Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,000 and above | 4.00% |
| 15-45 Days | ₹1,000 and above | 4.00% |
| 46-60 Days | ₹1,000 and above | 4.75% |
| 61-90 Days | ₹1,000 and above | 5.00% |
| 91-164 Days | ₹1,000 and above | 5.00% |
| 165 Days - 6 Months | ₹1,000 and above | 5.50% |
| > 6 Months - 201 Days | ₹1,000 and above | 6.25% |
| 202 Days - 364 Days | ₹1,000 and above | 6.25% |
| 12 Months | ₹1,000 and above | 7.50% |
| 12 Months + 1 Day | ₹1,000 and above | 6.50% |
| >12 Months 1 Day - 500 Days | ₹1,000 and above | 6.50% |
| 501 Days | ₹1,000 and above | 7.80% |
| 502 Days - 18 Months | ₹1,000 and above | 6.75% |
| > 18 Months - 700 Days | ₹1,000 and above | 6.75% |
| 701 Days | ₹1,000 and above | 6.75% |
| 702 Days - 998 Days | ₹1,000 and above | 6.75% |
| 999 Days to 34 Months | ₹1,000 and above | 6.75% |
| >34 Months - 36 Months | ₹1,000 and above | 6.75% |
| >36 Months - 60 Months | ₹1,000 and above | 6.75% |
| >60 Months - 120 Months | ₹1,000 and above | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,000 and above | 4.00% |
| 15-45 Days | ₹1,000 and above | 4.00% |
| 46-60 Days | ₹1,000 and above | 5.25% |
| 61-90 Days | ₹1,000 and above | 5.50% |
| 91-164 Days | ₹1,000 and above | 5.50% |
| 165 Days - 6 Months | ₹1,000 and above | 6.00% |
| > 6 Months - 201 Days | ₹1,000 and above | 6.75% |
| 202 Days - 364 Days | ₹1,000 and above | 6.75% |
| 12 Months | ₹1,000 and above | 8.00% |
| 12 Months + 1 Day | ₹1,000 and above | 7.00% |
| >12 Months 1 Day - 500 Days | ₹1,000 and above | 7.00% |
| 501 Days | ₹1,000 and above | 8.30% |
| 502 Days - 18 Months | ₹1,000 and above | 7.25% |
| > 18 Months - 700 Days | ₹1,000 and above | 7.25% |
| 701 Days | ₹1,000 and above | 7.25% |
| 702 Days - 998 Days | ₹1,000 and above | 7.25% |
| 999 Days to 34 Months | ₹1,000 and above | 7.25% |
| >34 Months - 36 Months | ₹1,000 and above | 7.25% |
| >36 Months - 60 Months | ₹1,000 and above | 7.25% |
| >60 Months - 120 Months | ₹1,000 and above | 6.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-01-201 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver) | ₹1,000 – ₹1,50,000 | 6.75% |
Tax Saver SCFD_TAX_SC
Unity Small Finance Bank publishes no separate tax saver sc rate — it pays 7.25%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Unity Small Finance Bank customer using our calculator.
Recurring deposits
RDRD
w.e.f. 2026-02-0912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 and above | 5.50% |
| 9 Months | ₹100 and above | 6.25% |
| 12 Months | ₹100 and above | 7.50% |
| 15 Months | ₹100 and above | 6.50% |
| 18 Months | ₹100 and above | 6.75% |
| 21 Months | ₹100 and above | 6.75% |
| 24 Months | ₹100 and above | 6.75% |
| 27 Months | ₹100 and above | 6.75% |
| 30 Months | ₹100 and above | 6.75% |
| 33 Months | ₹100 and above | 6.75% |
| >36 Months - 60 Months | ₹100 and above | 6.75% |
| >60 Months - 120 Months | ₹100 and above | 6.00% |
RD · SCRD_SC
w.e.f. 2026-02-0912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 and above | 6.00% |
| 9 Months | ₹100 and above | 6.75% |
| 12 Months | ₹100 and above | 8.00% |
| 15 Months | ₹100 and above | 7.00% |
| 18 Months | ₹100 and above | 7.25% |
| 21 Months | ₹100 and above | 7.25% |
| 24 Months | ₹100 and above | 7.25% |
| 27 Months | ₹100 and above | 7.25% |
| 30 Months | ₹100 and above | 7.25% |
| 33 Months | ₹100 and above | 7.25% |
| >36 Months - 60 Months | ₹100 and above | 7.25% |
| >60 Months - 120 Months | ₹100 and above | 6.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-08-193 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 4.50% |
| >₹1L to ₹10L | ₹1,00,000 – ₹10,00,000 | 6.00% |
| >₹10L | ₹10,00,000 and above | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-08-193 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 4.50% |
| >₹1L to ₹10L | ₹1,00,000 – ₹10,00,000 | 6.00% |
| >₹10L | ₹10,00,000 and above | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-08-193 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 4.50% |
| >₹1L to ₹10L | ₹1,00,000 – ₹10,00,000 | 6.00% |
| >₹10L | ₹10,00,000 and above | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-1112 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 12 Months + 1 Day | ₹1,000 – ₹2,99,99,999 | 6.50% |
| >12 Months 1 Day - 500 Days | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 501 Days | ₹1,000 – ₹2,99,99,999 | 7.80% |
| 502 Days - 18 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| > 18 Months - 700 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 701 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 702 Days - 998 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 999 Days to 34 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >34 Months - 36 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >36 Months - 60 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >60 Months - 120 Months | ₹1,000 – ₹2,99,99,999 | 6.00% |
NRONRO
w.e.f. 2026-06-1120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 15-45 Days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 46-60 Days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 61-90 Days | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 91-164 Days | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 165 Days - 6 Months | ₹1,000 – ₹2,99,99,999 | 5.50% |
| > 6 Months - 201 Days | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 202 Days - 364 Days | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 12 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 12 Months + 1 Day | ₹1,000 – ₹2,99,99,999 | 6.50% |
| >12 Months 1 Day - 500 Days | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 501 Days | ₹1,000 – ₹2,99,99,999 | 7.80% |
| 502 Days - 18 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| > 18 Months - 700 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 701 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 702 Days - 998 Days | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 999 Days to 34 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >34 Months - 36 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >36 Months - 60 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >60 Months - 120 Months | ₹1,000 – ₹2,99,99,999 | 6.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-02-0910 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 15 Months | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 18 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 21 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 24 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 27 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 30 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 33 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >36M to 60M | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >60M to 120M | ₹1,000 – ₹2,99,99,999 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-02-0912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 9 Months | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 12 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 15 Months | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 18 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 21 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 24 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 27 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 30 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 33 Months | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >36M to 60M | ₹1,000 – ₹2,99,99,999 | 6.75% |
| >60M to 120M | ₹1,000 – ₹2,99,99,999 | 6.00% |
If you break it early
Not yet verified
We have not read and recorded Unity Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Unity Small Finance Bank
46 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)checked 2026-07-01
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-23
- RFC · CAD (returned NRI)source ↗checked 2026-07-23
- RFC · CHF (returned NRI)source ↗checked 2026-07-23
- RFC · EUR (returned NRI)source ↗checked 2026-07-23
- RFC · GBP (returned NRI)source ↗checked 2026-07-23
- RFC · HKD (returned NRI)source ↗checked 2026-07-23
- RFC · NZD (returned NRI)source ↗checked 2026-07-23
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-23
- RFC · SGD (returned NRI)source ↗checked 2026-07-23
- RFC · USD (returned NRI)source ↗checked 2026-07-23
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-23
- RFC Savings (returned NRI)source ↗checked 2026-07-23
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-23
- FCNR · CAD · Callablesource ↗checked 2026-07-23
- FCNR · CHF · Callablesource ↗checked 2026-07-23
- FCNR · EUR · Callablesource ↗checked 2026-07-23
- FCNR · GBP · Callablesource ↗checked 2026-07-23
- FCNR · HKD · Callablesource ↗checked 2026-07-23
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-23
- FCNR · USD · Callablesource ↗checked 2026-07-23
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-23
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-23
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-23
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-23
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-23
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-23
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-23
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-23
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-23
- FCNR · USD · Non-Callablesource ↗checked 2026-07-23
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-23
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Unity Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 129 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.