Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days to 89 days | ₹1,000 – ₹2,99,99,999 | 4.15% |
| 90 days to 179 days | ₹1,000 – ₹2,99,99,999 | 4.65% |
| 1 Year to < 2 years | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 2 Year 1 day - 3 Year | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 7 days to 29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 6 months to < 1 year | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 3 Year 1 Day – 3 year 6 months | ₹1,000 – ₹2,99,99,999 | 7.55% |
| 5 Years 2 Days - 10 Years | ₹1,000 – ₹2,99,99,999 | 6.50% |
| >3 Year 6 months- 5 Years | ₹1,000 – ₹2,99,99,999 | 7.20% |
| 5 years 1 day | ₹1,000 – ₹2,99,99,999 | 7.30% |
| 180 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 2 Years | ₹1,000 – ₹2,99,99,999 | 7.80% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days to 89 days | ₹1,000 – ₹2,99,99,999 | 4.65% |
| 180 days | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1 Year to < 2 years | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 90 days to 179 days | ₹1,000 – ₹2,99,99,999 | 5.15% |
| 5 Years 2 Days - 10 Years | ₹1,000 – ₹2,99,99,999 | 7.00% |
| >3 Year 6 months- 5 Years | ₹1,000 – ₹2,99,99,999 | 7.70% |
| 3 Year 1 Day – 3 year 6 months | ₹1,000 – ₹2,99,99,999 | 8.05% |
| 2 Year 1 day - 3 Year | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 6 months to < 1 year | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 7 days to 29 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 5 years 1 day | ₹1,000 – ₹2,99,99,999 | 7.80% |
| 2 Years | ₹1,000 – ₹2,99,99,999 | 8.30% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Year 1 Day – 3 year 6 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.65% |
| 2 Years | ₹1,00,00,001 – ₹2,99,99,999 | 7.90% |
| >3 Year 6 months- 5 Years | ₹1,00,00,001 – ₹2,99,99,999 | 7.30% |
| 2 Year 1 day - 3 Year | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
| 1 Year to < 2 years | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar years | ₹1,000 – ₹1,50,000 | 7.20% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 5.50% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 6.00% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.75% |
| 24 months | ₹100 – ₹2,99,99,999 | 8.30% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.75% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 8.05% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.70% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 7.00% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 lakh | ₹0 – ₹3,00,000 | 2.50% |
| >₹3-5 lakhs | ₹3,00,000 – ₹5,00,000 | 3.00% |
| >₹5-25 lakhs | ₹5,00,000 – ₹25,00,000 | 6.50% |
| >₹25 lakh-25 Crore | ₹25,00,000 – ₹25,00,00,000 | 6.75% |
| >₹25 Crore | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.15% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 2y exact | ₹5,000 – ₹2,99,99,999 | 7.80% |
| 2y+1d to 3y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 3y+1d to 3y6m | ₹5,000 – ₹2,99,99,999 | 7.55% |
| >3y6m to 5y | ₹5,000 – ₹2,99,99,999 | 7.20% |
| 5y+1d | ₹5,000 – ₹2,99,99,999 | 7.30% |
| 5y+2d to 10y | ₹5,000 – ₹2,99,99,999 | 6.50% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 2y exact | ₹1,00,00,001 – ₹3,00,00,000 | 7.90% |
| 2y+1d to 3y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 3y+1d to 3y6m | ₹1,00,00,001 – ₹3,00,00,000 | 7.65% |
| >3y6m to 5y | ₹1,00,00,001 – ₹3,00,00,000 | 7.30% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-29 days | ₹5,000 – ₹2,99,99,999 | 3.50% |
| 30-89 days | ₹5,000 – ₹2,99,99,999 | 4.15% |
| 90-179 days | ₹5,000 – ₹2,99,99,999 | 4.65% |
| 180 days | ₹5,000 – ₹2,99,99,999 | 6.00% |
| 6m+1d to <1y | ₹5,000 – ₹2,99,99,999 | 5.50% |
| 1y to <2y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 2y exact | ₹5,000 – ₹2,99,99,999 | 7.80% |
| 2y+1d to 3y | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 3y+1d to 3y6m | ₹5,000 – ₹2,99,99,999 | 7.55% |
| >3y6m to 5y | ₹5,000 – ₹2,99,99,999 | 7.20% |
| 5y+1d | ₹5,000 – ₹2,99,99,999 | 7.30% |
| 5y+2d to 10y | ₹5,000 – ₹2,99,99,999 | 6.50% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y to <2y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 2y exact | ₹1,00,00,001 – ₹3,00,00,000 | 7.90% |
| 2y+1d to 3y | ₹1,00,00,001 – ₹3,00,00,000 | 7.35% |
| 3y+1d to 3y6m | ₹1,00,00,001 – ₹3,00,00,000 | 7.65% |
| >3y6m to 5y | ₹1,00,00,001 – ₹3,00,00,000 | 7.30% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6-9 months | ₹100 – ₹2,99,99,999 | 5.50% |
| 12-21 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 months | ₹100 – ₹2,99,99,999 | 7.80% |
| 27-36 months | ₹100 – ₹2,99,99,999 | 7.25% |
| 39-42 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 45-60 months | ₹100 – ₹2,99,99,999 | 7.20% |
| 63-120 months | ₹100 – ₹2,99,99,999 | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 5.30% |
| 2 Yr < 3 yrs | — | 4.50% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 5.00% |
| 2 Yr < 3 yrs | — | 4.00% |
| 3 Yr < 4 yrs | — | 3.00% |
| 4 Yr < 5 yrs | — | 3.00% |
| 5yr | — | 3.00% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 2 yrs | — | 3.00% |
| 2 Yr < 3 yrs | — | 3.00% |
| 3 Yr < 4 yrs | — | 2.50% |
| 4 Yr < 5 yrs | — | 2.00% |
| 5yr | — | 2.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Yr < 4 yrs | — | 7.50% |
| 4 Yr < 5 yrs | — | 7.50% |
| 5yr | — | 7.50% |
If you break it early
Breaking this deposit early — FD · General
Every band Ujjivan Small Finance Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 0 days to under 6 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹25,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 0 days to under 6 months
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹25,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Ujjivan Small Finance Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 0 days to under 6 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹25,000 to ₹2,99,99,999 | 6 months to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 0 days to under 6 months
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹1,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source - ₹25,000 to ₹2,99,99,999 · 6 months to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source
Breaking this deposit early — FD · Non-Callable
Every band Ujjivan Small Finance Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,00,00,001 to ₹2,99,99,999 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,00,00,001 to ₹2,99,99,999 · 0 days to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source
Breaking this deposit early — Tax Saver
Every band Ujjivan Small Finance Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 0 days to 36500 days
“Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available Tenures ranges from 12 months to 60 months Deposit amount should be above ₹1 crore to below ₹3 crores Interest pay-out options available are monthly, quarterly and at maturity Explore Apply Now Digital Fixed Deposit Invest easily online! Open a standalone FD without opening a Savings Account Open an FD for a duration of 6 months to 10 years Fund your fixed deposit by Net Banking / UPI / Debit Card Option to withdraw prematurely without penalty after 6 months Explore Apply Sampoorna Lakshya Systematic investing for your goals! Deposit a fixed sum every month for the investment period Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof Tenures range from 3 to 120 months Option to close prematurely without penalty after 6 months Explore Apply Regular Recurring Deposits Start small, save big! Deposit a fixed sum every month for the investment period Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof Tenures can range from 6 months to 10 years Premature closure facility allowed Explore Apply Sampoorna Nidhi Earn a second income! Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof Tenures range from 12 to 60 months in multiples of 12 months Interest calculated monthly and deposited to customers' linked USFB saving or current account Auto-renewal facility is available Explore Apply Regular Fixed Deposits Invest in your future! Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof Tenures range from 7 days to 10 years Premature closure and partial withdrawal facility allowed Interest pay-out options available are monthly and quarterly Explore Apply Resident Foreign Currency Account Grow your wealth! Tax-free earnings Funds are fully repatriable Earn interest up to 7.25% Explore Apply Tax Saver Fixed Deposits Axe the Tax! Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961 Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period Available only for Indian residents and HUFs Interest pay-out options available are monthly and quarterly Explore Apply #Ujjivanblogs Latest Blogs Catch up on the latest blog updates from your trusted bank! FAQs 1. What are the types of bank deposits offered by Ujjivan? 2. What is the interest rate on Ujjivan deposits? 3. What is the minimum and maximum tenure for deposits? 4. What is Tax Saver FD?”
Source
Not yet verified
We have not read and recorded Ujjivan Small Finance Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Ujjivan Small Finance Bank
39 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)checked 2026-07-01
- RFC · AUD (returned NRI)source ↗checked 2026-07-18
- RFC · CAD (returned NRI)source ↗checked 2026-07-18
- RFC · CHF (returned NRI)source ↗checked 2026-07-18
- RFC · EUR (returned NRI)source ↗checked 2026-07-18
- RFC · GBP (returned NRI)source ↗checked 2026-07-18
- RFC · HKD (returned NRI)source ↗checked 2026-07-18
- RFC · NZD (returned NRI)source ↗checked 2026-07-18
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
- RFC · SGD (returned NRI)source ↗checked 2026-07-18
- RFC · USD (returned NRI)source ↗checked 2026-07-18
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
- RFC Savings (returned NRI)source ↗checked 2026-07-18
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-18
- FCNR · CAD · Callablesource ↗checked 2026-07-18
- FCNR · CHF · Callablesource ↗checked 2026-07-18
- FCNR · HKD · Callablesource ↗checked 2026-07-18
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-18
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-18
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-18
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-18
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-18
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-18
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.26%
- NNPA
- 0.43%
- CAR
- 21.14%
- CASA
- 28.60%
- ROA
- 2.10%
- ROE
- 17.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Ujjivan Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 116 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.