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Karur Vysya BankPrivate sector bank

Karur Vysya Bank
every deposit rate, in one place.

Every product Karur Vysya Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
19
Live rate rows
175
Rate cards
19
Newest w.e.f.
2026-07-17

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-0817 rows
View source — product page
FD · General rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 – ₹3,00,00,0004.00%
15 Days to 30 days₹100 – ₹3,00,00,0004.00%
31 Days to 45 days₹100 – ₹3,00,00,0004.50%
46 Days to 90 days₹100 – ₹3,00,00,0004.75%
91 Days to 120 Days₹100 – ₹3,00,00,0005.75%
121 Days to 180 Days₹100 – ₹3,00,00,0006.00%
181 Days to 270 days₹100 – ₹3,00,00,0006.25%
271 Days to 332 days₹100 – ₹3,00,00,0006.40%
333 Days₹100 – ₹3,00,00,0007.00%
334 Days to less than 1 year₹100 – ₹3,00,00,0006.40%
1 Year to up to 399 Days₹100 – ₹3,00,00,0006.55%
400 Days₹100 – ₹3,00,00,0007.20%
401 Days up to 2 Years₹100 – ₹3,00,00,0006.55%
Above 2 years up to 3 years₹100 – ₹3,00,00,0006.55%
Above 3 years up to 5 years₹100 – ₹3,00,00,0006.55%
Above 5 years₹100 – ₹3,00,00,0006.25%
Green Deposits (2345 days)Green Deposit₹100 – ₹3,00,00,0006.25%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-0817 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 – ₹3,00,00,0004.00%
15 Days to 30 days₹100 – ₹3,00,00,0004.00%
31 Days to 45 days₹100 – ₹3,00,00,0004.50%
46 Days to 90 days₹100 – ₹3,00,00,0004.75%
91 Days to 120 Days₹100 – ₹3,00,00,0005.75%
121 Days to 180 Days₹100 – ₹3,00,00,0006.00%
181 Days to 270 days₹100 – ₹3,00,00,0006.25%
271 Days to 332 days₹100 – ₹3,00,00,0006.40%
333 Days₹100 – ₹3,00,00,0007.50%
334 Days to less than 1 year₹100 and above6.40%
1 Year to up to 399 Days₹100 – ₹3,00,00,0007.05%
400 Days₹100 – ₹3,00,00,0007.70%
401 Days up to 2 Years₹100 – ₹3,00,00,0007.05%
Above 2 years up to 3 years₹100 – ₹3,00,00,0007.05%
Above 3 years up to 5 years₹100 – ₹3,00,00,0007.05%
Above 5 years₹100 – ₹3,00,00,0006.75%
Green Deposits (2345 days)Green Deposit₹100 – ₹3,00,00,0006.75%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-081 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
KVB Tax Shield DepositsKVB Tax Shield₹100 – ₹1,50,0006.55%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-06-081 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
KVB Tax Shield DepositsKVB Tax Shield₹100 – ₹1,50,0007.05%

Recurring deposits

RDRD

w.e.f. 2026-06-0817 rows
View source — product page
RD rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 and above4.00%
15 Days to 30 days₹100 and above4.00%
31 Days to 45 days₹100 and above4.50%
46 Days to 90 days₹100 and above4.75%
91 Days to 120 Days₹100 and above5.75%
121 Days to 180 Days₹100 and above6.00%
181 Days to 270 days₹100 and above6.25%
271 Days to 332 days₹100 and above6.40%
333 Days₹100 and above7.00%
334 Days to less than 1 year₹100 and above6.40%
1 Year to up to 399 Days₹100 and above6.55%
400 Days₹100 and above7.20%
401 Days up to 2 Years₹100 and above6.55%
Above 2 years up to 3 years₹100 and above6.55%
Above 3 years up to 5 years₹100 and above6.55%
Above 5 years₹100 and above6.25%
Green Deposits (2345 days)Green Deposit₹100 and above6.25%

RD · SCRD_SC

w.e.f. 2026-06-0817 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 and above4.00%
15 Days to 30 days₹100 and above4.00%
31 Days to 45 days₹100 and above4.50%
46 Days to 90 days₹100 and above4.75%
91 Days to 120 Days₹100 and above5.75%
121 Days to 180 Days₹100 and above6.00%
181 Days to 270 days₹100 and above6.25%
271 Days to 332 days₹100 and above6.40%
333 Days₹100 and above7.50%
334 Days to less than 1 year₹100 and above6.90%
1 Year to up to 399 Days₹100 and above7.05%
400 Days₹100 and above7.70%
401 Days up to 2 Years₹100 and above7.05%
Above 2 years up to 3 years₹100 and above7.05%
Above 3 years up to 5 years₹100 and above7.05%
Above 5 years₹100 and above6.75%
Green Deposits (2345 days)Green Deposit₹100 and above6.75%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-07-179 rows
View source — product page
Savings rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
EOD balance upto Rs.1 Lakh₹0 – ₹1,00,0002.00%
EOD balance above Rs.1 Lakh to Rs. 5 Lakhs₹1,00,000 – ₹5,00,0002.00%
EOD balance Rs.5 Lakh up to less than Rs.10 Lakh₹5,00,000 – ₹10,00,0002.50%
EOD balance Rs.10 Lakh up to less than Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.00%
EOD Balance Rs.1Crore to less than Rs.50 Crore₹1,00,00,000 – ₹50,00,00,0003.25%
EOD Balance Rs.50 Crore to less than Rs.100 Crore₹50,00,00,000 – ₹1,00,00,00,0005.00%
EOD Balance Rs.100Crore to less than Rs.150 Crore₹1,00,00,00,000 – ₹1,50,00,00,0005.00%
EOD Balance Rs.150 Crore to less than Rs.250 Crore₹1,50,00,00,000 – ₹2,50,00,00,0005.00%
EOD Balance Rs.250 Crore and above₹2,50,00,00,000 and above6.75%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-07-179 rows
View source — product page
NRE Savings rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
EOD balance upto Rs.1 Lakh₹0 – ₹1,00,0002.00%
EOD balance above Rs.1 Lakh to Rs. 5 Lakhs₹1,00,000 – ₹5,00,0002.00%
EOD balance Rs.5 Lakh up to less than Rs.10 Lakh₹5,00,000 – ₹10,00,0002.50%
EOD balance Rs.10 Lakh up to less than Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.00%
EOD Balance Rs.1Crore to less than Rs.50 Crore₹1,00,00,000 – ₹50,00,00,0003.25%
EOD Balance Rs.50 Crore to less than Rs.100 Crore₹50,00,00,000 – ₹1,00,00,00,0005.00%
EOD Balance Rs.100Crore to less than Rs.150 Crore₹1,00,00,00,000 – ₹1,50,00,00,0005.00%
EOD Balance Rs.150 Crore to less than Rs.250 Crore₹1,50,00,00,000 – ₹2,50,00,00,0005.00%
EOD Balance Rs.250 Crore and above₹2,50,00,00,000 and above6.75%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-07-179 rows
View source — product page
NRO Savings rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
EOD balance upto Rs.1 Lakh₹0 – ₹1,00,0002.00%
EOD balance above Rs.1 Lakh to Rs. 5 Lakhs₹1,00,000 – ₹5,00,0002.00%
EOD balance Rs.5 Lakh up to less than Rs.10 Lakh₹5,00,000 – ₹10,00,0002.50%
EOD balance Rs.10 Lakh up to less than Rs.1 Crore₹10,00,000 – ₹1,00,00,0003.00%
EOD Balance Rs.1Crore to less than Rs.50 Crore₹1,00,00,000 – ₹50,00,00,0003.25%
EOD Balance Rs.50 Crore to less than Rs.100 Crore₹50,00,00,000 – ₹1,00,00,00,0005.00%
EOD Balance Rs.100Crore to less than Rs.150 Crore₹1,00,00,00,000 – ₹1,50,00,00,0005.00%
EOD Balance Rs.150 Crore to less than Rs.250 Crore₹1,50,00,00,000 – ₹2,50,00,00,0005.00%
EOD Balance Rs.250 Crore and above₹2,50,00,00,000 and above6.75%

NRI deposits

NRENRE

w.e.f. 2026-04-067 rows
View source — product page
NRE rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year to up to 399 Days₹100 – ₹3,00,00,0006.55%
400 Days₹100 – ₹3,00,00,0007.20%
401 Days up to 2 Years₹100 – ₹3,00,00,0006.55%
Above 2 years up to 3 years₹100 – ₹3,00,00,0006.55%
Above 3 years up to 5 years₹100 – ₹3,00,00,0006.55%
Above 5 years₹100 – ₹3,00,00,0006.25%
Green Deposits (2345 days)Green Deposit₹100 – ₹3,00,00,0006.25%

NRONRO

w.e.f. 2026-06-0817 rows
View source — product page
NRO rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 – ₹3,00,00,0004.00%
15 Days to 30 days₹100 – ₹3,00,00,0004.00%
31 Days to 45 days₹100 – ₹3,00,00,0004.50%
46 Days to 90 days₹100 – ₹3,00,00,0004.75%
91 Days to 120 Days₹100 – ₹3,00,00,0005.75%
121 Days to 180 Days₹100 – ₹3,00,00,0006.00%
181 Days to 270 days₹100 – ₹3,00,00,0006.25%
271 Days to 332 days₹100 – ₹3,00,00,0006.40%
333 Days₹100 – ₹3,00,00,0007.00%
334 Days to less than 1 year₹100 – ₹3,00,00,0006.40%
1 Year to up to 399 Days₹100 – ₹3,00,00,0006.55%
400 Days₹100 – ₹3,00,00,0007.20%
401 Days up to 2 Years₹100 – ₹3,00,00,0006.55%
Above 2 years up to 3 years₹100 – ₹3,00,00,0006.55%
Above 3 years up to 5 years₹100 – ₹3,00,00,0006.55%
Above 5 years₹100 – ₹3,00,00,0006.25%
Green Deposits (2345 days)Green Deposit₹100 – ₹3,00,00,0006.25%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-07-17USD5 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years5.00%
2 Years and above but less than 3 Years3.65%
3 Years and above but less than 4 Years2.87%
4 Years and above but less than 5 Years2.62%
5 Years only2.62%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-07-17GBP5 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years3.98%
2 Years and above but less than 3 Years3.73%
3 Years and above but less than 4 Years2.73%
4 Years and above but less than 5 Years2.73%
5 Years only2.73%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-07-17EUR5 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years2.68%
2 Years and above but less than 3 Years1.68%
3 Years and above but less than 4 Years1.18%
4 Years and above but less than 5 Years1.18%
5 Years only1.18%

RFC · AUD (returned NRI)RFC_AUD

w.e.f. 2026-07-17AUD5 rows
View source — product page
RFC · AUD (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years4.60%
2 Years and above but less than 3 Years4.35%
3 Years and above but less than 4 Years4.35%
4 Years and above but less than 5 Years4.10%
5 Years only4.10%

RFC · CAD (returned NRI)RFC_CAD

w.e.f. 2026-07-17CAD5 rows
View source — product page
RFC · CAD (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years2.32%
2 Years and above but less than 3 Years1.82%
3 Years and above but less than 4 Years1.82%
4 Years and above but less than 5 Years1.82%
5 Years only1.82%

RFC · YEN (JPY) (returned NRI)RFC_JPY

w.e.f. 2026-07-17JPY5 rows
View source — product page
RFC · YEN (JPY) (returned NRI) rates — w.e.f. 2026-07-17
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year and above but less than 2 Years1.23%
2 Years and above but less than 3 Years1.23%
3 Years and above but less than 4 Years1.23%
4 Years and above but less than 5 Years1.08%
5 Years only1.08%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-04-067 rows
View source — product page
NRE RD rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year to up to 399 Days₹100 and above6.55%
400 Days₹100 and above7.20%
401 Days up to 2 Years₹100 and above6.55%
Above 2 years up to 3 years₹100 and above6.55%
Above 3 years up to 5 years₹100 and above6.55%
Above 5 years₹100 and above6.25%
Green Deposits (2345 days)₹100 and above6.25%

NRO RDNRO_RD

w.e.f. 2026-06-0817 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 days₹100 and above4.00%
15 Days to 30 days₹100 and above4.00%
31 Days to 45 days₹100 and above4.50%
46 Days to 90 days₹100 and above4.75%
91 Days to 120 Days₹100 and above5.75%
121 Days to 180 Days₹100 and above6.00%
181 Days to 270 days₹100 and above6.25%
271 Days to 332 days₹100 and above6.40%
333 Days₹100 and above7.00%
334 Days to less than 1 year₹100 and above6.40%
1 Year to up to 399 Days₹100 and above6.55%
400 Days₹100 and above7.20%
401 Days up to 2 Years₹100 and above6.55%
Above 2 years up to 3 years₹100 and above6.55%
Above 3 years up to 5 years₹100 and above6.55%
Above 5 years₹100 and above6.25%
Green Deposits (2345 days)Green Deposit₹100 and above6.25%

If you break it early

Not yet verified

We have not read and recorded Karur Vysya Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), NRE RD, NRO RD. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Karur Vysya Bank

27 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • NRE · Non-Callablesource ↗checked 2026-07-17
  • NRO · Non-Callablesource ↗checked 2026-07-17
  • RFC · CHF (returned NRI)source ↗checked 2026-07-17
  • RFC · HKD (returned NRI)source ↗checked 2026-07-17
  • RFC · NZD (returned NRI)source ↗checked 2026-07-17
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
  • RFC · SGD (returned NRI)source ↗checked 2026-07-17
  • RFC Savings (returned NRI)source ↗checked 2026-07-17

FCNR — callable

  • FCNR · CHF · Callablesource ↗checked 2026-07-17
  • FCNR · HKD · Callablesource ↗checked 2026-07-17
  • FCNR · NZD · Callablesource ↗checked 2026-07-17
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
  • FCNR · SGD · Callablesource ↗checked 2026-07-17

FCNR — non-callable

  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-17

Financial healthQ4FY2026

Full transparency report →
GNPA
0.75%
NNPA
0.19%
CAR
18.76%
CASA
27.00%
ROA
2.10%
ROE
20.55%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Karur Vysya Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 175 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.