Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-1246 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹100 – ₹1,00,00,000 | 3.75% |
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 15-30 days | ₹100 – ₹1,00,00,000 | 3.75% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 31-45 days | ₹100 – ₹1,00,00,000 | 3.75% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 46-60 days | ₹100 – ₹1,00,00,000 | 4.50% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 61-90 days | ₹100 – ₹1,00,00,000 | 4.50% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 91-120 days | ₹100 – ₹1,00,00,000 | 5.90% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.90% |
| 121-180 days | ₹100 – ₹1,00,00,000 | 6.00% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
| 181-210 days | ₹100 – ₹1,00,00,000 | 6.30% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 211-269 days | ₹100 – ₹1,00,00,000 | 6.70% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 270 below 1 year | ₹100 – ₹1,00,00,000 | 6.70% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 1 year and 1 year 1 day | ₹100 – ₹1,00,00,000 | 7.10% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 1 year 2 days | ₹100 – ₹1,00,00,000 | 7.10% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹100 – ₹1,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 390 days | ₹100 – ₹1,00,00,000 | 6.50% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 days to 15 months | ₹100 – ₹1,00,00,000 | 7.10% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 15 months to 18 months | ₹100 – ₹1,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 18 months to < 2 years 3 days | ₹100 – ₹1,00,00,000 | 7.55% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 2 years 3 days | ₹100 – ₹1,00,00,000 | 7.60% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| > 2 years 3 days up to < 3 years 2 days | ₹100 – ₹1,00,00,000 | 7.65% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.65% |
| 3 years 2 days | ₹100 – ₹1,00,00,000 | 7.65% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.65% |
| > 3 years 2 days up to < 5 years | ₹100 – ₹1,00,00,000 | 7.00% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 5 years | ₹100 – ₹1,00,00,000 | 7.00% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹100 – ₹1,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-1246 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹100 – ₹1,00,00,000 | 4.25% |
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 15-30 days | ₹100 – ₹1,00,00,000 | 4.25% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 31-45 days | ₹100 – ₹1,00,00,000 | 4.25% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46-60 days | ₹100 – ₹1,00,00,000 | 5.00% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 61-90 days | ₹100 – ₹1,00,00,000 | 5.00% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 91-120 days | ₹100 – ₹1,00,00,000 | 6.40% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 121-180 days | ₹100 – ₹1,00,00,000 | 6.50% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 181-210 days | ₹100 – ₹1,00,00,000 | 6.80% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 211-269 days | ₹100 – ₹1,00,00,000 | 7.20% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 270 below 1 year | ₹100 – ₹1,00,00,000 | 7.20% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1 year and 1 year 1 day | ₹100 – ₹1,00,00,000 | 7.60% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| 1 year 2 days | ₹100 – ₹1,00,00,000 | 7.60% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| > 1 year 2 days to 389 days | ₹100 – ₹1,00,00,000 | 7.60% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| 390 days | ₹100 – ₹1,00,00,000 | 7.00% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 391 days to 15 months | ₹100 – ₹1,00,00,000 | 7.60% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| > 15 months to 18 months | ₹100 – ₹1,00,00,000 | 7.70% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| > 18 months to < 2 years 3 days | ₹100 – ₹1,00,00,000 | 8.05% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.05% |
| 2 years 3 days | ₹100 – ₹1,00,00,000 | 8.10% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.10% |
| > 2 years 3 days up to < 3 years 2 days | ₹100 – ₹1,00,00,000 | 8.15% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.15% |
| 3 years 2 days | ₹100 – ₹1,00,00,000 | 8.15% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.15% |
| > 3 years 2 days up to < 5 years | ₹100 – ₹1,00,00,000 | 7.50% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 5 years | ₹100 – ₹1,00,00,000 | 7.50% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| > 5 years up to 10 years | ₹100 – ₹1,00,00,000 | 7.50% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
FD · Non-CallableFD_NC
w.e.f. 2026-08-1223 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.75% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.80% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.85% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.85% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-08-1223 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.80% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.25% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.30% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.35% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 8.35% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-121 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years | ₹100 – ₹1,50,000 | 7.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-121 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years | ₹100 – ₹1,50,000 | 7.50% |
Recurring deposits
RDRD
w.e.f. 2026-07-2311 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹0 – ₹3,00,00,000 | 6.30% |
| 7 months - 8 months | ₹0 – ₹3,00,00,000 | 6.70% |
| 9 months - 11 months | ₹0 – ₹3,00,00,000 | 6.70% |
| 12 Months | ₹0 – ₹3,00,00,000 | 7.10% |
| 13 months - 15 months | ₹0 – ₹3,00,00,000 | 7.10% |
| 16 months - 18 Months | ₹0 – ₹3,00,00,000 | 7.20% |
| 19 Months - 24 Months | ₹0 – ₹3,00,00,000 | 7.30% |
| 25 Months - 36 Months | ₹0 – ₹3,00,00,000 | 7.10% |
| 37 Months - 59 months | ₹0 – ₹3,00,00,000 | 7.00% |
| 60 Months | ₹0 – ₹3,00,00,000 | 7.00% |
| 61 Months - 120 months | ₹0 – ₹3,00,00,000 | 7.00% |
RD · SCRD_SC
w.e.f. 2026-07-2311 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹0 – ₹3,00,00,000 | 6.80% |
| 7 months - 8 months | ₹0 – ₹3,00,00,000 | 7.20% |
| 9 months - 11 months | ₹0 – ₹3,00,00,000 | 7.20% |
| 12 Months | ₹0 – ₹3,00,00,000 | 7.60% |
| 13 months - 15 months | ₹0 – ₹3,00,00,000 | 7.60% |
| 16 months - 18 Months | ₹0 – ₹3,00,00,000 | 7.70% |
| 19 Months - 24 Months | ₹0 – ₹3,00,00,000 | 7.80% |
| 25 Months - 36 Months | ₹0 – ₹3,00,00,000 | 7.60% |
| 37 Months - 59 months | ₹0 – ₹3,00,00,000 | 7.50% |
| 60 Months | ₹0 – ₹3,00,00,000 | 7.50% |
| 61 Months - 120 months | ₹0 – ₹3,00,00,000 | 7.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹10,00,000 | 5.50% |
| on-call | ₹10,00,000 – ₹50,00,000 | 6.00% |
| on-call | ₹50,00,000 – ₹3,00,00,000 | 6.50% |
| on-call | ₹3,00,00,000 – ₹25,00,00,000 | 6.75% |
| on-call | ₹25,00,00,000 – ₹50,00,00,000 | 7.00% |
| on-call | ₹50,00,00,000 – ₹75,00,00,000 | 5.00% |
| on-call | ₹75,00,00,000 and above | 5.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹10,00,000 | 5.50% |
| on-call | ₹10,00,000 – ₹50,00,000 | 6.00% |
| on-call | ₹50,00,000 – ₹3,00,00,000 | 6.50% |
| on-call | ₹3,00,00,000 – ₹25,00,00,000 | 6.75% |
| on-call | ₹25,00,00,000 – ₹50,00,00,000 | 7.00% |
| on-call | ₹50,00,00,000 – ₹75,00,00,000 | 5.00% |
| on-call | ₹75,00,00,000 and above | 5.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹10,00,000 | 5.50% |
| on-call | ₹10,00,000 – ₹50,00,000 | 6.00% |
| on-call | ₹50,00,000 – ₹3,00,00,000 | 6.50% |
| on-call | ₹3,00,00,000 – ₹25,00,00,000 | 6.75% |
| on-call | ₹25,00,00,000 – ₹50,00,00,000 | 7.00% |
| on-call | ₹50,00,00,000 – ₹75,00,00,000 | 5.00% |
| on-call | ₹75,00,00,000 and above | 5.00% |
NRI deposits
NRENRE
w.e.f. 2026-07-2324 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and 1 year 1 day | ₹0 – ₹1,00,00,000 | 7.10% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 1 year 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹0 – ₹1,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 390 days | ₹0 – ₹1,00,00,000 | 6.50% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 days to 15 months | ₹0 – ₹1,00,00,000 | 7.10% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 15 months to 18 months | ₹0 – ₹1,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 18 months to < 2 years 3 days | ₹0 – ₹1,00,00,000 | 7.30% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 2 years 3 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 2 years 3 days up to < 3 years 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 3 years 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 3 years 2 days up to 5 years | ₹0 – ₹1,00,00,000 | 7.00% |
| > 3 years 2 days up to 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹0 – ₹1,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-07-2312 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 3 years 2 days up to 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
NRONRO
w.e.f. 2026-07-2346 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹0 – ₹1,00,00,000 | 3.75% |
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 15-30 days | ₹0 – ₹1,00,00,000 | 3.75% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 31-45 days | ₹0 – ₹1,00,00,000 | 3.75% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 46-60 days | ₹0 – ₹1,00,00,000 | 4.50% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 61-90 days | ₹0 – ₹1,00,00,000 | 4.50% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 91-120 days | ₹0 – ₹1,00,00,000 | 5.90% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.90% |
| 121-180 days | ₹0 – ₹1,00,00,000 | 6.00% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
| 181-210 days | ₹0 – ₹1,00,00,000 | 6.30% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 211-269 days | ₹0 – ₹1,00,00,000 | 6.70% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 270 below 1 year | ₹0 – ₹1,00,00,000 | 6.70% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 1 year and 1 year 1 day | ₹0 – ₹1,00,00,000 | 7.10% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 1 year 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹0 – ₹1,00,00,000 | 7.10% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 390 days | ₹0 – ₹1,00,00,000 | 6.50% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 391 days to 15 months | ₹0 – ₹1,00,00,000 | 7.10% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 15 months to 18 months | ₹0 – ₹1,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 18 months to < 2 years 3 days | ₹0 – ₹1,00,00,000 | 7.30% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 2 years 3 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 2 years 3 days up to < 3 years 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 3 years 2 days | ₹0 – ₹1,00,00,000 | 7.10% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| > 3 years 2 days up to < 5 years | ₹0 – ₹1,00,00,000 | 7.00% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 5 years | ₹0 – ₹1,00,00,000 | 7.00% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹0 – ₹1,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-07-2323 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 15-30 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 31-45 days | ₹1,00,00,000 – ₹3,00,00,000 | 3.75% |
| 46-60 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 61-90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 91-120 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
| 121-180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
| 181-210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 211-269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 270 below 1 year | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year and 1 year 1 day | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1 year 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 1 year 2 days to 389 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 390 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 391 days to 15 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 15 months to 18 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| > 18 months to < 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 2 years 3 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 2 years 3 days up to < 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 3 years 2 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| > 3 years 2 days up to < 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 5 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| > 5 years up to 10 years | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-08USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| For Deposits for 30 days and above but < 3 Months | — | 0.30% |
| For Deposits for 3 Months & 1 Day and above but < 6 Months | — | 0.75% |
| For Deposits for 6 Months & 1 day and above but < 1 Year | — | 0.75% |
| For Deposits for 1 year & above but < 2 years | — | 4.50% |
| For Deposits for 2 years & above but < 3 years | — | 1.65% |
| For Deposits for 3 years only | — | 1.00% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-08GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| For Deposits for 30 days and above but < 3 Months | — | 0.01% |
| For Deposits for 3 Months & 1 Day and above but < 6 Months | — | 0.60% |
| For Deposits for 6 Months & 1 day and above but < 1 Year | — | 0.75% |
| For Deposits for 1 year & above but < 2 years | — | 4.50% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-08EUR1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| For Deposits for 1 year & above but < 2 years | — | 1.30% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-08USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but < 2 years | — | 4.50% |
| 2 years & above but < 3 years | — | 4.40% |
| 3 years & above but < 4 years | — | 7.10% |
| 4 years & above but < 5 years | — | 7.10% |
| For 5 years (Maximum) | — | 7.10% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-08GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but < 2 years | — | 4.50% |
| 2 years & above but < 3 years | — | 4.55% |
| 3 years & above but < 4 years | — | 4.05% |
| 4 years & above but < 5 years | — | 3.65% |
| For 5 years (Maximum) | — | 3.30% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-08EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but < 2 years | — | 1.30% |
| 2 years & above but < 3 years | — | 1.75% |
| 3 years & above but < 4 years | — | 1.45% |
| 4 years & above but < 5 years | — | 1.45% |
| For 5 years (Maximum) | — | 1.45% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-08JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but < 2 years | — | 1.05% |
| 2 years & above but < 3 years | — | 0.80% |
| 3 years & above but < 4 years | — | 0.01% |
| 4 years & above but < 5 years | — | 0.01% |
| For 5 years (Maximum) | — | 0.01% |
If you break it early
Breaking this deposit early — FD · General
Every band SBM Bank India publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1 crore to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to ₹1 crore | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to ₹1 crore · 0 days to 6 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹1 crore to under ₹3 crore · 0 days to 6 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹100 to ₹1 crore · 7 days to 36500 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹1 crore to under ₹3 crore · 7 days to 36500 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band SBM Bank India publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1 crore to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to ₹1 crore | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to ₹1 crore · 0 days to 6 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹1 crore to under ₹3 crore · 0 days to 6 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹100 to ₹1 crore · 7 days to 36500 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source - ₹1 crore to under ₹3 crore · 7 days to 36500 days
“The Bank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a.”
Source
Breaking this deposit early — FD · Non-Callable
Every band SBM Bank India publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“With reference to non-callable deposits, there will be no premature facility available.”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band SBM Bank India publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“With reference to non-callable deposits, there will be no premature facility available.”
Source
Breaking this deposit early — Tax Saver
Every band SBM Bank India publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“ank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a. Maximum amount of the Deposit is Rs. 150,000.00 for a tenor of 5 years”
Source
Breaking this deposit early — Tax Saver SC
Every band SBM Bank India publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“ank will be paying interest for the run period prevalent at the time of opening of the deposit. The premature deposit closure penalty is 1% p.a. Maximum amount of the Deposit is Rs. 150,000.00 for a tenor of 5 years”
Source
Not yet verified
We have not read and recorded SBM Bank India’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by SBM Bank India
32 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-27
- RFC · CAD (returned NRI)source ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-27
- RFC · HKD (returned NRI)source ↗checked 2026-07-27
- RFC · NZD (returned NRI)source ↗checked 2026-07-27
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-27
- RFC · SGD (returned NRI)source ↗checked 2026-07-27
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-27
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-27
- FCNR · CAD · Callablesource ↗checked 2026-07-27
- FCNR · CHF · Callablesource ↗checked 2026-07-27
- FCNR · DKK (Krone) · Callablesource ↗checked 2026-07-27
- FCNR · HKD · Callablesource ↗checked 2026-07-27
- FCNR · NZD · Callablesource ↗checked 2026-07-27
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-27
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-27
- FCNR · SGD · Callablesource ↗checked 2026-07-27
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-27
- FCNR · DKK (Krone) · Non-Callablesource ↗checked 2026-07-27
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-27
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-27
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-27
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-27
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-27
- FCNR · USD · Non-Callablesource ↗checked 2026-07-27
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-27
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as SBM Bank India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 322 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.