Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-0817 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 Days to 30 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 31 Days to 45 days | ₹100 – ₹3,00,00,000 | 4.50% |
| 46 Days to 90 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 91 Days to 120 Days | ₹100 – ₹3,00,00,000 | 5.75% |
| 121 Days to 180 Days | ₹100 – ₹3,00,00,000 | 6.00% |
| 181 Days to 270 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 271 Days to 332 days | ₹100 – ₹3,00,00,000 | 6.40% |
| 333 Days | ₹100 – ₹3,00,00,000 | 7.00% |
| 334 Days to less than 1 year | ₹100 – ₹3,00,00,000 | 6.40% |
| 1 Year to up to 399 Days | ₹100 – ₹3,00,00,000 | 6.55% |
| 400 Days | ₹100 – ₹3,00,00,000 | 7.20% |
| 401 Days up to 2 Years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 2 years up to 3 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 3 years up to 5 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 5 years | ₹100 – ₹3,00,00,000 | 6.25% |
| 2345 DaysGREEN FD | ₹1,00,000 – ₹2,00,00,000 | 6.25% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-088 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 Days | ₹100 – ₹3,00,00,000 | 7.50% |
| 1 Year to up to 399 Days | ₹100 – ₹3,00,00,000 | 7.05% |
| 400 Days | ₹100 – ₹3,00,00,000 | 7.70% |
| 401 Days up to 2 Years | ₹100 – ₹3,00,00,000 | 7.05% |
| Above 2 years up to 3 years | ₹100 – ₹3,00,00,000 | 7.05% |
| Above 3 years up to 5 years | ₹100 – ₹3,00,00,000 | 7.05% |
| Above 5 years | ₹100 – ₹3,00,00,000 | 6.75% |
| 2345 DaysGREEN FD SC | ₹1,00,000 – ₹2,00,00,000 | 6.75% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-081 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 years | ₹100 – ₹1,50,000 | 6.55% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-081 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 years | ₹100 – ₹1,50,000 | 7.05% |
Recurring deposits
RDRD
w.e.f. 2026-06-0817 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 days | ₹100 and above | 4.00% |
| 15 Days to 30 days | ₹100 and above | 4.00% |
| 31 Days to 45 days | ₹100 and above | 4.50% |
| 46 Days to 90 days | ₹100 and above | 4.75% |
| 91 Days to 120 Days | ₹100 and above | 5.75% |
| 121 Days to 180 Days | ₹100 and above | 6.00% |
| 181 Days to 270 days | ₹100 and above | 6.25% |
| 271 Days to 332 days | ₹100 and above | 6.40% |
| 333 Days | ₹100 and above | 7.00% |
| 334 Days to less than 1 year | ₹100 and above | 6.40% |
| 1 Year to up to 399 Days | ₹100 and above | 6.55% |
| 400 Days | ₹100 and above | 7.20% |
| 401 Days up to 2 Years | ₹100 and above | 6.55% |
| Above 2 years up to 3 years | ₹100 and above | 6.55% |
| Above 3 years up to 5 years | ₹100 and above | 6.55% |
| Above 5 years | ₹100 and above | 6.25% |
| Green Deposits (2345 days)Green Deposit | ₹100 and above | 6.25% |
RD · SCRD_SC
w.e.f. 2026-06-0817 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 days | ₹100 and above | 4.00% |
| 15 Days to 30 days | ₹100 and above | 4.00% |
| 31 Days to 45 days | ₹100 and above | 4.50% |
| 46 Days to 90 days | ₹100 and above | 4.75% |
| 91 Days to 120 Days | ₹100 and above | 5.75% |
| 121 Days to 180 Days | ₹100 and above | 6.00% |
| 181 Days to 270 days | ₹100 and above | 6.25% |
| 271 Days to 332 days | ₹100 and above | 6.40% |
| 333 Days | ₹100 and above | 7.50% |
| 334 Days to less than 1 year | ₹100 and above | 6.90% |
| 1 Year to up to 399 Days | ₹100 and above | 7.05% |
| 400 Days | ₹100 and above | 7.70% |
| 401 Days up to 2 Years | ₹100 and above | 7.05% |
| Above 2 years up to 3 years | ₹100 and above | 7.05% |
| Above 3 years up to 5 years | ₹100 and above | 7.05% |
| Above 5 years | ₹100 and above | 6.75% |
| Green Deposits (2345 days)Green Deposit | ₹100 and above | 6.75% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-07-179 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| EOD balance upto Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.00% |
| EOD balance above Rs.1 Lakh to Rs. 5 Lakhs | ₹1,00,000 – ₹5,00,000 | 2.00% |
| EOD balance Rs.5 Lakh up to less than Rs.10 Lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| EOD balance Rs.10 Lakh up to less than Rs.1 Crore | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| EOD Balance Rs.1Crore to less than Rs.50 Crore | ₹1,00,00,000 – ₹50,00,00,000 | 3.25% |
| EOD Balance Rs.50 Crore to less than Rs.100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| EOD Balance Rs.100Crore to less than Rs.150 Crore | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| EOD Balance Rs.150 Crore to less than Rs.250 Crore | ₹1,50,00,00,000 – ₹2,50,00,00,000 | 5.00% |
| EOD Balance Rs.250 Crore and above | ₹2,50,00,00,000 and above | 6.75% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-07-179 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| EOD balance upto Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.00% |
| EOD balance above Rs.1 Lakh to Rs. 5 Lakhs | ₹1,00,000 – ₹5,00,000 | 2.00% |
| EOD balance Rs.5 Lakh up to less than Rs.10 Lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| EOD balance Rs.10 Lakh up to less than Rs.1 Crore | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| EOD Balance Rs.1Crore to less than Rs.50 Crore | ₹1,00,00,000 – ₹50,00,00,000 | 3.25% |
| EOD Balance Rs.50 Crore to less than Rs.100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| EOD Balance Rs.100Crore to less than Rs.150 Crore | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| EOD Balance Rs.150 Crore to less than Rs.250 Crore | ₹1,50,00,00,000 – ₹2,50,00,00,000 | 5.00% |
| EOD Balance Rs.250 Crore and above | ₹2,50,00,00,000 and above | 6.75% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-07-179 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| EOD balance upto Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.00% |
| EOD balance above Rs.1 Lakh to Rs. 5 Lakhs | ₹1,00,000 – ₹5,00,000 | 2.00% |
| EOD balance Rs.5 Lakh up to less than Rs.10 Lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| EOD balance Rs.10 Lakh up to less than Rs.1 Crore | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| EOD Balance Rs.1Crore to less than Rs.50 Crore | ₹1,00,00,000 – ₹50,00,00,000 | 3.25% |
| EOD Balance Rs.50 Crore to less than Rs.100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| EOD Balance Rs.100Crore to less than Rs.150 Crore | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 5.00% |
| EOD Balance Rs.150 Crore to less than Rs.250 Crore | ₹1,50,00,00,000 – ₹2,50,00,00,000 | 5.00% |
| EOD Balance Rs.250 Crore and above | ₹2,50,00,00,000 and above | 6.75% |
NRI deposits
NRENRE
w.e.f. 2026-04-067 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to up to 399 Days | ₹100 – ₹3,00,00,000 | 6.55% |
| 400 Days | ₹100 – ₹3,00,00,000 | 7.20% |
| 401 Days up to 2 Years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 2 years up to 3 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 3 years up to 5 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 5 years | ₹100 – ₹3,00,00,000 | 6.25% |
| Green Deposits (2345 days)Green Deposit | ₹100 – ₹3,00,00,000 | 6.25% |
NRONRO
w.e.f. 2026-06-0817 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 Days to 30 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 31 Days to 45 days | ₹100 – ₹3,00,00,000 | 4.50% |
| 46 Days to 90 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 91 Days to 120 Days | ₹100 – ₹3,00,00,000 | 5.75% |
| 121 Days to 180 Days | ₹100 – ₹3,00,00,000 | 6.00% |
| 181 Days to 270 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 271 Days to 332 days | ₹100 – ₹3,00,00,000 | 6.40% |
| 333 Days | ₹100 – ₹3,00,00,000 | 7.00% |
| 334 Days to less than 1 year | ₹100 – ₹3,00,00,000 | 6.40% |
| 1 Year to up to 399 Days | ₹100 – ₹3,00,00,000 | 6.55% |
| 400 Days | ₹100 – ₹3,00,00,000 | 7.20% |
| 401 Days up to 2 Years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 2 years up to 3 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 3 years up to 5 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 5 years | ₹100 – ₹3,00,00,000 | 6.25% |
| Green Deposits (2345 days)Green Deposit | ₹100 – ₹3,00,00,000 | 6.25% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-17USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 5.00% |
| 2 Years and above but less than 3 Years | — | 3.65% |
| 3 Years and above but less than 4 Years | — | 2.87% |
| 4 Years and above but less than 5 Years | — | 2.62% |
| 5 Years only | — | 2.62% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-17GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 3.98% |
| 2 Years and above but less than 3 Years | — | 3.73% |
| 3 Years and above but less than 4 Years | — | 2.73% |
| 4 Years and above but less than 5 Years | — | 2.73% |
| 5 Years only | — | 2.73% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-17EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 2.68% |
| 2 Years and above but less than 3 Years | — | 1.68% |
| 3 Years and above but less than 4 Years | — | 1.18% |
| 4 Years and above but less than 5 Years | — | 1.18% |
| 5 Years only | — | 1.18% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-07-17AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 4.60% |
| 2 Years and above but less than 3 Years | — | 4.35% |
| 3 Years and above but less than 4 Years | — | 4.35% |
| 4 Years and above but less than 5 Years | — | 4.10% |
| 5 Years only | — | 4.10% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2026-07-17CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 2.32% |
| 2 Years and above but less than 3 Years | — | 1.82% |
| 3 Years and above but less than 4 Years | — | 1.82% |
| 4 Years and above but less than 5 Years | — | 1.82% |
| 5 Years only | — | 1.82% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-17JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 1.23% |
| 2 Years and above but less than 3 Years | — | 1.23% |
| 3 Years and above but less than 4 Years | — | 1.23% |
| 4 Years and above but less than 5 Years | — | 1.08% |
| 5 Years only | — | 1.08% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-04-067 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to up to 399 Days | ₹100 and above | 6.55% |
| 400 Days | ₹100 and above | 7.20% |
| 401 Days up to 2 Years | ₹100 and above | 6.55% |
| Above 2 years up to 3 years | ₹100 and above | 6.55% |
| Above 3 years up to 5 years | ₹100 and above | 6.55% |
| Above 5 years | ₹100 and above | 6.25% |
| Green Deposits (2345 days) | ₹100 and above | 6.25% |
NRO RDNRO_RD
w.e.f. 2026-06-0817 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 days | ₹100 and above | 4.00% |
| 15 Days to 30 days | ₹100 and above | 4.00% |
| 31 Days to 45 days | ₹100 and above | 4.50% |
| 46 Days to 90 days | ₹100 and above | 4.75% |
| 91 Days to 120 Days | ₹100 and above | 5.75% |
| 121 Days to 180 Days | ₹100 and above | 6.00% |
| 181 Days to 270 days | ₹100 and above | 6.25% |
| 271 Days to 332 days | ₹100 and above | 6.40% |
| 333 Days | ₹100 and above | 7.00% |
| 334 Days to less than 1 year | ₹100 and above | 6.40% |
| 1 Year to up to 399 Days | ₹100 and above | 6.55% |
| 400 Days | ₹100 and above | 7.20% |
| 401 Days up to 2 Years | ₹100 and above | 6.55% |
| Above 2 years up to 3 years | ₹100 and above | 6.55% |
| Above 3 years up to 5 years | ₹100 and above | 6.55% |
| Above 5 years | ₹100 and above | 6.25% |
| Green Deposits (2345 days)Green Deposit | ₹100 and above | 6.25% |
If you break it early
Breaking this deposit early — FD · General
Every band Karur Vysya Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 lakh to under ₹2 crore | 2345 days to 2345 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 7 days to 10 years
“A penalty of 1% shall be deducted from the applicable rate of interest payable to the depositor for the term for which the deposit has actually remained with the Bank, irrespective of the original tenor /amount of the deposit. No interest will be paid on premature withdrawal up to 7 days.”
Source - ₹1 lakh to under ₹2 crore · 2345 days to 2345 days
“A penalty of 1% shall be deducted from the applicable rate of interest payable to the depositor for the term for which the deposit has actually remained with the Bank, irrespective of the original tenor /amount of the deposit. No interest will be paid on premature withdrawal up to 7 days.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Karur Vysya Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 333 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 lakh to under ₹2 crore | 2345 days to 2345 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 333 days to 10 years
“A penalty of 1% shall be deducted from the applicable rate of interest payable to the depositor for the term for which the deposit has actually remained with the Bank, irrespective of the original tenor /amount of the deposit. No interest will be paid on premature withdrawal up to 7 days.”
Source - ₹1 lakh to under ₹2 crore · 2345 days to 2345 days
“A penalty of 1% shall be deducted from the applicable rate of interest payable to the depositor for the term for which the deposit has actually remained with the Bank, irrespective of the original tenor /amount of the deposit. No interest will be paid on premature withdrawal up to 7 days.”
Source
Breaking this deposit early — Tax Saver
Every band Karur Vysya Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“Premature Closure is not allowed as the deposit is under lock-in period for 5 years.”
Source
Breaking this deposit early — Tax Saver SC
Every band Karur Vysya Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“Premature Closure is not allowed as the deposit is under lock-in period for 5 years.”
Source
Not yet verified
We have not read and recorded Karur Vysya Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), NRE RD, NRO RD. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Karur Vysya Bank
27 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-17
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-17
- NRO · Non-Callablesource ↗checked 2026-07-17
- RFC · CHF (returned NRI)source ↗checked 2026-07-17
- RFC · HKD (returned NRI)source ↗checked 2026-07-17
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
- RFC · SGD (returned NRI)source ↗checked 2026-07-17
- RFC Savings (returned NRI)source ↗checked 2026-07-17
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-17
- FCNR · HKD · Callablesource ↗checked 2026-07-17
- FCNR · NZD · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Callablesource ↗checked 2026-07-17
Financial healthQ4FY2026
Full transparency report →- GNPA
- 0.75%
- NNPA
- 0.19%
- CAR
- 18.76%
- CASA
- 27.00%
- ROA
- 2.10%
- ROE
- 20.55%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Karur Vysya Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 166 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.