Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30-89 days | ₹1,000 – ₹2,99,99,999 | 4.15% |
| 90-179 days | ₹1,000 – ₹2,99,99,999 | 4.65% |
| 180 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 6m+1d to <1y | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 1y to <2y | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 2y exact | ₹1,000 – ₹2,99,99,999 | 7.80% |
| 2y+1d to 3y | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 3y+1d to 3y6m | ₹1,000 – ₹2,99,99,999 | 7.55% |
| >3y6m to 5y | ₹1,000 – ₹2,99,99,999 | 7.20% |
| 5y+1d | ₹1,000 – ₹2,99,99,999 | 7.30% |
| 5y+2d to 10y | ₹1,000 – ₹2,99,99,999 | 6.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-29 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 30-89 days | ₹1,000 – ₹2,99,99,999 | 4.65% |
| 90-179 days | ₹1,000 – ₹2,99,99,999 | 5.15% |
| 180 days | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 6m+1d to <1y | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1y to <2y | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 2y exact | ₹1,000 – ₹2,99,99,999 | 8.30% |
| 2y+1d to 3y | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 3y+1d to 3y6m | ₹1,000 – ₹2,99,99,999 | 8.05% |
| >3y6m to 5y | ₹1,000 – ₹2,99,99,999 | 7.70% |
| 5y+1d | ₹1,000 – ₹2,99,99,999 | 7.80% |
| 5y+2d to 10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-225 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 2y exact | ₹1,00,00,001 – ₹3,00,00,000 | 7.90% |
| 2y+1d to 3y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 3y+1d to 3y6m | ₹1,00,00,001 – ₹3,00,00,000 | 7.65% |
| >3y6m to 5y | ₹1,00,00,001 – ₹3,00,00,000 | 7.30% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-221 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (Tax Saver) | ₹1,000 – ₹1,50,000 | 7.20% |
Tax Saver SCFD_TAX_SC
Ujjivan Small Finance Bank publishes no separate tax saver sc rate — it pays 7.70%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Ujjivan Small Finance Bank customer using our calculator.
Recurring deposits
RDRD
w.e.f. 2026-06-227 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 5.50% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
RD · SCRD_SC
w.e.f. 2026-06-227 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 6.00% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.75% |
| 24 months | ₹100 – ₹2,99,99,999 | 8.30% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.75% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 8.05% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.70% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-06-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-06-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-06-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRI deposits
NRENRE
w.e.f. 2026-06-227 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 2y exact | ₹5,000 – ₹2,99,99,999 | 7.80% |
| 2y+1d to 3y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 3y+1d to 3y6m | ₹5,000 – ₹2,99,99,999 | 7.55% |
| >3y6m to 5y | ₹5,000 – ₹2,99,99,999 | 7.20% |
| 5y+1d | ₹5,000 – ₹2,99,99,999 | 7.30% |
| 5y+2d to 10y | ₹5,000 – ₹2,99,99,999 | 6.50% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-06-225 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 2y exact | ₹1,00,00,001 – ₹3,00,00,000 | 7.90% |
| 2y+1d to 3y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 3y+1d to 3y6m | ₹1,00,00,001 – ₹3,00,00,000 | 7.65% |
| >3y6m to 5y | ₹1,00,00,001 – ₹3,00,00,000 | 7.30% |
NRONRO
w.e.f. 2026-06-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-29 days | ₹5,000 – ₹2,99,99,999 | 3.50% |
| 30-89 days | ₹5,000 – ₹2,99,99,999 | 4.15% |
| 90-179 days | ₹5,000 – ₹2,99,99,999 | 4.65% |
| 180 days | ₹5,000 – ₹2,99,99,999 | 6.00% |
| 6m+1d to <1y | ₹5,000 – ₹2,99,99,999 | 5.50% |
| 1y to <2y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 2y exact | ₹5,000 – ₹2,99,99,999 | 7.80% |
| 2y+1d to 3y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 3y+1d to 3y6m | ₹5,000 – ₹2,99,99,999 | 7.55% |
| >3y6m to 5y | ₹5,000 – ₹2,99,99,999 | 7.20% |
| 5y+1d | ₹5,000 – ₹2,99,99,999 | 7.30% |
| 5y+2d to 10y | ₹5,000 – ₹2,99,99,999 | 6.50% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-06-225 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 2y exact | ₹1,00,00,001 – ₹3,00,00,000 | 7.90% |
| 2y+1d to 3y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 3y+1d to 3y6m | ₹1,00,00,001 – ₹3,00,00,000 | 7.65% |
| >3y6m to 5y | ₹1,00,00,001 – ₹3,00,00,000 | 7.30% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-226 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
NRO RDNRO_RD
w.e.f. 2026-06-227 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 5.50% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-25USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 5.30% |
| 2 Yr < 3 yrs | — | 4.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-25GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 5.00% |
| 2 Yr < 3 yrs | — | 4.00% |
| 3 Yr < 4 yrs | — | 3.00% |
| 4 Yr < 5 yrs | — | 3.00% |
| 5yr | — | 3.00% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-25EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 3.00% |
| 2 Yr < 3 yrs | — | 3.00% |
| 3 Yr < 4 yrs | — | 2.50% |
| 4 Yr < 5 yrs | — | 2.00% |
| 5yr | — | 2.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-25USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Yr < 4 yrs | — | 7.50% |
| 4 Yr < 5 yrs | — | 7.50% |
| 5yr | — | 7.50% |
If you break it early
Not yet verified
We have not read and recorded Ujjivan Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Ujjivan Small Finance Bank
39 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)checked 2026-07-01
- RFC · AUD (returned NRI)source ↗checked 2026-07-18
- RFC · CAD (returned NRI)source ↗checked 2026-07-18
- RFC · CHF (returned NRI)source ↗checked 2026-07-18
- RFC · EUR (returned NRI)source ↗checked 2026-07-18
- RFC · GBP (returned NRI)source ↗checked 2026-07-18
- RFC · HKD (returned NRI)source ↗checked 2026-07-18
- RFC · NZD (returned NRI)source ↗checked 2026-07-18
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
- RFC · SGD (returned NRI)source ↗checked 2026-07-18
- RFC · USD (returned NRI)source ↗checked 2026-07-18
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
- RFC Savings (returned NRI)source ↗checked 2026-07-18
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-18
- FCNR · CAD · Callablesource ↗checked 2026-07-18
- FCNR · CHF · Callablesource ↗checked 2026-07-18
- FCNR · HKD · Callablesource ↗checked 2026-07-18
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-18
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-18
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-18
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-18
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-18
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-18
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.26%
- NNPA
- 0.43%
- CAR
- 21.14%
- CASA
- 28.60%
- ROA
- 2.10%
- ROE
- 17.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Ujjivan Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 117 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.