Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹3,00,00,000 | 3.50% |
| 31 days to 45 days | ₹100 – ₹3,00,00,000 | 3.75% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 5.00% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 5.50% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 5.90% |
| 271 days to less than 1 year | ₹100 – ₹3,00,00,000 | 6.00% |
| 1 year to less than 18 months | ₹100 – ₹3,00,00,000 | 6.55% |
| 18 months to less than 2 years | ₹100 – ₹3,00,00,000 | 6.60% |
| 2 years to 887 days | ₹100 – ₹3,00,00,000 | 6.75% |
| 888 days | ₹100 – ₹3,00,00,000 | 7.05% |
| 889 days to less than 3 years | ₹100 – ₹3,00,00,000 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹3,00,00,000 | 6.80% |
| 5 years to 10 years | ₹100 – ₹3,00,00,000 | 6.85% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 31 days to 45 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 5.50% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 6.00% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 6.40% |
| 271 days to less than 1 year | ₹100 – ₹3,00,00,000 | 6.50% |
| 1 year to less than 18 months | ₹100 – ₹3,00,00,000 | 7.05% |
| 18 months to less than 2 years | ₹100 – ₹3,00,00,000 | 7.10% |
| 2 years to 887 days | ₹100 – ₹3,00,00,000 | 7.25% |
| 888 days | ₹100 – ₹3,00,00,000 | 7.55% |
| 889 days to less than 3 years | ₹100 – ₹3,00,00,000 | 7.25% |
| 3 years to less than 5 years | ₹100 – ₹3,00,00,000 | 7.30% |
| 5 years to 10 years | ₹100 – ₹3,00,00,000 | 7.35% |
FD · Super SeniorFD_SSC
w.e.f. 2026-08-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 31 days to 45 days | ₹100 – ₹3,00,00,000 | 4.50% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 5.75% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 6.65% |
| 271 days to less than 1 year | ₹100 – ₹3,00,00,000 | 6.75% |
| 1 year to less than 18 months | ₹100 – ₹3,00,00,000 | 7.30% |
| 18 months to less than 2 years | ₹100 – ₹3,00,00,000 | 7.35% |
| 2 years to 887 days | ₹100 – ₹3,00,00,000 | 7.50% |
| 888 days | ₹100 – ₹3,00,00,000 | 7.80% |
| 889 days to less than 3 years | ₹100 – ₹3,00,00,000 | 7.50% |
| 3 years to less than 5 years | ₹100 – ₹3,00,00,000 | 7.55% |
| 5 years to 10 years | ₹100 – ₹3,00,00,000 | 7.60% |
FD · Non-CallableFD_NC
w.e.f. 2026-08-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver — exactly 5 calendar years | ₹1,000 – ₹1,50,000 | 6.85% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver — exactly 5 calendar years | ₹1,000 – ₹1,50,000 | 7.35% |
Tax Saver SSCFD_TAX_SSC
w.e.f. 2026-08-011 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver — exactly 5 calendar years | ₹1,000 – ₹1,50,000 | 7.60% |
Recurring deposits
RDRD
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 5.50% |
| 181 days to 270 days | ₹50 and above | 5.90% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
RD · SCRD_SC
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 6.00% |
| 181 days to 270 days | ₹50 and above | 6.40% |
| 271 days to less than 1 year | ₹50 and above | 6.50% |
| 1 year to less than 18 months | ₹50 and above | 7.30% |
| 18 months to less than 2 years | ₹50 and above | 7.20% |
| 2 years to 887 days | ₹50 and above | 7.25% |
| 888 days888_days | ₹50 and above | 7.80% |
| 889 days to less than 3 years | ₹50 and above | 7.25% |
| 3 years to less than 5 years | ₹50 and above | 7.30% |
| 5 years to 10 years | ₹50 and above | 7.35% |
RD · SSCRD_SSC
w.e.f. 2026-07-1010 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 6.25% |
| 181 days to 270 days | ₹50 and above | 6.65% |
| 271 days to less than 1 year | ₹50 and above | 6.75% |
| 1 year to less than 18 months | ₹50 and above | 7.55% |
| 18 months to less than 2 years | ₹50 and above | 7.45% |
| 2 years to 887 days | ₹50 and above | 7.50% |
| 888 days | ₹50 and above | 8.05% |
| 889 days to less than 3 years | ₹50 and above | 7.50% |
| 3 years to less than 5 years | ₹50 and above | 7.55% |
| 5 years to 10 years | ₹50 and above | 7.60% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-02-111 row
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Domestic Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-02-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| NRE Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-02-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| NRO Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRI deposits
NRENRE
w.e.f. 2026-07-117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 6.80% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.30% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.80% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 6.85% |
NRE · Non-CallableNRE_NC
w.e.f. 2025-12-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days (Non-Withdrawable, above Rs 1.00 Cr to less than Rs 3.00 Cr)Non-Withdrawable 888 days | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
NRONRO
w.e.f. 2026-07-1113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 31 days to 45 days | ₹100 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 91 days to 180 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 5.90% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.00% |
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 6.80% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.30% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.80% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 6.85% |
NRO · Non-CallableNRO_NC
w.e.f. 2025-12-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days (Non-Withdrawable, above Rs 1.00 Cr to less than Rs 3.00 Cr)non_withdrawable_term_deposit | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-10USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 1.83% |
| 6 Month < 1 Year | — | 1.92% |
| 1 Year < 2 Years | — | 4.50% |
| 2 Years < 3 Years | — | 3.70% |
| 3 Years | — | 3.80% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-10GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 1.87% |
| 6 Month < 1 Year | — | 1.88% |
| 1 Year < 2 Years | — | 4.15% |
| 2 Years < 3 Years | — | 3.30% |
| 3 Years | — | 3.50% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-10EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 0.00% |
| 6 Month < 1 Year | — | 0.00% |
| 1 Year < 2 Years | — | 2.75% |
| 2 Years < 3 Years | — | 2.35% |
| 3 Years | — | 1.00% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-10JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 0.00% |
| 6 Month < 1 Year | — | 0.00% |
| 1 Year < 2 Years | — | 0.00% |
| 2 Years < 3 Years | — | 0.00% |
| 3 Years | — | 0.00% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-07-10EURrate card 1 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (EUR) | — | 0.00% |
w.e.f. 2026-07-10GBPrate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (GBP) | — | 0.47% |
w.e.f. 2026-07-10JPYrate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (JPY) | — | 0.00% |
w.e.f. 2026-07-10USDrate card 4 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (USD) | — | 0.46% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-07-117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
NRO RDNRO_RD
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 5.50% |
| 181 days to 270 days | ₹50 and above | 5.90% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-10USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | USD 1,000,000 and above | 4.50% |
| 2 years to less than 3 years | USD 1,000,000 and above | 3.70% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-10USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 1,000,000 | 6.50% |
| 3 years to less than 4 years | USD 1,000,000 and above | 6.60% |
| 4 years to less than 5 years | up to USD 1,000,000 | 6.50% |
| 4 years to less than 5 years | USD 1,000,000 and above | 6.60% |
| 5 years only | up to USD 1,000,000 | 6.50% |
| 5 years only | USD 1,000,000 and above | 6.60% |
If you break it early
Breaking this deposit early — FD · General
Every band Jammu & Kashmir Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“No interest shall be payable if the deposit is withdrawn before completion of 7 days from the date of opening.”
Source - ₹100 to under ₹3 crore · 7 days to 10 years
“The interest rate payable on such prematurely withdrawn deposit shall be 0.50% below the rate applicable for the period the deposit remains with the bank, provided the deposit has remained with the bank for at least 7 days.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Jammu & Kashmir Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“No interest shall be payable if the deposit is withdrawn before completion of 7 days from the date of opening.”
Source - ₹100 to under ₹3 crore · 7 days to 10 years
“The interest rate payable on such prematurely withdrawn deposit shall be 0.50% below the rate applicable for the period the deposit remains with the bank, provided the deposit has remained with the bank for at least 7 days.”
Source
Breaking this deposit early — FD · Super Senior
Every band Jammu & Kashmir Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“No interest shall be payable if the deposit is withdrawn before completion of 7 days from the date of opening.”
Source - ₹100 to under ₹3 crore · 7 days to 10 years
“The interest rate payable on such prematurely withdrawn deposit shall be 0.50% below the rate applicable for the period the deposit remains with the bank, provided the deposit has remained with the bank for at least 7 days.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Jammu & Kashmir Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 888 days to 888 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 888 days to 888 days
“VII. Non-Withdrawable deposits are not allowed the facility of premature”
Source
Breaking this deposit early — Tax Saver
Every band Jammu & Kashmir Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 0 days to under 5 years
“Premature withdrawal Not allowed till 5 years.”
Source
Breaking this deposit early — Tax Saver SC
Every band Jammu & Kashmir Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 0 days to under 5 years
“Premature withdrawal Not allowed till 5 years.”
Source
Breaking this deposit early — Tax Saver SSC
Every band Jammu & Kashmir Bank publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 0 days to under 5 years
“Premature withdrawal Not allowed till 5 years.”
Source
Not yet verified
We have not read and recorded Jammu & Kashmir Bank’s premature-withdrawal terms for RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Jammu & Kashmir Bank
27 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-17
- RFC · CAD (returned NRI)source ↗checked 2026-07-17
- RFC · CHF (returned NRI)source ↗checked 2026-07-17
- RFC · HKD (returned NRI)source ↗checked 2026-07-17
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
- RFC · SGD (returned NRI)source ↗checked 2026-07-17
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-17
- FCNR · HKD · Callablesource ↗checked 2026-07-17
- FCNR · NZD · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Callablesource ↗checked 2026-07-17
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-17
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-17
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-17
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-17
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.50%
- NNPA
- 0.64%
- CAR
- 16.55%
- CASA
- 45.65%
- ROA
- 1.37%
- ROE
- 16.85%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Jammu & Kashmir Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 147 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.