Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1712 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15 days to 29 days | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 30 days to 90 days | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 6 months to less than 9 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 9 months to 12 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 12 months 1 day to less than 18 months | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 18 months to 23 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 23 months 1 day to 27 months | ₹1,000 – ₹3,00,00,000 | 8.00% |
| 27 months 1 day to 36 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 36 months 1 day to 60 months | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 60 months 1 day to 120 months | ₹1,000 – ₹3,00,00,000 | 6.25% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1712 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 29 days | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 30 days to 90 days | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 6 months to less than 9 months | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 9 months to 12 months | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 12 months 1 day to less than 18 months | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 18 months to 23 months | ₹1,000 – ₹3,00,00,000 | 8.00% |
| 23 months 1 day to 27 months | ₹1,000 – ₹3,00,00,000 | 8.50% |
| 27 months 1 day to 36 months | ₹1,000 – ₹3,00,00,000 | 8.00% |
| 36 months 1 day to 60 months | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 60 months 1 day to 120 months | ₹1,000 – ₹3,00,00,000 | 6.75% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-1712 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,00,00,000 – ₹3,00,00,000 | 3.55% |
| 15-29 Days | ₹1,00,00,000 – ₹3,00,00,000 | 3.80% |
| 30-90 Days | ₹1,00,00,000 – ₹3,00,00,000 | 4.30% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.80% |
| 6 months to less than 9 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 9 months to 12 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 12 months 1 day to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 18 months to 23 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 23 months 1 day to 27 months | ₹1,00,00,000 – ₹3,00,00,000 | 8.05% |
| 27 months 1 day to 36 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 36 months 1 day to 60 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 60 months 1 day to 120 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-1712 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,00,00,000 – ₹3,00,00,000 | 4.05% |
| 15-29 Days | ₹1,00,00,000 – ₹3,00,00,000 | 4.30% |
| 30-90 Days | ₹1,00,00,000 – ₹3,00,00,000 | 4.80% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.30% |
| 6 months to less than 9 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| 9 months to 12 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| 12 months 1 day to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 18 months to 23 months | ₹1,00,00,000 – ₹3,00,00,000 | 8.05% |
| 23 months 1 day to 27 months | ₹1,00,00,000 – ₹3,00,00,000 | 8.55% |
| 27 months 1 day to 36 months | ₹1,00,00,000 – ₹3,00,00,000 | 8.05% |
| 36 months 1 day to 60 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 60 months 1 day to 120 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-171 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax saver FD 5 Years (60 months) | ₹1,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-171 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax saver FD 5 Years (60 months) | ₹1,000 – ₹1,50,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2026-06-178 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 9 months | ₹500 – ₹1,00,000 | 6.00% |
| 9 months to 12 months | ₹500 – ₹1,00,000 | 6.00% |
| 12 months 1 day to less than 18 months | ₹500 – ₹1,00,000 | 6.75% |
| 18 months to 23 months | ₹500 – ₹1,00,000 | 7.50% |
| 23 months 1 day to 27 months | ₹500 – ₹1,00,000 | 8.00% |
| 27 months 1 day to 36 months | ₹500 – ₹1,00,000 | 7.50% |
| 36 months 1 day to 60 months | ₹500 – ₹1,00,000 | 6.25% |
| 60 months 1 day to 120 months | ₹500 – ₹1,00,000 | 6.25% |
RD · SCRD_SC
w.e.f. 2026-06-178 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 9 months | ₹500 – ₹1,00,000 | 6.50% |
| 9 months to 12 months | ₹500 – ₹1,00,000 | 6.50% |
| 12 months 1 day to less than 18 months | ₹500 – ₹1,00,000 | 7.25% |
| 18 months to 23 months | ₹500 – ₹1,00,000 | 8.00% |
| 23 months 1 day to 27 months | ₹500 – ₹1,00,000 | 8.50% |
| 27 months 1 day to 36 months | ₹500 – ₹1,00,000 | 8.00% |
| 36 months 1 day to 60 months | ₹500 – ₹1,00,000 | 6.75% |
| 60 months 1 day to 120 months | ₹500 – ₹1,00,000 | 6.75% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-07-134 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to 1 Lacs | ₹0 – ₹1,00,000 | 2.50% |
| Above 1 Lac to 5 Lacs | ₹1,00,000 – ₹5,00,000 | 3.25% |
| Above 5 Lacs to 10 Lacs | ₹5,00,000 – ₹10,00,000 | 3.50% |
| Above 10 Lacs to 10 Crore | ₹10,00,000 – ₹10,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-07-134 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to 1 Lacs | ₹0 – ₹1,00,000 | 2.50% |
| Above 1 Lac to 5 Lacs | ₹1,00,000 – ₹5,00,000 | 3.25% |
| Above 5 Lacs to 10 Lacs | ₹5,00,000 – ₹10,00,000 | 3.50% |
| Above 10 Lacs to 10 Crore | ₹10,00,000 – ₹10,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-07-134 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to 1 Lacs | ₹0 – ₹1,00,000 | 2.50% |
| Above 1 Lac to 5 Lacs | ₹1,00,000 – ₹5,00,000 | 3.25% |
| Above 5 Lacs to 10 Lacs | ₹5,00,000 – ₹10,00,000 | 3.50% |
| Above 10 Lacs to 10 Crore | ₹10,00,000 – ₹10,00,00,000 | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-07-138 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 12 months 1 day to less than 18 month | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 18 months to 23 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 23 months 1 day to 27 months | ₹1,000 – ₹3,00,00,000 | 8.00% |
| 27 months 1 day to 36 month | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 36 months 1 day to 37 month | ₹1,000 – ₹3,00,00,000 | 8.10% |
| 37 months 1 day to 60 month | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 60 months 1 day to 120 months | ₹1,000 – ₹3,00,00,000 | 6.25% |
NRONRO
w.e.f. 2026-06-1712 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15 days to 29 days | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 30 days to 90 days | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 6 months to less than 9 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 9 months to 12 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 12 months 1 day to less than 18 months | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 18 months to 23 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 23 months 1 day to 27 months | ₹1,000 – ₹3,00,00,000 | 8.00% |
| 27 months 1 day to 36 month | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 36 months 1 day to 60 months | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 60 months 1 day to 120 months | ₹1,000 – ₹3,00,00,000 | 6.25% |
If you break it early
Not yet verified
We have not read and recorded Shivalik Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Shivalik Small Finance Bank
46 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)checked 2026-07-01
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-22
- RFC · CAD (returned NRI)source ↗checked 2026-07-22
- RFC · CHF (returned NRI)source ↗checked 2026-07-22
- RFC · EUR (returned NRI)source ↗checked 2026-07-22
- RFC · GBP (returned NRI)source ↗checked 2026-07-22
- RFC · HKD (returned NRI)source ↗checked 2026-07-22
- RFC · NZD (returned NRI)source ↗checked 2026-07-22
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-22
- RFC · SGD (returned NRI)source ↗checked 2026-07-22
- RFC · USD (returned NRI)source ↗checked 2026-07-22
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-22
- RFC Savings (returned NRI)source ↗checked 2026-07-22
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · GBP · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · USD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · USD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.83%
- NNPA
- 2.01%
- CAR
- 20.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Shivalik Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 98 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.