What we know is incomplete on this page
- 6 products live under more than one w.e.f.. FCNR · USD · Callable (2), FCNR · GBP · Callable (2), FCNR · EUR · Callable (2), FCNR · USD · Non-Callable (2), FCNR · GBP · Non-Callable (2), FCNR · EUR · Non-Callable (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-0127 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹100 – ₹3,00,00,000 | 3.00% |
| 15 to 45 Days | ₹100 – ₹3,00,00,000 | 3.00% |
| 46 to 90 Days | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 to 154 Days | ₹100 – ₹3,00,00,000 | 4.90% |
| 155 Days | ₹100 – ₹3,00,00,000 | 5.55% |
| 156 Days to 179 Days | ₹100 – ₹3,00,00,000 | 4.90% |
| 180 to 270 Days | ₹100 – ₹3,00,00,000 | 5.60% |
| 271 Days to 302 Days | ₹100 – ₹3,00,00,000 | 5.60% |
| 303 Days | ₹100 – ₹3,00,00,000 | 5.55% |
| 303 DaysGREEN | ₹5,000 – ₹3,00,00,000 | 5.55% |
| 304 Days to below 1 Year | ₹100 – ₹3,00,00,000 | 5.60% |
| 1 Year | ₹100 – ₹3,00,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹3,00,00,000 | 6.30% |
| 390 Days | ₹100 – ₹3,00,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹3,00,00,000 | 6.30% |
| 444 Days | ₹100 – ₹3,00,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹3,00,00,000 | 6.30% |
| 506 DaysGREEN | ₹5,000 – ₹3,00,00,000 | 6.30% |
| 666 Days | ₹100 – ₹3,00,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹3,00,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹3,00,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹3,00,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹3,00,00,000 | 6.30% |
| 1204 DaysGREEN | ₹5,000 – ₹3,00,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹3,00,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹3,00,00,000 | 6.00% |
| 1895 DaysGREEN | ₹5,000 – ₹3,00,00,000 | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-0127 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹100 – ₹3,00,00,000 | 3.50% |
| 15 to 45 Days | ₹100 – ₹3,00,00,000 | 3.50% |
| 46 to 90 Days | ₹100 – ₹3,00,00,000 | 5.00% |
| 91 to 154 Days | ₹100 – ₹3,00,00,000 | 5.40% |
| 155 Days | ₹100 – ₹3,00,00,000 | 6.05% |
| 156 Days to 179 Days | ₹100 – ₹3,00,00,000 | 5.40% |
| 180 to 270 Days | ₹100 – ₹3,00,00,000 | 6.10% |
| 271 Days to 302 Days | ₹100 – ₹3,00,00,000 | 6.10% |
| 303 Days | ₹100 – ₹3,00,00,000 | 6.05% |
| 303 DaysGREEN SC | ₹5,000 – ₹3,00,00,000 | 6.05% |
| 304 Days to below 1 Year | ₹100 – ₹3,00,00,000 | 6.10% |
| 1 Year | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 1 Year to 389 Days | ₹100 – ₹3,00,00,000 | 6.80% |
| 390 Days | ₹100 – ₹3,00,00,000 | 6.80% |
| 391 Days to 443 Days | ₹100 – ₹3,00,00,000 | 6.80% |
| 444 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 445 Days to 665 Days | ₹100 – ₹3,00,00,000 | 6.80% |
| 506 DaysGREEN SC | ₹5,000 – ₹3,00,00,000 | 6.80% |
| 666 Days | ₹100 – ₹3,00,00,000 | 7.00% |
| 667 Days to 2 Years | ₹100 – ₹3,00,00,000 | 6.80% |
| Above 2 Years to 3 Years | ₹100 – ₹3,00,00,000 | 6.80% |
| Above 3 Years to 1203 Days | ₹100 – ₹3,00,00,000 | 6.85% |
| 1204 Days | ₹100 – ₹3,00,00,000 | 6.80% |
| 1204 DaysGREEN SC | ₹5,000 – ₹3,00,00,000 | 6.80% |
| 1205 Days to 5 Years | ₹100 – ₹3,00,00,000 | 6.85% |
| Above 5 Years to 10 Years | ₹100 – ₹3,00,00,000 | 6.80% |
| 1895 DaysGREEN SC | ₹5,000 – ₹3,00,00,000 | 6.80% |
FD · Super SeniorFD_SSC
w.e.f. 2026-06-0127 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹100 – ₹3,00,00,000 | 3.80% |
| 15 to 45 Days | ₹100 – ₹3,00,00,000 | 3.80% |
| 46 to 90 Days | ₹100 – ₹3,00,00,000 | 5.30% |
| 91 to 154 Days | ₹100 – ₹3,00,00,000 | 5.70% |
| 155 Days | ₹100 – ₹3,00,00,000 | 6.35% |
| 156 Days to 179 Days | ₹100 – ₹3,00,00,000 | 5.70% |
| 180 to 270 Days | ₹100 – ₹3,00,00,000 | 6.40% |
| 271 Days to 302 Days | ₹100 – ₹3,00,00,000 | 6.40% |
| 303 Days | ₹100 – ₹3,00,00,000 | 6.35% |
| 303 DaysGREEN SSC | ₹5,000 – ₹3,00,00,000 | 6.35% |
| 304 Days to below 1 Year | ₹100 – ₹3,00,00,000 | 6.40% |
| 1 Year | ₹100 – ₹3,00,00,000 | 7.05% |
| Above 1 Year to 389 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 390 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 391 Days to 443 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 444 Days | ₹100 – ₹3,00,00,000 | 7.40% |
| 445 Days to 665 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 506 DaysGREEN SSC | ₹5,000 – ₹3,00,00,000 | 7.10% |
| 666 Days | ₹100 – ₹3,00,00,000 | 7.30% |
| 667 Days to 2 Years | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 Years to 3 Years | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 3 Years to 1203 Days | ₹100 – ₹3,00,00,000 | 7.15% |
| 1204 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| 1204 DaysGREEN SSC | ₹5,000 – ₹3,00,00,000 | 7.10% |
| 1205 Days to 5 Years | ₹100 – ₹3,00,00,000 | 7.15% |
| Above 5 Years to 10 Years | ₹100 – ₹3,00,00,000 | 6.80% |
| 1895 DaysGREEN SSC | ₹5,000 – ₹3,00,00,000 | 6.80% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.65% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.65% |
| 304 Days to below 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.35% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.50% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.15% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.50% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.15% |
| 304 Days to below 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 304 Days to below 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.40% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-02-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years | ₹100 – ₹1,50,000 | 6.10% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-02-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years | ₹100 – ₹1,50,000 | 6.60% |
Recurring deposits
RDRD
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 5.60% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 5.60% |
| 303 Days | ₹100 – ₹25,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 5.60% |
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 6.10% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 6.10% |
| 303 Days | ₹100 – ₹25,00,000 | 6.05% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 6.10% |
| 1 Year | ₹100 – ₹25,00,000 | 6.75% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.80% |
| 390 Days | ₹100 – ₹25,00,000 | 6.80% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.80% |
| 444 Days | ₹100 – ₹25,00,000 | 7.10% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.80% |
| 666 Days | ₹100 – ₹25,00,000 | 7.00% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.80% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.80% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.85% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.80% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.85% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.80% |
RD · SSCRD_SSC
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 6.40% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 6.40% |
| 303 Days | ₹100 – ₹25,00,000 | 6.35% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 6.40% |
| 1 Year | ₹100 – ₹25,00,000 | 7.05% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 7.10% |
| 390 Days | ₹100 – ₹25,00,000 | 7.10% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 7.10% |
| 444 Days | ₹100 – ₹25,00,000 | 7.40% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 7.10% |
| 666 Days | ₹100 – ₹25,00,000 | 7.30% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 7.10% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 7.10% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 7.15% |
| 1204 Days | ₹100 – ₹25,00,000 | 7.10% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 7.15% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.80% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-call | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-call | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-call | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-call | ₹20,00,00,00,001 and above | 4.25% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-callinherited_from_savings_all_tiers | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-callinherited_from_savings_all_tiers | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-callinherited_from_savings_all_tiers | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-callinherited_from_savings_all_tiers | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-callinherited_from_savings_all_tiers | ₹20,00,00,00,001 and above | 4.25% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-callinherited_from_savings_all_tiers | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-callinherited_from_savings_all_tiers | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-callinherited_from_savings_all_tiers | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-callinherited_from_savings_all_tiers | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-callinherited_from_savings_all_tiers | ₹20,00,00,00,001 and above | 4.25% |
NRI deposits
NRENRE
w.e.f. 2026-06-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹10,000 – ₹3,00,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 390 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 391 Days to 443 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 444 Days | ₹10,000 – ₹3,00,00,000 | 6.60% |
| 445 Days to 665 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 666 Days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 667 Days to 2 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 1204 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹10,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹10,000 – ₹3,00,00,000 | 6.00% |
NRONRO
w.e.f. 2026-06-0123 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 to 45 Days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 46 to 90 Days | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 to 154 Days | ₹10,000 – ₹3,00,00,000 | 4.90% |
| 155 Days | ₹10,000 – ₹3,00,00,000 | 5.55% |
| 156 Days to 179 Days | ₹10,000 – ₹3,00,00,000 | 4.90% |
| 180 to 270 Days | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 271 Days to 302 Days | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 303 Days | ₹10,000 – ₹3,00,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 1 Year | ₹10,000 – ₹3,00,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 390 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 391 Days to 443 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 444 Days | ₹10,000 – ₹3,00,00,000 | 6.60% |
| 445 Days to 665 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 666 Days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 667 Days to 2 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 1204 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹10,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹10,000 – ₹3,00,00,000 | 6.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 5.60% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 5.60% |
| 303 Days | ₹100 – ₹25,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 5.60% |
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
2 w.e.f. dates live at once
w.e.f. 2026-07-14USDrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | USD 1,000,000 and above | 5.30% |
| 2yr <3 yr | USD 1,000,000 and above | 3.40% |
w.e.f. 2026-07-01USDrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to USD 1,000,000 | 4.99% |
| 2 years to less than 3 years | up to USD 1,000,000 | 3.47% |
FCNR · GBP · CallableFCNR_GBP
2 w.e.f. dates live at once
w.e.f. 2026-07-14GBPrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | GBP 1,000,000 and above | 3.90% |
| 2yr <3 yr | GBP 1,000,000 and above | 2.80% |
w.e.f. 2026-07-01GBPrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to GBP 1,000,000 | 4.04% |
| 2 years to less than 3 years | up to GBP 1,000,000 | 2.79% |
FCNR · EUR · CallableFCNR_EUR
2 w.e.f. dates live at once
w.e.f. 2026-07-14EURrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | EUR 1,000,000 and above | 2.30% |
| 2yr <3 yr | EUR 1,000,000 and above | 0.55% |
w.e.f. 2026-07-01EURrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to EUR 1,000,000 | 2.54% |
| 2 years to less than 3 years | up to EUR 1,000,000 | 1.30% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-01JPY2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.23% |
| 2 years to less than 3 years | — | 0.23% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-01CAD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 2.96% |
| 2 years to less than 3 years | — | 2.54% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-01AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.75% |
| 2 years to less than 3 years | — | 3.30% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14USDrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | USD 1,000,000 and above | 6.50% |
| 4yr <5 yr | USD 1,000,000 and above | 6.55% |
| 5 Years Only | USD 1,000,000 and above | 6.60% |
w.e.f. 2026-07-01USDrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 1,000,000 | 6.40% |
| 4 years to less than 5 years | up to USD 1,000,000 | 6.45% |
| 5 years only | up to USD 1,000,000 | 6.50% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14GBPrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | GBP 1,000,000 and above | 6.50% |
| 4yr <5 yr | GBP 1,000,000 and above | 6.55% |
| 5 Years Only | GBP 1,000,000 and above | 6.60% |
w.e.f. 2026-07-01GBPrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to GBP 1,000,000 | 6.40% |
| 4 years to less than 5 years | up to GBP 1,000,000 | 6.45% |
| 5 years only | up to GBP 1,000,000 | 6.50% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14EURrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | EUR 1,000,000 and above | 5.00% |
| 4yr <5 yr | EUR 1,000,000 and above | 5.05% |
| 5 Years Only | EUR 1,000,000 and above | 5.05% |
w.e.f. 2026-07-01EURrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to EUR 1,000,000 | 4.90% |
| 4 years to less than 5 years | up to EUR 1,000,000 | 4.95% |
| 5 years only | up to EUR 1,000,000 | 4.95% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
w.e.f. 2026-07-01JPY3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 0.23% |
| 4 years to less than 5 years | — | 0.23% |
| 5 years only | — | 0.23% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-01CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 4.80% |
| 4 years to less than 5 years | — | 4.85% |
| 5 years only | — | 4.90% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-01AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 5.40% |
| 4 years to less than 5 years | — | 5.45% |
| 5 years only | — | 5.50% |
If you break it early
Breaking this deposit early — FD · General
Every band Punjab National Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 3653 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“interest rate payable would be contractual rate minus 1% or the rate under the scheme on the contractual date applicable for the tenor for which the deposit has actually run minus 1%, whichever is lower.”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“interest rate payable would be contractual rate minus 1% or the rate under the scheme on the contractual date applicable for the tenor for which the deposit has actually run minus 1%, whichever is lower.”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Punjab National Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | No interest is paid at all. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 3653 days
“and Senior Citizens and instances of death of the depositor before maturity, would continue to be exempted from the levy of penal interest. p) Recurring Deposits, where monthly installments are regularly paid/or regularized after payment of p”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“and Senior Citizens and instances of death of the depositor before maturity, would continue to be exempted from the levy of penal interest. p) Recurring Deposits, where monthly installments are regularly paid/or regularized after payment of p”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source
Breaking this deposit early — FD · Super Senior
Every band Punjab National Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹100 to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty | |
| ₹5,000 to under ₹3 crore | 0 days to 1895 days | no penalty |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 3653 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source - ₹100 to under ₹3 crore · 0 days to 3653 days
“and Senior Citizens and instances of death of the depositor before maturity, would continue to be exempted from the levy of penal interest. p) Recurring Deposits, where monthly installments are regularly paid/or regularized after payment of p”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“nk, on a request from the depositor, at its discretion may allow withdrawal of term deposit before completion of the period of the deposit agreed up on at the time of placing the deposit. The Bank shall make depositors aware of the applicable rate”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“No penalty is to be levied if the deposit is prematurely closed for the purpose of investment to any other term deposit scheme of the bank”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“and Senior Citizens and instances of death of the depositor before maturity, would continue to be exempted from the levy of penal interest. p) Recurring Deposits, where monthly installments are regularly paid/or regularized after payment of p”
Source - ₹5,000 to under ₹3 crore · 0 days to 1895 days
“time to time. 2.2.18 INTEREST PAYABLE ON TERM DEPOSIT IN DECEASED DEPOSITOR’S ACCOUNT In the event of the death of the depositor before the date of maturity of the deposit and amount of the deposit is claimed after the date of maturity,”
Source
Breaking this deposit early — FD · Non-Callable
Every band Punjab National Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 3653 days
“In case of death of the Depositor (Single/ Joint)/ Bankruptcy/ winding up /directions by court/ regulators/ receiver/liquidator, Premature withdrawal is allowed & interest to be paid shall be as per the card rate for normal deposit for the period for which FD has run.”
Source - ₹1 crore to under ₹3 crore · 0 days to 3653 days
“No premature withdrawal/ part withdrawal/ extension are permitted under the scheme”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Punjab National Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | no penalty | |
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 3653 days
“In case of death of the Depositor (Single/ Joint)/ Bankruptcy/ winding up /directions by court/ regulators/ receiver/liquidator, Premature withdrawal is allowed & interest to be paid shall be as per the card rate for normal deposit for the period for which FD has run.”
Source - ₹1 crore to under ₹3 crore · 0 days to 3653 days
“No premature withdrawal/ part withdrawal/ extension are permitted under the scheme”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Punjab National Bank publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 3653 days | no penalty |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 3653 days
“No premature withdrawal/ part withdrawal/ extension are permitted under the scheme”
Source - ₹1 crore to under ₹3 crore · 0 days to 3653 days
“In case of death of the Depositor (Single/ Joint)/ Bankruptcy/ winding up /directions by court/ regulators/ receiver/liquidator, Premature withdrawal is allowed & interest to be paid shall be as per the card rate for normal deposit for the period for which FD has run.”
Source
Breaking this deposit early — Tax Saver
Every band Punjab National Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 1826 days | cannot be closed early | |
| ₹100 to ₹1,50,000 | 0 days to 1826 days | no penalty |
The bank’s own wording
Breaking this deposit early — Tax Saver SC
Every band Punjab National Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 1826 days | no penalty | |
| ₹100 to ₹1,50,000 | 0 days to 1826 days | cannot be closed early |
The bank’s own wording
Not yet verified
We have not read and recorded Punjab National Bank’s premature-withdrawal terms for RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Punjab National Bank
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-27
- RFC · CAD (returned NRI)source ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-18
- RFC · EUR (returned NRI)source ↗checked 2026-07-27
- RFC · GBP (returned NRI)source ↗checked 2026-07-27
- RFC · HKD (returned NRI)source ↗checked 2026-07-18
- RFC · NZD (returned NRI)source ↗checked 2026-07-18
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
- RFC · SGD (returned NRI)source ↗checked 2026-07-18
- RFC · USD (returned NRI)source ↗checked 2026-07-27
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
- RFC Savings (returned NRI)source ↗checked 2026-07-18
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-18
- FCNR · HKD · Callablesource ↗checked 2026-07-18
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Callablesource ↗checked 2026-07-18
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.40%
- NNPA
- 0.28%
- CAR
- 16.10%
- CASA
- 36.60%
- ROA
- 1.08%
- ROE
- 20.30%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Punjab National Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 320 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.