Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91 days to 179 days | ₹100 – ₹2,99,99,999 | 4.75% |
| 180 days to below 1 year | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 4.25% |
| 91 days to 179 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 180 days to below 1 year | ₹100 – ₹2,99,99,999 | 6.00% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.90% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.40% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.80% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.55% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.55% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.90% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 6.75% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.40% |
FD · Non-Callable SCFD_NC_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 7.15% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.65% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 7.05% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.80% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (fixed)KBL Tax Planner | ₹100 – ₹1,50,000 | 6.50% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (fixed)KBL Tax Planner | ₹100 – ₹1,50,000 | 6.90% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to below 1 year (FD slab: 180 days to below 1 year) | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
RD · SCRD_SC
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 6.75% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.40% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91 days to 179 days | ₹100 – ₹2,99,99,999 | 4.75% |
| 180 days to below 1 year | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 6.75% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.40% |
RFC · SEK (Krona) (returned NRI)RFC_SEK
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.95% |
| Above 1 - < 2 years | — | 4.95% |
| 2 years - < 3 years | — | 4.25% |
| 3 years - < 4 years | — | 4.20% |
| 4 years - < 5 years | — | 4.00% |
| 5 years only | — | 3.90% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.50% |
| Above 1 - < 2 years | — | 4.50% |
| 2 years - < 3 years | — | 3.25% |
| 3 years - < 4 years | — | 2.84% |
| 4 years - < 5 years | — | 2.82% |
| 5 years only | — | 2.72% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 2.75% |
| Above 1 - < 2 years | — | 2.75% |
| 2 years - < 3 years | — | 1.50% |
| 3 years - < 4 years | — | 1.50% |
| 4 years - < 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
RFC · SGD (returned NRI)RFC_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.42% |
| Above 1 - < 2 years | — | 0.42% |
| 2 years - < 3 years | — | 0.84% |
| 3 years - < 4 years | — | 0.78% |
| 4 years - < 5 years | — | 0.78% |
| 5 years only | — | 0.78% |
RFC · AUD (returned NRI)RFC_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 3.25% |
| Above 1 - < 2 years | — | 3.25% |
| 2 years - < 3 years | — | 3.50% |
| 3 years - < 4 years | — | 3.25% |
| 4 years - < 5 years | — | 3.25% |
| 5 years only | — | 3.50% |
RFC · CAD (returned NRI)RFC_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.05% |
| Above 1 - < 2 years | — | 4.05% |
| 2 years - < 3 years | — | 4.10% |
| 3 years - < 4 years | — | 3.30% |
| 4 years - < 5 years | — | 3.27% |
| 5 years only | — | 3.22% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
| 2 years - < 3 years | — | 0.16% |
| 3 years - < 4 years | — | 0.12% |
| 4 years - < 5 years | — | 0.09% |
| 5 years only | — | 0.09% |
RFC Savings (returned NRI)RFC_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings bank (USD) | — | 0.30% |
RFC · CHF (returned NRI)RFC_CHF
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.05% |
| Above 1 - < 2 years | — | 0.05% |
RFC · HKD (returned NRI)RFC_HKD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.33% |
| Above 1 - < 2 years | — | 0.33% |
| 2 years - < 3 years | — | 0.72% |
| 3 years - < 4 years | — | 0.74% |
| 4 years - < 5 years | — | 0.65% |
| 5 years only | — | 0.57% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to below 1 year (FD slab: 180 days to below 1 year) | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
FCNR — callable
FCNR · SEK (Krona) · CallableFCNR_SEK
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.95% |
| Above 1 - < 2 years | — | 4.95% |
| 2 years - < 3 years | — | 4.25% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.50% |
| Above 1 - < 2 years | — | 4.50% |
| 2 years - < 3 years | — | 3.25% |
| 3 years - < 4 years | — | 2.84% |
| 4 years - < 5 years | — | 2.82% |
| 5 years only | — | 2.72% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 2.75% |
| Above 1 - < 2 years | — | 2.75% |
| 2 years - < 3 years | — | 1.50% |
| 3 years - < 4 years | — | 1.50% |
| 4 years - < 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
| 2 years - < 3 years | — | 0.16% |
| 3 years - < 4 years | — | 0.12% |
| 4 years - < 5 years | — | 0.09% |
| 5 years only | — | 0.09% |
FCNR · CAD · CallableFCNR_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.05% |
| Above 1 - < 2 years | — | 4.05% |
| 2 years - < 3 years | — | 4.10% |
| 3 years - < 4 years | — | 3.30% |
| 4 years - < 5 years | — | 3.27% |
| 5 years only | — | 3.22% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 3.25% |
| Above 1 - < 2 years | — | 3.25% |
| 2 years - < 3 years | — | 3.50% |
| 3 years - < 4 years | — | 3.25% |
| 4 years - < 5 years | — | 3.25% |
| 5 years only | — | 3.50% |
FCNR · SGD · CallableFCNR_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.42% |
| Above 1 - < 2 years | — | 0.42% |
| 2 years - < 3 years | — | 0.84% |
| 3 years - < 4 years | — | 0.78% |
| 4 years - < 5 years | — | 0.78% |
| 5 years only | — | 0.78% |
FCNR · CHF · CallableFCNR_CHF
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.05% |
| Above 1 - < 2 years | — | 0.05% |
FCNR · HKD · CallableFCNR_HKD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.33% |
| Above 1 - < 2 years | — | 0.33% |
| 2 years - < 3 years | — | 0.72% |
| 3 years - < 4 years | — | 0.74% |
| 4 years - < 5 years | — | 0.65% |
| 5 years only | — | 0.57% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years - < 4 yearsFCNR(B) USD 3-5y lock-in | — | 6.50% |
| 4 years - < 5 yearsFCNR(B) USD 3-5y lock-in | — | 6.75% |
| 5 years onlyFCNR(B) USD 3-5y lock-in | — | 7.00% |
If you break it early
Not yet verified
We have not read and recorded Karnataka Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · SEK (Krona) (returned NRI), RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), RFC · HKD (returned NRI), NRE RD, NRO RD, FCNR · SEK (Krona) · Callable, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Karnataka Bank
19 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-17
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-17
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-17
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-17
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-17
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.78%
- NNPA
- 0.98%
- CAR
- 20.07%
- CASA
- 33.61%
- ROA
- 1.05%
- ROE
- 10.36%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Karnataka Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 207 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.