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Union Bank of India
every deposit rate, in one place.

Every product Union Bank of India publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
21
Live rate rows
228
Rate cards
21
Newest w.e.f.
2026-06-10

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-0118 rows
View source — product page
FD · General rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹1,000 – ₹2,99,99,9992.70%
15-30 Days₹1,000 – ₹2,99,99,9992.80%
31-45 Days₹1,000 – ₹2,99,99,9993.00%
46-90 Days₹1,000 – ₹2,99,99,9994.00%
91-120 Days₹1,000 – ₹2,99,99,9994.30%
121-180 Days₹1,000 – ₹2,99,99,9994.75%
181-270 Days₹1,000 – ₹2,99,99,9995.40%
271-364 Days₹1,000 – ₹2,99,99,9995.60%
1Yr to 399 days₹1,000 – ₹2,99,99,9996.20%
400 Days₹1,000 – ₹2,99,99,9996.25%
401 to 443 days₹1,000 – ₹2,99,99,9996.25%
444 days (Special)union_444d₹1,000 – ₹2,99,99,9996.50%
445-554 Days₹1,000 – ₹2,99,99,9996.15%
555 days (Special)union_555d₹1,000 – ₹2,99,99,9996.65%
556-996 days₹1,000 – ₹2,99,99,9996.15%
997 days (Special)union_997d₹1,000 – ₹2,99,99,9996.10%
998d to 3Yrs₹1,000 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹1,000 – ₹2,99,99,9996.00%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-0118 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹1,000 – ₹2,99,99,9993.20%
15-30 Days₹1,000 – ₹2,99,99,9993.30%
31-45 Days₹1,000 – ₹2,99,99,9993.50%
46-90 Days₹1,000 – ₹2,99,99,9994.50%
91-120 Days₹1,000 – ₹2,99,99,9994.80%
121-180 Days₹1,000 – ₹2,99,99,9995.25%
181-270 Days₹1,000 – ₹2,99,99,9995.90%
271-364 Days₹1,000 – ₹2,99,99,9996.10%
1Yr to 399 days₹1,000 – ₹2,99,99,9996.70%
400 Days₹1,000 – ₹2,99,99,9996.75%
401 to 443 days₹1,000 – ₹2,99,99,9996.75%
444 days (Special)union_444d_sc₹1,000 – ₹2,99,99,9997.00%
445-554 Days₹1,000 – ₹2,99,99,9996.65%
555 days (Special)union_555d_sc₹1,000 – ₹2,99,99,9997.15%
556-996 days₹1,000 – ₹2,99,99,9996.65%
997 days (Special)union_997d_sc₹1,000 – ₹2,99,99,9996.60%
998d to 3Yrs₹1,000 – ₹2,99,99,9996.60%
>3Yrs to 10Yrs₹1,000 – ₹2,99,99,9996.50%

FD · Super SeniorFD_SSC

w.e.f. 2026-06-0118 rows
View source — product page
FD · Super Senior rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹1,000 – ₹2,99,99,9993.45%
15-30 Days₹1,000 – ₹2,99,99,9993.55%
31-45 Days₹1,000 – ₹2,99,99,9993.75%
46-90 Days₹1,000 – ₹2,99,99,9994.75%
91-120 Days₹1,000 – ₹2,99,99,9995.05%
121-180 Days₹1,000 – ₹2,99,99,9995.50%
181-270 Days₹1,000 – ₹2,99,99,9996.15%
271-364 Days₹1,000 – ₹2,99,99,9996.35%
1Yr to 399 days₹1,000 – ₹2,99,99,9996.95%
400 Days₹1,000 – ₹2,99,99,9997.00%
401 to 443 days₹1,000 – ₹2,99,99,9997.00%
444 days (Special)union_444d_ssc₹1,000 – ₹2,99,99,9997.25%
445-554 Days₹1,000 – ₹2,99,99,9996.90%
555 days (Special)union_555d_ssc₹1,000 – ₹2,99,99,9997.40%
556-996 days₹1,000 – ₹2,99,99,9996.90%
997 days (Special)union_997d_ssc₹1,000 – ₹2,99,99,9996.85%
998d to 3Yrs₹1,000 – ₹2,99,99,9996.85%
>3Yrs to 10Yrs₹1,000 – ₹2,99,99,9996.75%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-011 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 Years (Tax Saver)₹500 – ₹1,50,0006.00%

Tax Saver SCFD_TAX_SC

Union Bank of India publishes no separate tax saver sc rate — it pays 6.50%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Union Bank of India customer using our calculator.

Recurring deposits

RDRD

w.e.f. 2026-06-0118 rows
View source — product page
RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹100 – ₹2,99,99,9992.70%
15-30 Days₹100 – ₹2,99,99,9992.80%
31-45 Days₹100 – ₹2,99,99,9993.00%
46-90 Days₹100 – ₹2,99,99,9994.00%
91-120 Days₹100 – ₹2,99,99,9994.30%
121-180 Days₹100 – ₹2,99,99,9994.75%
181-270 Days₹100 – ₹2,99,99,9995.40%
271-364 Days₹100 – ₹2,99,99,9995.60%
1Yr to 399 days₹100 – ₹2,99,99,9996.20%
400 Days₹100 – ₹2,99,99,9996.25%
401 to 443 days₹100 – ₹2,99,99,9996.25%
444 days (Special)₹100 – ₹2,99,99,9996.50%
445-554 Days₹100 – ₹2,99,99,9996.15%
555 days (Special)₹100 – ₹2,99,99,9996.65%
556-996 days₹100 – ₹2,99,99,9996.15%
997 days (Special)₹100 – ₹2,99,99,9996.10%
998d to 3Yrs₹100 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹100 – ₹2,99,99,9996.00%

RD · SCRD_SC

w.e.f. 2026-06-0118 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹100 – ₹2,99,99,9993.20%
15-30 Days₹100 – ₹2,99,99,9993.30%
31-45 Days₹100 – ₹2,99,99,9993.50%
46-90 Days₹100 – ₹2,99,99,9994.50%
91-120 Days₹100 – ₹2,99,99,9994.80%
121-180 Days₹100 – ₹2,99,99,9995.25%
181-270 Days₹100 – ₹2,99,99,9995.90%
271-364 Days₹100 – ₹2,99,99,9996.10%
1Yr to 399 days₹100 – ₹2,99,99,9996.70%
400 Days₹100 – ₹2,99,99,9996.75%
401 to 443 days₹100 – ₹2,99,99,9996.75%
444 days (Special)₹100 – ₹2,99,99,9997.00%
445-554 Days₹100 – ₹2,99,99,9996.65%
555 days (Special)₹100 – ₹2,99,99,9997.15%
556-996 days₹100 – ₹2,99,99,9996.65%
997 days (Special)₹100 – ₹2,99,99,9996.60%
998d to 3Yrs₹100 – ₹2,99,99,9996.60%
>3Yrs to 10Yrs₹100 – ₹2,99,99,9996.50%

RD · SSCRD_SSC

w.e.f. 2026-06-0118 rows
View source — product page
RD · SSC rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹100 – ₹2,99,99,9993.45%
15-30 Days₹100 – ₹2,99,99,9993.55%
31-45 Days₹100 – ₹2,99,99,9993.75%
46-90 Days₹100 – ₹2,99,99,9994.75%
91-120 Days₹100 – ₹2,99,99,9995.05%
121-180 Days₹100 – ₹2,99,99,9995.50%
181-270 Days₹100 – ₹2,99,99,9996.15%
271-364 Days₹100 – ₹2,99,99,9996.35%
1Yr to 399 days₹100 – ₹2,99,99,9996.95%
400 Days₹100 – ₹2,99,99,9997.00%
401 to 443 days₹100 – ₹2,99,99,9997.00%
444 days (Special)₹100 – ₹2,99,99,9997.25%
445-554 Days₹100 – ₹2,99,99,9996.90%
555 days (Special)₹100 – ₹2,99,99,9997.40%
556-996 days₹100 – ₹2,99,99,9996.90%
997 days (Special)₹100 – ₹2,99,99,9996.85%
998d to 3Yrs₹100 – ₹2,99,99,9996.85%
>3Yrs to 10Yrs₹100 – ₹2,99,99,9996.75%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-06-109 rows
View source — product page
Savings rates — w.e.f. 2026-06-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to Rs 50 Lakhs₹0 – ₹50,00,0002.50%
>Rs 50L to Rs 50 Crs₹50,00,000 – ₹50,00,00,0002.55%
>Rs 50 Crs to Rs 100 Crs₹50,00,00,000 – ₹1,00,00,00,0002.60%
>Rs 100 Crs to Rs 500 Crs₹1,00,00,00,000 – ₹5,00,00,00,0002.80%
>Rs 500 Crs to Rs 1000 Crs₹5,00,00,00,000 – ₹10,00,00,00,0003.15%
>Rs 1000 Crs to Rs 1500 Crs₹10,00,00,00,000 – ₹15,00,00,00,0003.30%
>Rs 1500 Crs to Rs 2000 Crs₹15,00,00,00,000 – ₹20,00,00,00,0003.75%
>Rs 2000 Crs to Rs 3000 Crs₹20,00,00,00,000 – ₹30,00,00,00,0004.10%
Above Rs 3000 Crs₹30,00,00,00,000 and above6.25%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-06-109 rows
View source — product page
NRE Savings rates — w.e.f. 2026-06-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to Rs 50 Lakhs₹0 – ₹50,00,0002.50%
>Rs 50L to Rs 50 Crs₹50,00,000 – ₹50,00,00,0002.55%
>Rs 50 Crs to Rs 100 Crs₹50,00,00,000 – ₹1,00,00,00,0002.60%
>Rs 100 Crs to Rs 500 Crs₹1,00,00,00,000 – ₹5,00,00,00,0002.80%
>Rs 500 Crs to Rs 1000 Crs₹5,00,00,00,000 – ₹10,00,00,00,0003.15%
>Rs 1000 Crs to Rs 1500 Crs₹10,00,00,00,000 – ₹15,00,00,00,0003.30%
>Rs 1500 Crs to Rs 2000 Crs₹15,00,00,00,000 – ₹20,00,00,00,0003.75%
>Rs 2000 Crs to Rs 3000 Crs₹20,00,00,00,000 – ₹30,00,00,00,0004.10%
Above Rs 3000 Crs₹30,00,00,00,000 and above6.25%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-06-109 rows
View source — product page
NRO Savings rates — w.e.f. 2026-06-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to Rs 50 Lakhs₹0 – ₹50,00,0002.50%
>Rs 50L to Rs 50 Crs₹50,00,000 – ₹50,00,00,0002.55%
>Rs 50 Crs to Rs 100 Crs₹50,00,00,000 – ₹1,00,00,00,0002.60%
>Rs 100 Crs to Rs 500 Crs₹1,00,00,00,000 – ₹5,00,00,00,0002.80%
>Rs 500 Crs to Rs 1000 Crs₹5,00,00,00,000 – ₹10,00,00,00,0003.15%
>Rs 1000 Crs to Rs 1500 Crs₹10,00,00,00,000 – ₹15,00,00,00,0003.30%
>Rs 1500 Crs to Rs 2000 Crs₹15,00,00,00,000 – ₹20,00,00,00,0003.75%
>Rs 2000 Crs to Rs 3000 Crs₹20,00,00,00,000 – ₹30,00,00,00,0004.10%
Above Rs 3000 Crs₹30,00,00,00,000 and above6.25%

NRI deposits

NRENRE

w.e.f. 2026-06-0110 rows
View source — product page
NRE rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to 399 days₹10,000 – ₹2,99,99,9996.20%
400 Days₹10,000 – ₹2,99,99,9996.25%
401 to 443 days₹10,000 – ₹2,99,99,9996.25%
444 days (Special)union_nre_444d₹10,000 – ₹2,99,99,9996.50%
445-554 Days₹10,000 – ₹2,99,99,9996.15%
555 days (Special)union_nre_555d₹10,000 – ₹2,99,99,9996.65%
556-996 days₹10,000 – ₹2,99,99,9996.15%
997 days (Special)union_nre_997d₹10,000 – ₹2,99,99,9996.10%
998d to 3Yrs₹10,000 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹10,000 – ₹2,99,99,9996.00%

NRONRO

w.e.f. 2026-06-0118 rows
View source — product page
NRO rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹10,000 – ₹2,99,99,9992.70%
15-30 Days₹10,000 – ₹2,99,99,9992.80%
31-45 Days₹10,000 – ₹2,99,99,9993.00%
46-90 Days₹10,000 – ₹2,99,99,9994.00%
91-120 Days₹10,000 – ₹2,99,99,9994.30%
121-180 Days₹10,000 – ₹2,99,99,9994.75%
181-270 Days₹10,000 – ₹2,99,99,9995.40%
271-364 Days₹10,000 – ₹2,99,99,9995.60%
1Yr to 399 days₹10,000 – ₹2,99,99,9996.20%
400 Days₹10,000 – ₹2,99,99,9996.25%
401 to 443 days₹10,000 – ₹2,99,99,9996.25%
444 days (Special)union_nro_444d₹10,000 – ₹2,99,99,9996.50%
445-554 Days₹10,000 – ₹2,99,99,9996.15%
555 days (Special)union_nro_555d₹10,000 – ₹2,99,99,9996.65%
556-996 days₹10,000 – ₹2,99,99,9996.15%
997 days (Special)union_nro_997d₹10,000 – ₹2,99,99,9996.10%
998d to 3Yrs₹10,000 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹10,000 – ₹2,99,99,9996.00%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-0110 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to 399 days₹100 – ₹2,99,99,9996.20%
400 Days₹100 – ₹2,99,99,9996.25%
401 to 443 days₹100 – ₹2,99,99,9996.25%
444 days (Special)₹100 – ₹2,99,99,9996.50%
445-554 Days₹100 – ₹2,99,99,9996.15%
555 days (Special)₹100 – ₹2,99,99,9996.65%
556-996 days₹100 – ₹2,99,99,9996.15%
997 days (Special)₹100 – ₹2,99,99,9996.10%
998d to 3Yrs₹100 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹100 – ₹2,99,99,9996.00%

NRO RDNRO_RD

w.e.f. 2026-06-0118 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 Days₹100 – ₹2,99,99,9992.70%
15-30 Days₹100 – ₹2,99,99,9992.80%
31-45 Days₹100 – ₹2,99,99,9993.00%
46-90 Days₹100 – ₹2,99,99,9994.00%
91-120 Days₹100 – ₹2,99,99,9994.30%
121-180 Days₹100 – ₹2,99,99,9994.75%
181-270 Days₹100 – ₹2,99,99,9995.40%
271-364 Days₹100 – ₹2,99,99,9995.60%
1Yr to 399 days₹100 – ₹2,99,99,9996.20%
400 Days₹100 – ₹2,99,99,9996.25%
401 to 443 days₹100 – ₹2,99,99,9996.25%
444 days (Special)₹100 – ₹2,99,99,9996.50%
445-554 Days₹100 – ₹2,99,99,9996.15%
555 days (Special)₹100 – ₹2,99,99,9996.65%
556-996 days₹100 – ₹2,99,99,9996.15%
997 days (Special)₹100 – ₹2,99,99,9996.10%
998d to 3Yrs₹100 – ₹2,99,99,9996.10%
>3Yrs to 10Yrs₹100 – ₹2,99,99,9996.00%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-05-30USD10 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsUSD 1,000 – USD 200,0004.40%
1Yr to <2Yrs (>=200K)USD 200,000 – USD 29,999,9994.50%
2 to <3YrsUSD 1,000 – USD 200,0003.55%
2 to <3Yrs (>=200K)USD 200,000 – USD 29,999,9993.60%
3 to <4YrsUSD 1,000 – USD 200,0003.35%
3 to <4Yrs (>=200K)USD 200,000 – USD 29,999,9993.40%
4 to <5YrsUSD 1,000 – USD 200,0003.00%
4 to <5Yrs (>=200K)USD 200,000 – USD 29,999,9993.05%
5Yrs onlyUSD 1,000 – USD 200,0003.05%
5Yrs only (>=200K)USD 200,000 – USD 29,999,9993.10%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-05-30GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsGBP 1,000 – GBP 29,999,9994.05%
2 to <3YrsGBP 1,000 – GBP 29,999,9993.00%
3 to <4YrsGBP 1,000 – GBP 29,999,9992.50%
4 to <5YrsGBP 1,000 – GBP 29,999,9992.50%
5Yrs onlyGBP 1,000 – GBP 29,999,9992.50%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-05-30EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsEUR 1,000 – EUR 29,999,9992.75%
2 to <3YrsEUR 1,000 – EUR 29,999,9992.05%
3 to <4YrsEUR 1,000 – EUR 29,999,9991.55%
4 to <5YrsEUR 1,000 – EUR 29,999,9991.55%
5Yrs onlyEUR 1,000 – EUR 29,999,9991.55%

FCNR · YEN (JPY) · CallableFCNR_JPY

w.e.f. 2026-05-30JPY5 rows
View source — product page
FCNR · YEN (JPY) · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsJPY 1,000 – JPY 29,999,9990.20%
2 to <3YrsJPY 1,000 – JPY 29,999,9990.01%
3 to <4YrsJPY 1,000 – JPY 29,999,9990.01%
4 to <5YrsJPY 1,000 – JPY 29,999,9990.01%
5Yrs onlyJPY 1,000 – JPY 29,999,9990.01%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-05-30CAD5 rows
View source — product page
FCNR · CAD · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsCAD 1,000 – CAD 29,999,9993.00%
2 to <3YrsCAD 1,000 – CAD 29,999,9992.75%
3 to <4YrsCAD 1,000 – CAD 29,999,9992.50%
4 to <5YrsCAD 1,000 – CAD 29,999,9992.50%
5Yrs onlyCAD 1,000 – CAD 29,999,9992.50%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-05-30AUD5 rows
View source — product page
FCNR · AUD · Callable rates — w.e.f. 2026-05-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1Yr to <2YrsAUD 1,000 – AUD 29,999,9993.75%
2 to <3YrsAUD 1,000 – AUD 29,999,9993.50%
3 to <4YrsAUD 1,000 – AUD 29,999,9993.00%
4 to <5YrsAUD 1,000 – AUD 29,999,9993.00%
5Yrs onlyAUD 1,000 – AUD 29,999,9993.00%

If you break it early

Not yet verified

We have not read and recorded Union Bank of India’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Union Bank of India

26 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Auto-sweep

NRI deposits

  • NRE · Non-Callablesource ↗checked 2026-07-20
  • NRO · Non-Callablesource ↗checked 2026-07-20
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20

FCNR — callable

  • FCNR · CHF · Callablechecked 2026-06-28
  • FCNR · HKD · Callablechecked 2026-06-28
  • FCNR · NZD · Callablesource ↗checked 2026-07-14
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Callablechecked 2026-06-28

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-06-28
  • FCNR · CAD · Non-Callablesource ↗checked 2026-06-28
  • FCNR · CHF · Non-Callablechecked 2026-06-28
  • FCNR · EUR · Non-Callablesource ↗checked 2026-06-28
  • FCNR · GBP · Non-Callablesource ↗checked 2026-06-28
  • FCNR · HKD · Non-Callablechecked 2026-06-28
  • FCNR · NZD · Non-Callablechecked 2026-06-30
  • FCNR · SGD · Non-Callablechecked 2026-06-28
  • FCNR · USD · Non-Callablesource ↗checked 2026-06-28
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-06-28

Financial healthQ4FY26

Full transparency report →
GNPA
3.20%
NNPA
0.58%
CAR
17.25%
CASA
32.00%
ROA
1.35%
ROE
18.50%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Union Bank of India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 228 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.