Suryoday Small Finance Bank
every deposit rate, in one place.

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”

“*Premature withdrawal of Cumulative Payout Fixed Deposits booked for 1-year tenure will not attract any penalty charges.\n\n**Premature withdrawal of Cumulative and Quarterly Payout Fixed Deposits booked for 5-year tenure will not attract any penalty charges.\n\nInterest Computation on Term Deposits\n\nInterest on Fixed Deposit is calculated in accordance with methodology and convention advised by Indian Banks' Association, as under:\nInterest shall be calculated at quarterly intervals on term deposits and paid at the rate decided by the Bank depending upon the period of deposits.\nFor Traditional fixed deposits with quarterly payout, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days. In case of monthly pay-out, the interest shall be paid monthly at discounted rate.\nFor Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, the amount is calculated proportionate to the period in the quarter.\nOffered rate will be applicable to the FDs booked under short term Regular product.\nIn case of premature withdrawal, the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.\n“For FDs with Monthly/Quarterly Interest pay out, Interest payment gets triggered at start of the last day of the month/quarter and therefore system calculates interest up to the penultimate date of the month/quarter”. There would be no loss of interest to the customer over the tenure of the deposit as the applicable interest will be paid for the entire period, till the date of maturity or closure, whichever is earlier.\nIn case of premature withdrawal of deposit, the applicable interest rate shall be lower of: (a) the actual contracted deposit rate (b) the rate applicable at the time of booking of deposit for the tenor for which the deposits remain with the Bank. Further, penalty applicable for premature withdrawal from time to time by the bank shall be levied on the interest rate so determined. Maturity value is subject to TDS deduction if applicable, as per Income Tax Act from time to time.\nAs interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.\nBank With Us Your Way\nMobile Banking\nInternet Banking\nUPI Payment\nBusiness Correspondent\nDigital Banking\nBranch Banking\nBanking at Fingertips\n\nFast, easy & secure banking\n\nAnywhere, anytime banking\n\nCashless banking\n\nVersion : -20.0.55\n\nSHA256 : -abe486fa54e7202b12e4675cbf405ea09296c4b7eb8baad521fd3e6641795346\n\nSHA1 : -6d63a78e65b45c210d22eda74246faceb37828d4\n\nVersion : -15.0.50\n\niOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.\n\nWe Always Put You First\nWe, at Suryoday Bank, are proud to have served over 2.8 million satisfied customers and enabled them, in their pursuit of financial security and prosperity, to achieve a brighter financial future.\nKnow More About Us\nFD-Backed Credit Card\nEarn attractive interest rates on FD and enjoy #cashback on credit card spends with FD-Backed Suryoday SFB Secured Credit Card.\n\nLifetime-free* & No Hidden Charges\n\nUPI-Powered for seamless payments\n\nYear-Round RuPay Offers\n\nInstant Virtual Card - start a rewarding journey\n\nChoose between RuPay Platinum or RuPay Select\n\n*T&C apply. #With the capping of ₹3,000.\n\nRuPay Select Credit Card\nRuPay Platinum Credit Card\nNeed Help?\n\nGet in touch with our Smile Centre\n\nGet In Touch\nOur Strong Smiling Family\nAt Suryoday, we foster a positive workplace culture with employee initiatives that inspire, empower and celebrate our team's growth and well-being.\n1\n2\nJoin Our Smile Army\nOur CSR Initiatives\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\nA bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles A bank Of Smiles\n\nSpandan\n\nA Preventive Health Program\n\nFor Women & Children\n\nView all initiatives\nExplore. Discover. Learn\nStay Updated\nKnowledge Hub\nCyber Safety Awareness\nVideo Gallery\n\nProtect your hard-earned money by ensuring your KYC is always updated and beware of KYC fraud. Stay Alert. Stay Safe.\n\nKnow More\n\nWe are registered with DICGC. Know more about it\n\nKnow More\n\nSecure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.\n\nNominate Now\n\nSanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.\n\nKnow More\n\nKnow more on Central KYC Records Registry Customer Awareness\n\nKnow More\n\nBeware of Financial Frauds. Be Aware. Be safe\n\nKnow more on Reserve Bank Integrated Ombudsman Scheme\n\nKnow More\n1\n2\n3\n4\n5\nCelebrate Our Special Offers\nExciting rewards ready to delight you\n\nFestive Smile Offers\n\nExciting offers for your festive shopping cart\n\nKnow More\n\nSenior Citizen Day Offers\n\nSave more with smiles\n\nKnow More\n\nRuPay Offers\n\nEnjoy year-round offers across various categories\n\nKnow More\n\nIndependence Day Offers\n\nEnjoy the freedom of savings\n\nKnow More\n\nRaksha Bandhan Offers\n\nSave more, treat more\n\nKnow More\n\nFriends & Fun Offers\n\nAdd savings and smiles to your cart\n\nKnow More\n1\n2\n3\n4\nView All Offers\n\nInterest Rates\n\nOffers\n\nsmile@suryodaybank.com\n\n1800 266 7711\n\nLocate Us\n\nAbout Us\n\nAbout Suryoday\nVision & Mission\nOur Values\nPromoters & Board Of Directors\nInvestors\nBranch Network\nCorporate Social Responsibility\n\nProducts & Services\n\nSaving Accounts\nSalary Accounts\nSpecial Accounts\nEspire Premium Banking\nFixed Deposits\nRecurring Deposits\nDebit Cards\nVehicle Loans\nMicro Mortgages\nHome Loan\nLoan Against Property\nSocial Security Schemes\nMutual Funds & Broking\nLife Insurance\nGeneral Insurance\n\nWays To Bank\n\nInternet Banking\nBusiness Correspondent\nBranch Banking\nSuryoday Biz App\n\nRate Of Interest\n\nSavings Accounts\nFixed Deposits\nRecurring Deposits\nNR Deposits\nLending Rates\n\nSchedule Of Charges\n\nSavings Account\nCurrent Account\nNon-Resident Savings Accounts\nLoans\n\nForms Center\n\nSavings Account\nTerm Deposit\nCurrent Account\nNRI Banking\nLoans\nCredit Report Dispute Form\nSettlement Of Claims Forms\n\nResources\n\nPress Release\nMedia Center\nBlogs\nOffers\nVideo Gallery\nMedia & PR Contact\n\nFeedback\n\nCareers\n\nJoin Us\n\nSmile Center\n\nContact Us\nPost Your Grievance\n\nInvestor Relations\n\nCorporate Governance Policies\nMOA And AOA Of The Bank\nShareholders Meeting\nFinancials\nBoard Committees\nDisclosure To Stock Exchange\nForm For Availing Investor Services\nInvestor Relations Contact\n\nMiscellaneous\n\nGSTIN\nRegulatory Disclosures\nTerms And Conditions\nPrivacy Policy\nDigital Lending - List Of LSPs\nSecurity Tips\nRBI Kehta Hai\nCyber Security Guidelines\nBeware Of Money Mule Frauds\nSachet Portal\nPositive Pay\nFinancial Literacy\nRBI Ombudsman\nUPI Lite\nNACH Services\n\n© 2026 Suryoday Small Finance Bank Limited\n\nApply for Savings / Current Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Vehicle Loan\n\nPlease notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.\n\n*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.\n\nAbout Suryoday\nTerms & Conditions\nPrivacy Policy\n\nGet Started with MSME Loan\n\nCheck Your Eligibility in 3 Minutes",”