 15 Days, and asking for a round number instead can put you in a lower bucket. The rate you get is the one printed against the term you actually book.
You can usually open a deposit inside AU 0101, at a branch, or through net banking. Eligibility, documents and premature-withdrawal penalties are set by AU Small Finance Bank and change without notice, so read their deposit terms & conditions. We publish rates, not advice.