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Tamilnad Mercantile BankPrivate sector bank

Tamilnad Mercantile Bank
every deposit rate, in one place.

Every product Tamilnad Mercantile Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
33
Live rate rows
234
Rate cards
33
Newest w.e.f.
2026-07-07

What we know is incomplete on this page

  • 2 live rows carry no rate. FCNR · AUD · Callable, FCNR · CHF · Callable. The row is published but the rate cell is empty, and it is not flagged as "not offered". We show the gap rather than a dash — a dash would read as a rate. Awaiting a re-crawl of the bank's page.
  • 2 live rows carry no w.e.f. date. FCNR · AUD · Callable, FCNR · CHF · Callable. The bank's own "with effect from" was not captured for these rows. We will not invent one, so the card is stamped "w.e.f. not captured".

Fixed deposits

FD · GeneralFD

w.e.f. 2026-04-1017 rows
View source — product page
FD · General rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹0 – ₹3,00,00,0004.00%
15-29 days₹0 – ₹3,00,00,0004.25%
30-45 days₹0 – ₹3,00,00,0004.50%
46-60 days₹0 – ₹3,00,00,0004.80%
61-90 days₹0 – ₹3,00,00,0004.80%
91-120 days₹0 – ₹3,00,00,0005.80%
121-179 days₹0 – ₹3,00,00,0005.80%
180-270 days₹0 – ₹3,00,00,0006.30%
271 days to less than 1 year₹0 – ₹3,00,00,0006.50%
1 year₹0 – ₹3,00,00,0006.80%
Above 1 year to less than 456 days₹0 – ₹3,00,00,0006.70%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹0 – ₹3,00,00,0007.10%
Above 456 days to 566 days₹0 – ₹3,00,00,0006.60%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹0 – ₹3,00,00,0007.25%
Above 567 days to less than 2 years₹0 – ₹3,00,00,0006.60%
2 years to less than 3 years₹0 – ₹3,00,00,0007.00%
3 years to 10 years₹0 – ₹3,00,00,0006.70%

FD · Senior CitizenFD_SC

w.e.f. 2026-04-1017 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹0 – ₹3,00,00,0004.00%
15-29 days₹0 – ₹3,00,00,0004.25%
30-45 days₹0 – ₹3,00,00,0004.50%
46-60 days₹0 – ₹3,00,00,0004.80%
61-90 days₹0 – ₹3,00,00,0004.80%
91-120 days₹0 – ₹3,00,00,0005.80%
121-179 days₹0 – ₹3,00,00,0005.80%
180-270 days₹0 – ₹3,00,00,0006.30%
271 days to less than 1 year₹0 – ₹3,00,00,0006.50%
1 year₹0 – ₹3,00,00,0007.30%
Above 1 year to less than 456 days₹0 – ₹3,00,00,0007.20%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹0 – ₹3,00,00,0007.50%
Above 456 days to 566 days₹0 – ₹3,00,00,0007.10%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹0 – ₹3,00,00,0007.70%
Above 567 days to less than 2 years₹0 – ₹3,00,00,0007.10%
2 years to less than 3 years₹0 – ₹3,00,00,0007.50%
3 years to 10 years₹0 – ₹3,00,00,0007.20%

FD · Super SeniorFD_SSC

w.e.f. 2026-04-1017 rows
View source — product page
FD · Super Senior rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹0 – ₹3,00,00,0004.00%
15-29 days₹0 – ₹3,00,00,0004.25%
30-45 days₹0 – ₹3,00,00,0004.50%
46-60 days₹0 – ₹3,00,00,0004.80%
61-90 days₹0 – ₹3,00,00,0004.80%
91-120 days₹0 – ₹3,00,00,0005.80%
121-179 days₹0 – ₹3,00,00,0005.80%
180-270 days₹0 – ₹3,00,00,0006.30%
271 days to less than 1 year₹0 – ₹3,00,00,0006.50%
1 year₹0 – ₹3,00,00,0007.40%
Above 1 year to less than 456 days₹0 – ₹3,00,00,0007.30%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹0 – ₹3,00,00,0007.60%
Above 456 days to 566 days₹0 – ₹3,00,00,0007.20%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹0 – ₹3,00,00,0007.75%
Above 567 days to less than 2 years₹0 – ₹3,00,00,0007.20%
2 years to less than 3 years₹0 – ₹3,00,00,0007.60%
3 years to 10 years₹0 – ₹3,00,00,0007.30%

FD · Non-CallableFD_NC

w.e.f. 2026-04-1012 rows
View source — product page
FD · Non-Callable rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
91-120 days₹1,00,00,000 – ₹3,00,00,0005.90%
121-179 days₹1,00,00,000 – ₹3,00,00,0005.90%
180-270 days₹1,00,00,000 – ₹3,00,00,0006.40%
271 days to less than 1 year₹1,00,00,000 – ₹3,00,00,0006.60%
1 year₹1,00,00,000 – ₹3,00,00,0006.90%
Above 1 year to less than 456 days₹1,00,00,000 – ₹3,00,00,0006.80%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.20%
Above 456 days to 566 days₹1,00,00,000 – ₹3,00,00,0006.70%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.35%
Above 567 days to less than 2 years₹1,00,00,000 – ₹3,00,00,0006.70%
2 years to less than 3 years₹1,00,00,000 – ₹3,00,00,0007.10%
3 years to 10 years₹1,00,00,000 – ₹3,00,00,0006.80%

FD · Non-Callable SCFD_NC_SC

w.e.f. 2026-04-102 rows
View source — product page
FD · Non-Callable SC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
2 years to less than 3 years₹1,00,00,000 – ₹3,00,00,0007.60%
3 years to 10 years₹1,00,00,000 – ₹3,00,00,0007.30%

FD · Non-Callable SSCFD_NC_SSC

w.e.f. 2026-04-102 rows
View source — product page
FD · Non-Callable SSC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
2 years to less than 3 years₹1,00,00,000 – ₹3,00,00,0007.70%
3 years to 10 years₹1,00,00,000 – ₹3,00,00,0007.40%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-04-101 row
View source — product page
Tax Saver rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years to 10 years₹100 – ₹1,50,0006.70%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-04-101 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years to 10 years₹100 – ₹1,50,0007.20%

Tax Saver SSCFD_TAX_SSC

w.e.f. 2026-04-101 row
View source — product page
Tax Saver SSC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years to 10 years₹100 – ₹1,50,0007.30%

Recurring deposits

RDRD

w.e.f. 2026-04-108 rows
View source — product page
RD rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹10 and above6.80%
Above 1 year to less than 456 days₹10 and above6.70%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹10 and above7.10%
Above 456 days to 566 days₹10 and above6.60%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹10 and above7.25%
Above 567 days to less than 2 years₹10 and above6.60%
2 years to less than 3 years₹10 and above7.00%
3 years to 10 years₹10 and above6.70%

RD · SCRD_SC

w.e.f. 2026-04-108 rows
View source — product page
RD · SC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹10 and above7.30%
Above 1 year to less than 456 days₹10 and above7.20%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹10 and above7.50%
Above 456 days to 566 days₹10 and above7.10%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹10 and above7.70%
Above 567 days to less than 2 years₹10 and above7.10%
2 years to less than 3 years₹10 and above7.50%
3 years to 10 years₹10 and above7.20%

RD · SSCRD_SSC

w.e.f. 2026-04-108 rows
View source — product page
RD · SSC rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹10 and above7.40%
Above 1 year to less than 456 days₹10 and above7.30%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹10 and above7.60%
Above 456 days to 566 days₹10 and above7.20%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹10 and above7.75%
Above 567 days to less than 2 years₹10 and above7.20%
2 years to less than 3 years₹10 and above7.60%
3 years to 10 years₹10 and above7.30%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-07-018 rows
View source — product page
Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Balance up to Rs.5 lakh₹0 – ₹5,00,0002.60%
Balance > Rs.5 lakh up to 10 lakh₹5,00,000 – ₹10,00,0003.00%
Balance > Rs.10 lakh up to Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.25%
Balance > Rs.1 Crore up to Rs.2 Crore₹1,00,00,000 – ₹2,00,00,0004.50%
Balance > Rs.2 Crore up to Rs.10 Crore₹2,00,00,000 – ₹10,00,00,0006.00%
Balance > Rs.10 Crore up to Rs.25 Crore₹10,00,00,000 – ₹25,00,00,0005.50%
Balance > Rs.25 Crore up to Rs.100 Crore₹25,00,00,000 – ₹1,00,00,00,0005.00%
Balance > Rs.100 Crore₹1,00,00,00,000 and above4.00%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-07-018 rows
View source — product page
NRE Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Balance up to Rs.5 lakh₹0 – ₹5,00,0002.60%
Balance > Rs.5 lakh up to 10 lakh₹5,00,000 – ₹10,00,0003.00%
Balance > Rs.10 lakh up to Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.25%
Balance > Rs.1 Crore up to Rs.2 Crore₹1,00,00,000 – ₹2,00,00,0004.50%
Balance > Rs.2 Crore up to Rs.10 Crore₹2,00,00,000 – ₹10,00,00,0006.00%
Balance > Rs.10 Crore up to Rs.25 Crore₹10,00,00,000 – ₹25,00,00,0005.50%
Balance > Rs.25 Crore up to Rs.100 Crore₹25,00,00,000 – ₹1,00,00,00,0005.00%
Balance > Rs.100 Crore₹1,00,00,00,000 and above4.00%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-07-018 rows
View source — product page
NRO Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Balance up to Rs.5 lakh₹0 – ₹5,00,0002.60%
Balance > Rs.5 lakh up to 10 lakh₹5,00,000 – ₹10,00,0003.00%
Balance > Rs.10 lakh up to Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.25%
Balance > Rs.1 Crore up to Rs.2 Crore₹1,00,00,000 – ₹2,00,00,0004.50%
Balance > Rs.2 Crore up to Rs.10 Crore₹2,00,00,000 – ₹10,00,00,0006.00%
Balance > Rs.10 Crore up to Rs.25 Crore₹10,00,00,000 – ₹25,00,00,0005.50%
Balance > Rs.25 Crore up to Rs.100 Crore₹25,00,00,000 – ₹1,00,00,00,0005.00%
Balance > Rs.100 Crore₹1,00,00,00,000 and above4.00%

NRI deposits

NRENRE

w.e.f. 2026-04-108 rows
View source — product page
NRE rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹0 – ₹3,00,00,0006.80%
Above 1 year to less than 456 days₹0 – ₹3,00,00,0006.70%
456 days (TMB 456 Special Deposit scheme) @TMB 456 Special Deposit scheme₹0 – ₹3,00,00,0007.10%
Above 456 days to 566 days₹0 – ₹3,00,00,0006.60%
567 days (TMB 567 Special Deposit scheme) @TMB 567 Special Deposit scheme₹0 – ₹3,00,00,0007.25%
Above 567 days to less than 2 years₹0 – ₹3,00,00,0006.60%
2 years to less than 3 years₹0 – ₹3,00,00,0007.00%
3 years to 10 years₹0 – ₹3,00,00,0006.70%

NRE · Non-CallableNRE_NC

w.e.f. 2026-04-107 rows
View source — product page
NRE · Non-Callable rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
Above 1 year to less than 456 days₹1,00,00,000 – ₹3,00,00,0006.80%
456 days (TMB 456 Special Deposit scheme) @TMB 456 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.20%
Above 456 days to 566 days₹1,00,00,000 – ₹3,00,00,0006.70%
567 days (TMB 567 Special Deposit scheme) @TMB 567 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.35%
Above 567 days to less than 2 years₹1,00,00,000 – ₹3,00,00,0006.70%
2 years to less than 3 years₹1,00,00,000 – ₹3,00,00,0007.10%
3 years to 10 years₹1,00,00,000 – ₹3,00,00,0006.80%

NRONRO

w.e.f. 2026-04-1017 rows
View source — product page
NRO rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹0 – ₹3,00,00,0004.00%
15-29 days₹0 – ₹3,00,00,0004.25%
30-45 days₹0 – ₹3,00,00,0004.50%
46-60 days₹0 – ₹3,00,00,0004.80%
61-90 days₹0 – ₹3,00,00,0004.80%
91-120 days₹0 – ₹3,00,00,0005.80%
121-179 days₹0 – ₹3,00,00,0005.80%
180-270 days₹0 – ₹3,00,00,0006.30%
271 days to less than 1 year₹0 – ₹3,00,00,0006.50%
1 year₹0 – ₹3,00,00,0006.80%
Above 1 year to less than 456 days₹0 – ₹3,00,00,0006.70%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹0 – ₹3,00,00,0007.10%
Above 456 days to 566 days₹0 – ₹3,00,00,0006.60%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹0 – ₹3,00,00,0007.25%
Above 567 days to less than 2 years₹0 – ₹3,00,00,0006.60%
2 years to less than 3 years₹0 – ₹3,00,00,0007.00%
3 years to 10 years₹0 – ₹3,00,00,0006.70%

NRO · Non-CallableNRO_NC

w.e.f. 2026-04-1012 rows
View source — product page
NRO · Non-Callable rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
91-120 days₹1,00,00,000 – ₹3,00,00,0005.90%
121-179 days₹1,00,00,000 – ₹3,00,00,0005.90%
180-270 days₹1,00,00,000 – ₹3,00,00,0006.40%
271 days to less than 1 year₹1,00,00,000 – ₹3,00,00,0006.60%
1 year₹1,00,00,000 – ₹3,00,00,0006.90%
Above 1 year to less than 456 days₹1,00,00,000 – ₹3,00,00,0006.80%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.20%
Above 456 days to 566 days₹1,00,00,000 – ₹3,00,00,0006.70%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹1,00,00,000 – ₹3,00,00,0007.35%
Above 567 days to less than 2 years₹1,00,00,000 – ₹3,00,00,0006.70%
2 years to less than 3 years₹1,00,00,000 – ₹3,00,00,0007.10%
3 years to 10 years₹1,00,00,000 – ₹3,00,00,0006.80%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-07-07USD10 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsUSD 1,000 – USD 100,0005.10%
1 Year but less than 2 YearsUSD 100,000 and above5.50%
2 Years and above but less than 3 YearsUSD 1,000 – USD 100,0004.00%
2 Years and above but less than 3 YearsUSD 100,000 and above4.15%
3 Years and above but less than 4 YearsUSD 1,000 – USD 100,0003.90%
3 Years and above but less than 4 YearsUSD 100,000 and above3.90%
4 Years and above but less than 5 YearsUSD 1,000 – USD 100,0003.60%
4 Years and above but less than 5 YearsUSD 100,000 and above3.60%
5 Years onlyUSD 1,000 – USD 100,0003.50%
5 Years onlyUSD 100,000 and above3.50%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-07-07GBP5 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsGBP 500 and above3.80%
2 Years and above but less than 3 YearsGBP 500 and above3.80%
3 Years and above but less than 4 YearsGBP 500 and above3.75%
4 Years and above but less than 5 YearsGBP 500 and above3.50%
5 Years onlyGBP 500 and above3.25%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-07-07EUR5 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsEUR 500 and above2.50%
2 Years and above but less than 3 YearsEUR 500 and above2.25%
3 Years and above but less than 4 YearsEUR 500 and above2.00%
4 Years and above but less than 5 YearsEUR 500 and above2.00%
5 Years onlyEUR 500 and above1.75%

NRI recurring deposits

NRO RDNRO_RD

w.e.f. 2026-04-108 rows
View source — product page
NRO RD rates — w.e.f. 2026-04-10
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹10 and above6.80%
Above 1 year to less than 456 days₹10 and above6.70%
456 days (TMB 456Special Deposit scheme) @TMB 456 Special Deposit scheme₹10 and above7.10%
Above 456 days to 566 days₹10 and above6.60%
567 days (TMB 567Special Deposit scheme) @TMB 567 Special Deposit scheme₹10 and above7.25%
Above 567 days to less than 2 years₹10 and above6.60%
2 years to less than 3 years₹10 and above7.00%
3 years to 10 years₹10 and above6.70%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-07-07USD10 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsUSD 1,000 – USD 100,0005.10%
1 Year but less than 2 YearsUSD 100,000 and above5.50%
2 Years and above but less than 3 YearsUSD 1,000 – USD 100,0004.00%
2 Years and above but less than 3 YearsUSD 100,000 and above4.15%
3 Years and above but less than 4 YearsUSD 1,000 – USD 100,0003.90%
3 Years and above but less than 4 YearsUSD 100,000 and above3.90%
4 Years and above but less than 5 YearsUSD 1,000 – USD 100,0003.60%
4 Years and above but less than 5 YearsUSD 100,000 and above3.60%
5 Years onlyUSD 1,000 – USD 100,0003.50%
5 Years onlyUSD 100,000 and above3.50%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-07-07GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsGBP 500 and above3.80%
2 Years and above but less than 3 YearsGBP 500 and above3.80%
3 Years and above but less than 4 YearsGBP 500 and above3.75%
4 Years and above but less than 5 YearsGBP 500 and above3.50%
5 Years onlyGBP 500 and above3.25%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-07-07EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsEUR 500 and above2.50%
2 Years and above but less than 3 YearsEUR 500 and above2.25%
3 Years and above but less than 4 YearsEUR 500 and above2.00%
4 Years and above but less than 5 YearsEUR 500 and above2.00%
5 Years onlyEUR 500 and above1.75%

FCNR · YEN (JPY) · CallableFCNR_JPY

w.e.f. 2026-07-07JPY5 rows
View source — product page
FCNR · YEN (JPY) · Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsJPY 100,000 and above0.50%
2 Years and above but less than 3 YearsJPY 100,000 and above0.50%
3 Years and above but less than 4 YearsJPY 100,000 and above0.50%
4 Years and above but less than 5 YearsJPY 100,000 and above0.50%
5 Years onlyJPY 100,000 and above0.50%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-07-07CAD5 rows
View source — product page
FCNR · CAD · Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 YearsCAD 1,000 and above4.00%
2 Years and above but less than 3 YearsCAD 1,000 and above3.75%
3 Years and above but less than 4 YearsCAD 1,000 and above3.75%
4 Years and above but less than 5 YearsCAD 1,000 and above3.50%
5 Years onlyCAD 1,000 and above3.50%

FCNR · AUD · CallableFCNR_AUD

1 row with no rate
w.e.f. not capturedAUD1 row
View source — product page
FCNR · AUD · Callable rates — w.e.f. not captured
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 Yearsrate not captured

FCNR · CHF · CallableFCNR_CHF

1 row with no rate
w.e.f. not capturedCHF1 row
View source — product page
FCNR · CHF · Callable rates — w.e.f. not captured
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year but less than 2 Yearsrate not captured

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-07-07USD6 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 YearsUSD 1,000 – USD 100,0007.25%
3 Years and above but less than 4 YearsUSD 100,000 and above7.25%
4 Years and above but less than 5 YearsUSD 1,000 – USD 100,0007.25%
4 Years and above but less than 5 YearsUSD 100,000 and above7.25%
5 Years onlyUSD 1,000 – USD 100,0007.25%
5 Years onlyUSD 100,000 and above7.25%

FCNR · GBP · Non-CallableFCNR_GBP_NC

w.e.f. 2026-07-07GBP3 rows
View source — product page
FCNR · GBP · Non-Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 YearsGBP 500 and above6.75%
4 Years and above but less than 5 YearsGBP 500 and above6.75%
5 Years onlyGBP 500 and above6.75%

FCNR · EUR · Non-CallableFCNR_EUR_NC

w.e.f. 2026-07-07EUR3 rows
View source — product page
FCNR · EUR · Non-Callable rates — w.e.f. 2026-07-07
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 YearsEUR 500 and above3.50%
4 Years and above but less than 5 YearsEUR 500 and above3.50%
5 Years onlyEUR 500 and above3.50%

If you break it early

Not yet verified

We have not read and recorded Tamilnad Mercantile Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, Tax Saver SSC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · CHF · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Tamilnad Mercantile Bank

12 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Auto-sweep

NRI deposits

  • RFC · CAD (returned NRI)source ↗checked 2026-07-27
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-27
  • RFC Savings (returned NRI)source ↗checked 2026-07-27

NRI recurring deposits

FCNR — callable

  • FCNR · SGD · Callablesource ↗checked 2026-07-27

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-27
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-27
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-27
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-27

Financial healthQ4FY2026

Full transparency report →
GNPA
0.73%
NNPA
0.18%
CAR
33.73%
CASA
28.14%
ROA
2.05%
ROE
15.03%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Tamilnad Mercantile Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 234 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.