Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1630 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 – ₹3,00,00,000 | 2.85% |
| 15 – 30 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 31 – 45 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 46 – 90 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 91 – 120 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 121 – 150 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 151 – 179 Days | ₹500 – ₹3,00,00,000 | 4.85% |
| 180 – 364 Days | ₹500 – ₹3,00,00,000 | 4.85% |
| 1 Year | ₹500 – ₹3,00,00,000 | 5.85% |
| >1 Year – 374 Days | ₹500 – ₹3,00,00,000 | 5.60% |
| 375 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.40% |
| 376 – 443 Days | ₹500 – ₹3,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.80% |
| 445 Days – 665 Days | ₹500 – ₹3,00,00,000 | 5.85% |
| 22 Month (PSB Green Earth)GREEN FD | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 22 Month < 2Y | ₹500 – ₹3,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.85% |
| >667 < 22 Month | ₹500 – ₹3,00,00,000 | 5.85% |
| 2Y-776 Days | ₹500 – ₹3,00,00,000 | 5.95% |
| 777 Days | ₹500 – ₹3,00,00,000 | 6.10% |
| 778 Days -998 Days | ₹500 – ₹3,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.00% |
| 1000 Days - <3 Years | ₹500 – ₹3,00,00,000 | 5.95% |
| 3Y - <44 Month | ₹500 – ₹3,00,00,000 | 5.85% |
| 44 Month (PSB Green Earth)GREEN FD | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹500 – ₹3,00,00,000 | 5.85% |
| 5Y | ₹500 – ₹3,00,00,000 | 5.95% |
| >5Y<66 Month | ₹500 – ₹3,00,00,000 | 5.85% |
| 66 Months (PSB Green Earth)GREEN FD | ₹10,000 – ₹2,99,00,000 | 5.95% |
| >66 Month- 10 Year | ₹500 – ₹3,00,00,000 | 5.85% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1630 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 – ₹3,00,00,000 | 2.85% |
| 15 – 30 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 31 – 45 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 46 – 90 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 91 – 120 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 121 – 150 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 151 – 179 Days | ₹500 – ₹3,00,00,000 | 4.85% |
| 180 – 364 Days | ₹500 – ₹3,00,00,000 | 5.35% |
| 1 Year | ₹500 – ₹3,00,00,000 | 6.35% |
| >1 Year – 374 Days | ₹500 – ₹3,00,00,000 | 6.10% |
| 375 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.90% |
| 376 – 443 Days | ₹500 – ₹3,00,00,000 | 6.10% |
| 444 Days (Callable) | ₹500 – ₹3,00,00,000 | 7.30% |
| 445 Days – 665 Days | ₹500 – ₹3,00,00,000 | 6.35% |
| 22 Month (PSB Green Earth)GREEN FD SC | ₹10,000 – ₹2,99,00,000 | 6.45% |
| > 22 Month < 2Y | ₹500 – ₹3,00,00,000 | 6.35% |
| 666 Days (Callable) | ₹500 – ₹3,00,00,000 | 7.35% |
| >667 < 22 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 2Y-776 Days | ₹500 – ₹3,00,00,000 | 6.45% |
| 777 Days | ₹500 – ₹3,00,00,000 | 6.60% |
| 778 Days -998 Days | ₹500 – ₹3,00,00,000 | 6.35% |
| 999 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.50% |
| 1000 Days - <3 Years | ₹500 – ₹3,00,00,000 | 6.45% |
| 3Y - <44 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 44 Month (PSB Green Earth)GREEN FD SC | ₹10,000 – ₹2,99,00,000 | 6.45% |
| > 44 Month < 5 Y | ₹500 – ₹3,00,00,000 | 6.35% |
| 5Y | ₹500 – ₹3,00,00,000 | 6.45% |
| >5Y<66 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 66 Months (PSB Green Earth)GREEN FD SC | ₹10,000 – ₹2,99,00,000 | 6.45% |
| >66 Month- 10 Year | ₹500 – ₹3,00,00,000 | 6.35% |
FD · Super SeniorFD_SSC
w.e.f. 2026-06-1630 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 – ₹3,00,00,000 | 2.85% |
| 15 – 30 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 31 – 45 Days | ₹500 – ₹3,00,00,000 | 2.85% |
| 46 – 90 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 91 – 120 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 121 – 150 Days | ₹500 – ₹3,00,00,000 | 3.35% |
| 151 – 179 Days | ₹500 – ₹3,00,00,000 | 4.85% |
| 180 – 364 Days | ₹500 – ₹3,00,00,000 | 5.35% |
| 1 Year | ₹500 – ₹3,00,00,000 | 6.35% |
| >1 Year – 374 Days | ₹500 – ₹3,00,00,000 | 6.10% |
| 375 Days (Callable) | ₹500 – ₹3,00,00,000 | 7.05% |
| 376 – 443 Days | ₹500 – ₹3,00,00,000 | 6.10% |
| 444 Days (Callable) | ₹500 – ₹3,00,00,000 | 7.45% |
| 445 Days – 665 Days | ₹500 – ₹3,00,00,000 | 6.35% |
| 22 Month (PSB Green Earth)GREEN FD SSC | ₹10,000 – ₹2,99,00,000 | 6.60% |
| > 22 Month < 2Y | ₹500 – ₹3,00,00,000 | 6.35% |
| 666 Days (Callable) | ₹500 – ₹3,00,00,000 | 7.50% |
| >667 < 22 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 2Y-776 Days | ₹500 – ₹3,00,00,000 | 6.45% |
| 777 Days | ₹500 – ₹3,00,00,000 | 6.75% |
| 778 Days -998 Days | ₹500 – ₹3,00,00,000 | 6.35% |
| 999 Days (Callable) | ₹500 – ₹3,00,00,000 | 6.65% |
| 1000 Days - <3 Years | ₹500 – ₹3,00,00,000 | 6.45% |
| 3Y - <44 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 44 Month (PSB Green Earth)GREEN FD SSC | ₹10,000 – ₹2,99,00,000 | 6.60% |
| > 44 Month < 5 Y | ₹500 – ₹3,00,00,000 | 6.35% |
| 5Y | ₹500 – ₹3,00,00,000 | 6.45% |
| >5Y<66 Month | ₹500 – ₹3,00,00,000 | 6.35% |
| 66 Months (PSB Green Earth)GREEN FD SSC | ₹10,000 – ₹2,99,00,000 | 6.60% |
| >66 Month- 10 Year | ₹500 – ₹3,00,00,000 | 6.35% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-164 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days(Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-164 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.00% |
| 444 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.40% |
| 666 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.45% |
| 999 Days(Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.55% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-06-164 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.15% |
| 444 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.55% |
| 666 Days (Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 7.60% |
| 999 Days(Non-Callable*) | ₹1,00,01,000 – ₹2,99,00,000 | 6.70% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-161 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹100 – ₹1,50,000 | 5.95% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-161 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹100 – ₹1,50,000 | 6.45% |
Tax Saver SSCFD_TAX_SSC
Punjab & Sind Bank publishes no separate tax saver ssc rate — it pays 6.45%, the exact same rate as its tax saver sc card at every term we can match. There is no premium to show, so we are not printing the tax saver sc table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Punjab & Sind Bank customer using our calculator.
Recurring deposits
RDRD
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 4.85% |
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days -998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 5.85% |
RD · SCRD_SC
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 5.35% |
| 1 Year | ₹100 – ₹1,00,00,000 | 6.35% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.90% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.30% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 7.35% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 6.45% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.60% |
| 778 Days -998 Days | ₹100 – ₹1,00,00,000 | 6.35% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.50% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 6.45% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 6.35% |
| 5Y | ₹100 – ₹1,00,00,000 | 6.45% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 6.35% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 6.45% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 6.35% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-02-165 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-02-165 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-02-165 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹1,00,00,000 | 2.20% |
| on-call | ₹1,00,00,000 – ₹50,00,00,000 | 2.60% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 4.00% |
| on-call | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 4.25% |
| on-call | ₹5,00,00,00,000 and above | 4.70% |
NRI deposits
NRENRE
w.e.f. 2026-06-1615 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,000 and above | 5.85% |
| >1 Year-374Days | ₹1,000 and above | 5.60% |
| 375 Days (callable) | ₹1,000 and above | 6.40% |
| 376 Days-443 Days | ₹1,000 and above | 5.60% |
| 444 Days (Callable) | ₹1,000 and above | 6.80% |
| 445 Days<665 Days | ₹1,000 and above | 5.85% |
| 666 Days (Callable) | ₹1,000 and above | 6.85% |
| 667 Days <2Y | ₹1,000 and above | 5.85% |
| 2Y - 776Days | ₹1,000 and above | 5.95% |
| 777 Days | ₹1,000 and above | 6.10% |
| 778 Days - 998 Days | ₹1,000 and above | 5.85% |
| 999 Days (Callable) | ₹1,000 and above | 6.00% |
| 1000 Days - <3Years | ₹1,000 and above | 5.95% |
| 3Y<5Y | ₹1,000 and above | 5.85% |
| 5Y | ₹1,000 and above | 5.95% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-06-164 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
NRONRO
w.e.f. 2026-06-1630 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 Days | ₹1,00,000 and above | 2.85% |
| 15 – 30 Days | ₹1,000 and above | 2.85% |
| 31 – 45 Days | ₹1,000 and above | 2.85% |
| 46 – 90 Days | ₹1,000 and above | 3.35% |
| 91 – 120 Days | ₹1,000 and above | 3.35% |
| 121 – 150 Days | ₹1,000 and above | 3.35% |
| 151 – 179 Days | ₹1,000 and above | 4.85% |
| 180 – 364 Days | ₹1,000 and above | 4.85% |
| 1 Year | ₹1,000 and above | 5.85% |
| >1 Year – 374 Days | ₹1,000 and above | 5.60% |
| 375 Days (Callable) | ₹1,000 and above | 6.40% |
| 376 – 443 Days | ₹1,000 and above | 5.60% |
| 444 Days (Callable) | ₹1,000 and above | 6.80% |
| 445 Days – 665 Days | ₹1,000 and above | 5.85% |
| 22 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 22 Month < 2Y | ₹1,000 and above | 5.85% |
| 666 Days (Callable) | ₹1,000 and above | 6.85% |
| >667 < 22 Month | ₹1,000 and above | 5.85% |
| 2Y-776 Days | ₹1,000 and above | 5.95% |
| 777 Days | ₹1,000 and above | 6.10% |
| 778 Days - 998 Days | ₹1,000 and above | 5.85% |
| 999 Days (Callable) | ₹1,000 and above | 6.00% |
| 1000 Days - <3 Years | ₹1,000 and above | 5.95% |
| 3Y - <44 Month | ₹1,000 and above | 5.85% |
| 44 Month (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹1,000 and above | 5.85% |
| 5Y | ₹1,000 and above | 5.95% |
| >5Y<66 Month | ₹1,000 and above | 5.85% |
| 66 Months (PSB Green Earth) | ₹10,000 – ₹2,99,00,000 | 5.95% |
| >66 Month- 10 Year | ₹1,000 and above | 5.85% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-06-164 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 375 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.50% |
| 444 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.90% |
| 666 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.95% |
| 999 Days (Non-Callable) | ₹1,00,01,000 – ₹2,99,00,000 | 6.05% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2022-05-17USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 1.53% |
| 2 Year - <3 Year | — | 1.93% |
| 3 Year | — | 2.18% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2022-05-17GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 1.89% |
| 2 Year - <3 Year | — | 2.24% |
| 3 Year | — | 2.39% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2022-05-17EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year - <2 Year | — | 0.07% |
| 2 Year - <3 Year | — | 0.27% |
| 3 Year | — | 0.42% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-1615 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year-374Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 Days-443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days<665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| 667 Days <2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y - 776Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days - 998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y<5Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
NRO RDNRO_RD
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 – 364 Days | ₹100 – ₹1,00,00,000 | 4.85% |
| 1 Year | ₹100 – ₹1,00,00,000 | 5.85% |
| >1 Year – 374 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 375 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.40% |
| 376 – 443 Days | ₹100 – ₹1,00,00,000 | 5.60% |
| 444 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.80% |
| 445 Days – 665 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 22 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 22 Month < 2Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 666 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.85% |
| >667 < 22 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 2Y-776 Days | ₹100 – ₹1,00,00,000 | 5.95% |
| 777 Days | ₹100 – ₹1,00,00,000 | 6.10% |
| 778 Days - 998 Days | ₹100 – ₹1,00,00,000 | 5.85% |
| 999 Days (Callable) | ₹100 – ₹1,00,00,000 | 6.00% |
| 1000 Days - <3 Years | ₹100 – ₹1,00,00,000 | 5.95% |
| 3Y - <44 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 44 Month (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| > 44 Month < 5 Y | ₹100 – ₹1,00,00,000 | 5.85% |
| 5Y | ₹100 – ₹1,00,00,000 | 5.95% |
| >5Y<66 Month | ₹100 – ₹1,00,00,000 | 5.85% |
| 66 Months (PSB Green Earth) | ₹100 – ₹1,00,00,000 | 5.95% |
| >66 Month- 10 Year | ₹100 – ₹1,00,00,000 | 5.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-15USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 5.10% |
| 2yr to less than 3 years | — | 3.65% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-15GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 4.50% |
| 2yr to less than 3 years | — | 3.00% |
| 3yr to less than 4 years | — | 2.75% |
| 4yr to less than 5 years | — | 2.75% |
| 5 years only | — | 2.75% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-15EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 2.75% |
| 2yr to less than 3 years | — | 1.50% |
| 3yr to less than 4 years | — | 1.50% |
| 4yr to less than 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-15AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1yr to less than 2 years | — | 3.50% |
| 2yr to less than 3 years | — | 2.90% |
| 3yr to less than 4 years | — | 2.65% |
| 4yr to less than 5 years | — | 2.75% |
| 5 years only | — | 2.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-15USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr to less than 4 years | — | 6.70% |
| 4yr to less than 5 years | — | 6.75% |
| 5 years only | — | 6.80% |
If you break it early
Breaking this deposit early — FD · General
Every band Punjab & Sind Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹500 to under ₹3 crore | 0 days to 36500 days | ||
| ₹10,000 to ₹299 lakh | 0 days to 36500 days |
The bank’s own wording
- ₹500 to under ₹3 crore · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source - ₹10,000 to ₹299 lakh · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Punjab & Sind Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹500 to under ₹3 crore | 0 days to 36500 days | ||
| ₹10,000 to ₹299 lakh | 0 days to 36500 days |
The bank’s own wording
- ₹500 to under ₹3 crore · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source - ₹10,000 to ₹299 lakh · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source
Breaking this deposit early — FD · Super Senior
Every band Punjab & Sind Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹500 to under ₹3 crore | 0 days to 36500 days | ||
| ₹10,000 to ₹299 lakh | 0 days to 36500 days |
The bank’s own wording
- ₹500 to under ₹3 crore · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source - ₹10,000 to ₹299 lakh · 0 days to 36500 days
“The penalty for premature withdrawal of Term Deposits/ Bulk Deposits/ DRI Deposits shall be decided by HO RMD Department from time to time.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Punjab & Sind Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,00,01,000 to ₹299 lakh | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,00,01,000 to ₹299 lakh · 0 days to 36500 days
“Premature Withdrawal : Not Available”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Punjab & Sind Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,00,01,000 to ₹299 lakh | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,00,01,000 to ₹299 lakh · 0 days to 36500 days
“Premature Withdrawal : Not Available”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Punjab & Sind Bank publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,00,01,000 to ₹299 lakh | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,00,01,000 to ₹299 lakh · 0 days to 36500 days
“Premature Withdrawal : Not Available”
Source
Breaking this deposit early — Tax Saver
Every band Punjab & Sind Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early | |
| ₹100 to ₹1,50,000 | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“The 'lock in' period for such Fixed Deposit shall be five years. Fixed Deposit cannot be encashed before the expiry of 5 years.”
Source - ₹100 to ₹1,50,000 · 0 days to 36500 days
“In case of pre-matured payment the interest will be paid according to the period the deposit actually run without penalty at the rates applicable under normal fixed deposit scheme.”
Source
Breaking this deposit early — Tax Saver SC
Every band Punjab & Sind Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early | |
| ₹100 to ₹1,50,000 | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“The 'lock in' period for such Fixed Deposit shall be five years. Fixed Deposit cannot be encashed before the expiry of 5 years.”
Source - ₹100 to ₹1,50,000 · 0 days to 36500 days
“In case of pre-matured payment the interest will be paid according to the period the deposit actually run without penalty at the rates applicable under normal fixed deposit scheme.”
Source
Breaking this deposit early — Tax Saver SSC
Every band Punjab & Sind Bank publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“In case of pre-matured payment the interest will be paid according to the period the deposit actually run without penalty at the rates applicable under normal fixed deposit scheme.”
Source - ₹100 to ₹1,50,000 · 0 days to 36500 days
“The 'lock in' period for such Fixed Deposit shall be five years. Fixed Deposit cannot be encashed before the expiry of 5 years.”
Source
Not yet verified
We have not read and recorded Punjab & Sind Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Punjab & Sind Bank
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Recurring deposits
- RD · SSCsource ↗checked 2026-08-16
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-23
- RFC · CAD (returned NRI)source ↗checked 2026-07-23
- RFC · CHF (returned NRI)source ↗checked 2026-07-23
- RFC · HKD (returned NRI)source ↗checked 2026-07-23
- RFC · NZD (returned NRI)source ↗checked 2026-07-23
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-23
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-23
- RFC Savings (returned NRI)source ↗checked 2026-07-23
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-14
- FCNR · HKD · Callablesource ↗checked 2026-07-14
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-14
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-23
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-23
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-23
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-23
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-23
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.40%
- NNPA
- 0.79%
- CAR
- 17.42%
- CASA
- 30.77%
- ROA
- 0.96%
- ROE
- 8.71%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Punjab & Sind Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 286 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.