Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1918 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 2.90% |
| 31 days to 90 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 91 days to 99 days | ₹100 – ₹2,99,99,999 | 4.50% |
| 100 days to 180 days | ₹100 – ₹2,99,99,999 | 4.80% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 5.90% |
| 1 year | ₹100 – ₹2,99,99,999 | 6.25% |
| Above 1 year to 371 days | ₹100 – ₹2,99,99,999 | 5.85% |
| 372 days | ₹100 – ₹2,99,99,999 | 6.40% |
| 373 days to less than 18 months | ₹100 – ₹2,99,99,999 | 6.05% |
| 18 months | ₹100 – ₹2,99,99,999 | 6.60% |
| Above 18 months to less than 30 months | ₹100 – ₹2,99,99,999 | 5.85% |
| 30 months | ₹100 – ₹2,99,99,999 | 6.80% |
| Above 30 months to less than 3 years | ₹100 – ₹2,99,99,999 | 5.85% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.20% |
| 5 years to less than 66 months | ₹100 – ₹2,99,99,999 | 5.70% |
| 66 months (Green deposit) | ₹100 – ₹2,99,99,999 | 6.00% |
| Above 66 months to upto and including 10 years | ₹100 – ₹2,99,99,999 | 5.70% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1918 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 3.40% |
| 31 days to 90 days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91 days to 99 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 100 days to 180 days | ₹100 – ₹2,99,99,999 | 5.30% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.40% |
| 1 year | ₹100 – ₹2,99,99,999 | 6.75% |
| Above 1 year to 371 days | ₹100 – ₹2,99,99,999 | 6.35% |
| 372 days | ₹100 – ₹2,99,99,999 | 6.90% |
| 373 days to less than 18 months | ₹100 – ₹2,99,99,999 | 6.55% |
| 18 months | ₹100 – ₹2,99,99,999 | 7.10% |
| Above 18 months to less than 30 months | ₹100 – ₹2,99,99,999 | 6.35% |
| 30 months | ₹100 – ₹2,99,99,999 | 7.30% |
| Above 30 months to less than 3 years | ₹100 – ₹2,99,99,999 | 6.35% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 5 years to less than 66 months | ₹100 – ₹2,99,99,999 | 6.20% |
| 66 months (Green deposit) | ₹100 – ₹2,99,99,999 | 6.50% |
| Above 66 months to upto and including 10 years | ₹100 – ₹2,99,99,999 | 6.20% |
FD · Non-CallableFD_NC
w.e.f. 2026-05-162 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.45% |
| 30 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
FD · Non-Callable SCFD_NC_SC
South Indian Bank publishes no separate fd · non-callable sc rate — it pays 7.00%, the exact same rate as its fd · non-callable card at every term we can match. There is no premium to show, so we are not printing the fd · non-callable table a second time under this heading — it is directly above. 2 live rows back this rate, and it still resolves correctly for a South Indian Bank customer using our calculator.
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-191 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Gain ( 5 Years ) | ₹100 – ₹1,50,000 | 5.70% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-191 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Gain ( 5 Years ) | ₹100 – ₹1,50,000 | 6.20% |
Recurring deposits
RDRD
w.e.f. 2026-06-1915 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) — 100 days to 180 days | ₹100 and above | 4.80% |
| 181 days to 270 days | ₹100 and above | 5.50% |
| 271 days to less than 1 year | ₹100 and above | 5.90% |
| 1 year | ₹100 and above | 6.25% |
| Above 1 year to 371 days | ₹100 and above | 5.85% |
| 372 days | ₹100 and above | 6.40% |
| 373 days to less than 18 months | ₹100 and above | 6.05% |
| 18 months | ₹100 and above | 6.60% |
| Above 18 months to less than 30 months | ₹100 and above | 5.85% |
| 30 months | ₹100 and above | 6.80% |
| Above 30 months to less than 3 years | ₹100 and above | 5.85% |
| 3 years to less than 5 years | ₹100 and above | 6.20% |
| 5 years to less than 66 months | ₹100 and above | 5.70% |
| 66 months (Green deposit) | ₹100 and above | 6.00% |
| Above 66 months to upto and including 10 years | ₹100 and above | 5.70% |
RD · SCRD_SC
w.e.f. 2026-06-1915 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) — 100 days to 180 days | ₹100 and above | 5.30% |
| 181 days to 270 days | ₹100 and above | 6.00% |
| 271 days to less than 1 year | ₹100 and above | 6.40% |
| 1 year | ₹100 and above | 6.75% |
| Above 1 year to 371 days | ₹100 and above | 6.35% |
| 372 days | ₹100 and above | 6.90% |
| 373 days to less than 18 months | ₹100 and above | 6.55% |
| 18 months | ₹100 and above | 7.10% |
| Above 18 months to less than 30 months | ₹100 and above | 6.35% |
| 30 months | ₹100 and above | 7.30% |
| Above 30 months to less than 3 years | ₹100 and above | 6.35% |
| 3 years to less than 5 years | ₹100 and above | 6.70% |
| 5 years to less than 66 months | ₹100 and above | 6.20% |
| 66 months (Green deposit) | ₹100 and above | 6.50% |
| Above 66 months to upto and including 10 years | ₹100 and above | 6.20% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-04-214 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than Rs. 1 crore | ₹0 – ₹99,99,999 | 2.25% |
| Rs. 1.00 crore - less than Rs. 5.00 crore | ₹1,00,00,000 – ₹4,99,99,999 | 2.50% |
| Rs. 5.00 crore - less than Rs. 25.00 crore | ₹5,00,00,000 – ₹24,99,99,999 | 4.50% |
| Rs. 25.00 crore and above | ₹25,00,00,000 and above | 6.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-04-214 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹99,99,999 | 2.25% |
| on-call | ₹1,00,00,000 – ₹4,99,99,999 | 2.50% |
| on-call | ₹5,00,00,000 – ₹24,99,99,999 | 4.50% |
| on-call | ₹25,00,00,000 and above | 6.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-04-214 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹99,99,999 | 2.25% |
| on-call | ₹1,00,00,000 – ₹4,99,99,999 | 2.50% |
| on-call | ₹5,00,00,000 – ₹24,99,99,999 | 4.50% |
| on-call | ₹25,00,00,000 and above | 6.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-1912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 – ₹2,99,99,999 | 6.25% |
| Above 1 year to 371 days | ₹100 – ₹2,99,99,999 | 5.85% |
| 372 days | ₹100 – ₹2,99,99,999 | 6.40% |
| 373 days to less than 18 months | ₹100 – ₹2,99,99,999 | 6.05% |
| 18 months | ₹100 – ₹2,99,99,999 | 6.60% |
| Above 18 months to less than 30 months | ₹100 – ₹2,99,99,999 | 5.85% |
| 30 months | ₹100 – ₹2,99,99,999 | 6.80% |
| Above 30 months to less than 3 years | ₹100 – ₹2,99,99,999 | 5.85% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.35% |
| 5 years to less than 66 months | ₹100 – ₹2,99,99,999 | 5.70% |
| 66 months (Green deposit) | ₹100 – ₹2,99,99,999 | 6.00% |
| Above 66 months to upto and including 10 years | ₹100 – ₹2,99,99,999 | 5.70% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-05-162 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.45% |
| 30 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
NRONRO
w.e.f. 2026-06-1918 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 days to 30 days (NRO floor 15 days; FD bucket 7-30 days) | ₹100 – ₹2,99,99,999 | 2.90% |
| 31 days to 90 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 91 days to 99 days | ₹100 – ₹2,99,99,999 | 4.50% |
| 100 days to 180 days | ₹100 – ₹2,99,99,999 | 4.80% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 5.90% |
| 1 year | ₹100 – ₹2,99,99,999 | 6.25% |
| Above 1 year to 371 days | ₹100 – ₹2,99,99,999 | 5.85% |
| 372 days | ₹100 – ₹2,99,99,999 | 6.40% |
| 373 days to less than 18 months | ₹100 – ₹2,99,99,999 | 6.05% |
| 18 months | ₹100 – ₹2,99,99,999 | 6.60% |
| Above 18 months to less than 30 months | ₹100 – ₹2,99,99,999 | 5.85% |
| 30 months | ₹100 – ₹2,99,99,999 | 6.80% |
| Above 30 months to less than 3 years | ₹100 – ₹2,99,99,999 | 5.85% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.20% |
| 5 years to less than 66 months | ₹100 – ₹2,99,99,999 | 5.70% |
| 66 months (Green deposit) | ₹100 – ₹2,99,99,999 | 6.00% |
| Above 66 months to upto and including 10 years | ₹100 – ₹2,99,99,999 | 5.70% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-05-162 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.45% |
| 30 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-05USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to USD 500,000 | 4.00% |
| 1 year to less than 2 years | USD 500,000 and above | 4.00% |
| 2 years to less than 3 years | up to USD 500,000 | 4.00% |
| 2 years to less than 3 years | USD 500,000 and above | 4.00% |
| 3 years | up to USD 500,000 | 4.00% |
| 3 years | USD 500,000 and above | 4.00% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-05GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 4.00% |
| 2 years to less than 3 years | — | 3.75% |
| 3 years | — | 2.45% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-05EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.00% |
| 2 years to less than 3 years | — | 2.00% |
| 3 years | — | 1.00% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-07-05AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 4.20% |
| 2 years to less than 3 years | — | 3.50% |
| 3 years | — | 3.00% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-05JPY3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.20% |
| 2 years to less than 3 years | — | 0.20% |
| 3 years | — | 0.05% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2021-02-24EURrate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.50% |
w.e.f. 2021-02-24GBPrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.50% |
w.e.f. 2021-02-24USDrate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.50% |
RFC · CHF (returned NRI)RFC_CHF
w.e.f. 2026-07-05CHF3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.05% |
| 2 years to less than 3 years | — | 0.00% |
| 3 years | — | 0.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-1912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 – ₹2,99,99,999 | 6.25% |
| Above 1 year to 371 days | ₹100 – ₹2,99,99,999 | 5.85% |
| 372 days | ₹100 – ₹2,99,99,999 | 6.40% |
| 373 days to less than 18 months | ₹100 – ₹2,99,99,999 | 6.05% |
| 18 months | ₹100 – ₹2,99,99,999 | 6.60% |
| Above 18 months to less than 30 months | ₹100 – ₹2,99,99,999 | 5.85% |
| 30 months | ₹100 – ₹2,99,99,999 | 6.80% |
| Above 30 months to less than 3 years | ₹100 – ₹2,99,99,999 | 5.85% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.35% |
| 5 years to less than 66 months | ₹100 – ₹2,99,99,999 | 5.70% |
| 66 months (Green deposit) | ₹100 – ₹2,99,99,999 | 6.00% |
| Above 66 months to 120 months | ₹100 – ₹2,99,99,999 | 5.70% |
NRO RDNRO_RD
w.e.f. 2026-06-1915 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) — 100 days to 180 days | ₹100 and above | 4.80% |
| 181 days to 270 days | ₹100 and above | 5.50% |
| 271 days to less than 1 year | ₹100 and above | 5.90% |
| 1 year | ₹100 and above | 6.25% |
| Above 1 year to 371 days | ₹100 and above | 5.85% |
| 372 days | ₹100 and above | 6.40% |
| 373 days to less than 18 months | ₹100 and above | 6.05% |
| 18 months | ₹100 and above | 6.60% |
| Above 18 months to less than 30 months | ₹100 and above | 5.85% |
| 30 months | ₹100 and above | 6.80% |
| Above 30 months to less than 3 years | ₹100 and above | 5.85% |
| 3 years to less than 5 years | ₹100 and above | 6.20% |
| 5 years to less than 66 months | ₹100 and above | 5.70% |
| 66 months (Green deposit) | ₹100 and above | 6.00% |
| Above 66 months to upto and including 10 years | ₹100 and above | 5.70% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-25USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to USD 500,000 | 4.00% |
| 1 year to less than 2 years | USD 500,000 and above | 4.00% |
| 2 years to less than 3 years | up to USD 500,000 | 4.00% |
| 2 years to less than 3 years | USD 500,000 and above | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-25GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 4.00% |
| 2 years to less than 3 years | — | 3.75% |
| 3 years to less than 4 years | — | 2.45% |
| 4 years to less than 5 years | — | 2.45% |
| 5 years | — | 2.45% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-25EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.00% |
| 2 years to less than 3 years | — | 2.00% |
| 3 years to less than 4 years | — | 1.00% |
| 4 years to less than 5 years | — | 1.00% |
| 5 years | — | 1.00% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-06-25JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.20% |
| 2 years to less than 3 years | — | 0.20% |
| 3 years to less than 4 years | — | 0.05% |
| 4 years to less than 5 years | — | 0.05% |
| 5 years | — | 0.05% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-06-25CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.50% |
| 2 years to less than 3 years | — | 3.50% |
| 3 years to less than 4 years | — | 3.15% |
| 4 years to less than 5 years | — | 3.20% |
| 5 years | — | 3.25% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-25AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 4.20% |
| 2 years to less than 3 years | — | 3.50% |
| 3 years to less than 4 years | — | 3.00% |
| 4 years to less than 5 years | — | 3.20% |
| 5 years | — | 3.45% |
FCNR · CHF · CallableFCNR_CHF
w.e.f. 2026-06-25CHF3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.05% |
| 2 years to less than 3 years | — | 0.00% |
| 3 years to less than 4 years | — | 0.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-25USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 500,000 | 6.50% |
| 3 years to less than 4 years | USD 500,000 and above | 7.00% |
| 4 years to less than 5 years | up to USD 500,000 | 6.50% |
| 4 years to less than 5 years | USD 500,000 and above | 7.00% |
| 5 years | up to USD 500,000 | 6.50% |
| 5 years | USD 500,000 and above | 7.00% |
If you break it early
Not yet verified
We have not read and recorded South Indian Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · CHF · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by South Indian Bank
25 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-16
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-16
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-16
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-16
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-16
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-16
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-16
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-16
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-16
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.43%
- NNPA
- 0.29%
- CAR
- 19.66%
- CASA
- 32.12%
- ROA
- 1.00%
- ROE
- 12.62%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as South Indian Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 207 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.