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Karnataka BankPrivate sector bank

Karnataka Bank
every deposit rate, in one place.

Every product Karnataka Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
39
Live rate rows
207
Rate cards
39
Newest w.e.f.
2026-06-11

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-0810 rows
View source — product page
FD · General rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 days₹100 – ₹2,99,99,9993.50%
46 days to 90 days₹100 – ₹2,99,99,9994.00%
91 days to 179 days₹100 – ₹2,99,99,9994.75%
180 days to below 1 year₹100 – ₹2,99,99,9995.75%
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-0810 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 days₹100 – ₹2,99,99,9993.75%
46 days to 90 days₹100 – ₹2,99,99,9994.25%
91 days to 179 days₹100 – ₹2,99,99,9995.00%
180 days to below 1 year₹100 – ₹2,99,99,9996.00%
1 year to 554 days₹100 – ₹2,99,99,9996.90%
555 days only555_days_only₹100 – ₹2,99,99,9997.40%
556 days to 2 years₹100 – ₹2,99,99,9996.80%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.55%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.55%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.90%

FD · Non-CallableFD_NC

w.e.f. 2026-06-084 rows
View source — product page
FD · Non-Callable rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹2,00,00,000 – ₹2,99,99,9996.75%
555 days only555_days_only₹2,00,00,000 – ₹2,99,99,9997.25%
556 days to 2 years₹2,00,00,000 – ₹2,99,99,9996.65%
Above 2 years to 3 years₹2,00,00,000 – ₹2,99,99,9996.40%

FD · Non-Callable SCFD_NC_SC

w.e.f. 2026-06-084 rows
View source — product page
FD · Non-Callable SC rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹2,00,00,000 – ₹2,99,99,9997.15%
555 days only555_days_only₹2,00,00,000 – ₹2,99,99,9997.65%
556 days to 2 years₹2,00,00,000 – ₹2,99,99,9997.05%
Above 2 years to 3 years₹2,00,00,000 – ₹2,99,99,9996.80%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-081 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (fixed)KBL Tax Planner₹100 – ₹1,50,0006.50%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-06-081 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (fixed)KBL Tax Planner₹100 – ₹1,50,0006.90%

Recurring deposits

RDRD

w.e.f. 2026-06-087 rows
View source — product page
RD rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months to below 1 year (FD slab: 180 days to below 1 year)₹100 – ₹2,99,99,9995.75%
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

RD · SCRD_SC

Karnataka Bank publishes no separate rd · sc rate — it pays 7.00%, the exact same rate as its rd card at every term we can match. There is no premium to show, so we are not printing the rd table a second time under this heading — it is directly above. 7 live rows back this rate, and it still resolves correctly for a Karnataka Bank customer using our calculator.

Savings accounts

SavingsSAVINGS

w.e.f. 2026-04-017 rows
View source — product page
Savings rates — w.e.f. 2026-04-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to and including ₹1 lakh₹0 – ₹1,00,0002.25%
Above ₹1 lakh – ₹5 lakh₹1,00,000 – ₹5,00,0002.25%
Above ₹5 lakh – ₹10 lakh₹5,00,000 – ₹10,00,0002.50%
Above ₹10 lakh – ₹25 lakh₹10,00,000 – ₹25,00,0002.50%
Above ₹25 lakh – ₹50 lakh₹25,00,000 – ₹50,00,0002.75%
Above ₹50 lakh – ₹100 lakh₹50,00,000 – ₹1,00,00,0003.25%
Above ₹100 lakh₹1,00,00,000 and above3.75%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-04-017 rows
View source — product page
NRE Savings rates — w.e.f. 2026-04-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to and including ₹1 lakh₹0 – ₹1,00,0002.25%
Above ₹1 lakh – ₹5 lakh₹1,00,000 – ₹5,00,0002.25%
Above ₹5 lakh – ₹10 lakh₹5,00,000 – ₹10,00,0002.50%
Above ₹10 lakh – ₹25 lakh₹10,00,000 – ₹25,00,0002.50%
Above ₹25 lakh – ₹50 lakh₹25,00,000 – ₹50,00,0002.75%
Above ₹50 lakh – ₹100 lakh₹50,00,000 – ₹1,00,00,0003.25%
Above ₹100 lakh₹1,00,00,000 and above3.75%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-04-017 rows
View source — product page
NRO Savings rates — w.e.f. 2026-04-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Up to and including ₹1 lakh₹0 – ₹1,00,0002.25%
Above ₹1 lakh – ₹5 lakh₹1,00,000 – ₹5,00,0002.25%
Above ₹5 lakh – ₹10 lakh₹5,00,000 – ₹10,00,0002.50%
Above ₹10 lakh – ₹25 lakh₹10,00,000 – ₹25,00,0002.50%
Above ₹25 lakh – ₹50 lakh₹25,00,000 – ₹50,00,0002.75%
Above ₹50 lakh – ₹100 lakh₹50,00,000 – ₹1,00,00,0003.25%
Above ₹100 lakh₹1,00,00,000 and above3.75%

NRI deposits

NRENRE

w.e.f. 2026-06-086 rows
View source — product page
NRE rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

NRE · Non-CallableNRE_NC

w.e.f. 2026-06-084 rows
View source — product page
NRE · Non-Callable rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹2,00,00,000 – ₹2,99,99,9996.75%
555 days only555_days_only₹2,00,00,000 – ₹2,99,99,9997.25%
556 days to 2 years₹2,00,00,000 – ₹2,99,99,9996.65%
Above 2 years to 3 years₹2,00,00,000 – ₹2,99,99,9996.40%

NRONRO

w.e.f. 2026-06-0810 rows
View source — product page
NRO rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 days₹100 – ₹2,99,99,9993.50%
46 days to 90 days₹100 – ₹2,99,99,9994.00%
91 days to 179 days₹100 – ₹2,99,99,9994.75%
180 days to below 1 year₹100 – ₹2,99,99,9995.75%
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

NRO · Non-CallableNRO_NC

w.e.f. 2026-06-084 rows
View source — product page
NRO · Non-Callable rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹2,00,00,000 – ₹2,99,99,9996.75%
555 days only555_days_only₹2,00,00,000 – ₹2,99,99,9997.25%
556 days to 2 years₹2,00,00,000 – ₹2,99,99,9996.65%
Above 2 years to 3 years₹2,00,00,000 – ₹2,99,99,9996.40%

RFC · SEK (Krona) (returned NRI)RFC_SEK

w.e.f. 2026-06-11SEK2 rows
View source — product page
RFC · SEK (Krona) (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.15%
Above 1 - < 2 years0.15%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-06-11USD6 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.95%
Above 1 - < 2 years4.95%
2 years - < 3 years4.25%
3 years - < 4 years4.20%
4 years - < 5 years4.00%
5 years only3.90%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-06-11GBP6 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.50%
Above 1 - < 2 years4.50%
2 years - < 3 years3.25%
3 years - < 4 years2.84%
4 years - < 5 years2.82%
5 years only2.72%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-06-11EUR6 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only2.75%
Above 1 - < 2 years2.75%
2 years - < 3 years1.50%
3 years - < 4 years1.50%
4 years - < 5 years1.50%
5 years only1.50%

RFC · SGD (returned NRI)RFC_SGD

w.e.f. 2026-06-11SGD6 rows
View source — product page
RFC · SGD (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.42%
Above 1 - < 2 years0.42%
2 years - < 3 years0.84%
3 years - < 4 years0.78%
4 years - < 5 years0.78%
5 years only0.78%

RFC · AUD (returned NRI)RFC_AUD

w.e.f. 2026-06-11AUD6 rows
View source — product page
RFC · AUD (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only3.25%
Above 1 - < 2 years3.25%
2 years - < 3 years3.50%
3 years - < 4 years3.25%
4 years - < 5 years3.25%
5 years only3.50%

RFC · CAD (returned NRI)RFC_CAD

w.e.f. 2026-06-11CAD6 rows
View source — product page
RFC · CAD (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.05%
Above 1 - < 2 years4.05%
2 years - < 3 years4.10%
3 years - < 4 years3.30%
4 years - < 5 years3.27%
5 years only3.22%

RFC · YEN (JPY) (returned NRI)RFC_JPY

w.e.f. 2026-06-11JPY6 rows
View source — product page
RFC · YEN (JPY) (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.15%
Above 1 - < 2 years0.15%
2 years - < 3 years0.16%
3 years - < 4 years0.12%
4 years - < 5 years0.09%
5 years only0.09%

RFC Savings (returned NRI)RFC_SAVINGS

w.e.f. 2026-06-11USD1 row
View source — product page
RFC Savings (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
Savings bank (USD)0.30%

RFC · CHF (returned NRI)RFC_CHF

w.e.f. 2026-06-11CHF2 rows
View source — product page
RFC · CHF (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.05%
Above 1 - < 2 years0.05%

RFC · HKD (returned NRI)RFC_HKD

w.e.f. 2026-06-11HKD6 rows
View source — product page
RFC · HKD (returned NRI) rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.33%
Above 1 - < 2 years0.33%
2 years - < 3 years0.72%
3 years - < 4 years0.74%
4 years - < 5 years0.65%
5 years only0.57%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-086 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

NRO RDNRO_RD

w.e.f. 2026-06-087 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-08
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months to below 1 year (FD slab: 180 days to below 1 year)₹100 – ₹2,99,99,9995.75%
1 year to 554 days₹100 – ₹2,99,99,9996.50%
555 days only555_days_only₹100 – ₹2,99,99,9997.00%
556 days to 2 years₹100 – ₹2,99,99,9996.40%
Above 2 years to 3 years₹100 – ₹2,99,99,9996.15%
Above 3 years to 5 years₹100 – ₹2,99,99,9996.15%
Above 5 years to 10 years₹100 – ₹2,99,99,9995.50%

FCNR — callable

FCNR · SEK (Krona) · CallableFCNR_SEK

w.e.f. 2026-06-11SEK2 rows
View source — product page
FCNR · SEK (Krona) · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.15%
Above 1 - < 2 years0.15%

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-06-11USD3 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.95%
Above 1 - < 2 years4.95%
2 years - < 3 years4.25%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-06-11GBP6 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.50%
Above 1 - < 2 years4.50%
2 years - < 3 years3.25%
3 years - < 4 years2.84%
4 years - < 5 years2.82%
5 years only2.72%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-06-11EUR6 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only2.75%
Above 1 - < 2 years2.75%
2 years - < 3 years1.50%
3 years - < 4 years1.50%
4 years - < 5 years1.50%
5 years only1.50%

FCNR · YEN (JPY) · CallableFCNR_JPY

w.e.f. 2026-06-11JPY6 rows
View source — product page
FCNR · YEN (JPY) · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.15%
Above 1 - < 2 years0.15%
2 years - < 3 years0.16%
3 years - < 4 years0.12%
4 years - < 5 years0.09%
5 years only0.09%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-06-11CAD6 rows
View source — product page
FCNR · CAD · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only4.05%
Above 1 - < 2 years4.05%
2 years - < 3 years4.10%
3 years - < 4 years3.30%
4 years - < 5 years3.27%
5 years only3.22%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-06-11AUD6 rows
View source — product page
FCNR · AUD · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only3.25%
Above 1 - < 2 years3.25%
2 years - < 3 years3.50%
3 years - < 4 years3.25%
4 years - < 5 years3.25%
5 years only3.50%

FCNR · SGD · CallableFCNR_SGD

w.e.f. 2026-06-11SGD6 rows
View source — product page
FCNR · SGD · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.42%
Above 1 - < 2 years0.42%
2 years - < 3 years0.84%
3 years - < 4 years0.78%
4 years - < 5 years0.78%
5 years only0.78%

FCNR · CHF · CallableFCNR_CHF

w.e.f. 2026-06-11CHF2 rows
View source — product page
FCNR · CHF · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.05%
Above 1 - < 2 years0.05%

FCNR · HKD · CallableFCNR_HKD

w.e.f. 2026-06-11HKD6 rows
View source — product page
FCNR · HKD · Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year only0.33%
Above 1 - < 2 years0.33%
2 years - < 3 years0.72%
3 years - < 4 years0.74%
4 years - < 5 years0.65%
5 years only0.57%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-06-11USD3 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years - < 4 yearsFCNR(B) USD 3-5y lock-in6.50%
4 years - < 5 yearsFCNR(B) USD 3-5y lock-in6.75%
5 years onlyFCNR(B) USD 3-5y lock-in7.00%

If you break it early

Not yet verified

We have not read and recorded Karnataka Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · SEK (Krona) (returned NRI), RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), RFC · HKD (returned NRI), NRE RD, NRO RD, FCNR · SEK (Krona) · Callable, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Karnataka Bank

19 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • RFC · NZD (returned NRI)source ↗checked 2026-07-17

FCNR — callable

  • FCNR · NZD · Callablesource ↗checked 2026-07-17
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-17
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-17
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-17
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-17

Financial healthQ4FY2026

Full transparency report →
GNPA
2.78%
NNPA
0.98%
CAR
20.07%
CASA
33.61%
ROA
1.05%
ROE
10.36%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Karnataka Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 207 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.