Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 and above | 2.85% |
| 15 – 30 Days | ₹1,000 and above | 2.85% |
| 31 – 45 Days | ₹1,000 and above | 2.85% |
| 46 – 90 Days | ₹1,000 and above | 3.35% |
| 91 – 120 Days | ₹1,000 and above | 3.35% |
| 121 – 150 Days | ₹1,000 and above | 3.35% |
| 151 – 179 Days | ₹1,000 and above | 4.85% |
| 180 – 364 Days | ₹1,000 and above | 4.85% |
| 1 Year | ₹1,000 and above | 5.85% |
| >1 Year – 374 Days | ₹1,000 and above | 5.60% |
| 375 Days (Callable) | ₹1,000 and above | 6.40% |
| 376 – 443 Days | ₹1,000 and above | 5.60% |
| 444 Days (Callable) | ₹1,000 and above | 6.80% |
| 445 Days – 665 Days | ₹1,000 and above | 5.85% |
| 22 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 22 Month < 2Y | ₹1,000 and above | 5.85% |
| 666 Days (Callable) | ₹1,000 and above | 6.85% |
| >667 < 22 Month | ₹1,000 and above | 5.85% |
| 2Y-776 Days | ₹1,000 and above | 5.95% |
| 777 Days | ₹1,000 and above | 6.10% |
| 778 Days - 998 Days | ₹1,000 and above | 5.85% |
| 999 Days (Callable) | ₹1,000 and above | 6.00% |
| 1000 Days - <3 Years | ₹1,000 and above | 5.95% |
| 3Y - <44 Month | ₹1,000 and above | 5.85% |
| 44 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹1,000 and above | 5.85% |
| 5Y | ₹1,000 and above | 5.95% |
| >5Y<66 Month | ₹1,000 and above | 5.85% |
| 66 Months (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| >66 Month- 10 Year | ₹1,000 and above | 5.85% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 and above | 2.85% |
| 15 – 30 Days | ₹1,000 and above | 2.85% |
| 31 – 45 Days | ₹1,000 and above | 2.85% |
| 46 – 90 Days | ₹1,000 and above | 3.35% |
| 91 – 120 Days | ₹1,000 and above | 3.35% |
| 121 – 150 Days | ₹1,000 and above | 3.35% |
| 151 – 179 Days | ₹1,000 and above | 4.85% |
| 180 – 364 Days | ₹1,000 and above | 5.35% |
| 1 Year | ₹1,000 and above | 6.35% |
| >1 Year – 374 Days | ₹1,000 and above | 6.10% |
| 375 Days (Callable) | ₹1,000 and above | 6.90% |
| 376 – 443 Days | ₹1,000 and above | 6.10% |
| 444 Days (Callable) | ₹1,000 and above | 7.30% |
| 445 Days – 665 Days | ₹1,000 and above | 6.35% |
| 22 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.45% |
| > 22 Month < 2Y | ₹1,000 and above | 6.35% |
| 666 Days (Callable) | ₹1,000 and above | 7.35% |
| >667 < 22 Month | ₹1,000 and above | 6.35% |
| 2Y-776 Days | ₹1,000 and above | 6.45% |
| 777 Days | ₹1,000 and above | 6.60% |
| 778 Days - 998 Days | ₹1,000 and above | 6.35% |
| 999 Days (Callable) | ₹1,000 and above | 6.50% |
| 1000 Days - <3 Years | ₹1,000 and above | 6.45% |
| 3Y - <44 Month | ₹1,000 and above | 6.35% |
| 44 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.45% |
| > 44 Month < 5 Y | ₹1,000 and above | 6.35% |
| 5Y | ₹1,000 and above | 6.45% |
| >5Y<66 Month | ₹1,000 and above | 6.35% |
| 66 Months (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.45% |
| >66 Month- 10 Year | ₹1,000 and above | 6.35% |
FD · Super SeniorFD_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 and above | 2.85% |
| 15 – 30 Days | ₹1,000 and above | 2.85% |
| 31 – 45 Days | ₹1,000 and above | 2.85% |
| 46 – 90 Days | ₹1,000 and above | 3.35% |
| 91 – 120 Days | ₹1,000 and above | 3.35% |
| 121 – 150 Days | ₹1,000 and above | 3.35% |
| 151 – 179 Days | ₹1,000 and above | 4.85% |
| 180 – 364 Days | ₹1,000 and above | 5.35% |
| 1 Year | ₹1,000 and above | 6.35% |
| >1 Year – 374 Days | ₹1,000 and above | 6.10% |
| 375 Days (Callable) | ₹1,000 and above | 7.05% |
| 376 – 443 Days | ₹1,000 and above | 6.10% |
| 444 Days (Callable) | ₹1,000 and above | 7.45% |
| 445 Days – 665 Days | ₹1,000 and above | 6.35% |
| 22 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.60% |
| > 22 Month < 2Y | ₹1,000 and above | 6.35% |
| 666 Days (Callable) | ₹1,000 and above | 7.50% |
| >667 < 22 Month | ₹1,000 and above | 6.35% |
| 2Y-776 Days | ₹1,000 and above | 6.45% |
| 777 Days | ₹1,000 and above | 6.75% |
| 778 Days - 998 Days | ₹1,000 and above | 6.35% |
| 999 Days (Callable) | ₹1,000 and above | 6.65% |
| 1000 Days - <3 Years | ₹1,000 and above | 6.45% |
| 3Y - <44 Month | ₹1,000 and above | 6.35% |
| 44 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.60% |
| > 44 Month < 5 Y | ₹1,000 and above | 6.35% |
| 5Y | ₹1,000 and above | 6.45% |
| >5Y<66 Month | ₹1,000 and above | 6.35% |
| 66 Months (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 6.60% |
| >66 Month- 10 Year | ₹1,000 and above | 6.35% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
FD · Non-Callable SCFD_NC_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.00% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.40% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.45% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.55% |
FD · Non-Callable SSCFD_NC_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.15% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.55% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 7.60% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.70% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (Tax Saver — 80C lock-in)psb_tax_saver_from_fd_5y | ₹100 – ₹1,50,000 | 5.95% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (Tax Saver — 80C lock-in)psb_tax_saver_from_fd_5y | ₹100 – ₹1,50,000 | 6.45% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 4.85% |
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days -998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 5.85% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 5.35% |
| 1 Year | ₹100 – ₹1,00,00,000 | 6.35% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.90% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.30% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.35% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 6.45% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.60% |
| 778 Days -998 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.50% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 6.45% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 5Y | ₹100 – ₹1,00,00,000 | 6.45% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 6.35% |
RD · SSCRD_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 5.35% |
| 1 Year | ₹100 – ₹1,00,00,000 | 6.35% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.05% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.45% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.60% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.50% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 6.45% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.75% |
| 778 Days - 998 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.65% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 6.45% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.60% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 5Y | ₹100 – ₹1,00,00,000 | 6.45% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.60% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 6.35% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,000 and above | 5.85% |
| >1 Year-374Days | ₹1,000 and above | 5.60% |
| 375 Days (callable) | ₹1,000 and above | 6.40% |
| 376 Days-443 Days | ₹1,000 and above | 5.60% |
| 444 Days (Callable) | ₹1,000 and above | 6.80% |
| 445 Days<665 Days | ₹1,000 and above | 5.85% |
| 666 Days (Callable) | ₹1,000 and above | 6.85% |
| 667 Days <2Y | ₹1,000 and above | 5.85% |
| 2Y - 776Days | ₹1,000 and above | 5.95% |
| 777 Days | ₹1,000 and above | 6.10% |
| 778 Days - 998 Days | ₹1,000 and above | 5.85% |
| 999 Days (Callable) | ₹1,000 and above | 6.00% |
| 1000 Days - <3Years | ₹1,000 and above | 5.95% |
| 3Y<5Y | ₹1,000 and above | 5.85% |
| 5Y | ₹1,000 and above | 5.95% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 and above | 2.85% |
| 15 – 30 Days | ₹1,000 and above | 2.85% |
| 31 – 45 Days | ₹1,000 and above | 2.85% |
| 46 – 90 Days | ₹1,000 and above | 3.35% |
| 91 – 120 Days | ₹1,000 and above | 3.35% |
| 121 – 150 Days | ₹1,000 and above | 3.35% |
| 151 – 179 Days | ₹1,000 and above | 4.85% |
| 180 – 364 Days | ₹1,000 and above | 4.85% |
| 1 Year | ₹1,000 and above | 5.85% |
| >1 Year – 374 Days | ₹1,000 and above | 5.60% |
| 375 Days (Callable) | ₹1,000 and above | 6.40% |
| 376 – 443 Days | ₹1,000 and above | 5.60% |
| 444 Days (Callable) | ₹1,000 and above | 6.80% |
| 445 Days – 665 Days | ₹1,000 and above | 5.85% |
| 22 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 22 Month < 2Y | ₹1,000 and above | 5.85% |
| 666 Days (Callable) | ₹1,000 and above | 6.85% |
| >667 < 22 Month | ₹1,000 and above | 5.85% |
| 2Y-776 Days | ₹1,000 and above | 5.95% |
| 777 Days | ₹1,000 and above | 6.10% |
| 778 Days - 998 Days | ₹1,000 and above | 5.85% |
| 999 Days (Callable) | ₹1,000 and above | 6.00% |
| 1000 Days - <3 Years | ₹1,000 and above | 5.95% |
| 3Y - <44 Month | ₹1,000 and above | 5.85% |
| 44 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹1,000 and above | 5.85% |
| 5Y | ₹1,000 and above | 5.95% |
| >5Y<66 Month | ₹1,000 and above | 5.85% |
| 66 Months (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| >66 Month- 10 Year | ₹1,000 and above | 5.85% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 1.53% |
| 2 Year - <3 Year | — | 1.93% |
| 3 Year | — | 2.18% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 1.89% |
| 2 Year - <3 Year | — | 2.24% |
| 3 Year | — | 2.39% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 0.07% |
| 2 Year - <3 Year | — | 0.27% |
| 3 Year | — | 0.42% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year-374Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 Days-443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days<665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| 667 Days <2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y - 776Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days - 998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y<5Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 4.85% |
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days - 998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 5.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 5.10% |
| 2yr to less than 3 years | — | 3.65% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 4.50% |
| 2yr to less than 3 years | — | 3.00% |
| 3yr to less than 4 years | — | 2.75% |
| 4yr to less than 5 years | — | 2.75% |
| 5 years only | — | 2.75% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 2.75% |
| 2yr to less than 3 years | — | 1.50% |
| 3yr to less than 4 years | — | 1.50% |
| 4yr to less than 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 3.50% |
| 2yr to less than 3 years | — | 2.90% |
| 3yr to less than 4 years | — | 2.65% |
| 4yr to less than 5 years | — | 2.75% |
| 5 years only | — | 2.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr to less than 4 years | — | 6.70% |
| 4yr to less than 5 years | — | 6.75% |
| 5 years only | — | 6.80% |
If you break it early
Not yet verified
We have not read and recorded Punjab & Sind Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Punjab & Sind Bank
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-23
- RFC · CAD (returned NRI)source ↗checked 2026-07-23
- RFC · CHF (returned NRI)source ↗checked 2026-07-23
- RFC · HKD (returned NRI)source ↗checked 2026-07-23
- RFC · NZD (returned NRI)source ↗checked 2026-07-23
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-23
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-23
- RFC Savings (returned NRI)source ↗checked 2026-07-23
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-14
- FCNR · HKD · Callablesource ↗checked 2026-07-14
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-14
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-23
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-23
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-23
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-23
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-23
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.40%
- NNPA
- 0.79%
- CAR
- 17.42%
- CASA
- 30.77%
- ROA
- 0.96%
- ROE
- 8.71%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Punjab & Sind Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 308 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.