Fixed deposits
FD · GeneralFD
w.e.f. 2026-07-1113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 31 days to 45 days | ₹100 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 91 days to 180 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 5.90% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.00% |
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 6.80% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.30% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.80% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 6.85% |
FD · Senior CitizenFD_SC
w.e.f. 2026-07-1113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 4.00% |
| 31 days to 45 days | ₹100 – ₹2,99,99,999 | 4.25% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 91 days to 180 days | ₹100 – ₹2,99,99,999 | 6.00% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 6.40% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.50% |
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 7.30% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 7.20% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 7.25% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.80% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 7.25% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 7.30% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 7.35% |
FD · Super SeniorFD_SSC
w.e.f. 2026-07-1113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 4.25% |
| 31 days to 45 days | ₹100 – ₹2,99,99,999 | 4.50% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 5.75% |
| 91 days to 180 days | ₹100 – ₹2,99,99,999 | 6.25% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 6.65% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.75% |
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 7.55% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 7.45% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 7.50% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 8.05% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 7.50% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 7.55% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 7.60% |
FD · Non-CallableFD_NC
w.e.f. 2025-12-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days (Non-Withdrawable, above Rs 1.00 Cr to less than Rs 3.00 Cr)non_withdrawable_term_deposit | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-07-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years to 10 years (Tax Saver Term Deposit Scheme) | ₹1,000 – ₹1,50,000 | 6.85% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-07-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years to 10 years (Tax Saver Term Deposit Scheme) | ₹1,000 – ₹1,50,000 | 7.35% |
Tax Saver SSCFD_TAX_SSC
w.e.f. 2026-07-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years to 10 years (Tax Saver Term Deposit Scheme) | ₹1,000 – ₹1,50,000 | 7.60% |
Recurring deposits
RDRD
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 5.50% |
| 181 days to 270 days | ₹50 and above | 5.90% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
RD · SCRD_SC
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 6.00% |
| 181 days to 270 days | ₹50 and above | 6.40% |
| 271 days to less than 1 year | ₹50 and above | 6.50% |
| 1 year to less than 18 months | ₹50 and above | 7.30% |
| 18 months to less than 2 years | ₹50 and above | 7.20% |
| 2 years to 887 days | ₹50 and above | 7.25% |
| 888 days888_days | ₹50 and above | 7.80% |
| 889 days to less than 3 years | ₹50 and above | 7.25% |
| 3 years to less than 5 years | ₹50 and above | 7.30% |
| 5 years to 10 years | ₹50 and above | 7.35% |
RD · SSCRD_SSC
w.e.f. 2026-07-1010 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 6.25% |
| 181 days to 270 days | ₹50 and above | 6.65% |
| 271 days to less than 1 year | ₹50 and above | 6.75% |
| 1 year to less than 18 months | ₹50 and above | 7.55% |
| 18 months to less than 2 years | ₹50 and above | 7.45% |
| 2 years to 887 days | ₹50 and above | 7.50% |
| 888 days | ₹50 and above | 8.05% |
| 889 days to less than 3 years | ₹50 and above | 7.50% |
| 3 years to less than 5 years | ₹50 and above | 7.55% |
| 5 years to 10 years | ₹50 and above | 7.60% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-02-111 row
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Domestic Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-02-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| NRE Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-02-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| NRO Rupee Savings Bank Deposits (any balance) | ₹0 and above | 2.55% |
NRI deposits
NRENRE
w.e.f. 2026-07-117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 6.80% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.30% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.80% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 6.85% |
NRE · Non-CallableNRE_NC
w.e.f. 2025-12-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days (Non-Withdrawable, above Rs 1.00 Cr to less than Rs 3.00 Cr)Non-Withdrawable 888 days | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
NRONRO
w.e.f. 2026-07-1113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹100 – ₹2,99,99,999 | 3.50% |
| 31 days to 45 days | ₹100 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 91 days to 180 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 181 days to 270 days | ₹100 – ₹2,99,99,999 | 5.90% |
| 271 days to less than 1 year | ₹100 – ₹2,99,99,999 | 6.00% |
| 1 year to less than 18 months | ₹100 – ₹2,99,99,999 | 6.80% |
| 18 months to less than 2 years | ₹100 – ₹2,99,99,999 | 6.70% |
| 2 years to 887 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 888 days888_days | ₹100 – ₹2,99,99,999 | 7.30% |
| 889 days to less than 3 years | ₹100 – ₹2,99,99,999 | 6.75% |
| 3 years to less than 5 years | ₹100 – ₹2,99,99,999 | 6.80% |
| 5 years to 10 years | ₹100 – ₹2,99,99,999 | 6.85% |
NRO · Non-CallableNRO_NC
w.e.f. 2025-12-111 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 888 days (Non-Withdrawable, above Rs 1.00 Cr to less than Rs 3.00 Cr)non_withdrawable_term_deposit | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-10USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 1.83% |
| 6 Month < 1 Year | — | 1.92% |
| 1 Year < 2 Years | — | 4.50% |
| 2 Years < 3 Years | — | 3.70% |
| 3 Years | — | 3.80% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-10GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 1.87% |
| 6 Month < 1 Year | — | 1.88% |
| 1 Year < 2 Years | — | 4.15% |
| 2 Years < 3 Years | — | 3.30% |
| 3 Years | — | 3.50% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-10EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 0.00% |
| 6 Month < 1 Year | — | 0.00% |
| 1 Year < 2 Years | — | 2.75% |
| 2 Years < 3 Years | — | 2.35% |
| 3 Years | — | 1.00% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-10JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Month < 6 Months | — | 0.00% |
| 6 Month < 1 Year | — | 0.00% |
| 1 Year < 2 Years | — | 0.00% |
| 2 Years < 3 Years | — | 0.00% |
| 3 Years | — | 0.00% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-07-10EURrate card 1 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (EUR) | — | 0.00% |
w.e.f. 2026-07-10GBPrate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (GBP) | — | 0.47% |
w.e.f. 2026-07-10JPYrate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (JPY) | — | 0.00% |
w.e.f. 2026-07-10USDrate card 4 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Saving Interest Rate (USD) | — | 0.46% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-07-117 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
NRO RDNRO_RD
w.e.f. 2026-07-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91 days to 180 days (RD floor: 6 months) | ₹50 and above | 5.50% |
| 181 days to 270 days | ₹50 and above | 5.90% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year to less than 18 months | ₹50 and above | 6.80% |
| 18 months to less than 2 years | ₹50 and above | 6.70% |
| 2 years to 887 days | ₹50 and above | 6.75% |
| 888 days888_days | ₹50 and above | 7.30% |
| 889 days to less than 3 years | ₹50 and above | 6.75% |
| 3 years to less than 5 years | ₹50 and above | 6.80% |
| 5 years to 10 years | ₹50 and above | 6.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-10USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | up to USD 1,000,000 | 4.50% |
| Above 1 year to less than 2 years | USD 1,000,000 and above | 4.50% |
| 2 years to less than 3 years | up to USD 1,000,000 | 3.70% |
| 2 years to less than 3 years | USD 1,000,000 and above | 3.70% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-10GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | — | 4.15% |
| 2 years to less than 3 years | — | 3.30% |
| 3 years to less than 4 years | — | 4.40% |
| 4 years to less than 5 years | — | 4.65% |
| 5 years only | — | 4.65% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-10EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | — | 2.75% |
| 2 years to less than 3 years | — | 2.35% |
| 3 years to less than 4 years | — | 3.50% |
| 4 years to less than 5 years | — | 3.65% |
| 5 years only | — | 3.75% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-10JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | — | 0.20% |
| 2 years to less than 3 years | — | 0.20% |
| 3 years to less than 4 years | — | 0.25% |
| 4 years to less than 5 years | — | 0.25% |
| 5 years only | — | 0.25% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-10CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | — | 3.25% |
| 2 years to less than 3 years | — | 2.50% |
| 3 years to less than 4 years | — | 3.15% |
| 4 years to less than 5 years | — | 3.40% |
| 5 years only | — | 3.40% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-10AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year to less than 2 years | — | 3.75% |
| 2 years to less than 3 years | — | 3.25% |
| 3 years to less than 4 years | — | 4.50% |
| 4 years to less than 5 years | — | 4.65% |
| 5 years only | — | 4.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-10USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 1,000,000 | 6.50% |
| 3 years to less than 4 years | USD 1,000,000 and above | 6.60% |
| 4 years to less than 5 years | up to USD 1,000,000 | 6.50% |
| 4 years to less than 5 years | USD 1,000,000 and above | 6.60% |
| 5 years only | up to USD 1,000,000 | 6.50% |
| 5 years only | USD 1,000,000 and above | 6.60% |
If you break it early
Not yet verified
We have not read and recorded Jammu & Kashmir Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, Tax Saver, Tax Saver SC, Tax Saver SSC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Jammu & Kashmir Bank
27 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-17
- RFC · CAD (returned NRI)source ↗checked 2026-07-17
- RFC · CHF (returned NRI)source ↗checked 2026-07-17
- RFC · HKD (returned NRI)source ↗checked 2026-07-17
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
- RFC · SGD (returned NRI)source ↗checked 2026-07-17
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-17
- FCNR · HKD · Callablesource ↗checked 2026-07-17
- FCNR · NZD · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Callablesource ↗checked 2026-07-17
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-17
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-17
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-17
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-17
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-17
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-17
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-17
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.50%
- NNPA
- 0.64%
- CAR
- 16.55%
- CASA
- 45.65%
- ROA
- 1.37%
- ROE
- 16.85%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Jammu & Kashmir Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 174 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.