Fixed deposits
FD · GeneralFD
w.e.f. 2026-07-2416 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.25% |
| 31 days to 45 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 60 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 61 days to 90 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 120 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 121 days to 179 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 180 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 181 days to 210 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.75% |
| 211 days to 269 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 270 days to 364 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to below 1 Year 6 Monthcallable | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 monthscallable | ₹1,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Yearscallable | ₹1,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Yearscallable | ₹1,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Monthscallable | ₹1,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and abovecallable | ₹1,000 – ₹3,00,00,000 | 6.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-07-2416 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 dayscallable | ₹1,000 – ₹3,00,00,000 | 3.75% |
| 31 days to 45 dayscallable | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 60 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 61 days to 90 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 91 days to 120 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 121 days to 179 dayscallable | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 180 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 181 days to 210 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 211 days to 269 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 270 days to 364 dayscallable | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 1 Year to below 1 Year 6 Monthcallable | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 1 Year 6 months to below 1 Year 7 monthscallable | ₹1,000 – ₹3,00,00,000 | 7.40% |
| 1 Year 7 months to below 2 Yearscallable | ₹1,000 – ₹3,00,00,000 | 7.40% |
| 2 Years to 3 Yearscallable | ₹1,000 – ₹3,00,00,000 | 7.75% |
| Above 3 Years up to below 61 Monthscallable | ₹1,000 – ₹3,00,00,000 | 7.15% |
| 61 Months and abovecallable | ₹1,000 – ₹3,00,00,000 | 7.00% |
FD · Non-CallableFD_NC
w.e.f. 2025-09-2517 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 15 days to 30 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 4.60% |
| 31 days to 45 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.05% |
| 46 days to 60 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 61 days to 90 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 91 days to 120 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.95% |
| 121 days to 180 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 181 days to 210 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 211 days to 269 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 270 days to 354 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 355 days to 364 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 1 year to below 1 year 1 monthnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Yearsnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and abovenc | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2025-09-2517 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| 15 days to 30 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.10% |
| 31 days to 45 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 46 days to 60 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 61 days to 90 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 91 days to 120 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 121 days to 180 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| 181 days to 210 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 211 days to 269 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 270 days to 354 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| 355 days to 364 daysnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
| 1 year to below 1 year 1 monthnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.35% |
| 1 year 1 month to below 1 year 6 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 1 year 6 months to below 1 Year 7 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 1 Year 7 months to 3 Yearsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.45% |
| Above 3 years to below 61 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 61 months and abovenc | ₹1,00,00,000 – ₹3,00,00,000 | 7.05% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-07-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver (exactly 5 years)tax | ₹1,000 – ₹1,50,000 | 6.65% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-07-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver (exactly 5 years)tax | ₹1,000 – ₹1,50,000 | 7.15% |
Recurring deposits
RDRD
w.e.f. 2026-06-0111 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
RD · SCRD_SC
w.e.f. 2026-06-0111 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 7.25% |
| 15 Months | ₹1,000 and above | 7.25% |
| 18 Months | ₹1,000 and above | 7.40% |
| 21 Months | ₹1,000 and above | 7.40% |
| 24 Months | ₹1,000 and above | 7.75% |
| 27 Months | ₹1,000 and above | 7.75% |
| 30 Months | ₹1,000 and above | 7.75% |
| 33 Months | ₹1,000 and above | 7.75% |
| 36 Months | ₹1,000 and above | 7.75% |
| Above 3 Years to 61 Months | ₹1,000 and above | 7.15% |
| 61 Months and above | ₹1,000 and above | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-03-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-03-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-03-016 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Daily balance upto Rs. 1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh | ₹1,00,000 – ₹25,00,000 | 3.00% |
| Daily balance above Rs. 25 Lakh upto Rs. 5 Cr | ₹25,00,000 – ₹5,00,00,000 | 4.00% |
| *Daily balance above Rs. 5 Cr upto Rs. 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 5.00% |
| *Daily balance above Rs. 100 Cr upto Rs. 150 Cr | ₹1,00,00,00,000 – ₹1,50,00,00,000 | 7.05% |
| *Daily balance above Rs. 150 Cr upto Rs. 1400 Cr | ₹1,50,00,00,000 – ₹14,00,00,00,000 | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-07-246 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRE · Non-CallableNRE_NC
w.e.f. 2025-09-256 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
NRONRO
w.e.f. 2026-07-2416 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 30 days | ₹10,000 – ₹3,00,00,000 | 3.25% |
| 31 days to 45 days | ₹10,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 60 days | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 61 days to 90 days | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 120 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 121 days to 179 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 180 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 181 days to 210 days | ₹10,000 – ₹3,00,00,000 | 5.75% |
| 211 days to 269 days | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 270 days to 364 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to below 1 Year 6 Month | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 1 Year 6 months to below 1 Year 7 months | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 1 Year 7 months to below 2 Years | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 2 Years to 3 Years | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 3 Years up to below 61 Months | ₹10,000 – ₹3,00,00,000 | 6.65% |
| 61 Months and above | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRO · Non-CallableNRO_NC
w.e.f. 2025-09-2517 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.50% |
| 15 days to 30 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.60% |
| 31 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.05% |
| 46 days to 60 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.55% |
| 61 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 91 days to 120 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.95% |
| 121 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
| 181 days to 210 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.20% |
| 211 days to 269 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 270 days to 354 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.45% |
| 355 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 1 year to below 1 year 1 month | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| 1 year 1 month to below 1 year 6 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| 1 year 6 months to below 1 Year 7 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Year 7 months to 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| Above 3 years to below 61 months | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 61 months and above | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-03USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 3.90% |
| 2 yrs < 3 yrs | — | 3.90% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-03GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 3.90% |
| 2 yrs < 3 yrs | — | 3.90% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-03EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.60% |
| 2 yrs < 3 yrs | — | 0.01% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-07-03EURrate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (EUR) = RFC 1Yr<2Yrs rate | EUR 0 and above | 2.60% |
w.e.f. 2026-07-03GBPrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (GBP) = RFC 1Yr<2Yrs rate | GBP 0 and above | 3.90% |
w.e.f. 2026-07-03USDrate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Savings (USD) = RFC 1Yr<2Yrs rate | USD 0 and above | 3.90% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-0111 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
NRO RDNRO_RD
w.e.f. 2026-06-0111 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.75% |
| 15 Months | ₹1,000 and above | 6.75% |
| 18 Months | ₹1,000 and above | 6.90% |
| 21 Months | ₹1,000 and above | 6.90% |
| 24 Months | ₹1,000 and above | 7.00% |
| 27 Months | ₹1,000 and above | 7.00% |
| 30 Months | ₹1,000 and above | 7.00% |
| 33 Months | ₹1,000 and above | 7.00% |
| 36 Months | ₹1,000 and above | 7.00% |
| Above 3 Years to 61 Months | ₹1,000 and above | 6.65% |
| 61 Months and above | ₹1,000 and above | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-03USD8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | up to USD 1,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 1,000,000 – USD 10,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 10,000,000 – USD 25,000,000 | 3.90% |
| 1 yr < 2 yrs | USD 25,000,000 and above | 3.90% |
| 2 yrs < 3 yrs | up to USD 1,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 1,000,000 – USD 10,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 10,000,000 – USD 25,000,000 | 3.90% |
| 2 yrs < 3 yrs | USD 25,000,000 and above | 3.90% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-03GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | up to GBP 1,000,000 | 3.90% |
| 1 yr < 2 yrs | GBP 1,000,000 and above | 3.90% |
| 2 yrs < 3 yrs | up to GBP 1,000,000 | 3.90% |
| 2 yrs < 3 yrs | GBP 1,000,000 and above | 3.90% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-03EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.60% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-03JPY2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 0.01% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-03CAD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 2.65% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-03AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr < 2 yrs | — | 4.80% |
| 2 yrs < 3 yrs | — | 0.01% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-03USD12 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | up to USD 1,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 1,000,000 – USD 10,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 10,000,000 – USD 25,000,000 | 6.60% |
| 3 yrs < 4 yrs | USD 25,000,000 and above | 6.60% |
| 4 yrs < 5 yrs | up to USD 1,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 1,000,000 – USD 10,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 10,000,000 – USD 25,000,000 | 6.65% |
| 4 yrs < 5 yrs | USD 25,000,000 and above | 6.65% |
| 5 yrs | up to USD 1,000,000 | 6.75% |
| 5 yrs | USD 1,000,000 – USD 10,000,000 | 6.75% |
| 5 yrs | USD 10,000,000 – USD 25,000,000 | 6.75% |
| 5 yrs | USD 25,000,000 and above | 6.75% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-07-03GBP6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | up to GBP 1,000,000 | 6.25% |
| 3 yrs < 4 yrs | GBP 1,000,000 and above | 6.50% |
| 4 yrs < 5 yrs | up to GBP 1,000,000 | 6.30% |
| 4 yrs < 5 yrs | GBP 1,000,000 and above | 6.55% |
| 5 yrs | up to GBP 1,000,000 | 6.40% |
| 5 yrs | GBP 1,000,000 and above | 6.65% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-07-03EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
w.e.f. 2026-07-03JPY3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-03CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-03AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs < 4 yrs | — | 0.01% |
| 4 yrs < 5 yrs | — | 0.01% |
| 5 yrs | — | 0.01% |
If you break it early
Breaking this deposit early — FD · General
Every band IndusInd Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 120 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
Breaking this deposit early — FD · Senior Citizen
Every band IndusInd Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to under 1 year | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to under ₹3 crore | 1 year to 120 months | no penalty |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 0 days to 6 days
“No interest will however be paid on the withdrawal of a deposit remaining with the Bank for less than 7 days.”
Source - ₹1,000 to under ₹3 crore · 7 days to under 1 year
“A penal interest rate charge of 1% would be applicable on premature withdrawal.”
Source - ₹1,000 to under ₹3 crore · 1 year to 120 months
“waived off for Resident Senior Citizen Fixed Deposits (<₹5Cr) with tenure 1 year or above.”
Source
Breaking this deposit early — FD · Non-Callable
Every band IndusInd Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 7 days to 120 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 7 days to 120 months
“The Bank shall book below deposits as non-callable deposits”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band IndusInd Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 7 days to 120 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 7 days to 120 months
“The Bank shall book below deposits as non-callable deposits”
Source
Breaking this deposit early — Tax Saver
Every band IndusInd Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 5 years to 5 years
“Tax-saver FDs have a minimum tenure of five years, post which you can withdraw the amount.”
Source
Breaking this deposit early — Tax Saver SC
Every band IndusInd Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 5 years to 5 years
“Tax-saver FDs have a minimum tenure of five years, post which you can withdraw the amount.”
Source
Not yet verified
We have not read and recorded IndusInd Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by IndusInd Bank
26 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Savings accounts
- Current Accountchecked 2026-06-30
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-17
- RFC · CAD (returned NRI)source ↗checked 2026-07-17
- RFC · CHF (returned NRI)source ↗checked 2026-07-17
- RFC · HKD (returned NRI)source ↗checked 2026-07-17
- RFC · NZD (returned NRI)source ↗checked 2026-07-17
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-17
- RFC · SGD (returned NRI)source ↗checked 2026-07-17
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-17
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-17
- FCNR · HKD · Callablesource ↗checked 2026-07-17
- FCNR · NZD · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-17
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-17
- FCNR · SGD · Callablesource ↗checked 2026-07-17
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.90%
- NNPA
- 0.50%
- CAR
- 16.95%
- CASA
- 36.20%
- ROA
- 1.15%
- ROE
- 11.00%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as IndusInd Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 234 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.