What we know is incomplete on this page
- 6 products live under more than one w.e.f.. FCNR · USD · Callable (2), FCNR · GBP · Callable (2), FCNR · EUR · Callable (2), FCNR · USD · Non-Callable (2), FCNR · GBP · Non-Callable (2), FCNR · EUR · Non-Callable (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-0123 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹1,000 and above | 3.00% |
| 15 to 45 Days | ₹1,000 and above | 3.00% |
| 46 to 90 Days | ₹1,000 and above | 4.50% |
| 91 to 154 Days | ₹1,000 and above | 4.90% |
| 155 Days | ₹1,000 and above | 5.55% |
| 156 Days to 179 Days | ₹1,000 and above | 4.90% |
| 180 to 270 Days | ₹1,000 and above | 5.60% |
| 271 Days to 302 Days | ₹1,000 and above | 5.60% |
| 303 Days | ₹1,000 and above | 5.55% |
| 304 Days to less than 1 Year | ₹1,000 and above | 5.60% |
| 1 Year | ₹1,000 and above | 6.25% |
| Above 1 Year to 389 Days | ₹1,000 and above | 6.30% |
| 390 Days | ₹1,000 and above | 6.30% |
| 391 Days to 443 Days | ₹1,000 and above | 6.30% |
| 444 Days | ₹1,000 and above | 6.60% |
| 445 Days to 665 Days | ₹1,000 and above | 6.30% |
| 666 Days | ₹1,000 and above | 6.50% |
| 667 Days to 2 Years | ₹1,000 and above | 6.30% |
| Above 2 Years to 3 Years | ₹1,000 and above | 6.30% |
| Above 3 Years to 1203 Days | ₹1,000 and above | 6.35% |
| 1204 Days | ₹1,000 and above | 6.30% |
| 1205 Days to 5 Years | ₹1,000 and above | 6.35% |
| Above 5 Years to 10 Years | ₹1,000 and above | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-0123 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹1,000 and above | 3.50% |
| 15 to 45 Days | ₹1,000 and above | 3.50% |
| 46 to 90 Days | ₹1,000 and above | 5.00% |
| 91 to 154 Days | ₹1,000 and above | 5.40% |
| 155 Days | ₹1,000 and above | 6.05% |
| 156 Days to 179 Days | ₹1,000 and above | 5.40% |
| 180 to 270 Days | ₹1,000 and above | 6.10% |
| 271 Days to 302 Days | ₹1,000 and above | 6.10% |
| 303 Days | ₹1,000 and above | 6.05% |
| 304 Days to less than 1 Year | ₹1,000 and above | 6.10% |
| 1 Year | ₹1,000 and above | 6.75% |
| Above 1 Year to 389 Days | ₹1,000 and above | 6.80% |
| 390 Days | ₹1,000 and above | 6.80% |
| 391 Days to 443 Days | ₹1,000 and above | 6.80% |
| 444 Days | ₹1,000 and above | 7.10% |
| 445 Days to 665 Days | ₹1,000 and above | 6.80% |
| 666 Days | ₹1,000 and above | 7.00% |
| 667 Days to 2 Years | ₹1,000 and above | 6.80% |
| Above 2 Years to 3 Years | ₹1,000 and above | 6.80% |
| Above 3 Years to 1203 Days | ₹1,000 and above | 6.85% |
| 1204 Days | ₹1,000 and above | 6.80% |
| 1205 Days to 5 Years | ₹1,000 and above | 6.85% |
| Above 5 Years to 10 Years | ₹1,000 and above | 6.80% |
FD · Super SeniorFD_SSC
w.e.f. 2026-06-0123 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹10,000 – ₹3,00,00,000 | 3.80% |
| 15 to 45 Days | ₹10,000 – ₹3,00,00,000 | 3.80% |
| 46 to 90 Days | ₹10,000 – ₹3,00,00,000 | 5.30% |
| 91 to 154 Days | ₹10,000 – ₹3,00,00,000 | 5.70% |
| 155 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 156 Days to 179 Days | ₹10,000 – ₹3,00,00,000 | 5.70% |
| 180 to 270 Days | ₹10,000 – ₹3,00,00,000 | 6.40% |
| 271 Days to 302 Days | ₹10,000 – ₹3,00,00,000 | 6.40% |
| 303 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 304 Days to less than 1 Year | ₹10,000 – ₹3,00,00,000 | 6.40% |
| 1 Year | ₹10,000 – ₹3,00,00,000 | 7.05% |
| Above 1 Year to 389 Days | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 390 Days | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 391 Days to 443 Days | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 444 Days | ₹10,000 – ₹3,00,00,000 | 7.40% |
| 445 Days to 665 Days | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 666 Days | ₹10,000 – ₹3,00,00,000 | 7.30% |
| 667 Days to 2 Years | ₹10,000 – ₹3,00,00,000 | 7.10% |
| Above 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.10% |
| Above 3 Years to 1203 Days | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 1204 Days | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 1205 Days to 5 Years | ₹10,000 – ₹3,00,00,000 | 7.15% |
| Above 5 Years to 10 Years | ₹10,000 – ₹3,00,00,000 | 6.80% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.65% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.65% |
| 304 Days to less than 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 5.70% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.35% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.50% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.15% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.50% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.15% |
| 304 Days to less than 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-06-0120 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 to 154 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 155 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 156 Days to 179 Days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 180 Days to 270 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 271 Days to 302 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 303 Days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 304 Days to less than 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| 1 Year | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| Above 1 Year to 389 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 390 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 391 Days to 443 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 444 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 445 Days to 665 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 666 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.40% |
| 667 Days to 2 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| Above 2 Years to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| Above 3 Years to 1203 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| 1204 Days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 1205 Days to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| Above 5 Years to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-02-014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver)pnb_tax_saver_5y | ₹100 – ₹1,50,000 | 6.10% |
| > 5 Years to 1894 days (Tax Saver)pnb_tax_saver_5y_to_1894d | ₹100 – ₹1,50,000 | 6.00% |
| 1895 days to 10 years (Tax Saver)pnb_tax_saver_1895d | ₹100 – ₹1,50,000 | 6.00% |
| 1895 days (Tax Saver — special tenor)pnb_tax_saver_1895d | ₹100 – ₹1,50,000 | 6.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-02-014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver)pnb_tax_saver_5y | ₹100 – ₹1,50,000 | 6.60% |
| > 5 Years to 1894 days (Tax Saver)pnb_tax_saver_5y_to_1894d | ₹100 – ₹1,50,000 | 6.50% |
| 1895 days to 10 years (Tax Saver)pnb_tax_saver_1895d | ₹100 – ₹1,50,000 | 6.50% |
| 1895 days (Tax Saver — special tenor)pnb_tax_saver_1895d | ₹100 – ₹1,50,000 | 6.50% |
Recurring deposits
RDRD
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 5.60% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 5.60% |
| 303 Days | ₹100 – ₹25,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 5.60% |
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 6.10% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 6.10% |
| 303 Days | ₹100 – ₹25,00,000 | 6.05% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 6.10% |
| 1 Year | ₹100 – ₹25,00,000 | 6.75% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.80% |
| 390 Days | ₹100 – ₹25,00,000 | 6.80% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.80% |
| 444 Days | ₹100 – ₹25,00,000 | 7.10% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.80% |
| 666 Days | ₹100 – ₹25,00,000 | 7.00% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.80% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.80% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.85% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.80% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.85% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.80% |
RD · SSCRD_SSC
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 6.40% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 6.40% |
| 303 Days | ₹100 – ₹25,00,000 | 6.35% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 6.40% |
| 1 Year | ₹100 – ₹25,00,000 | 7.05% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 7.10% |
| 390 Days | ₹100 – ₹25,00,000 | 7.10% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 7.10% |
| 444 Days | ₹100 – ₹25,00,000 | 7.40% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 7.10% |
| 666 Days | ₹100 – ₹25,00,000 | 7.30% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 7.10% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 7.10% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 7.15% |
| 1204 Days | ₹100 – ₹25,00,000 | 7.10% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 7.15% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.80% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-call | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-call | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-call | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-call | ₹20,00,00,00,001 and above | 4.25% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-callinherited_from_savings_all_tiers | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-callinherited_from_savings_all_tiers | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-callinherited_from_savings_all_tiers | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-callinherited_from_savings_all_tiers | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-callinherited_from_savings_all_tiers | ₹20,00,00,00,001 and above | 4.25% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-10-015 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-callinherited_from_savings_all_tiers | ₹0 – ₹1,00,00,00,000 | 2.50% |
| on-callinherited_from_savings_all_tiers | ₹1,00,00,00,001 – ₹5,00,00,00,000 | 2.70% |
| on-callinherited_from_savings_all_tiers | ₹5,00,00,00,001 – ₹10,00,00,00,000 | 3.60% |
| on-callinherited_from_savings_all_tiers | ₹10,00,00,00,001 – ₹20,00,00,00,000 | 3.75% |
| on-callinherited_from_savings_all_tiers | ₹20,00,00,00,001 and above | 4.25% |
NRI deposits
NRENRE
w.e.f. 2026-06-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹10,000 – ₹3,00,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 390 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 391 Days to 443 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 444 Days | ₹10,000 – ₹3,00,00,000 | 6.60% |
| 445 Days to 665 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 666 Days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 667 Days to 2 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 1204 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹10,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹10,000 – ₹3,00,00,000 | 6.00% |
NRONRO
w.e.f. 2026-06-0123 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 14 Days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 to 45 Days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 46 to 90 Days | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 to 154 Days | ₹10,000 – ₹3,00,00,000 | 4.90% |
| 155 Days | ₹10,000 – ₹3,00,00,000 | 5.55% |
| 156 Days to 179 Days | ₹10,000 – ₹3,00,00,000 | 4.90% |
| 180 to 270 Days | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 271 Days to 302 Days | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 303 Days | ₹10,000 – ₹3,00,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹10,000 – ₹3,00,00,000 | 5.60% |
| 1 Year | ₹10,000 – ₹3,00,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 390 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 391 Days to 443 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 444 Days | ₹10,000 – ₹3,00,00,000 | 6.60% |
| 445 Days to 665 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 666 Days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 667 Days to 2 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 1204 Days | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹10,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹10,000 – ₹3,00,00,000 | 6.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-06-0117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 to 270 Days | ₹100 – ₹25,00,000 | 5.60% |
| 271 Days to 302 Days | ₹100 – ₹25,00,000 | 5.60% |
| 303 Days | ₹100 – ₹25,00,000 | 5.55% |
| 304 Days to less than 1 Year | ₹100 – ₹25,00,000 | 5.60% |
| 1 Year | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 Year to 389 Days | ₹100 – ₹25,00,000 | 6.30% |
| 390 Days | ₹100 – ₹25,00,000 | 6.30% |
| 391 Days to 443 Days | ₹100 – ₹25,00,000 | 6.30% |
| 444 Days | ₹100 – ₹25,00,000 | 6.60% |
| 445 Days to 665 Days | ₹100 – ₹25,00,000 | 6.30% |
| 666 Days | ₹100 – ₹25,00,000 | 6.50% |
| 667 Days to 2 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 2 Years to 3 Years | ₹100 – ₹25,00,000 | 6.30% |
| Above 3 Years to 1203 Days | ₹100 – ₹25,00,000 | 6.35% |
| 1204 Days | ₹100 – ₹25,00,000 | 6.30% |
| 1205 Days to 5 Years | ₹100 – ₹25,00,000 | 6.35% |
| Above 5 Years to 10 Years | ₹100 – ₹25,00,000 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
2 w.e.f. dates live at once
w.e.f. 2026-07-14USDrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | USD 1,000,000 and above | 5.30% |
| 2yr <3 yr | USD 1,000,000 and above | 3.40% |
w.e.f. 2026-07-01USDrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to USD 1,000,000 | 4.99% |
| 2 years to less than 3 years | up to USD 1,000,000 | 3.47% |
FCNR · GBP · CallableFCNR_GBP
2 w.e.f. dates live at once
w.e.f. 2026-07-14GBPrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | GBP 1,000,000 and above | 3.90% |
| 2yr <3 yr | GBP 1,000,000 and above | 2.80% |
w.e.f. 2026-07-01GBPrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to GBP 1,000,000 | 4.04% |
| 2 years to less than 3 years | up to GBP 1,000,000 | 2.79% |
FCNR · EUR · CallableFCNR_EUR
2 w.e.f. dates live at once
w.e.f. 2026-07-14EURrate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yr | EUR 1,000,000 and above | 2.30% |
| 2yr <3 yr | EUR 1,000,000 and above | 0.55% |
w.e.f. 2026-07-01EURrate card 2 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to EUR 1,000,000 | 2.54% |
| 2 years to less than 3 years | up to EUR 1,000,000 | 1.30% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-01JPY2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 0.23% |
| 2 years to less than 3 years | — | 0.23% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-01CAD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 2.96% |
| 2 years to less than 3 years | — | 2.54% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-01AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.75% |
| 2 years to less than 3 years | — | 3.30% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14USDrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | USD 1,000,000 and above | 6.50% |
| 4yr <5 yr | USD 1,000,000 and above | 6.55% |
| 5 Years Only | USD 1,000,000 and above | 6.60% |
w.e.f. 2026-07-01USDrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 1,000,000 | 6.40% |
| 4 years to less than 5 years | up to USD 1,000,000 | 6.45% |
| 5 years only | up to USD 1,000,000 | 6.50% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14GBPrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | GBP 1,000,000 and above | 6.50% |
| 4yr <5 yr | GBP 1,000,000 and above | 6.55% |
| 5 Years Only | GBP 1,000,000 and above | 6.60% |
w.e.f. 2026-07-01GBPrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to GBP 1,000,000 | 6.40% |
| 4 years to less than 5 years | up to GBP 1,000,000 | 6.45% |
| 5 years only | up to GBP 1,000,000 | 6.50% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
2 w.e.f. dates live at once
w.e.f. 2026-07-14EURrate card 1 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3yr <4 yr | EUR 1,000,000 and above | 5.00% |
| 4yr <5 yr | EUR 1,000,000 and above | 5.05% |
| 5 Years Only | EUR 1,000,000 and above | 5.05% |
w.e.f. 2026-07-01EURrate card 2 of 23 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to EUR 1,000,000 | 4.90% |
| 4 years to less than 5 years | up to EUR 1,000,000 | 4.95% |
| 5 years only | up to EUR 1,000,000 | 4.95% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
w.e.f. 2026-07-01JPY3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 0.23% |
| 4 years to less than 5 years | — | 0.23% |
| 5 years only | — | 0.23% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-01CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 4.80% |
| 4 years to less than 5 years | — | 4.85% |
| 5 years only | — | 4.90% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-01AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 5.40% |
| 4 years to less than 5 years | — | 5.45% |
| 5 years only | — | 5.50% |
If you break it early
Not yet verified
We have not read and recorded Punjab National Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Punjab National Bank
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-27
- RFC · CAD (returned NRI)source ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-18
- RFC · EUR (returned NRI)source ↗checked 2026-07-27
- RFC · GBP (returned NRI)source ↗checked 2026-07-27
- RFC · HKD (returned NRI)source ↗checked 2026-07-18
- RFC · NZD (returned NRI)source ↗checked 2026-07-18
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
- RFC · SGD (returned NRI)source ↗checked 2026-07-18
- RFC · USD (returned NRI)source ↗checked 2026-07-27
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
- RFC Savings (returned NRI)source ↗checked 2026-07-18
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-18
- FCNR · HKD · Callablesource ↗checked 2026-07-18
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Callablesource ↗checked 2026-07-18
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.40%
- NNPA
- 0.28%
- CAR
- 16.10%
- CASA
- 36.60%
- ROA
- 1.08%
- ROE
- 20.30%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Punjab National Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 314 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.