Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹10,000 – ₹3,00,00,000 | 3.25% |
| 31 days to 45 days | ₹10,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 60 days | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 61 days to 90 days | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 120 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 121 days to 179 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 180 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 181 days to 210 days | ₹10,000 – ₹3,00,00,000 | 5.75% |
| 211 days to 269 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 270 days to 364 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 6.50% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹10,000 – ₹3,00,00,000 | 3.75% |
| 31 days to 45 days | ₹10,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 60 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 61 days to 90 days | ₹10,000 – ₹3,00,00,000 | 5.25% |
| 91 days to 120 days | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 121 days to 179 days | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 180 days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 181 days to 210 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 211 days to 269 days | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 270 days to 364 days | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 7.40% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 7.40% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.75% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 7.00% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 15 days to 30 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.60% |
| 31 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.05% |
| 46 days to 60 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 61 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 91 days to 120 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.95% |
| 121 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 181 days to 210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 211 days to 269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 270 days to 354 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 355 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
FD · Non-Callable SCFD_NC_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 15 days to 30 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.10% |
| 31 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 46 days to 60 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 61 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 91 days to 120 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 121 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| 181 days to 210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 211 days to 269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 270 days to 354 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| 355 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 7.35% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 7.45% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 7.05% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver (5 years)Indus Tax Saver | ₹100 – ₹1,50,000 | 6.65% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver (5 years)Indus Tax Saver | ₹100 – ₹1,50,000 | 7.15% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 7.25% |
| 15 Months | ₹1,000 and above | 7.25% |
| 18 Months | ₹1,000 and above | 7.40% |
| 21 Months | ₹1,000 and above | 7.40% |
| 24 Months | ₹1,000 and above | 7.75% |
| 27 Months | ₹1,000 and above | 7.75% |
| 30 Months | ₹1,000 and above | 7.75% |
| 33 Months | ₹1,000 and above | 7.75% |
| 36 Months | ₹1,000 and above | 7.75% |
| Above 3 Years to 61 Months | ₹1,000 and above | 7.15% |
| 61 Months and above | ₹1,000 and above | 7.00% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹10,000 – ₹3,00,00,000 | 3.25% |
| 31 days to 45 days | ₹10,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 60 days | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 61 days to 90 days | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 120 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 121 days to 179 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 180 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 181 days to 210 days | ₹10,000 – ₹3,00,00,000 | 5.75% |
| 211 days to 269 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 270 days to 364 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 15 days to 30 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.60% |
| 31 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.05% |
| 46 days to 60 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 61 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 91 days to 120 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.95% |
| 121 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 181 days to 210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 211 days to 269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 270 days to 354 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 355 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 3.90% |
| 2 yrs < 3 yrs | — | 3.90% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 3.90% |
| 2 yrs < 3 yrs | — | 3.90% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.60% |
| 2 yrs < 3 yrs | — | 0.01% |
RFC Savings (returned NRI)RFC_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (EUR) = RFC 1Yr<2Yrs rate | EUR 0 and above | 2.60% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (GBP) = RFC 1Yr<2Yrs rate | GBP 0 and above | 3.90% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (USD) = RFC 1Yr<2Yrs rate | USD 0 and above | 3.90% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | up to USD 1,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 1,000,000 – USD 10,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 10,000,000 – USD 25,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 25,000,000 and above | 3.90% |
| 2 yrs < 3 yrs | up to USD 1,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 1,000,000 – USD 10,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 10,000,000 – USD 25,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 25,000,000 and above | 3.90% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | up to GBP 1,000,000 | 3.90% |
| 1 yr < 2 yrs | GBP 1,000,000 and above | 3.90% |
| 2 yrs < 3 yrs | up to GBP 1,000,000 | 3.90% |
| 2 yrs < 3 yrs | GBP 1,000,000 and above | 3.90% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.60% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · YEN (JPY) · CallableFCNR_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 0.01% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · CAD · CallableFCNR_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.65% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 4.80% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | up to USD 1,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 1,000,000 – USD 10,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 10,000,000 – USD 25,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 25,000,000 and above | 6.60% |
| 4 yrs < 5 yrs | up to USD 1,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 1,000,000 – USD 10,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 10,000,000 – USD 25,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 25,000,000 and above | 6.65% |
| 5 yrs | up to USD 1,000,000 | 6.75% |
| 5 yrs | USD 1,000,000 – USD 10,000,000 | 6.75% |
| 5 yrs | USD 10,000,000 – USD 25,000,000 | 6.75% |
| 5 yrs | USD 25,000,000 and above | 6.75% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | up to GBP 1,000,000 | 6.25% |
| 3 yrs < 4 yrs | GBP 1,000,000 and above | 6.50% |
| 4 yrs < 5 yrs | up to GBP 1,000,000 | 6.30% |
| 4 yrs < 5 yrs | GBP 1,000,000 and above | 6.55% |
| 5 yrs | up to GBP 1,000,000 | 6.40% |
| 5 yrs | GBP 1,000,000 and above | 6.65% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
If you break it early
Not yet verified
We have not read and recorded IndusInd Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by IndusInd Bank
26 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Savings accounts
- Current Accountchecked 2026-06-30
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-17
- RFC · CAD (returned NRI)source ↗checked 2026-07-17
- RFC · CHF (returned NRI)source ↗checked 2026-07-17
- RFC · HKD (returned NRI)source ↗checked 2026-07-17
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
- RFC · SGD (returned NRI)source ↗checked 2026-07-17
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-17
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-17
- FCNR · HKD · Callablesource ↗checked 2026-07-17
- FCNR · NZD · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Callablesource ↗checked 2026-07-17
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.90%
- NNPA
- 0.50%
- CAR
- 16.95%
- CASA
- 36.20%
- ROA
- 1.15%
- ROE
- 11.00%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as IndusInd Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 234 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.
