Fixed deposits
FD · GeneralFD
w.e.f. 2026-03-2917 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 15 Days to 45 Days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 46 Days to 90 Days | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 91 Days to 6 Months | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 6 Month 1 Day | ₹1,000 – ₹2,99,99,999 | 6.50% |
| Above 6 Month 1 Day to 9 Months | ₹1,000 – ₹2,99,99,999 | 5.50% |
| Above 9 Months to less than 1 Year | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1 Year | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 1 Year to Less than 18 Months | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 18 Months (Special) | ₹1,000 – ₹2,99,99,999 | 7.60% |
| Above 18 Months to 2 Years | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 2 Years to less than 30 Months | ₹1,000 – ₹2,99,99,999 | 7.25% |
| 30 Months (Special) | ₹1,000 – ₹2,99,99,999 | 8.10% |
| Above 30 Months to 3 Years | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 3 Years to less than 5 Years | ₹1,000 – ₹2,99,99,999 | 6.75% |
| 5 Years | ₹1,000 – ₹2,99,99,999 | 7.90% |
| Above 5 Years to 10 Years | ₹1,000 – ₹2,99,99,999 | 7.25% |
FD · Senior CitizenFD_SC
w.e.f. 2026-03-2917 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹2,99,99,999 | 4.15% |
| 15 Days to 45 Days | ₹1,000 – ₹2,99,99,999 | 4.40% |
| 46 Days to 90 Days | ₹1,000 – ₹2,99,99,999 | 4.65% |
| 91 Days to 6 Months | ₹1,000 – ₹2,99,99,999 | 5.15% |
| 6 Month 1 Day | ₹1,000 – ₹2,99,99,999 | 6.65% |
| Above 6 Month 1 Day to 9 Months | ₹1,000 – ₹2,99,99,999 | 5.65% |
| Above 9 Months to less than 1 Year | ₹1,000 – ₹2,99,99,999 | 6.15% |
| 1 Year | ₹1,000 – ₹2,99,99,999 | 7.40% |
| Above 1 Year to Less than 18 Months | ₹1,000 – ₹2,99,99,999 | 7.40% |
| 18 Months (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| Above 18 Months to 2 Years | ₹1,000 – ₹2,99,99,999 | 7.40% |
| Above 2 Years to less than 30 Months | ₹1,000 – ₹2,99,99,999 | 7.40% |
| 30 Months (Special) | ₹1,000 – ₹2,99,99,999 | 8.25% |
| Above 30 Months to 3 Years | ₹1,000 – ₹2,99,99,999 | 7.40% |
| Above 3 Years to less than 5 Years | ₹1,000 – ₹2,99,99,999 | 6.90% |
| 5 Years | ₹1,000 – ₹2,99,99,999 | 8.05% |
| Above 5 Years to 10 Years | ₹1,000 – ₹2,99,99,999 | 7.40% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-03-291 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver) | ₹1,000 – ₹1,50,000 | 7.90% |
Tax Saver SCFD_TAX_SC
Suryoday Small Finance Bank publishes no separate tax saver sc rate — it pays 8.05%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Suryoday Small Finance Bank customer using our calculator.
Recurring deposits
RDRD
w.e.f. 2026-03-2914 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 – ₹2,99,99,999 | 5.00% |
| 9 Months | ₹100 – ₹2,99,99,999 | 5.50% |
| 12 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 15 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 18 Months | ₹100 – ₹2,99,99,999 | 7.60% |
| 21 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 24 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 27 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 30 Months | ₹100 – ₹2,99,99,999 | 8.10% |
| 33 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| 36 Months | ₹100 – ₹2,99,99,999 | 7.25% |
| Above 3 Years to less than 5 Years | ₹100 – ₹2,99,99,999 | 6.75% |
| 5 Years | ₹100 – ₹2,99,99,999 | 7.90% |
| Above 5 Years to 10 Years | ₹100 – ₹2,99,99,999 | 7.25% |
RD · SCRD_SC
w.e.f. 2026-03-2914 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 – ₹2,99,99,999 | 5.15% |
| 9 Months | ₹100 – ₹2,99,99,999 | 5.65% |
| 12 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 15 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 18 Months | ₹100 – ₹2,99,99,999 | 7.75% |
| 21 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 24 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 27 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 30 Months | ₹100 – ₹2,99,99,999 | 8.25% |
| 33 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| 36 Months | ₹100 – ₹2,99,99,999 | 7.40% |
| Above 3 Years to less than 5 Years | ₹100 – ₹2,99,99,999 | 6.90% |
| 5 Years | ₹100 – ₹2,99,99,999 | 8.05% |
| Above 5 Years to 10 Years | ₹100 – ₹2,99,99,999 | 7.40% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| >₹1L to ₹5L | ₹1,00,000 – ₹5,00,000 | 2.50% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 5.50% |
| >₹10L to ₹25L | ₹10,00,000 – ₹25,00,000 | 6.50% |
| >₹25L to ₹5Cr | ₹25,00,000 – ₹5,00,00,000 | 7.50% |
| >₹5Cr to ₹25Cr | ₹5,00,00,000 – ₹25,00,00,000 | 7.60% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| >₹1L to ₹5L | ₹1,00,000 – ₹5,00,000 | 2.50% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 5.50% |
| >₹10L to ₹25L | ₹10,00,000 – ₹25,00,000 | 6.50% |
| >₹25L to ₹5Cr | ₹25,00,000 – ₹5,00,00,000 | 7.50% |
| >₹5Cr to ₹25Cr | ₹5,00,00,000 – ₹25,00,00,000 | 7.60% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| >₹1L to ₹5L | ₹1,00,000 – ₹5,00,000 | 2.50% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 5.50% |
| >₹10L to ₹25L | ₹10,00,000 – ₹25,00,000 | 6.50% |
| >₹25L to ₹5Cr | ₹25,00,000 – ₹5,00,00,000 | 7.50% |
| >₹5Cr to ₹25Cr | ₹5,00,00,000 – ₹25,00,00,000 | 7.60% |
NRI deposits
NRENRE
w.e.f. 2026-03-2910 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 1 Year to Less than 18 Months | ₹10,000 – ₹2,99,99,999 | 7.25% |
| 18 Months (Special) | ₹10,000 – ₹2,99,99,999 | 7.60% |
| Above 18 Months to 2 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 2 Years to less than 30 Months | ₹10,000 – ₹2,99,99,999 | 7.25% |
| 30 Months (Special) | ₹10,000 – ₹2,99,99,999 | 8.10% |
| Above 30 Months to 3 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 3 Years to less than 5 Years | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 7.90% |
| Above 5 Years to 10 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
NRONRO
w.e.f. 2026-03-2917 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹10,000 – ₹2,99,99,999 | 4.00% |
| 15 Days to 45 Days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 46 Days to 90 Days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91 Days to 6 Months | ₹10,000 – ₹2,99,99,999 | 5.00% |
| 6 Month 1 Day | ₹10,000 – ₹2,99,99,999 | 6.50% |
| Above 6 Month 1 Day to 9 Months | ₹10,000 – ₹2,99,99,999 | 5.50% |
| Above 9 Months to less than 1 Year | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 1 Year | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 1 Year to Less than 18 Months | ₹10,000 – ₹2,99,99,999 | 7.25% |
| 18 Months (Special) | ₹10,000 – ₹2,99,99,999 | 7.60% |
| Above 18 Months to 2 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 2 Years to less than 30 Months | ₹10,000 – ₹2,99,99,999 | 7.25% |
| 30 Months (Special) | ₹10,000 – ₹2,99,99,999 | 8.10% |
| Above 30 Months to 3 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
| Above 3 Years to less than 5 Years | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 7.90% |
| Above 5 Years to 10 Years | ₹10,000 – ₹2,99,99,999 | 7.25% |
If you break it early
Not yet verified
We have not read and recorded Suryoday Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Suryoday Small Finance Bank
48 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)checked 2026-07-01
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · GBP · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · USD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · USD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 6.55%
- NNPA
- 4.21%
- CAR
- 20.45%
- CASA
- 22.60%
- ROA
- 0.27%
- ROE
- 4.11%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Suryoday Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 109 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.