Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-0419 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 dayscallable | ₹1,000 – ₹3,00,00,000 | 2.70% |
| 15-30 dayscallable | ₹1,000 – ₹3,00,00,000 | 2.80% |
| 31-45 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.00% |
| 46-90 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 91-120 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.30% |
| 121-180 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 181-270 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.40% |
| 271-364 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.60% |
| 1 year-399 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.20% |
| 400 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 401-443 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 444 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 445-554 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.15% |
| 555 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.55% |
| 556-996 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.15% |
| 997 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 997 daysunion_rupee_green | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 998 days-3 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.10% |
| >3 years-10 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-0419 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.20% |
| 15-30 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.30% |
| 31-45 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 46-90 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 91-120 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.80% |
| 121-180 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 181-270 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.90% |
| 271-364 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 1 year-399 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.70% |
| 400 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 401-443 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 444 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 445-554 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.65% |
| 555 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.05% |
| 556-996 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.65% |
| 997 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.60% |
| 997 daysunion_rupee_green | ₹1,000 – ₹3,00,00,000 | 6.60% |
| 998 days-3 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.60% |
| >3 years-10 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.50% |
FD · Super SeniorFD_SSC
w.e.f. 2026-08-0419 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.45% |
| 15-30 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.55% |
| 31-45 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 46-90 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 91-120 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.05% |
| 121-180 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 181-270 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.15% |
| 271-364 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.35% |
| 1 year-399 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.95% |
| 400 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 401-443 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 444 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 445-554 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.90% |
| 555 dayscallable | ₹1,000 – ₹3,00,00,000 | 7.30% |
| 556-996 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.90% |
| 997 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.85% |
| 997 daysunion_rupee_green | ₹1,000 – ₹3,00,00,000 | 6.85% |
| 998 days-3 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.85% |
| >3 years-10 yearscallable | ₹1,000 – ₹3,00,00,000 | 6.75% |
FD · Non-CallableFD_NC
w.e.f. 2026-08-043 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 400 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| 444 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 555 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.65% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-08-043 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 400 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| 444 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 555 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-08-043 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 400 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 444 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 555 daysnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.40% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax_saver | ₹1,000 – ₹1,50,000 | 6.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax_saver | ₹1,000 – ₹1,50,000 | 6.50% |
Tax Saver SSCFD_TAX_SSC
w.e.f. 2026-08-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax_saver | ₹1,000 – ₹1,50,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2026-06-0118 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹100 – ₹2,99,99,999 | 2.70% |
| 15-30 Days | ₹100 – ₹2,99,99,999 | 2.80% |
| 31-45 Days | ₹100 – ₹2,99,99,999 | 3.00% |
| 46-90 Days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91-120 Days | ₹100 – ₹2,99,99,999 | 4.30% |
| 121-180 Days | ₹100 – ₹2,99,99,999 | 4.75% |
| 181-270 Days | ₹100 – ₹2,99,99,999 | 5.40% |
| 271-364 Days | ₹100 – ₹2,99,99,999 | 5.60% |
| 1Yr to 399 days | ₹100 – ₹2,99,99,999 | 6.20% |
| 400 Days | ₹100 – ₹2,99,99,999 | 6.25% |
| 401 to 443 days | ₹100 – ₹2,99,99,999 | 6.25% |
| 444 days (Special) | ₹100 – ₹2,99,99,999 | 6.50% |
| 445-554 Days | ₹100 – ₹2,99,99,999 | 6.15% |
| 555 days (Special) | ₹100 – ₹2,99,99,999 | 6.65% |
| 556-996 days | ₹100 – ₹2,99,99,999 | 6.15% |
| 997 days (Special) | ₹100 – ₹2,99,99,999 | 6.10% |
| 998d to 3Yrs | ₹100 – ₹2,99,99,999 | 6.10% |
| >3Yrs to 10Yrs | ₹100 – ₹2,99,99,999 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-06-0118 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹100 – ₹2,99,99,999 | 3.20% |
| 15-30 Days | ₹100 – ₹2,99,99,999 | 3.30% |
| 31-45 Days | ₹100 – ₹2,99,99,999 | 3.50% |
| 46-90 Days | ₹100 – ₹2,99,99,999 | 4.50% |
| 91-120 Days | ₹100 – ₹2,99,99,999 | 4.80% |
| 121-180 Days | ₹100 – ₹2,99,99,999 | 5.25% |
| 181-270 Days | ₹100 – ₹2,99,99,999 | 5.90% |
| 271-364 Days | ₹100 – ₹2,99,99,999 | 6.10% |
| 1Yr to 399 days | ₹100 – ₹2,99,99,999 | 6.70% |
| 400 Days | ₹100 – ₹2,99,99,999 | 6.75% |
| 401 to 443 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 444 days (Special) | ₹100 – ₹2,99,99,999 | 7.00% |
| 445-554 Days | ₹100 – ₹2,99,99,999 | 6.65% |
| 555 days (Special) | ₹100 – ₹2,99,99,999 | 7.15% |
| 556-996 days | ₹100 – ₹2,99,99,999 | 6.65% |
| 997 days (Special) | ₹100 – ₹2,99,99,999 | 6.60% |
| 998d to 3Yrs | ₹100 – ₹2,99,99,999 | 6.60% |
| >3Yrs to 10Yrs | ₹100 – ₹2,99,99,999 | 6.50% |
RD · SSCRD_SSC
w.e.f. 2026-06-0118 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹100 – ₹2,99,99,999 | 3.45% |
| 15-30 Days | ₹100 – ₹2,99,99,999 | 3.55% |
| 31-45 Days | ₹100 – ₹2,99,99,999 | 3.75% |
| 46-90 Days | ₹100 – ₹2,99,99,999 | 4.75% |
| 91-120 Days | ₹100 – ₹2,99,99,999 | 5.05% |
| 121-180 Days | ₹100 – ₹2,99,99,999 | 5.50% |
| 181-270 Days | ₹100 – ₹2,99,99,999 | 6.15% |
| 271-364 Days | ₹100 – ₹2,99,99,999 | 6.35% |
| 1Yr to 399 days | ₹100 – ₹2,99,99,999 | 6.95% |
| 400 Days | ₹100 – ₹2,99,99,999 | 7.00% |
| 401 to 443 days | ₹100 – ₹2,99,99,999 | 7.00% |
| 444 days (Special) | ₹100 – ₹2,99,99,999 | 7.25% |
| 445-554 Days | ₹100 – ₹2,99,99,999 | 6.90% |
| 555 days (Special) | ₹100 – ₹2,99,99,999 | 7.40% |
| 556-996 days | ₹100 – ₹2,99,99,999 | 6.90% |
| 997 days (Special) | ₹100 – ₹2,99,99,999 | 6.85% |
| 998d to 3Yrs | ₹100 – ₹2,99,99,999 | 6.85% |
| >3Yrs to 10Yrs | ₹100 – ₹2,99,99,999 | 6.75% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-06-108 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 50 Lakhs | ₹0 – ₹50,00,000 | 2.50% |
| >Rs 50L to Rs 50 Crs | ₹50,00,000 – ₹50,00,00,000 | 2.55% |
| >Rs 50 Crs to Rs 100 Crs | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| >Rs 100 Crs to Rs 500 Crs | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 2.80% |
| >Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.15% |
| >Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.30% |
| >Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.75% |
| >Rs 2000 Crs to Rs 3000 Crs | ₹20,00,00,00,000 – ₹30,00,00,00,000 | 4.10% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-06-109 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 50 Lakhs | ₹0 – ₹50,00,000 | 2.50% |
| >Rs 50L to Rs 50 Crs | ₹50,00,000 – ₹50,00,00,000 | 2.55% |
| >Rs 50 Crs to Rs 100 Crs | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| >Rs 100 Crs to Rs 500 Crs | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 2.80% |
| >Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.15% |
| >Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.30% |
| >Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.75% |
| >Rs 2000 Crs to Rs 3000 Crs | ₹20,00,00,00,000 – ₹30,00,00,00,000 | 4.10% |
| Above Rs 3000 Crs | ₹30,00,00,00,000 and above | 6.25% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-06-109 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 50 Lakhs | ₹0 – ₹50,00,000 | 2.50% |
| >Rs 50L to Rs 50 Crs | ₹50,00,000 – ₹50,00,00,000 | 2.55% |
| >Rs 50 Crs to Rs 100 Crs | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| >Rs 100 Crs to Rs 500 Crs | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 2.80% |
| >Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.15% |
| >Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.30% |
| >Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.75% |
| >Rs 2000 Crs to Rs 3000 Crs | ₹20,00,00,00,000 – ₹30,00,00,00,000 | 4.10% |
| Above Rs 3000 Crs | ₹30,00,00,00,000 and above | 6.25% |
NRI deposits
NRENRE
w.e.f. 2026-06-0110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to 399 days | ₹10,000 – ₹2,99,99,999 | 6.20% |
| 400 Days | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 401 to 443 days | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 444 days (Special)union_nre_444d | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 445-554 Days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 555 days (Special)union_nre_555d | ₹10,000 – ₹2,99,99,999 | 6.65% |
| 556-996 days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 997 days (Special)union_nre_997d | ₹10,000 – ₹2,99,99,999 | 6.10% |
| 998d to 3Yrs | ₹10,000 – ₹2,99,99,999 | 6.10% |
| >3Yrs to 10Yrs | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRONRO
w.e.f. 2026-06-0118 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹10,000 – ₹2,99,99,999 | 2.70% |
| 15-30 Days | ₹10,000 – ₹2,99,99,999 | 2.80% |
| 31-45 Days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 Days | ₹10,000 – ₹2,99,99,999 | 4.00% |
| 91-120 Days | ₹10,000 – ₹2,99,99,999 | 4.30% |
| 121-180 Days | ₹10,000 – ₹2,99,99,999 | 4.75% |
| 181-270 Days | ₹10,000 – ₹2,99,99,999 | 5.40% |
| 271-364 Days | ₹10,000 – ₹2,99,99,999 | 5.60% |
| 1Yr to 399 days | ₹10,000 – ₹2,99,99,999 | 6.20% |
| 400 Days | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 401 to 443 days | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 444 days (Special)union_nro_444d | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 445-554 Days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 555 days (Special)union_nro_555d | ₹10,000 – ₹2,99,99,999 | 6.65% |
| 556-996 days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 997 days (Special)union_nro_997d | ₹10,000 – ₹2,99,99,999 | 6.10% |
| 998d to 3Yrs | ₹10,000 – ₹2,99,99,999 | 6.10% |
| >3Yrs to 10Yrs | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-0110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to 399 days | ₹100 – ₹2,99,99,999 | 6.20% |
| 400 Days | ₹100 – ₹2,99,99,999 | 6.25% |
| 401 to 443 days | ₹100 – ₹2,99,99,999 | 6.25% |
| 444 days (Special) | ₹100 – ₹2,99,99,999 | 6.50% |
| 445-554 Days | ₹100 – ₹2,99,99,999 | 6.15% |
| 555 days (Special) | ₹100 – ₹2,99,99,999 | 6.65% |
| 556-996 days | ₹100 – ₹2,99,99,999 | 6.15% |
| 997 days (Special) | ₹100 – ₹2,99,99,999 | 6.10% |
| 998d to 3Yrs | ₹100 – ₹2,99,99,999 | 6.10% |
| >3Yrs to 10Yrs | ₹100 – ₹2,99,99,999 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-06-0118 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹100 – ₹2,99,99,999 | 2.70% |
| 15-30 Days | ₹100 – ₹2,99,99,999 | 2.80% |
| 31-45 Days | ₹100 – ₹2,99,99,999 | 3.00% |
| 46-90 Days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91-120 Days | ₹100 – ₹2,99,99,999 | 4.30% |
| 121-180 Days | ₹100 – ₹2,99,99,999 | 4.75% |
| 181-270 Days | ₹100 – ₹2,99,99,999 | 5.40% |
| 271-364 Days | ₹100 – ₹2,99,99,999 | 5.60% |
| 1Yr to 399 days | ₹100 – ₹2,99,99,999 | 6.20% |
| 400 Days | ₹100 – ₹2,99,99,999 | 6.25% |
| 401 to 443 days | ₹100 – ₹2,99,99,999 | 6.25% |
| 444 days (Special) | ₹100 – ₹2,99,99,999 | 6.50% |
| 445-554 Days | ₹100 – ₹2,99,99,999 | 6.15% |
| 555 days (Special) | ₹100 – ₹2,99,99,999 | 6.65% |
| 556-996 days | ₹100 – ₹2,99,99,999 | 6.15% |
| 997 days (Special) | ₹100 – ₹2,99,99,999 | 6.10% |
| 998d to 3Yrs | ₹100 – ₹2,99,99,999 | 6.10% |
| >3Yrs to 10Yrs | ₹100 – ₹2,99,99,999 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-05-30USD10 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | USD 1,000 – USD 200,000 | 4.40% |
| 1Yr to <2Yrs (>=200K) | USD 200,000 – USD 29,999,999 | 4.50% |
| 2 to <3Yrs | USD 1,000 – USD 200,000 | 3.55% |
| 2 to <3Yrs (>=200K) | USD 200,000 – USD 29,999,999 | 3.60% |
| 3 to <4Yrs | USD 1,000 – USD 200,000 | 3.35% |
| 3 to <4Yrs (>=200K) | USD 200,000 – USD 29,999,999 | 3.40% |
| 4 to <5Yrs | USD 1,000 – USD 200,000 | 3.00% |
| 4 to <5Yrs (>=200K) | USD 200,000 – USD 29,999,999 | 3.05% |
| 5Yrs only | USD 1,000 – USD 200,000 | 3.05% |
| 5Yrs only (>=200K) | USD 200,000 – USD 29,999,999 | 3.10% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-05-30GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | GBP 1,000 – GBP 29,999,999 | 4.05% |
| 2 to <3Yrs | GBP 1,000 – GBP 29,999,999 | 3.00% |
| 3 to <4Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
| 4 to <5Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
| 5Yrs only | GBP 1,000 – GBP 29,999,999 | 2.50% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-05-30EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | EUR 1,000 – EUR 29,999,999 | 2.75% |
| 2 to <3Yrs | EUR 1,000 – EUR 29,999,999 | 2.05% |
| 3 to <4Yrs | EUR 1,000 – EUR 29,999,999 | 1.55% |
| 4 to <5Yrs | EUR 1,000 – EUR 29,999,999 | 1.55% |
| 5Yrs only | EUR 1,000 – EUR 29,999,999 | 1.55% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-05-30JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | JPY 1,000 – JPY 29,999,999 | 0.20% |
| 2 to <3Yrs | JPY 1,000 – JPY 29,999,999 | 0.01% |
| 3 to <4Yrs | JPY 1,000 – JPY 29,999,999 | 0.01% |
| 4 to <5Yrs | JPY 1,000 – JPY 29,999,999 | 0.01% |
| 5Yrs only | JPY 1,000 – JPY 29,999,999 | 0.01% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-05-30CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | CAD 1,000 – CAD 29,999,999 | 3.00% |
| 2 to <3Yrs | CAD 1,000 – CAD 29,999,999 | 2.75% |
| 3 to <4Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 4 to <5Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 5Yrs only | CAD 1,000 – CAD 29,999,999 | 2.50% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-05-30AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Yr to <2Yrs | AUD 1,000 – AUD 29,999,999 | 3.75% |
| 2 to <3Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
| 3 to <4Yrs | AUD 1,000 – AUD 29,999,999 | 3.00% |
| 4 to <5Yrs | AUD 1,000 – AUD 29,999,999 | 3.00% |
| 5Yrs only | AUD 1,000 – AUD 29,999,999 | 3.00% |
If you break it early
Breaking this deposit early — FD · General
Every band Union Bank of India publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty | |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty | |
| ₹1,000 to under ₹3 crore | 7 days to 997 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“enewal at the applicable rate on the date of renewal, provided the deposit is renewed for a period longer than the balance period of the original deposit. While prematurely closing a deposit for the purpose of renewal, interest on the deposit”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“thdrawal of term deposits which have run for a period of 7 days and above, a penal interest of 1%, unless stated otherwise, shall be charged on run period interest rate. 21.A.2. The components of penalty shall be clearly brought to the notice”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“holders, no penalty for premature withdrawal of the term deposit shall be levied if the period and aggregate amount of the deposit do not undergo any change. 21.A.4. No penalty for premature withdrawal shall be levied, where depositors of the B”
Source - ₹1,000 to under ₹3 crore · 7 days to 997 days
“In case of Pre-closure of retail term deposits (less than Rs. 3.00 crores), which have run for 7 days or above, interest to be paid at 1.00% less than the applicable rate (as on the date of opening of deposit) for the period for which it has actually remained with the Bank or contracted rate, whichever is lower.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Union Bank of India publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 997 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty | |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty | |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 7 days to 997 days
“In case of Pre-closure of retail term deposits (less than Rs. 3.00 crores), which have run for 7 days or above, interest to be paid at 1.00% less than the applicable rate (as on the date of opening of deposit) for the period for which it has actually remained with the Bank or contracted rate, whichever is lower.”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“enewal at the applicable rate on the date of renewal, provided the deposit is renewed for a period longer than the balance period of the original deposit. While prematurely closing a deposit for the purpose of renewal, interest on the deposit”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“holders, no penalty for premature withdrawal of the term deposit shall be levied if the period and aggregate amount of the deposit do not undergo any change. 21.A.4. No penalty for premature withdrawal shall be levied, where depositors of the B”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“thdrawal of term deposits which have run for a period of 7 days and above, a penal interest of 1%, unless stated otherwise, shall be charged on run period interest rate. 21.A.2. The components of penalty shall be clearly brought to the notice”
Source
Breaking this deposit early — FD · Super Senior
Every band Union Bank of India publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 997 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty | |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | no penalty |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 0 days to 6 days
“rate decided by the bank depending upon the period of deposits. Interest on deposits repayable for less than 181 days, shall be paid proportionately for the actual number of days reckoning the year at 365 days. On Fixed deposits for duratio”
Source - ₹1,000 to under ₹3 crore · 7 days to 997 days
“In case of Pre-closure of retail term deposits (less than Rs. 3.00 crores), which have run for 7 days or above, interest to be paid at 1.00% less than the applicable rate (as on the date of opening of deposit) for the period for which it has actually remained with the Bank or contracted rate, whichever is lower.”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“enewal at the applicable rate on the date of renewal, provided the deposit is renewed for a period longer than the balance period of the original deposit. While prematurely closing a deposit for the purpose of renewal, interest on the deposit”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“thdrawal of term deposits which have run for a period of 7 days and above, a penal interest of 1%, unless stated otherwise, shall be charged on run period interest rate. 21.A.2. The components of penalty shall be clearly brought to the notice”
Source - ₹1,000 to under ₹3 crore · 7 days to 10 years
“holders, no penalty for premature withdrawal of the term deposit shall be levied if the period and aggregate amount of the deposit do not undergo any change. 21.A.4. No penalty for premature withdrawal shall be levied, where depositors of the B”
Source
Breaking this deposit early — FD · Non-Callable
Every band Union Bank of India publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 400 days to 555 days | ||
| ₹1 crore to under ₹3 crore | 400 days to 555 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 400 days to 555 days
“premature closure facility. Premature closure of non-callable term deposit can only be allowed in circumstances as given below; (i) death of depositor/first depositor in case of joint account (ii) bankruptcy of the depositor/s (iii) in case of s”
Source - ₹1 crore to under ₹3 crore · 400 days to 555 days
““Non-Callable Term Deposit” means term deposits without premature closure facility.”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Union Bank of India publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 400 days to 555 days | ||
| ₹1 crore to under ₹3 crore | 400 days to 555 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 400 days to 555 days
“premature closure facility. Premature closure of non-callable term deposit can only be allowed in circumstances as given below; (i) death of depositor/first depositor in case of joint account (ii) bankruptcy of the depositor/s (iii) in case of s”
Source - ₹1 crore to under ₹3 crore · 400 days to 555 days
““Non-Callable Term Deposit” means term deposits without premature closure facility.”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Union Bank of India publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 400 days to 555 days | ||
| ₹1 crore to under ₹3 crore | 400 days to 555 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 400 days to 555 days
“premature closure facility. Premature closure of non-callable term deposit can only be allowed in circumstances as given below; (i) death of depositor/first depositor in case of joint account (ii) bankruptcy of the depositor/s (iii) in case of s”
Source - ₹1 crore to under ₹3 crore · 400 days to 555 days
““Non-Callable Term Deposit” means term deposits without premature closure facility.”
Source
Breaking this deposit early — Tax Saver
Every band Union Bank of India publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early | |
| ₹1,000 to ₹1,50,000 | 5 years to 5 years |
Breaking this deposit early — Tax Saver SC
Every band Union Bank of India publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early | |
| ₹1,000 to ₹1,50,000 | 5 years to 5 years |
Breaking this deposit early — Tax Saver SSC
Every band Union Bank of India publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early | |
| ₹1,000 to ₹1,50,000 | 5 years to 5 years |
Not yet verified
We have not read and recorded Union Bank of India’s premature-withdrawal terms for RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Union Bank of India
22 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Auto-sweep
NRI deposits
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-06-28
- FCNR · CAD · Non-Callablesource ↗checked 2026-06-28
- FCNR · CHF · Non-Callablechecked 2026-06-28
- FCNR · EUR · Non-Callablesource ↗checked 2026-06-28
- FCNR · GBP · Non-Callablesource ↗checked 2026-06-28
- FCNR · HKD · Non-Callablechecked 2026-06-28
- FCNR · NZD · Non-Callablechecked 2026-06-30
- FCNR · SGD · Non-Callablechecked 2026-06-28
- FCNR · USD · Non-Callablesource ↗checked 2026-06-28
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-06-28
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.20%
- NNPA
- 0.58%
- CAR
- 17.25%
- CASA
- 32.00%
- ROA
- 1.35%
- ROE
- 18.50%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Union Bank of India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 240 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.