What we know is incomplete on this page
- 6 live rows carry no w.e.f. date. FCNR · USD · Non-Callable. The bank's own "with effect from" was not captured for these rows. We will not invent one, so the card is stamped "w.e.f. not captured".
Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-0178 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-9 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 7-9 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 10-14 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 10-14 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 15-17 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 15-17 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 18-20 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 18-20 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 21-23 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 21-23 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 24-26 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 24-26 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 27-29 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 27-29 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 30-32 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 30-32 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 33-35 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 33-35 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 36-38 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 36-38 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 39-41 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 39-41 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 42-44 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 42-44 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 45-47 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 45-47 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 48-50 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 48-50 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 51-53 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 51-53 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 54-56 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 54-56 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 57-59 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 57-59 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 60-74 days | ₹10,000 – ₹2,00,00,000 | 3.50% |
| 60-74 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.50% |
| 75-85 days | ₹10,000 – ₹2,00,00,000 | 3.50% |
| 75-85 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.50% |
| 86-104 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 86-104 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 105-120 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 105-120 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 121-149 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 121-149 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 150-164 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 150-164 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 165-180 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 165-180 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 181-210 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 181-210 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 211-226 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 211-226 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 227-269 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 227-269 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 270-345 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 270-345 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 346-364 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 346-364 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 1 year-376 days | ₹10,000 – ₹2,00,00,000 | 6.60% |
| 1 year-376 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.60% |
| 377-379 days | ₹10,000 – ₹2,00,00,000 | 3.75% |
| 377-379 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.75% |
| 380-390 days | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 380-390 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 days-<18 months | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 391 days-<18 months | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 18 months-<21 months | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 18 months-<21 months | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 21 months-<2 years | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 21 months-<2 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 2 years-<3 years | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 2 years-<3 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 3 years-<4 years | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 3 years-<4 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 4 years-<5 years | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 4 years-<5 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 5 years | ₹10,000 – ₹2,00,00,000 | 6.25% |
| 5 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-0139 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-9 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 10-14 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 15-17 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 18-20 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 21-23 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 24-26 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 27-29 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 30-32 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 33-35 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 36-38 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 39-41 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 42-44 days | ₹10,000 – ₹1,00,00,000 | 2.75% |
| 45-47 days | ₹10,000 – ₹1,00,00,000 | 3.25% |
| 48-50 days | ₹10,000 – ₹1,00,00,000 | 3.25% |
| 51-53 days | ₹10,000 – ₹1,00,00,000 | 3.25% |
| 54-56 days | ₹10,000 – ₹1,00,00,000 | 3.25% |
| 57-59 days | ₹10,000 – ₹1,00,00,000 | 3.25% |
| 60-74 days | ₹10,000 – ₹1,00,00,000 | 3.50% |
| 75-85 days | ₹10,000 – ₹1,00,00,000 | 3.50% |
| 86-104 days | ₹10,000 – ₹1,00,00,000 | 4.75% |
| 105-120 days | ₹10,000 – ₹1,00,00,000 | 4.75% |
| 121-149 days | ₹10,000 – ₹1,00,00,000 | 4.75% |
| 150-164 days | ₹10,000 – ₹1,00,00,000 | 4.75% |
| 165-180 days | ₹10,000 – ₹1,00,00,000 | 4.75% |
| 181-210 days | ₹10,000 – ₹1,00,00,000 | 5.75% |
| 211-226 days | ₹10,000 – ₹1,00,00,000 | 5.75% |
| 227-269 days | ₹10,000 – ₹1,00,00,000 | 5.75% |
| 270-345 days | ₹10,000 – ₹1,00,00,000 | 5.75% |
| 346-364 days | ₹10,000 – ₹1,00,00,000 | 5.75% |
| 1 year-376 days | ₹10,000 – ₹1,00,00,000 | 7.10% |
| 377-379 days | ₹10,000 – ₹1,00,00,000 | 4.25% |
| 380-390 days | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 391 days-<18 months | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 18 months-<21 months | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 21 months-<2 years | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 2 years-<3 years | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 3 years-<4 years | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 4 years-<5 years | ₹10,000 – ₹1,00,00,000 | 7.00% |
| 5 years | ₹10,000 – ₹1,00,00,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2025-07-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹1,00,000 | 6.60% |
| 15 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 18 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 21 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 24 months | ₹1,000 – ₹1,00,000 | 6.50% |
RD · SCRD_SC
w.e.f. 2025-07-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹1,00,000 | 7.10% |
| 15 months | ₹1,000 – ₹1,00,000 | 7.00% |
| 18 months | ₹1,000 – ₹1,00,000 | 7.00% |
| 21 months | ₹1,000 – ₹1,00,000 | 7.00% |
| 24 months | ₹1,000 – ₹1,00,000 | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-01-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹50,00,000 | 2.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹40,00,00,000 | 3.25% |
| on-call | ₹40,00,00,000 – ₹60,00,00,000 | 4.50% |
| on-call | ₹60,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| on-call | ₹1,50,00,00,000 – ₹3,00,00,00,000 | 0.50% |
| on-call | ₹3,00,00,00,000 and above | 0.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-01-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹50,00,000 | 2.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹40,00,00,000 | 3.25% |
| on-call | ₹40,00,00,000 – ₹60,00,00,000 | 4.50% |
| on-call | ₹60,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| on-call | ₹1,50,00,00,000 – ₹3,00,00,00,000 | 0.50% |
| on-call | ₹3,00,00,00,000 and above | 0.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-01-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹50,00,000 | 2.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹40,00,00,000 | 3.25% |
| on-call | ₹40,00,00,000 – ₹60,00,00,000 | 4.50% |
| on-call | ₹60,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| on-call | ₹1,50,00,00,000 – ₹3,00,00,00,000 | 0.50% |
| on-call | ₹3,00,00,00,000 and above | 0.50% |
NRI deposits
NRENRE
w.e.f. 2026-07-2419 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr – 376 days | ₹10,000 – ₹2,00,00,000 | 6.60% |
| 1yr – 376 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.60% |
| 377 – 379 days | ₹10,000 – ₹2,00,00,000 | 4.00% |
| 377 – 379 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.00% |
| 380 -390 days | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 380 -390 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 – < 18 Months | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 391 – < 18 Months | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 18M < 21 M | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 18M < 21 M | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 21M < 2 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 21M < 2 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 2 Yrs < 3 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 3 Yrs < 4 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 3 Yrs < 4 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 4 Yrs < 5 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 4 Yrs < 5 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 5 Yrs | ₹10,000 – ₹2,00,00,000 | 6.25% |
| 5 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
NRONRO
w.e.f. 2026-07-2478 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-9 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 7-9 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 10-14 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 10-14 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 15 -17days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 15 -17days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 18-20days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 18-20days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 21-23days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 21-23days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 24-26 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 24-26 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 27-29days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 27-29days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 30-32 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 30-32 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 33-35 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 33-35 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 36-38 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 36-38 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 39-41 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 39-41 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 42-44 days | ₹10,000 – ₹2,00,00,000 | 2.75% |
| 42-44 days | ₹2,00,00,000 – ₹3,00,00,000 | 2.75% |
| 45 -47 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 45 -47 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 48-50 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 48-50 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 51-53 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 51-53 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 54-56 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 54-56 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 57-59 days | ₹10,000 – ₹2,00,00,000 | 3.25% |
| 57-59 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.25% |
| 60-74 days | ₹10,000 – ₹2,00,00,000 | 3.50% |
| 60-74 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.50% |
| 75-85 days | ₹10,000 – ₹2,00,00,000 | 3.50% |
| 75-85 days | ₹2,00,00,000 – ₹3,00,00,000 | 3.50% |
| 86 -104 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 86 -104 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 105-120 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 105-120 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 121 -149 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 121 -149 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 150-164 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 150-164 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 165-180 days | ₹10,000 – ₹2,00,00,000 | 4.75% |
| 165-180 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.75% |
| 181-210 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 181-210 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 211-226 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 211-226 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 227 – 269 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 227 – 269 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 270 days-345 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 270 days-345 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 346 days-364 days | ₹10,000 – ₹2,00,00,000 | 5.75% |
| 346 days-364 days | ₹2,00,00,000 – ₹3,00,00,000 | 5.75% |
| 1yr – 376days* | ₹10,000 – ₹2,00,00,000 | 6.60% |
| 1yr – 376days* | ₹2,00,00,000 – ₹3,00,00,000 | 6.60% |
| 377 -379 days | ₹10,000 – ₹2,00,00,000 | 4.00% |
| 377 -379 days | ₹2,00,00,000 – ₹3,00,00,000 | 4.00% |
| 380 – 390 days | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 380 – 390 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 days < 18 Months | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 391 days < 18 Months | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 18M < 21M | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 18M < 21M | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 21M < 2 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 21M < 2 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 2 Yrs < 3 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 2 Yrs < 3 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 3 Yrs < 4 Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 3 Yrs < 4 Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 4 Yrs < 5Yrs | ₹10,000 – ₹2,00,00,000 | 6.50% |
| 4 Yrs < 5Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.50% |
| 5Yrs | ₹10,000 – ₹2,00,00,000 | 6.25% |
| 5Yrs | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-06-01USD8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 day to < 6 months | — | 0.01% |
| 6 months | — | 0.01% |
| 6 months to < 1 year | — | 0.01% |
| 12 months | — | 0.10% |
| 367 D to 394 D | — | 4.05% |
| 395 D to 400 D | — | 0.01% |
| 401 D to < 2 years | — | 0.01% |
| 2 years | — | 0.01% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-06-01GBP6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 day to < 6 months | — | 0.01% |
| 6 months to < 1 year | — | 0.01% |
| 6 months | — | 0.01% |
| 1 year to < 2 years | — | 0.01% |
| 12 months | — | 0.01% |
| 2 years | — | 0.01% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-06-01EUR6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 day to < 6 months | — | 0.01% |
| 6 months | — | 0.01% |
| 6 months to < 1 year | — | 0.01% |
| 1 year to < 2 years | — | 0.01% |
| 12 months | — | 0.01% |
| 2 years | — | 0.01% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2022-03-08AUDrate card 1 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2022-03-08EURrate card 2 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2022-03-08GBPrate card 3 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2022-03-08JPYrate card 4 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2022-03-08USDrate card 5 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.10% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2025-07-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹1,00,000 | 6.60% |
| 15 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 18 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 21 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 24 months | ₹1,000 – ₹1,00,000 | 6.50% |
NRO RDNRO_RD
w.e.f. 2025-07-055 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹1,00,000 | 6.60% |
| 15 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 18 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 21 months | ₹1,000 – ₹1,00,000 | 6.50% |
| 24 months | ₹1,000 – ₹1,00,000 | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-10USD18 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days | up to USD 100,000 | 3.00% |
| 365 days | USD 100,000 and above | 4.05% |
| 366 D – 375 D | up to USD 100,000 | 3.00% |
| 366 D – 375 D | USD 100,000 and above | 4.00% |
| 376 D – 394 D | up to USD 100,000 | 3.00% |
| 376 D – 394 D | USD 100,000 and above | 4.00% |
| 395 D – 400 D | up to USD 100,000 | 3.00% |
| 395 D – 400 D | USD 100,000 and above | 4.00% |
| 401 D – < 1.5 years | up to USD 100,000 | 3.00% |
| 401 D – < 1.5 years | USD 100,000 and above | 4.00% |
| 1.5 years – < 2 years | up to USD 100,000 | 3.00% |
| 1.5 years – < 2 years | USD 100,000 and above | 4.00% |
| 2 years – < 740 D | up to USD 100,000 | 3.00% |
| 2 years – < 740 D | USD 100,000 and above | 4.00% |
| 740 D | up to USD 100,000 | 3.00% |
| 740 D | USD 100,000 and above | 4.00% |
| 741 D – < 3 years | up to USD 100,000 | 3.00% |
| 741 D – < 3 years | USD 100,000 and above | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-10GBP10 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 375 days | up to GBP 100,000 | 0.01% |
| 1 year < 375 days | GBP 100,000 and above | 0.01% |
| 375 D | up to GBP 100,000 | 0.01% |
| 375 D | GBP 100,000 and above | 0.01% |
| 376 D < 1.5 years | up to GBP 100,000 | 0.01% |
| 376 D < 1.5 years | GBP 100,000 and above | 0.01% |
| 1.5 years < 2 years | up to GBP 100,000 | 0.01% |
| 1.5 years < 2 years | GBP 100,000 and above | 0.01% |
| 2 years | up to GBP 100,000 | 0.01% |
| 2 years | GBP 100,000 and above | 0.01% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-10EUR10 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year – < 375 days | up to EUR 100,000 | 0.01% |
| 1 year – < 375 days | EUR 100,000 and above | 0.01% |
| 375 D | up to EUR 100,000 | 0.01% |
| 375 D | EUR 100,000 and above | 0.01% |
| 376 days – < 1.5 years | up to EUR 100,000 | 0.01% |
| 376 days – < 1.5 years | EUR 100,000 and above | 0.01% |
| 1.5 years < 2 years | up to EUR 100,000 | 0.01% |
| 1.5 years < 2 years | EUR 100,000 and above | 0.01% |
| 2 years | up to EUR 100,000 | 0.01% |
| 2 years | EUR 100,000 and above | 0.01% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-10JPY2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | up to JPY 100,000 | 0.01% |
| 1 year | JPY 100,000 and above | 0.01% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-10CAD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | up to CAD 100,000 | 0.01% |
| 1 year | CAD 100,000 and above | 0.01% |
| 366D < 390D | up to CAD 100,000 | 0.01% |
| 366D < 390D | CAD 100,000 and above | 0.01% |
| 391D < 1.5 years | up to CAD 100,000 | 0.01% |
| 391D < 1.5 years | CAD 100,000 and above | 0.01% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-10AUD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | up to AUD 100,000 | 0.01% |
| 1 year | AUD 100,000 and above | 0.01% |
| 366D < 390D | up to AUD 100,000 | 0.01% |
| 366D < 390D | AUD 100,000 and above | 0.01% |
| 391D < 1.5 years | up to AUD 100,000 | 0.01% |
| 391D < 1.5 years | AUD 100,000 and above | 0.01% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. not capturedUSD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months | up to USD 1,000,000 | 5.30% |
| 36 months | USD 1,000,000 and above | 5.50% |
| 48 months | up to USD 1,000,000 | 5.45% |
| 48 months | USD 1,000,000 and above | 5.55% |
| 60 months | up to USD 1,000,000 | 5.60% |
| 60 months | USD 1,000,000 and above | 5.80% |
If you break it early
Breaking this deposit early — FD · General
Every band Standard Chartered publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 36500 days
“Book a Fixed Deposit with a minimum amount of INR 10,000 Book a Fixed Deposit with tenure options ranging from 7 days up to 5 years Premature withdrawal of Fixed Deposit shall be subject to penalty of 1% on the interest rate payable for the tenure the deposit has been held with the bank. There is no interest payment in case of premature withdrawal of a Deposit before the completion of the minimum tenure of 1 year ( for NRE Deposits) and 7 days (for Resident/NRO Deposits) No-Premat Deposits greater than INR 7,50,00,000 can be booked. additional 0.5% p.a. interest for Senior Citizens Fixed Deposit”
Source - ₹10,000 to under ₹3 crore · 0 days to 6 days
“Book a Fixed Deposit with a minimum amount of INR 10,000 Book a Fixed Deposit with tenure options ranging from 7 days up to 5 years Premature withdrawal of Fixed Deposit shall be subject to penalty of 1% on the interest rate payable for the tenure the deposit has been held with the bank. There is no interest payment in case of premature withdrawal of a Deposit before the completion of the minimum tenure of 1 year ( for NRE Deposits) and 7 days (for Resident/NRO Deposits) No-Premat Deposits greater than INR 7,50,00,000 can be booked. additional 0.5% p.a. interest for Senior Citizens Fixed Deposit”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Standard Chartered publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 36500 days
“Book a Fixed Deposit with a minimum amount of INR 10,000 Book a Fixed Deposit with tenure options ranging from 7 days up to 5 years Premature withdrawal of Fixed Deposit shall be subject to penalty of 1% on the interest rate payable for the tenure the deposit has been held with the bank. There is no interest payment in case of premature withdrawal of a Deposit before the completion of the minimum tenure of 1 year ( for NRE Deposits) and 7 days (for Resident/NRO Deposits) No-Premat Deposits greater than INR 7,50,00,000 can be booked. additional 0.5% p.a. interest for Senior Citizens Fixed Deposit”
Source - ₹10,000 to under ₹3 crore · 0 days to 6 days
“Book a Fixed Deposit with a minimum amount of INR 10,000 Book a Fixed Deposit with tenure options ranging from 7 days up to 5 years Premature withdrawal of Fixed Deposit shall be subject to penalty of 1% on the interest rate payable for the tenure the deposit has been held with the bank. There is no interest payment in case of premature withdrawal of a Deposit before the completion of the minimum tenure of 1 year ( for NRE Deposits) and 7 days (for Resident/NRO Deposits) No-Premat Deposits greater than INR 7,50,00,000 can be booked. additional 0.5% p.a. interest for Senior Citizens Fixed Deposit”
Source
Not yet verified
We have not read and recorded Standard Chartered’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Standard Chartered
6 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Standard Chartered prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 338 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.