Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-0810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹3,00,00,000 | 3.50% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 91 days to 179 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 180 days to below 1 year | ₹100 – ₹3,00,00,000 | 5.75% |
| 1 year to 554 days | ₹100 – ₹3,00,00,000 | 6.50% |
| 555 days only | ₹100 – ₹3,00,00,000 | 7.00% |
| 556 days to 2 years | ₹100 – ₹3,00,00,000 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹3,00,00,000 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹3,00,00,000 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹3,00,00,000 | 5.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-0810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹3,00,00,000 | 3.75% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 91 days to 179 days | ₹100 – ₹3,00,00,000 | 5.00% |
| 180 days to below 1 year | ₹100 – ₹3,00,00,000 | 6.00% |
| 1 year to 554 days | ₹100 – ₹3,00,00,000 | 6.90% |
| 555 days only | ₹100 – ₹3,00,00,000 | 7.40% |
| 556 days to 2 years | ₹100 – ₹3,00,00,000 | 6.80% |
| Above 2 years to 3 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 3 years to 5 years | ₹100 – ₹3,00,00,000 | 6.55% |
| Above 5 years to 10 years | ₹100 – ₹3,00,00,000 | 5.90% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-084 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹3,00,00,000 | 6.75% |
| 555 days only | ₹2,00,00,000 – ₹3,00,00,000 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.40% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-084 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹3,00,00,000 | 7.15% |
| 555 days only | ₹2,00,00,000 – ₹3,00,00,000 | 7.65% |
| 556 days to 2 years | ₹2,00,00,000 – ₹3,00,00,000 | 7.05% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.80% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-081 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 years | ₹100 – ₹1,50,000 | 6.15% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-081 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 years | ₹100 – ₹1,50,000 | 6.55% |
Recurring deposits
RDRD
w.e.f. 2026-06-087 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to below 1 year (FD slab: 180 days to below 1 year) | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
RD · SCRD_SC
Karnataka Bank publishes no separate rd · sc rate — it pays 7.00%, the exact same rate as its rd card at every term we can match. There is no premium to show, so we are not printing the rd table a second time under this heading — it is directly above. 7 live rows back this rate, and it still resolves correctly for a Karnataka Bank customer using our calculator.
Savings accounts
SavingsSAVINGS
w.e.f. 2026-04-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-04-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-04-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to and including ₹1 lakh | ₹0 – ₹1,00,000 | 2.25% |
| Above ₹1 lakh – ₹5 lakh | ₹1,00,000 – ₹5,00,000 | 2.25% |
| Above ₹5 lakh – ₹10 lakh | ₹5,00,000 – ₹10,00,000 | 2.50% |
| Above ₹10 lakh – ₹25 lakh | ₹10,00,000 – ₹25,00,000 | 2.50% |
| Above ₹25 lakh – ₹50 lakh | ₹25,00,000 – ₹50,00,000 | 2.75% |
| Above ₹50 lakh – ₹100 lakh | ₹50,00,000 – ₹1,00,00,000 | 3.25% |
| Above ₹100 lakh | ₹1,00,00,000 and above | 3.75% |
NRI deposits
NRENRE
w.e.f. 2026-06-086 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-06-084 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 6.75% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.40% |
NRONRO
w.e.f. 2026-06-0810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 4.00% |
| 91 days to 179 days | ₹100 – ₹2,99,99,999 | 4.75% |
| 180 days to below 1 year | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-06-084 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹2,00,00,000 – ₹2,99,99,999 | 6.75% |
| 555 days only555_days_only | ₹2,00,00,000 – ₹2,99,99,999 | 7.25% |
| 556 days to 2 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 years | ₹2,00,00,000 – ₹2,99,99,999 | 6.40% |
RFC · SEK (Krona) (returned NRI)RFC_SEK
w.e.f. 2026-06-11SEK2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-06-11USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.95% |
| Above 1 - < 2 years | — | 4.95% |
| 2 years - < 3 years | — | 4.25% |
| 3 years - < 4 years | — | 4.20% |
| 4 years - < 5 years | — | 4.00% |
| 5 years only | — | 3.90% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-06-11GBP6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.50% |
| Above 1 - < 2 years | — | 4.50% |
| 2 years - < 3 years | — | 3.25% |
| 3 years - < 4 years | — | 2.84% |
| 4 years - < 5 years | — | 2.82% |
| 5 years only | — | 2.72% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-06-11EUR6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 2.75% |
| Above 1 - < 2 years | — | 2.75% |
| 2 years - < 3 years | — | 1.50% |
| 3 years - < 4 years | — | 1.50% |
| 4 years - < 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
RFC · SGD (returned NRI)RFC_SGD
w.e.f. 2026-06-11SGD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.42% |
| Above 1 - < 2 years | — | 0.42% |
| 2 years - < 3 years | — | 0.84% |
| 3 years - < 4 years | — | 0.78% |
| 4 years - < 5 years | — | 0.78% |
| 5 years only | — | 0.78% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-06-11AUD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 3.25% |
| Above 1 - < 2 years | — | 3.25% |
| 2 years - < 3 years | — | 3.50% |
| 3 years - < 4 years | — | 3.25% |
| 4 years - < 5 years | — | 3.25% |
| 5 years only | — | 3.50% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2026-06-11CAD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.05% |
| Above 1 - < 2 years | — | 4.05% |
| 2 years - < 3 years | — | 4.10% |
| 3 years - < 4 years | — | 3.30% |
| 4 years - < 5 years | — | 3.27% |
| 5 years only | — | 3.22% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-06-11JPY6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
| 2 years - < 3 years | — | 0.16% |
| 3 years - < 4 years | — | 0.12% |
| 4 years - < 5 years | — | 0.09% |
| 5 years only | — | 0.09% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-06-11USD1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings bank (USD) | — | 0.30% |
RFC · CHF (returned NRI)RFC_CHF
w.e.f. 2026-06-11CHF2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.05% |
| Above 1 - < 2 years | — | 0.05% |
RFC · HKD (returned NRI)RFC_HKD
w.e.f. 2026-06-11HKD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.33% |
| Above 1 - < 2 years | — | 0.33% |
| 2 years - < 3 years | — | 0.72% |
| 3 years - < 4 years | — | 0.74% |
| 4 years - < 5 years | — | 0.65% |
| 5 years only | — | 0.57% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-086 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
NRO RDNRO_RD
w.e.f. 2026-06-087 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to below 1 year (FD slab: 180 days to below 1 year) | ₹100 – ₹2,99,99,999 | 5.75% |
| 1 year to 554 days | ₹100 – ₹2,99,99,999 | 6.50% |
| 555 days only555_days_only | ₹100 – ₹2,99,99,999 | 7.00% |
| 556 days to 2 years | ₹100 – ₹2,99,99,999 | 6.40% |
| Above 2 years to 3 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 3 years to 5 years | ₹100 – ₹2,99,99,999 | 6.15% |
| Above 5 years to 10 years | ₹100 – ₹2,99,99,999 | 5.50% |
FCNR — callable
FCNR · SEK (Krona) · CallableFCNR_SEK
w.e.f. 2026-06-11SEK2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-11USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.95% |
| Above 1 - < 2 years | — | 4.95% |
| 2 years - < 3 years | — | 4.25% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-11GBP6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.50% |
| Above 1 - < 2 years | — | 4.50% |
| 2 years - < 3 years | — | 3.25% |
| 3 years - < 4 years | — | 2.84% |
| 4 years - < 5 years | — | 2.82% |
| 5 years only | — | 2.72% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-11EUR6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 2.75% |
| Above 1 - < 2 years | — | 2.75% |
| 2 years - < 3 years | — | 1.50% |
| 3 years - < 4 years | — | 1.50% |
| 4 years - < 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-06-11JPY6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.15% |
| Above 1 - < 2 years | — | 0.15% |
| 2 years - < 3 years | — | 0.16% |
| 3 years - < 4 years | — | 0.12% |
| 4 years - < 5 years | — | 0.09% |
| 5 years only | — | 0.09% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-06-11CAD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 4.05% |
| Above 1 - < 2 years | — | 4.05% |
| 2 years - < 3 years | — | 4.10% |
| 3 years - < 4 years | — | 3.30% |
| 4 years - < 5 years | — | 3.27% |
| 5 years only | — | 3.22% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-11AUD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 3.25% |
| Above 1 - < 2 years | — | 3.25% |
| 2 years - < 3 years | — | 3.50% |
| 3 years - < 4 years | — | 3.25% |
| 4 years - < 5 years | — | 3.25% |
| 5 years only | — | 3.50% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-06-11SGD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.42% |
| Above 1 - < 2 years | — | 0.42% |
| 2 years - < 3 years | — | 0.84% |
| 3 years - < 4 years | — | 0.78% |
| 4 years - < 5 years | — | 0.78% |
| 5 years only | — | 0.78% |
FCNR · CHF · CallableFCNR_CHF
w.e.f. 2026-06-11CHF2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.05% |
| Above 1 - < 2 years | — | 0.05% |
FCNR · HKD · CallableFCNR_HKD
w.e.f. 2026-06-11HKD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | — | 0.33% |
| Above 1 - < 2 years | — | 0.33% |
| 2 years - < 3 years | — | 0.72% |
| 3 years - < 4 years | — | 0.74% |
| 4 years - < 5 years | — | 0.65% |
| 5 years only | — | 0.57% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-11USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years - < 4 yearsFCNR(B) USD 3-5y lock-in | — | 6.50% |
| 4 years - < 5 yearsFCNR(B) USD 3-5y lock-in | — | 6.75% |
| 5 years onlyFCNR(B) USD 3-5y lock-in | — | 7.00% |
If you break it early
Breaking this deposit early — FD · General
Every band Karnataka Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹2 crore | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹2 crore to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“3. No interest is payable, where term deposit is prematurely closed before”
Source - ₹100 to under ₹2 crore · 7 days to 10 years
“Penalty of 0.50% on the “Applicable Rate of Interest”.”
Source - ₹2 crore to under ₹3 crore · 7 days to 10 years
“Penalty of 1.00% on the “Applicable Rate of Interest”.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Karnataka Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹2 crore | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹2 crore to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“3. No interest is payable, where term deposit is prematurely closed before”
Source - ₹100 to under ₹2 crore · 7 days to 10 years
“Penalty of 0.50% on the “Applicable Rate of Interest”.”
Source - ₹2 crore to under ₹3 crore · 7 days to 10 years
“Penalty of 1.00% on the “Applicable Rate of Interest”.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Karnataka Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹2 crore to under ₹3 crore | 1 year to 3 years | cannot be closed early |
The bank’s own wording
- ₹2 crore to under ₹3 crore · 1 year to 3 years
“16 Premature closure Premature closure is not allowed. However, in the”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Karnataka Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹2 crore to under ₹3 crore | 1 year to 3 years | cannot be closed early |
The bank’s own wording
- ₹2 crore to under ₹3 crore · 1 year to 3 years
“16 Premature closure Premature closure is not allowed. However, in the”
Source
Breaking this deposit early — Tax Saver
Every band Karnataka Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“No, premature withdrawal is not permitted as the funds are securely locked in for a fixed 5-year term.”
Source
Breaking this deposit early — Tax Saver SC
Every band Karnataka Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“No, premature withdrawal is not permitted as the funds are securely locked in for a fixed 5-year term.”
Source
Not yet verified
We have not read and recorded Karnataka Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · SEK (Krona) (returned NRI), RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), RFC · HKD (returned NRI), NRE RD, NRO RD, FCNR · SEK (Krona) · Callable, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Karnataka Bank
19 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-17
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-17
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-17
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-17
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-17
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.78%
- NNPA
- 0.98%
- CAR
- 20.07%
- CASA
- 33.61%
- ROA
- 1.05%
- ROE
- 10.36%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Karnataka Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 207 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.