Fixed deposits
FD · GeneralFD
w.e.f. 2026-05-2127 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 daysregular | ₹1,000 – ₹3,00,00,000 | 2.90% |
| 15-29 daysregular | ₹1,000 – ₹3,00,00,000 | 2.90% |
| 30-45 daysregular | ₹1,000 – ₹3,00,00,000 | 3.00% |
| 46-60 daysregular | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 61-90 daysregular | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 91-120 daysregular | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 121-150 daysregular | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 151-180 daysregular | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 181-332 daysregular | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 333 daysregular | ₹1,000 – ₹3,00,00,000 | 6.30% |
| 334 days-364 daysregular | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 1 yearregular | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 12 Monthsuco_green | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 1 year-443 daysregular | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 444 daysregular | ₹1,000 – ₹3,00,00,000 | 6.45% |
| 445 days to 534 daysregular | ₹1,000 – ₹3,00,00,000 | 6.10% |
| 535 daysregular | ₹1,000 – ₹3,00,00,000 | 6.60% |
| 536 days to 2 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.10% |
| Above 2 years - 999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 1000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.20% |
| 1001 days to 3 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
| Above 3 years - 5 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
| Above 5 years - 1999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 2000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.20% |
| 2001 days to 2999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 3000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.20% |
| Above 3000 days to 10 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-05-2127 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 daysregular | ₹1,000 – ₹3,00,00,000 | 3.15% |
| 15-29 daysregular | ₹1,000 – ₹3,00,00,000 | 3.15% |
| 30-45 daysregular | ₹1,000 – ₹3,00,00,000 | 3.25% |
| 46-60 daysregular | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 61-90 daysregular | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 91-120 daysregular | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 121-150 daysregular | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 151-180 daysregular | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 181-332 daysregular | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 333 daysregular | ₹1,000 – ₹3,00,00,000 | 6.55% |
| 334 days-364 daysregular | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 1 yearregular | ₹1,000 – ₹3,00,00,000 | 6.35% |
| 12 Monthsuco_green | ₹10,000 – ₹3,00,00,000 | 6.55% |
| Above 1 year-443 daysregular | ₹1,000 – ₹3,00,00,000 | 6.35% |
| 444 daysregular | ₹1,000 – ₹3,00,00,000 | 6.95% |
| 445 days to 534 daysregular | ₹1,000 – ₹3,00,00,000 | 6.60% |
| 535 daysregular | ₹1,000 – ₹3,00,00,000 | 7.10% |
| 536 days to 2 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.60% |
| Above 2 years - 999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.70% |
| 1001 days to 3 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 3 years - 5 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 5 years - 1999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 2000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.70% |
| 2001 days to 2999 daysregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 3000 Daysuco_green | ₹10,000 – ₹3,00,00,000 | 6.70% |
| Above 3000 days to 10 yearsregular | ₹1,000 – ₹3,00,00,000 | 6.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-05-211 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearsuco_tax_saver | ₹100 – ₹1,50,000 | 6.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-05-211 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearsuco_tax_saver | ₹100 – ₹1,50,000 | 6.50% |
Recurring deposits
RDRD
w.e.f. 2026-04-0112 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 – ₹2,99,99,999 | 6.10% |
| >1yr to 443 days | ₹100 – ₹2,99,99,999 | 6.10% |
| 444 days (UCO 444) | ₹100 – ₹2,99,99,999 | 6.45% |
| 445-534 days | ₹100 – ₹2,99,99,999 | 6.10% |
| 535 days (UCO 535) | ₹100 – ₹2,99,99,999 | 6.60% |
| 536 days to 2yr | ₹100 – ₹2,99,99,999 | 6.10% |
| >2yr to 999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 1001d to 3yr | ₹100 – ₹2,99,99,999 | 6.00% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 6.00% |
| >5yr to 1999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 2001-2999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| >3000 days | ₹100 – ₹2,99,99,999 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-04-0112 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 – ₹2,99,99,999 | 6.35% |
| >1yr to 443 days | ₹100 – ₹2,99,99,999 | 6.60% |
| 444 days (UCO 444) | ₹100 – ₹2,99,99,999 | 6.95% |
| 445-534 days | ₹100 – ₹2,99,99,999 | 6.60% |
| 535 days (UCO 535) | ₹100 – ₹2,99,99,999 | 7.10% |
| 536 days to 2yr | ₹100 – ₹2,99,99,999 | 6.60% |
| >2yr to 999 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 1001d to 3yr | ₹100 – ₹2,99,99,999 | 6.50% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 6.50% |
| >5yr to 1999 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 2001-2999 days | ₹100 – ₹2,99,99,999 | 6.50% |
| >3000 days | ₹100 – ₹2,99,99,999 | 6.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-06-232 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto ₹10 Lacs | ₹0 – ₹10,00,000 | 2.50% |
| Over ₹10 Lacs | ₹10,00,000 and above | 2.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-06-232 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto ₹10 Lacs | ₹0 – ₹10,00,000 | 2.50% |
| Over ₹10 Lacs | ₹10,00,000 and above | 2.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-06-232 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto ₹10 Lacs | ₹0 – ₹10,00,000 | 2.50% |
| Over ₹10 Lacs | ₹10,00,000 and above | 2.50% |
NRI deposits
NRENRE
w.e.f. 2025-08-267 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,000 – ₹2,99,99,999 | 6.10% |
| Above 1 Year to 443 Days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 444 Daysuco_nre_444 | ₹1,000 – ₹2,99,99,999 | 6.45% |
| 445 Days to 2 Years | ₹1,000 – ₹2,99,99,999 | 6.10% |
| Above 2 Years to 3 Years | ₹1,000 – ₹2,99,99,999 | 6.00% |
| Above 3 Years to 5 Years | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 5 Years and above | ₹1,000 – ₹2,99,99,999 | 6.00% |
NRONRO
w.e.f. 2026-04-0125 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 2.90% |
| 15-29 days | ₹1,000 – ₹2,99,99,999 | 2.90% |
| 30-45 days | ₹1,000 – ₹2,99,99,999 | 3.00% |
| 46-60 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 61-90 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 91-120 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 121-150 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 151-180 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 181-332 days | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 333 days (UCO 333) | ₹1,000 – ₹2,99,99,999 | 6.30% |
| 1 year | ₹1,000 – ₹2,99,99,999 | 6.10% |
| >1yr to 443 days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 444 days (UCO 444) | ₹1,000 – ₹2,99,99,999 | 6.45% |
| 445-534 days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 535 days (UCO 535) | ₹1,000 – ₹2,99,99,999 | 6.60% |
| 536 days to 2yr | ₹1,000 – ₹2,99,99,999 | 6.10% |
| >2yr to 999 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1000 days (Green) | ₹1,000 – ₹2,99,99,999 | 6.20% |
| 1001d to 3yr | ₹1,000 – ₹2,99,99,999 | 6.00% |
| >3-5yr | ₹1,000 – ₹2,99,99,999 | 6.00% |
| >5yr to 1999 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 2000 days (Green) | ₹1,000 – ₹2,99,99,999 | 6.20% |
| 2001-2999 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 3000 days (Green) | ₹1,000 – ₹2,99,99,999 | 6.20% |
| >3000 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2024-03-11USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | USD 1,000 and above | 5.10% |
| 2 Year to less than 3 Years | USD 1,000 and above | 3.75% |
| 3 Year to less than 4 Years | USD 1,000 and above | 3.00% |
| 4 Year to less than 5 Years | USD 1,000 and above | 3.65% |
| 5 Years only | USD 1,000 and above | 3.65% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2024-03-11GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 3.50% |
| 2 Year to less than 3 Years | — | 2.80% |
| 3 Year to less than 4 Years | — | 2.30% |
| 4 Year to less than 5 Years | — | 2.30% |
| 5 Years only | — | 2.30% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2024-03-11EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 2.00% |
| 2 Year to less than 3 Years | — | 1.30% |
| 3 Year to less than 4 Years | — | 0.50% |
| 4 Year to less than 5 Years | — | 0.50% |
| 5 Years only | — | 0.50% |
RFC · SGD (returned NRI)RFC_SGD
w.e.f. 2024-03-11SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.75% |
| 2 Year to less than 3 Years | — | 0.90% |
| 3 Year to less than 4 Years | — | 0.90% |
| 4 Year to less than 5 Years | — | 0.90% |
| 5 Years only | — | 0.90% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2024-03-11AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 3.30% |
| 2 Year to less than 3 Years | — | 3.00% |
| 3 Year to less than 4 Years | — | 2.10% |
| 4 Year to less than 5 Years | — | 2.20% |
| 5 Years only | — | 2.25% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2024-03-11CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 4.00% |
| 2 Year to less than 3 Years | — | 3.80% |
| 3 Year to less than 4 Years | — | 2.80% |
| 4 Year to less than 5 Years | — | 2.80% |
| 5 Years only | — | 2.80% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2024-03-11JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.11% |
| 2 Year to less than 3 Years | — | 0.13% |
| 3 Year to less than 4 Years | — | 0.13% |
| 4 Year to less than 5 Years | — | 0.14% |
| 5 Years only | — | 0.17% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2024-03-11AUDrate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings Bank | AUD 0 and above | 1.50% |
w.e.f. 2024-03-11GBPrate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings Bank | GBP 0 and above | 0.50% |
RFC · CHF (returned NRI)RFC_CHF
w.e.f. 2024-03-11CHF5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.00% |
| 2 Year to less than 3 Years | — | 0.02% |
| 3 Year to less than 4 Years | — | 0.07% |
| 4 Year to less than 5 Years | — | 0.07% |
| 5 Years only | — | 0.07% |
RFC · HKD (returned NRI)RFC_HKD
w.e.f. 2024-03-11HKD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.75% |
| 2 Year to less than 3 Years | — | 0.85% |
| 3 Year to less than 4 Years | — | 0.85% |
| 4 Year to less than 5 Years | — | 0.85% |
| 5 Years only | — | 0.85% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2025-08-267 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹100 – ₹2,99,99,999 | 6.10% |
| Above 1 Year to 443 Days | ₹100 – ₹2,99,99,999 | 6.10% |
| 444 Daysuco_nre_444_rd | ₹100 – ₹2,99,99,999 | 6.45% |
| 445 Days to 2 Years | ₹100 – ₹2,99,99,999 | 6.10% |
| Above 2 Years to 3 Years | ₹100 – ₹2,99,99,999 | 6.00% |
| Above 3 Years to 5 Years | ₹100 – ₹2,99,99,999 | 6.00% |
| 5 Years and above | ₹100 – ₹2,99,99,999 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-04-0112 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 – ₹2,99,99,999 | 6.10% |
| >1yr to 443 days | ₹100 – ₹2,99,99,999 | 6.10% |
| 444 days (UCO 444) | ₹100 – ₹2,99,99,999 | 6.45% |
| 445-534 days | ₹100 – ₹2,99,99,999 | 6.10% |
| 535 days (UCO 535) | ₹100 – ₹2,99,99,999 | 6.60% |
| 536 days to 2yr | ₹100 – ₹2,99,99,999 | 6.10% |
| >2yr to 999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 1001d to 3yr | ₹100 – ₹2,99,99,999 | 6.00% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 6.00% |
| >5yr to 1999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 2001-2999 days | ₹100 – ₹2,99,99,999 | 6.00% |
| >3000 days | ₹100 – ₹2,99,99,999 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-10USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 5.10% |
| 2 Year to less than 3 Years | — | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-10GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 3.50% |
| 2 Year to less than 3 Years | — | 2.80% |
| 3 Year to less than 4 Years | — | 2.30% |
| 4 Year to less than 5 Years | — | 2.30% |
| 5 Years only | — | 2.30% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-10EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 2.00% |
| 2 Year to less than 3 Years | — | 1.30% |
| 3 Year to less than 4 Years | — | 0.50% |
| 4 Year to less than 5 Years | — | 0.50% |
| 5 Years only | — | 0.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-10JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.11% |
| 2 Year to less than 3 Years | — | 0.13% |
| 3 Year to less than 4 Years | — | 0.13% |
| 4 Year to less than 5 Years | — | 0.14% |
| 5 Years only | — | 0.17% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-10CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 4.00% |
| 2 Year to less than 3 Years | — | 3.80% |
| 3 Year to less than 4 Years | — | 2.80% |
| 4 Year to less than 5 Years | — | 2.80% |
| 5 Years only | — | 2.80% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-10AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 3.30% |
| 2 Year to less than 3 Years | — | 3.00% |
| 3 Year to less than 4 Years | — | 2.10% |
| 4 Year to less than 5 Years | — | 2.20% |
| 5 Years only | — | 2.25% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-07-10SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.75% |
| 2 Year to less than 3 Years | — | 0.90% |
| 3 Year to less than 4 Years | — | 0.90% |
| 4 Year to less than 5 Years | — | 0.90% |
| 5 Years only | — | 0.90% |
FCNR · CHF · CallableFCNR_CHF
w.e.f. 2026-07-10CHF5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.00% |
| 2 Year to less than 3 Years | — | 0.02% |
| 3 Year to less than 4 Years | — | 0.07% |
| 4 Year to less than 5 Years | — | 0.07% |
| 5 Years only | — | 0.07% |
FCNR · HKD · CallableFCNR_HKD
w.e.f. 2026-07-10HKD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | — | 0.75% |
| 2 Year to less than 3 Years | — | 0.85% |
| 3 Year to less than 4 Years | — | 0.85% |
| 4 Year to less than 5 Years | — | 0.85% |
| 5 Years only | — | 0.85% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-10USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Year to less than 4 Years | — | 6.50% |
| 4 Year to less than 5 Years | — | 6.50% |
| 5 Years only | — | 6.50% |
If you break it early
Breaking this deposit early — FD · General
Every band UCO Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹15 lakh | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹15 lakh | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹15 lakh to under ₹1 crore | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹15 lakh to under ₹1 crore | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36525 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36525 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to under ₹15 lakh · 0 days to 36525 days
“osits, including RD and RDUSS given as under: Sl. No Term Deposits Penal Charges 1 Less than Rs. 15 lacs 1% less than the applicable rate for which the deposits was held by the Bank as on the date of deposit or present rate whichever is lower 2”
Source - ₹10,000 to under ₹15 lakh · 0 days to 36525 days
“osits, including RD and RDUSS given as under: Sl. No Term Deposits Penal Charges 1 Less than Rs. 15 lacs 1% less than the applicable rate for which the deposits was held by the Bank as on the date of deposit or present rate whichever is lower 2”
Source - ₹15 lakh to under ₹1 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹15 lakh to under ₹1 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹1 crore to under ₹3 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹1 crore to under ₹3 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source
Breaking this deposit early — FD · Senior Citizen
Every band UCO Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹15 lakh | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹15 lakh | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹15 lakh to under ₹1 crore | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹15 lakh to under ₹1 crore | 0 days to 36525 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36525 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36525 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to under ₹15 lakh · 0 days to 36525 days
“osits, including RD and RDUSS given as under: Sl. No Term Deposits Penal Charges 1 Less than Rs. 15 lacs 1% less than the applicable rate for which the deposits was held by the Bank as on the date of deposit or present rate whichever is lower 2”
Source - ₹10,000 to under ₹15 lakh · 0 days to 36525 days
“osits, including RD and RDUSS given as under: Sl. No Term Deposits Penal Charges 1 Less than Rs. 15 lacs 1% less than the applicable rate for which the deposits was held by the Bank as on the date of deposit or present rate whichever is lower 2”
Source - ₹15 lakh to under ₹1 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹15 lakh to under ₹1 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹1 crore to under ₹3 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source - ₹1 crore to under ₹3 crore · 0 days to 36525 days
“e for which the deposit was held by the Bank as on the date of deposit or present rate whichever is lower. 3 Term deposit of Rs. 1 Crore and above 2% less than the applicable rate for which the term deposit of Rs. 1 Crore and above was held by th”
Source
Breaking this deposit early — Tax Saver
Every band UCO Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36525 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36525 days
“UCO Tax Saver Deposit Scheme 2006 is a Term Deposit Scheme with maturity of not less than 5 years subject to lock in period of 5 years.”
Source
Breaking this deposit early — Tax Saver SC
Every band UCO Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36525 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36525 days
“UCO Tax Saver Deposit Scheme 2006 is a Term Deposit Scheme with maturity of not less than 5 years subject to lock in period of 5 years.”
Source
Not yet verified
We have not read and recorded UCO Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), RFC · HKD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by UCO Bank
25 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-23
Recurring deposits
- RD · SSCsource ↗checked 2026-07-23
Auto-sweep
NRI deposits
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-20
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-20
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-20
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-20
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.17%
- NNPA
- 0.27%
- CAR
- 18.51%
- CASA
- 38.65%
- ROA
- 0.79%
- ROE
- 9.39%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as UCO Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 229 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.