MyPassbook
Every deposit. Every bank.
Sign inAlerts
Public sector bank

Punjab & Sind Bank
every deposit rate, in one place.

Every product Punjab & Sind Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
28
Live rate rows
308
Rate cards
28
Newest w.e.f.
2026-06-16

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-1630 rows
View source — product page
FD · General rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 – 14 Days₹1,00,000 and above2.85%
15 – 30 Days₹1,000 and above2.85%
31 – 45 Days₹1,000 and above2.85%
46 – 90 Days₹1,000 and above3.35%
91 – 120 Days₹1,000 and above3.35%
121 – 150 Days₹1,000 and above3.35%
151 – 179 Days₹1,000 and above4.85%
180 – 364 Days₹1,000 and above4.85%
1 Year₹1,000 and above5.85%
>1 Year – 374 Days₹1,000 and above5.60%
375 Days (Callable)₹1,000 and above6.40%
376 – 443 Days₹1,000 and above5.60%
444 Days (Callable)₹1,000 and above6.80%
445 Days – 665 Days₹1,000 and above5.85%
22 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
> 22 Month < 2Y₹1,000 and above5.85%
666 Days (Callable)₹1,000 and above6.85%
>667 < 22 Month₹1,000 and above5.85%
2Y-776 Days₹1,000 and above5.95%
777 Days₹1,000 and above6.10%
778 Days - 998 Days₹1,000 and above5.85%
999 Days (Callable)₹1,000 and above6.00%
1000 Days - <3 Years₹1,000 and above5.95%
3Y - <44 Month₹1,000 and above5.85%
44 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
> 44 Month < 5 Y₹1,000 and above5.85%
5Y₹1,000 and above5.95%
>5Y<66 Month₹1,000 and above5.85%
66 Months (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
>66 Month- 10 Year₹1,000 and above5.85%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-1630 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 – 14 Days₹1,00,000 and above2.85%
15 – 30 Days₹1,000 and above2.85%
31 – 45 Days₹1,000 and above2.85%
46 – 90 Days₹1,000 and above3.35%
91 – 120 Days₹1,000 and above3.35%
121 – 150 Days₹1,000 and above3.35%
151 – 179 Days₹1,000 and above4.85%
180 – 364 Days₹1,000 and above5.35%
1 Year₹1,000 and above6.35%
>1 Year – 374 Days₹1,000 and above6.10%
375 Days (Callable)₹1,000 and above6.90%
376 – 443 Days₹1,000 and above6.10%
444 Days (Callable)₹1,000 and above7.30%
445 Days – 665 Days₹1,000 and above6.35%
22 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0006.45%
> 22 Month < 2Y₹1,000 and above6.35%
666 Days (Callable)₹1,000 and above7.35%
>667 < 22 Month₹1,000 and above6.35%
2Y-776 Days₹1,000 and above6.45%
777 Days₹1,000 and above6.60%
778 Days - 998 Days₹1,000 and above6.35%
999 Days (Callable)₹1,000 and above6.50%
1000 Days - <3 Years₹1,000 and above6.45%
3Y - <44 Month₹1,000 and above6.35%
44 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0006.45%
> 44 Month < 5 Y₹1,000 and above6.35%
5Y₹1,000 and above6.45%
>5Y<66 Month₹1,000 and above6.35%
66 Months (PSB Green Earth)₹10,000 – ₹2,99,00,0006.45%
>66 Month- 10 Year₹1,000 and above6.35%

FD · Super SeniorFD_SSC

w.e.f. 2026-06-1630 rows
View source — product page
FD · Super Senior rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 – 14 Days₹1,00,000 and above2.85%
15 – 30 Days₹1,000 and above2.85%
31 – 45 Days₹1,000 and above2.85%
46 – 90 Days₹1,000 and above3.35%
91 – 120 Days₹1,000 and above3.35%
121 – 150 Days₹1,000 and above3.35%
151 – 179 Days₹1,000 and above4.85%
180 – 364 Days₹1,000 and above5.35%
1 Year₹1,000 and above6.35%
>1 Year – 374 Days₹1,000 and above6.10%
375 Days (Callable)₹1,000 and above7.05%
376 – 443 Days₹1,000 and above6.10%
444 Days (Callable)₹1,000 and above7.45%
445 Days – 665 Days₹1,000 and above6.35%
22 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0006.60%
> 22 Month < 2Y₹1,000 and above6.35%
666 Days (Callable)₹1,000 and above7.50%
>667 < 22 Month₹1,000 and above6.35%
2Y-776 Days₹1,000 and above6.45%
777 Days₹1,000 and above6.75%
778 Days - 998 Days₹1,000 and above6.35%
999 Days (Callable)₹1,000 and above6.65%
1000 Days - <3 Years₹1,000 and above6.45%
3Y - <44 Month₹1,000 and above6.35%
44 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0006.60%
> 44 Month < 5 Y₹1,000 and above6.35%
5Y₹1,000 and above6.45%
>5Y<66 Month₹1,000 and above6.35%
66 Months (PSB Green Earth)₹10,000 – ₹2,99,00,0006.60%
>66 Month- 10 Year₹1,000 and above6.35%

FD · Non-CallableFD_NC

w.e.f. 2026-06-164 rows
View source — product page
FD · Non-Callable rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
375 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.50%
444 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.90%
666 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.95%
999 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.05%

FD · Non-Callable SCFD_NC_SC

w.e.f. 2026-06-164 rows
View source — product page
FD · Non-Callable SC rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
375 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.00%
444 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.40%
666 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.45%
999 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.55%

FD · Non-Callable SSCFD_NC_SSC

w.e.f. 2026-06-164 rows
View source — product page
FD · Non-Callable SSC rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
375 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.15%
444 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.55%
666 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0007.60%
999 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.70%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-161 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (Tax Saver — 80C lock-in)psb_tax_saver_from_fd_5y₹100 – ₹1,50,0005.95%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-06-161 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (Tax Saver — 80C lock-in)psb_tax_saver_from_fd_5y₹100 – ₹1,50,0006.45%

Recurring deposits

RDRD

w.e.f. 2026-06-1623 rows
View source — product page
RD rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 – 364 Days₹100 – ₹1,00,00,0004.85%
1 Year₹100 – ₹1,00,00,0005.85%
>1 Year – 374 Days₹100 – ₹1,00,00,0005.60%
375 Days (Callable)₹100 – ₹1,00,00,0006.40%
376 – 443 Days₹100 – ₹1,00,00,0005.60%
444 Days (Callable)₹100 – ₹1,00,00,0006.80%
445 Days – 665 Days₹100 – ₹1,00,00,0005.85%
22 Month (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
> 22 Month < 2Y₹100 – ₹1,00,00,0005.85%
666 Days (Callable)₹100 – ₹1,00,00,0006.85%
>667 < 22 Month₹100 – ₹1,00,00,0005.85%
2Y-776 Days₹100 – ₹1,00,00,0005.95%
777 Days₹100 – ₹1,00,00,0006.10%
778 Days -998 Days₹100 – ₹1,00,00,0005.85%
999 Days (Callable)₹100 – ₹1,00,00,0006.00%
1000 Days - <3 Years₹100 – ₹1,00,00,0005.95%
3Y - <44 Month₹100 – ₹1,00,00,0005.85%
44 Month (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
> 44 Month < 5 Y₹100 – ₹1,00,00,0005.85%
5Y₹100 – ₹1,00,00,0005.95%
>5Y<66 Month₹100 – ₹1,00,00,0005.85%
66 Months (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
>66 Month- 10 Year₹100 – ₹1,00,00,0005.85%

RD · SCRD_SC

w.e.f. 2026-06-1623 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 – 364 Days₹100 – ₹1,00,00,0005.35%
1 Year₹100 – ₹1,00,00,0006.35%
>1 Year – 374 Days₹100 – ₹1,00,00,0006.10%
375 Days (Callable)₹100 – ₹1,00,00,0006.90%
376 – 443 Days₹100 – ₹1,00,00,0006.10%
444 Days (Callable)₹100 – ₹1,00,00,0007.30%
445 Days – 665 Days₹100 – ₹1,00,00,0006.35%
22 Month (PSB Green Earth)₹100 – ₹1,00,00,0006.45%
> 22 Month < 2Y₹100 – ₹1,00,00,0006.35%
666 Days (Callable)₹100 – ₹1,00,00,0007.35%
>667 < 22 Month₹100 – ₹1,00,00,0006.35%
2Y-776 Days₹100 – ₹1,00,00,0006.45%
777 Days₹100 – ₹1,00,00,0006.60%
778 Days -998 Days₹100 – ₹1,00,00,0006.35%
999 Days (Callable)₹100 – ₹1,00,00,0006.50%
1000 Days - <3 Years₹100 – ₹1,00,00,0006.45%
3Y - <44 Month₹100 – ₹1,00,00,0006.35%
44 Month (PSB Green Earth)₹100 – ₹1,00,00,0006.45%
> 44 Month < 5 Y₹100 – ₹1,00,00,0006.35%
5Y₹100 – ₹1,00,00,0006.45%
>5Y<66 Month₹100 – ₹1,00,00,0006.35%
66 Months (PSB Green Earth)₹100 – ₹1,00,00,0006.45%
>66 Month- 10 Year₹100 – ₹1,00,00,0006.35%

RD · SSCRD_SSC

w.e.f. 2026-06-1623 rows
View source — product page
RD · SSC rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 – 364 Days₹100 – ₹1,00,00,0005.35%
1 Year₹100 – ₹1,00,00,0006.35%
>1 Year – 374 Days₹100 – ₹1,00,00,0006.10%
375 Days (Callable)₹100 – ₹1,00,00,0007.05%
376 – 443 Days₹100 – ₹1,00,00,0006.10%
444 Days (Callable)₹100 – ₹1,00,00,0007.45%
445 Days – 665 Days₹100 – ₹1,00,00,0006.35%
22 Month (PSB Green Earth)₹100 – ₹1,00,00,0006.60%
> 22 Month < 2Y₹100 – ₹1,00,00,0006.35%
666 Days (Callable)₹100 – ₹1,00,00,0007.50%
>667 < 22 Month₹100 – ₹1,00,00,0006.35%
2Y-776 Days₹100 – ₹1,00,00,0006.45%
777 Days₹100 – ₹1,00,00,0006.75%
778 Days - 998 Days₹100 – ₹1,00,00,0006.35%
999 Days (Callable)₹100 – ₹1,00,00,0006.65%
1000 Days - <3 Years₹100 – ₹1,00,00,0006.45%
3Y - <44 Month₹100 – ₹1,00,00,0006.35%
44 Month (PSB Green Earth)₹100 – ₹1,00,00,0006.60%
> 44 Month < 5 Y₹100 – ₹1,00,00,0006.35%
5Y₹100 – ₹1,00,00,0006.45%
>5Y<66 Month₹100 – ₹1,00,00,0006.35%
66 Months (PSB Green Earth)₹100 – ₹1,00,00,0006.60%
>66 Month- 10 Year₹100 – ₹1,00,00,0006.35%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-02-165 rows
View source — product page
Savings rates — w.e.f. 2026-02-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,00,0002.20%
on-call₹1,00,00,000 – ₹50,00,00,0002.60%
on-call₹50,00,00,000 – ₹1,00,00,00,0004.00%
on-call₹1,00,00,00,000 – ₹5,00,00,00,0004.25%
on-call₹5,00,00,00,000 and above4.70%

NRE SavingsNRE_SAVINGS

NRE Savings rates — w.e.f. 2026-02-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹1,000 – ₹1,00,00,0002.20%
on-call₹1,00,00,000 – ₹50,00,00,0002.60%
on-call₹50,00,00,000 – ₹1,00,00,00,0004.00%
on-call₹1,00,00,00,000 – ₹5,00,00,00,0004.25%
on-call₹5,00,00,00,000 and above4.70%

NRO SavingsNRO_SAVINGS

NRO Savings rates — w.e.f. 2026-02-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹1,000 – ₹1,00,00,0002.20%
on-call₹1,00,00,000 – ₹50,00,00,0002.60%
on-call₹50,00,00,000 – ₹1,00,00,00,0004.00%
on-call₹1,00,00,00,000 – ₹5,00,00,00,0004.25%
on-call₹5,00,00,00,000 and above4.70%

NRI deposits

NRENRE

w.e.f. 2026-06-1615 rows
View source — product page
NRE rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year₹1,000 and above5.85%
>1 Year-374Days₹1,000 and above5.60%
375 Days (callable)₹1,000 and above6.40%
376 Days-443 Days₹1,000 and above5.60%
444 Days (Callable)₹1,000 and above6.80%
445 Days<665 Days₹1,000 and above5.85%
666 Days (Callable)₹1,000 and above6.85%
667 Days <2Y₹1,000 and above5.85%
2Y - 776Days₹1,000 and above5.95%
777 Days₹1,000 and above6.10%
778 Days - 998 Days₹1,000 and above5.85%
999 Days (Callable)₹1,000 and above6.00%
1000 Days - <3Years₹1,000 and above5.95%
3Y<5Y₹1,000 and above5.85%
5Y₹1,000 and above5.95%

NRE · Non-CallableNRE_NC

w.e.f. 2026-06-164 rows
View source — product page
NRE · Non-Callable rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
375 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.50%
444 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.90%
666 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.95%
999 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.05%

NRONRO

w.e.f. 2026-06-1630 rows
View source — product page
NRO rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 – 14 Days₹1,00,000 and above2.85%
15 – 30 Days₹1,000 and above2.85%
31 – 45 Days₹1,000 and above2.85%
46 – 90 Days₹1,000 and above3.35%
91 – 120 Days₹1,000 and above3.35%
121 – 150 Days₹1,000 and above3.35%
151 – 179 Days₹1,000 and above4.85%
180 – 364 Days₹1,000 and above4.85%
1 Year₹1,000 and above5.85%
>1 Year – 374 Days₹1,000 and above5.60%
375 Days (Callable)₹1,000 and above6.40%
376 – 443 Days₹1,000 and above5.60%
444 Days (Callable)₹1,000 and above6.80%
445 Days – 665 Days₹1,000 and above5.85%
22 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
> 22 Month < 2Y₹1,000 and above5.85%
666 Days (Callable)₹1,000 and above6.85%
>667 < 22 Month₹1,000 and above5.85%
2Y-776 Days₹1,000 and above5.95%
777 Days₹1,000 and above6.10%
778 Days - 998 Days₹1,000 and above5.85%
999 Days (Callable)₹1,000 and above6.00%
1000 Days - <3 Years₹1,000 and above5.95%
3Y - <44 Month₹1,000 and above5.85%
44 Month (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
> 44 Month < 5 Y₹1,000 and above5.85%
5Y₹1,000 and above5.95%
>5Y<66 Month₹1,000 and above5.85%
66 Months (PSB Green Earth)₹10,000 – ₹2,99,00,0005.95%
>66 Month- 10 Year₹1,000 and above5.85%

NRO · Non-CallableNRO_NC

w.e.f. 2026-06-164 rows
View source — product page
NRO · Non-Callable rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
375 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.50%
444 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.90%
666 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.95%
999 Days (Non-Callable)₹1,00,01,000 – ₹2,99,00,0006.05%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2022-05-17USD3 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2022-05-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year - <2 Year1.53%
2 Year - <3 Year1.93%
3 Year2.18%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2022-05-17GBP3 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2022-05-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year - <2 Year1.89%
2 Year - <3 Year2.24%
3 Year2.39%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2022-05-17EUR3 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2022-05-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year - <2 Year0.07%
2 Year - <3 Year0.27%
3 Year0.42%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-1615 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year₹100 – ₹1,00,00,0005.85%
>1 Year-374Days₹100 – ₹1,00,00,0005.60%
375 Days (callable)₹100 – ₹1,00,00,0006.40%
376 Days-443 Days₹100 – ₹1,00,00,0005.60%
444 Days (Callable)₹100 – ₹1,00,00,0006.80%
445 Days<665 Days₹100 – ₹1,00,00,0005.85%
666 Days (Callable)₹100 – ₹1,00,00,0006.85%
667 Days <2Y₹100 – ₹1,00,00,0005.85%
2Y - 776Days₹100 – ₹1,00,00,0005.95%
777 Days₹100 – ₹1,00,00,0006.10%
778 Days - 998 Days₹100 – ₹1,00,00,0005.85%
999 Days (Callable)₹100 – ₹1,00,00,0006.00%
1000 Days - <3Years₹100 – ₹1,00,00,0005.95%
3Y<5Y₹100 – ₹1,00,00,0005.85%
5Y₹100 – ₹1,00,00,0005.95%

NRO RDNRO_RD

w.e.f. 2026-06-1623 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-16
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 – 364 Days₹100 – ₹1,00,00,0004.85%
1 Year₹100 – ₹1,00,00,0005.85%
>1 Year – 374 Days₹100 – ₹1,00,00,0005.60%
375 Days (Callable)₹100 – ₹1,00,00,0006.40%
376 – 443 Days₹100 – ₹1,00,00,0005.60%
444 Days (Callable)₹100 – ₹1,00,00,0006.80%
445 Days – 665 Days₹100 – ₹1,00,00,0005.85%
22 Month (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
> 22 Month < 2Y₹100 – ₹1,00,00,0005.85%
666 Days (Callable)₹100 – ₹1,00,00,0006.85%
>667 < 22 Month₹100 – ₹1,00,00,0005.85%
2Y-776 Days₹100 – ₹1,00,00,0005.95%
777 Days₹100 – ₹1,00,00,0006.10%
778 Days - 998 Days₹100 – ₹1,00,00,0005.85%
999 Days (Callable)₹100 – ₹1,00,00,0006.00%
1000 Days - <3 Years₹100 – ₹1,00,00,0005.95%
3Y - <44 Month₹100 – ₹1,00,00,0005.85%
44 Month (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
> 44 Month < 5 Y₹100 – ₹1,00,00,0005.85%
5Y₹100 – ₹1,00,00,0005.95%
>5Y<66 Month₹100 – ₹1,00,00,0005.85%
66 Months (PSB Green Earth)₹100 – ₹1,00,00,0005.95%
>66 Month- 10 Year₹100 – ₹1,00,00,0005.85%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-06-15USD2 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-06-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
1yr to less than 2 years5.10%
2yr to less than 3 years3.65%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-06-15GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-06-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
1yr to less than 2 years4.50%
2yr to less than 3 years3.00%
3yr to less than 4 years2.75%
4yr to less than 5 years2.75%
5 years only2.75%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-06-15EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-06-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
1yr to less than 2 years2.75%
2yr to less than 3 years1.50%
3yr to less than 4 years1.50%
4yr to less than 5 years1.50%
5 years only1.50%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-06-15AUD5 rows
View source — product page
FCNR · AUD · Callable rates — w.e.f. 2026-06-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
1yr to less than 2 years3.50%
2yr to less than 3 years2.90%
3yr to less than 4 years2.65%
4yr to less than 5 years2.75%
5 years only2.75%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-06-15USD3 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-06-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
3yr to less than 4 years6.70%
4yr to less than 5 years6.75%
5 years only6.80%

If you break it early

Not yet verified

We have not read and recorded Punjab & Sind Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Punjab & Sind Bank

28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Tax-saver deposits (80C)

Auto-sweep

NRI deposits

  • RFC · AUD (returned NRI)source ↗checked 2026-07-23
  • RFC · CAD (returned NRI)source ↗checked 2026-07-23
  • RFC · CHF (returned NRI)source ↗checked 2026-07-23
  • RFC · HKD (returned NRI)source ↗checked 2026-07-23
  • RFC · NZD (returned NRI)source ↗checked 2026-07-23
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
  • RFC · SGD (returned NRI)source ↗checked 2026-07-23
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-23
  • RFC Savings (returned NRI)source ↗checked 2026-07-23

FCNR — callable

  • FCNR · CHF · Callablesource ↗checked 2026-07-14
  • FCNR · HKD · Callablesource ↗checked 2026-07-14
  • FCNR · NZD · Callablesource ↗checked 2026-07-14
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Callablesource ↗checked 2026-07-14

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-23
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-23
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-23
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-23
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-23

Financial healthQ4FY2026

Full transparency report →
GNPA
2.40%
NNPA
0.79%
CAR
17.42%
CASA
30.77%
ROA
0.96%
ROE
8.71%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Punjab & Sind Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 308 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.