MyPassbook
Every deposit. Every bank.
Sign inAlerts
Ujjivan Small Finance BankSmall finance bank

Ujjivan Small Finance Bank
every deposit rate, in one place.

Every product Ujjivan Small Finance Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
19
Live rate rows
116
Rate cards
19
Newest w.e.f.
2026-06-25

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-2212 rows
View source — product page ↗
FD · General rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
30 days to 89 days₹1,000 – ₹2,99,99,9994.15%
90 days to 179 days₹1,000 – ₹2,99,99,9994.65%
1 Year to < 2 years₹1,000 – ₹2,99,99,9997.25%
2 Year 1 day - 3 Year₹1,000 – ₹2,99,99,9997.25%
7 days to 29 days₹1,000 – ₹2,99,99,9993.50%
6 months to < 1 year₹1,000 – ₹2,99,99,9995.50%
3 Year 1 Day – 3 year 6 months₹1,000 – ₹2,99,99,9997.55%
5 Years 2 Days - 10 Years₹1,000 – ₹2,99,99,9996.50%
>3 Year 6 months- 5 Years₹1,000 – ₹2,99,99,9997.20%
5 years 1 day₹1,000 – ₹2,99,99,9997.30%
180 days₹1,000 – ₹2,99,99,9996.00%
2 Years₹1,000 – ₹2,99,99,9997.80%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-2212 rows
View source — product page ↗
FD · Senior Citizen rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
30 days to 89 days₹1,000 – ₹2,99,99,9994.65%
180 days₹1,000 – ₹2,99,99,9996.50%
1 Year to < 2 years₹1,000 – ₹2,99,99,9997.75%
90 days to 179 days₹1,000 – ₹2,99,99,9995.15%
5 Years 2 Days - 10 Years₹1,000 – ₹2,99,99,9997.00%
>3 Year 6 months- 5 Years₹1,000 – ₹2,99,99,9997.70%
3 Year 1 Day – 3 year 6 months₹1,000 – ₹2,99,99,9998.05%
2 Year 1 day - 3 Year₹1,000 – ₹2,99,99,9997.75%
6 months to < 1 year₹1,000 – ₹2,99,99,9996.00%
7 days to 29 days₹1,000 – ₹2,99,99,9994.00%
5 years 1 day₹1,000 – ₹2,99,99,9997.80%
2 Years₹1,000 – ₹2,99,99,9998.30%

FD · Non-CallableFD_NC

w.e.f. 2026-06-225 rows
View source — product page ↗
FD · Non-Callable rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Year 1 Day – 3 year 6 months₹1,00,00,001 – ₹2,99,99,9997.65%
2 Years₹1,00,00,001 – ₹2,99,99,9997.90%
>3 Year 6 months- 5 Years₹1,00,00,001 – ₹2,99,99,9997.30%
2 Year 1 day - 3 Year₹1,00,00,001 – ₹2,99,99,9997.35%
1 Year to < 2 years₹1,00,00,001 – ₹2,99,99,9997.35%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-221 row
View source — product page ↗
Tax Saver rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
Exactly 5 calendar years₹1,000 – ₹1,50,0007.20%

Recurring deposits

RDRD

w.e.f. 2026-06-227 rows
View source — product page ↗
RD rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
6-9 months₹100 – ₹2,99,99,9995.50%
12-21 months₹100 – ₹2,99,99,9997.25%
24 months₹100 – ₹2,99,99,9997.80%
27-36 months₹100 – ₹2,99,99,9997.25%
39-42 months₹100 – ₹2,99,99,9997.55%
45-60 months₹100 – ₹2,99,99,9997.20%
63-120 months₹100 – ₹2,99,99,9996.50%

RD · SCRD_SC

w.e.f. 2026-06-227 rows
View source — product page ↗
RD · SC rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
6-9 months₹100 – ₹2,99,99,9996.00%
12-21 months₹100 – ₹2,99,99,9997.75%
24 months₹100 – ₹2,99,99,9998.30%
27-36 months₹100 – ₹2,99,99,9997.75%
39-42 months₹100 – ₹2,99,99,9998.05%
45-60 months₹100 – ₹2,99,99,9997.70%
63-120 months₹100 – ₹2,99,99,9997.00%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-06-055 rows
View source — product page ↗
Savings rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to ₹3 lakh₹0 – ₹3,00,0002.50%
>₹3-5 lakhs₹3,00,000 – ₹5,00,0003.00%
>₹5-25 lakhs₹5,00,000 – ₹25,00,0006.50%
>₹25 lakh-25 Crore₹25,00,000 – ₹25,00,00,0006.75%
>₹25 Crore₹25,00,00,000 – ₹1,00,00,00,0007.15%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-06-055 rows
View source — product page ↗
NRE Savings rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to ₹3 lakh₹0 – ₹3,00,0002.50%
>₹3-5 lakhs₹3,00,000 – ₹5,00,0003.00%
>₹5-25 lakhs₹5,00,000 – ₹25,00,0006.50%
>₹25 lakh-25 Crore₹25,00,000 – ₹25,00,00,0006.75%
>₹25 Crore₹25,00,00,000 – ₹1,00,00,00,0007.15%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-06-055 rows
View source — product page ↗
NRO Savings rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to ₹3 lakh₹0 – ₹3,00,0002.50%
>₹3-5 lakhs₹3,00,000 – ₹5,00,0003.00%
>₹5-25 lakhs₹5,00,000 – ₹25,00,0006.50%
>₹25 lakh-25 Crore₹25,00,000 – ₹25,00,00,0006.75%
>₹25 Crore₹25,00,00,000 – ₹1,00,00,00,0007.15%

NRI deposits

NRENRE

w.e.f. 2026-06-227 rows
View source — product page ↗
NRE rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
1y to <2y₹5,000 – ₹2,99,99,9997.25%
2y exact₹5,000 – ₹2,99,99,9997.80%
2y+1d to 3y₹5,000 – ₹2,99,99,9997.25%
3y+1d to 3y6m₹5,000 – ₹2,99,99,9997.55%
>3y6m to 5y₹5,000 – ₹2,99,99,9997.20%
5y+1d₹5,000 – ₹2,99,99,9997.30%
5y+2d to 10y₹5,000 – ₹2,99,99,9996.50%

NRE · Non-CallableNRE_NC

w.e.f. 2026-06-225 rows
View source — product page ↗
NRE · Non-Callable rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
1y to <2y₹1,00,00,001 – ₹3,00,00,0007.35%
2y exact₹1,00,00,001 – ₹3,00,00,0007.90%
2y+1d to 3y₹1,00,00,001 – ₹3,00,00,0007.35%
3y+1d to 3y6m₹1,00,00,001 – ₹3,00,00,0007.65%
>3y6m to 5y₹1,00,00,001 – ₹3,00,00,0007.30%

NRONRO

w.e.f. 2026-06-2212 rows
View source — product page ↗
NRO rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-29 days₹5,000 – ₹2,99,99,9993.50%
30-89 days₹5,000 – ₹2,99,99,9994.15%
90-179 days₹5,000 – ₹2,99,99,9994.65%
180 days₹5,000 – ₹2,99,99,9996.00%
6m+1d to <1y₹5,000 – ₹2,99,99,9995.50%
1y to <2y₹5,000 – ₹2,99,99,9997.25%
2y exact₹5,000 – ₹2,99,99,9997.80%
2y+1d to 3y₹5,000 – ₹2,99,99,9997.25%
3y+1d to 3y6m₹5,000 – ₹2,99,99,9997.55%
>3y6m to 5y₹5,000 – ₹2,99,99,9997.20%
5y+1d₹5,000 – ₹2,99,99,9997.30%
5y+2d to 10y₹5,000 – ₹2,99,99,9996.50%

NRO · Non-CallableNRO_NC

w.e.f. 2026-06-225 rows
View source — product page ↗
NRO · Non-Callable rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
1y to <2y₹1,00,00,001 – ₹3,00,00,0007.35%
2y exact₹1,00,00,001 – ₹3,00,00,0007.90%
2y+1d to 3y₹1,00,00,001 – ₹3,00,00,0007.35%
3y+1d to 3y6m₹1,00,00,001 – ₹3,00,00,0007.65%
>3y6m to 5y₹1,00,00,001 – ₹3,00,00,0007.30%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-226 rows
View source — product page ↗
NRE RD rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
12-21 months₹100 – ₹2,99,99,9997.25%
24 months₹100 – ₹2,99,99,9997.80%
27-36 months₹100 – ₹2,99,99,9997.25%
39-42 months₹100 – ₹2,99,99,9997.55%
45-60 months₹100 – ₹2,99,99,9997.20%
63-120 months₹100 – ₹2,99,99,9996.50%

NRO RDNRO_RD

w.e.f. 2026-06-227 rows
View source — product page ↗
NRO RD rates — w.e.f. 2026-06-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
6-9 months₹100 – ₹2,99,99,9995.50%
12-21 months₹100 – ₹2,99,99,9997.25%
24 months₹100 – ₹2,99,99,9997.80%
27-36 months₹100 – ₹2,99,99,9997.25%
39-42 months₹100 – ₹2,99,99,9997.55%
45-60 months₹100 – ₹2,99,99,9997.20%
63-120 months₹100 – ₹2,99,99,9996.50%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-06-25USD2 rows
View source — product page ↗
FCNR · USD · Callable rates — w.e.f. 2026-06-25
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr < 2 yrs—5.30%
2 Yr < 3 yrs—4.50%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-06-25GBP5 rows
View source — product page ↗
FCNR · GBP · Callable rates — w.e.f. 2026-06-25
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr < 2 yrs—5.00%
2 Yr < 3 yrs—4.00%
3 Yr < 4 yrs—3.00%
4 Yr < 5 yrs—3.00%
5yr—3.00%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-06-25EUR5 rows
View source — product page ↗
FCNR · EUR · Callable rates — w.e.f. 2026-06-25
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr < 2 yrs—3.00%
2 Yr < 3 yrs—3.00%
3 Yr < 4 yrs—2.50%
4 Yr < 5 yrs—2.00%
5yr—2.00%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-06-25USD3 rows
View source — product page ↗
FCNR · USD · Non-Callable rates — w.e.f. 2026-06-25
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Yr < 4 yrs—7.50%
4 Yr < 5 yrs—7.50%
5yr—7.50%

If you break it early

Breaking this deposit early — FD · General

Every band Ujjivan Small Finance Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1,000 to ₹2,99,99,9990 days to under 6 months1% off your rate
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹1,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹1,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹25,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
The bank’s own wording
  • ₹1,000 to ₹2,99,99,999 · 0 days to under 6 months
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹25,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source

Breaking this deposit early — FD · Senior Citizen

Every band Ujjivan Small Finance Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1,000 to ₹2,99,99,9990 days to under 6 months1% off your rate
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹1,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹1,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹25,000 to ₹2,99,99,9996 months to 36500 daysno penalty
Worked out on the rate for the period you actually ran, not the rate you booked at.
The bank’s own wording
  • ₹1,000 to ₹2,99,99,999 · 0 days to under 6 months
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source
  • ₹25,000 to ₹2,99,99,999 · 6 months to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source

Breaking this deposit early — FD · Non-Callable

Every band Ujjivan Small Finance Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1,00,00,001 to ₹2,99,99,9990 days to 36500 dayscannot be closed early
The bank’s own wording
  • ₹1,00,00,001 to ₹2,99,99,999 · 0 days to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source

Breaking this deposit early — Tax Saver

Every band Ujjivan Small Finance Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1,000 to ₹1,50,0000 days to 36500 dayscannot be closed early
The bank’s own wording
  • ₹1,000 to ₹1,50,000 · 0 days to 36500 days
    “Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
    Source

Not yet verified

We have not read and recorded Ujjivan Small Finance Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Ujjivan Small Finance Bank

39 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • FCNR (legacy aggregate)checked 2026-07-01
  • RFC · AUD (returned NRI)source ↗checked 2026-07-18
  • RFC · CAD (returned NRI)source ↗checked 2026-07-18
  • RFC · CHF (returned NRI)source ↗checked 2026-07-18
  • RFC · EUR (returned NRI)source ↗checked 2026-07-18
  • RFC · GBP (returned NRI)source ↗checked 2026-07-18
  • RFC · HKD (returned NRI)source ↗checked 2026-07-18
  • RFC · NZD (returned NRI)source ↗checked 2026-07-18
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
  • RFC · SGD (returned NRI)source ↗checked 2026-07-18
  • RFC · USD (returned NRI)source ↗checked 2026-07-18
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
  • RFC Savings (returned NRI)source ↗checked 2026-07-18

FCNR — callable

  • FCNR · AUD · Callablesource ↗checked 2026-07-18
  • FCNR · CAD · Callablesource ↗checked 2026-07-18
  • FCNR · CHF · Callablesource ↗checked 2026-07-18
  • FCNR · HKD · Callablesource ↗checked 2026-07-18
  • FCNR · NZD · Callablesource ↗checked 2026-07-14
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
  • FCNR · SGD · Callablesource ↗checked 2026-07-18
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-18

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-18
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-18
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-18
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-18
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-18
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-18
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-18
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-18
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-18

Financial healthQ4FY2026

Full transparency report →
GNPA
2.26%
NNPA
0.43%
CAR
21.14%
CASA
28.60%
ROA
2.10%
ROE
17.20%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Ujjivan Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 116 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.