Your own assumption — no bank here publishes a sweep-out penalty we have read.
◇ Net per year
Blended yield
0.00%
₹0
on ₹1,00,000 · ₹0/month · ₹0 exempt under §80TTA · ₹0 tax at 10% · 0.00% yield
₹1,00,000 stays in savings · ₹0 swept into the FD
Net to you
+₹0
§80 exempt
₹0
Tax
-₹0
Gross interest
₹0
Net to you
§80 exempt
Tax
Swept-FD seeded at 6.50% — Jana Small Finance Bank's published 181-270 Days FD rate. Savings rates aren't published yet — FD is the launch; enter your own above. Every FD rate we hold is live.