Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-2411 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15-60 Days | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 61-90 Days | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 91-120 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 121-180 Days | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 181-270 Days | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 271-366 Days | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 367 Days–2 Years | ₹1,000 – ₹3,00,00,000 | 7.30% |
| >2-3 Years | ₹1,000 – ₹3,00,00,000 | 8.00% |
| >3-5 Years | ₹1,000 – ₹3,00,00,000 | 7.77% |
| >5-10 Years | ₹1,000 – ₹3,00,00,000 | 6.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-2411 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15-60 Days | ₹1,000 – ₹3,00,00,000 | 4.25% |
| 61-90 Days | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 91-120 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 121-180 Days | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 181-270 Days | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 271-366 Days | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 367 Days–2 Years | ₹1,000 – ₹3,00,00,000 | 7.80% |
| >2-3 Years | ₹1,000 – ₹3,00,00,000 | 8.30% |
| >3-5 Years | ₹1,000 – ₹3,00,00,000 | 8.00% |
| >5-10 Years | ₹1,000 – ₹3,00,00,000 | 7.00% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver) | ₹100 – ₹1,50,000 | 7.77% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver) | ₹100 – ₹1,50,000 | 8.00% |
Recurring deposits
RDRD
w.e.f. 2026-06-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹25,00,000 | 6.00% |
| >6-9 months | ₹100 – ₹25,00,000 | 6.50% |
| >9-12 months | ₹100 – ₹25,00,000 | 7.00% |
| >12-24 months | ₹100 – ₹25,00,000 | 7.30% |
| >24-36 months | ₹100 – ₹25,00,000 | 8.00% |
| >36-60 months | ₹100 – ₹25,00,000 | 7.77% |
| >60-120 months | ₹100 – ₹25,00,000 | 6.50% |
RD · SCRD_SC
w.e.f. 2026-06-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹25,00,000 | 6.00% |
| >6-9 months | ₹100 – ₹25,00,000 | 7.00% |
| >9-12 months | ₹100 – ₹25,00,000 | 7.50% |
| >12-24 months | ₹100 – ₹25,00,000 | 7.80% |
| >24-36 months | ₹100 – ₹25,00,000 | 8.30% |
| >36-60 months | ₹100 – ₹25,00,000 | 8.00% |
| >60-120 months | ₹100 – ₹25,00,000 | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-076 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| ₹0 - ₹1,00,000 | ₹0 – ₹1,00,000 | 2.50% |
| ₹1,00,001 - ₹5,00,000 | ₹1,00,001 – ₹5,00,000 | 3.50% |
| ₹5,00,001 - ₹10,00,000 | ₹5,00,001 – ₹10,00,000 | 4.50% |
| ₹10,00,001 - ₹50,00,000 | ₹10,00,001 – ₹50,00,000 | 6.75% |
| ₹50,00,001 - ₹10,00,00,000 | ₹50,00,001 – ₹10,00,00,000 | 7.00% |
| ₹10,00,00,001 - ₹20,00,00,000 | ₹10,00,00,001 – ₹20,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-076 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| ₹0 - ₹1,00,000 | ₹0 – ₹1,00,000 | 2.50% |
| ₹1,00,001 - ₹5,00,000 | ₹1,00,001 – ₹5,00,000 | 3.50% |
| ₹5,00,001 - ₹10,00,000 | ₹5,00,001 – ₹10,00,000 | 4.50% |
| ₹10,00,001 - ₹50,00,000 | ₹10,00,001 – ₹50,00,000 | 6.75% |
| ₹50,00,001 - ₹10,00,00,000 | ₹50,00,001 – ₹10,00,00,000 | 7.00% |
| ₹10,00,00,001 - ₹20,00,00,000 | ₹10,00,00,001 – ₹20,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-076 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| ₹0 - ₹1,00,000 | ₹0 – ₹1,00,000 | 2.50% |
| ₹1,00,001 - ₹5,00,000 | ₹1,00,001 – ₹5,00,000 | 3.50% |
| ₹5,00,001 - ₹10,00,000 | ₹5,00,001 – ₹10,00,000 | 4.50% |
| ₹10,00,001 - ₹50,00,000 | ₹10,00,001 – ₹50,00,000 | 6.75% |
| ₹50,00,001 - ₹10,00,00,000 | ₹50,00,001 – ₹10,00,00,000 | 7.00% |
| ₹10,00,00,001 - ₹20,00,00,000 | ₹10,00,00,001 – ₹20,00,00,000 | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-244 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 367 Days–2 Years | ₹10,000 – ₹3,00,00,000 | 7.30% |
| >2-3 Years | ₹10,000 – ₹3,00,00,000 | 8.00% |
| >3-5 Years | ₹10,000 – ₹3,00,00,000 | 7.77% |
| >5-10 Years | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRONRO
w.e.f. 2026-06-2411 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 Days | ₹10,000 – ₹3,00,00,000 | 3.50% |
| 15-60 Days | ₹10,000 – ₹3,00,00,000 | 4.25% |
| 61-90 Days | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91-120 Days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 121-180 Days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 181-270 Days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 271-366 Days | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 367 Days–2 Years | ₹10,000 – ₹3,00,00,000 | 7.30% |
| >2-3 Years | ₹10,000 – ₹3,00,00,000 | 8.00% |
| >3-5 Years | ₹10,000 – ₹3,00,00,000 | 7.77% |
| >5-10 Years | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-244 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| >12-24 months | ₹10,000 – ₹25,00,000 | 7.30% |
| >24-36 months | ₹10,000 – ₹25,00,000 | 8.00% |
| >36-60 months | ₹10,000 – ₹25,00,000 | 7.77% |
| >60-120 months | ₹10,000 – ₹25,00,000 | 6.50% |
NRO RDNRO_RD
w.e.f. 2026-06-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹10,000 – ₹25,00,000 | 6.00% |
| >6-9 months | ₹10,000 – ₹25,00,000 | 6.50% |
| >9-12 months | ₹10,000 – ₹25,00,000 | 7.00% |
| >12-24 months | ₹10,000 – ₹25,00,000 | 7.30% |
| >24-36 months | ₹10,000 – ₹25,00,000 | 8.00% |
| >36-60 months | ₹10,000 – ₹25,00,000 | 7.77% |
| >60-120 months | ₹10,000 – ₹25,00,000 | 6.50% |
If you break it early
Not yet verified
We have not read and recorded Jana Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Jana Small Finance Bank
46 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)source ↗checked 2026-07-22
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · GBP · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · USD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · USD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.33%
- NNPA
- 0.87%
- CAR
- 19.40%
- CASA
- 18.00%
- ROA
- 1.30%
- ROE
- 12.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Jana Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 82 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.