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Indian BankPublic sector bank

Indian Bank
every deposit rate, in one place.

Every product Indian Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
33
Live rate rows
232
Rate cards
35
Newest w.e.f.
2026-07-04

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-0518 rows
View source — product page
FD · General rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹1,000 – ₹2,99,99,9992.80%
15-29 days₹1,000 – ₹2,99,99,9992.80%
30-45 days₹1,000 – ₹2,99,99,9993.00%
46-90 days₹1,000 – ₹2,99,99,9993.25%
91-120 days₹1,000 – ₹2,99,99,9993.50%
121-180 days₹1,000 – ₹2,99,99,9993.85%
181 days to <9m₹1,000 – ₹2,99,99,9994.50%
9m to <1y₹1,000 – ₹2,99,99,9994.75%
300 days (IND Supreme 2.0)ind_supreme_300₹1,000 – ₹2,99,99,9996.30%
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)ind_green_500₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)ind_grow_555₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)ind_prosper_777₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-0518 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹1,000 – ₹2,99,99,9993.30%
15-29 days₹1,000 – ₹2,99,99,9993.30%
30-45 days₹1,000 – ₹2,99,99,9993.50%
46-90 days₹1,000 – ₹2,99,99,9993.75%
91-120 days₹1,000 – ₹2,99,99,9994.00%
121-180 days₹1,000 – ₹2,99,99,9994.35%
181 days to <9m₹1,000 – ₹2,99,99,9995.00%
9m to <1y₹1,000 – ₹2,99,99,9995.25%
300 days (IND Supreme 2.0)ind_supreme_300_sc₹1,000 – ₹2,99,99,9996.80%
1 year₹1,000 – ₹2,99,99,9996.60%
>1-2yr₹1,000 – ₹2,99,99,9996.70%
500 days (IND GREEN)ind_green_500_sc₹1,000 – ₹2,99,99,9996.90%
555 days (IND GROW)ind_grow_555_sc₹1,000 – ₹2,99,99,9997.30%
2-3yr₹1,000 – ₹2,99,99,9996.65%
777 days (IND Prosper)ind_prosper_777_sc₹1,000 – ₹2,99,99,9997.25%
3-5yr₹1,000 – ₹2,99,99,9996.55%
5 years₹1,000 – ₹2,99,99,9996.75%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.75%

FD · Super SeniorFD_SSC

w.e.f. 2026-06-0518 rows
View source — product page
FD · Super Senior rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹1,000 – ₹2,99,99,9993.55%
15-29 days₹1,000 – ₹2,99,99,9993.55%
30-45 days₹1,000 – ₹2,99,99,9993.75%
46-90 days₹1,000 – ₹2,99,99,9994.00%
91-120 days₹1,000 – ₹2,99,99,9994.25%
121-180 days₹1,000 – ₹2,99,99,9994.60%
181 days to <9m₹1,000 – ₹2,99,99,9995.25%
9m to <1y₹1,000 – ₹2,99,99,9995.50%
300 days (IND Supreme 2.0)ind_supreme_300_ssc₹1,000 – ₹2,99,99,9997.05%
1 year₹1,000 – ₹2,99,99,9996.85%
>1-2yr₹1,000 – ₹2,99,99,9996.95%
500 days (IND GREEN)ind_green_500_ssc₹1,000 – ₹2,99,99,9997.15%
555 days (IND GROW)ind_grow_555_ssc₹1,000 – ₹2,99,99,9997.55%
2-3yr₹1,000 – ₹2,99,99,9996.90%
777 days (IND Prosper)ind_prosper_777_ssc₹1,000 – ₹2,99,99,9997.50%
3-5yr₹1,000 – ₹2,99,99,9996.80%
5 years₹1,000 – ₹2,99,99,9997.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9997.00%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-051 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 Years (Tax Saver)₹100 – ₹1,50,0006.00%

Tax Saver SCFD_TAX_SC

Indian Bank publishes no separate tax saver sc rate — it pays 6.75%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Indian Bank customer using our calculator.

Recurring deposits

RDRD

w.e.f. 2026-06-0513 rows
View source — product page
RD rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹1,000 – ₹2,99,99,9993.85%
181 days to <9m₹1,000 – ₹2,99,99,9994.50%
9m to <1y₹1,000 – ₹2,99,99,9994.75%
300 days (IND Supreme 2.0)₹1,000 – ₹2,99,99,9996.30%
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

RD · SCRD_SC

w.e.f. 2026-06-0513 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹1,000 – ₹2,99,99,9994.35%
181 days to <9m₹1,000 – ₹2,99,99,9995.00%
9m to <1y₹1,000 – ₹2,99,99,9995.25%
300 days (IND Supreme 2.0)₹1,000 – ₹2,99,99,9996.80%
1 year₹1,000 – ₹2,99,99,9996.60%
>1-2yr₹1,000 – ₹2,99,99,9996.70%
500 days (IND GREEN)₹1,000 – ₹2,99,99,9996.90%
555 days (IND GROW)₹1,000 – ₹2,99,99,9997.30%
2-3yr₹1,000 – ₹2,99,99,9996.65%
777 days (IND Prosper)₹1,000 – ₹2,99,99,9997.25%
3-5yr₹1,000 – ₹2,99,99,9996.55%
5 years₹1,000 – ₹2,99,99,9996.75%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.75%

RD · SSCRD_SSC

w.e.f. 2026-06-0513 rows
View source — product page
RD · SSC rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹1,000 – ₹2,99,99,9994.60%
181 days to <9m₹1,000 – ₹2,99,99,9995.25%
9m to <1y₹1,000 – ₹2,99,99,9995.50%
300 days (IND Supreme 2.0)₹1,000 – ₹2,99,99,9997.05%
1 year₹1,000 – ₹2,99,99,9996.85%
>1-2yr₹1,000 – ₹2,99,99,9996.95%
500 days (IND GREEN)₹1,000 – ₹2,99,99,9997.15%
555 days (IND GROW)₹1,000 – ₹2,99,99,9997.55%
2-3yr₹1,000 – ₹2,99,99,9996.90%
777 days (IND Prosper)₹1,000 – ₹2,99,99,9997.50%
3-5yr₹1,000 – ₹2,99,99,9996.80%
5 years₹1,000 – ₹2,99,99,9997.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9997.00%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-07-044 rows
View source — product page
Savings rates — w.e.f. 2026-07-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
tenure wording not captured₹0 – ₹10,00,0002.50%
tenure wording not captured₹10,00,000 – ₹2,00,00,00,0002.60%
tenure wording not captured₹2,00,00,00,000 – ₹7,50,00,00,0002.65%
tenure wording not captured₹7,50,00,00,000 and above2.80%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-07-044 rows
View source — product page
NRE Savings rates — w.e.f. 2026-07-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
tenure wording not captured₹0 – ₹10,00,0002.50%
tenure wording not captured₹10,00,000 – ₹2,00,00,00,0002.60%
tenure wording not captured₹2,00,00,00,000 – ₹7,50,00,00,0002.65%
tenure wording not captured₹7,50,00,00,000 and above2.80%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-07-044 rows
View source — product page
NRO Savings rates — w.e.f. 2026-07-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
tenure wording not captured₹0 – ₹10,00,0002.50%
tenure wording not captured₹10,00,000 – ₹2,00,00,00,0002.60%
tenure wording not captured₹2,00,00,00,000 – ₹7,50,00,00,0002.65%
tenure wording not captured₹7,50,00,00,000 and above2.80%

NRI deposits

NRENRE

w.e.f. 2026-01-019 rows
View source — product page
NRE rates — w.e.f. 2026-01-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)nre_ind_green_500₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)nre_ind_grow_555₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)nre_ind_prosper_777₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

NRONRO

w.e.f. 2026-06-0518 rows
View source — product page
NRO rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
7-14 days₹1,000 – ₹2,99,99,9992.80%
15-29 days₹1,000 – ₹2,99,99,9992.80%
30-45 days₹1,000 – ₹2,99,99,9993.00%
46-90 days₹1,000 – ₹2,99,99,9993.25%
91-120 days₹1,000 – ₹2,99,99,9993.50%
121-180 days₹1,000 – ₹2,99,99,9993.85%
181 days to <9m₹1,000 – ₹2,99,99,9994.50%
9m to <1y₹1,000 – ₹2,99,99,9994.75%
300 days (IND Supreme 2.0)nro_ind_supreme_300₹1,000 – ₹2,99,99,9996.30%
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)nro_ind_green_500₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)nro_ind_grow_555₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)nro_ind_prosper_777₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-04-06USD3 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs5.50%
2 Yrs & above to < 3 Yrs3.80%
Exactly 3 year3.50%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-04-06GBP3 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs4.50%
2 Yrs & above to < 3 Yrs3.00%
Exactly 3 year3.00%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-04-06EUR3 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs1.50%
2 Yrs & above to < 3 Yrs1.80%
Exactly 3 year1.50%

RFC · SGD (returned NRI)RFC_SGD

w.e.f. 2026-04-06SGD3 rows
View source — product page
RFC · SGD (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs3.00%
2 Yrs & above to < 3 Yrs0.40%
Exactly 3 year0.49%

RFC · AUD (returned NRI)RFC_AUD

w.e.f. 2026-04-06AUD3 rows
View source — product page
RFC · AUD (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs3.60%
2 Yrs & above to < 3 Yrs3.50%
Exactly 3 year2.05%

RFC · CAD (returned NRI)RFC_CAD

w.e.f. 2026-04-06CAD3 rows
View source — product page
RFC · CAD (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs3.50%
2 Yrs & above to < 3 Yrs3.30%
Exactly 3 year3.00%

RFC · YEN (JPY) (returned NRI)RFC_JPY

w.e.f. 2026-04-06JPY3 rows
View source — product page
RFC · YEN (JPY) (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs0.10%
2 Yrs & above to < 3 Yrs0.13%
Exactly 3 year0.12%

RFC Savings (returned NRI)RFC_SAVINGS

w.e.f. 2026-07-01EURrate card 1 of 31 row
View source — product page
RFC Savings (returned NRI) rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
RFC SB2.03%
w.e.f. 2026-07-01GBPrate card 2 of 31 row
View source — product page
RFC Savings (returned NRI) rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
RFC SB3.74%
w.e.f. 2026-07-01USDrate card 3 of 31 row
View source — product page
RFC Savings (returned NRI) rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
RFC SB3.65%

RFC · CHF (returned NRI)RFC_CHF

w.e.f. 2026-04-06CHF3 rows
View source — product page
RFC · CHF (returned NRI) rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Yr to <2 Yrs0.01%
2 Yrs & above to < 3 Yrs0.01%
Exactly 3 year0.02%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-01-019 rows
View source — product page
NRE RD rates — w.e.f. 2026-01-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

NRO RDNRO_RD

w.e.f. 2026-06-0513 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-05
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹1,000 – ₹2,99,99,9993.85%
181 days to <9m₹1,000 – ₹2,99,99,9994.50%
9m to <1y₹1,000 – ₹2,99,99,9994.75%
300 days (IND Supreme 2.0)₹1,000 – ₹2,99,99,9996.30%
1 year₹1,000 – ₹2,99,99,9996.10%
>1-2yr₹1,000 – ₹2,99,99,9996.20%
500 days (IND GREEN)₹1,000 – ₹2,99,99,9996.40%
555 days (IND GROW)₹1,000 – ₹2,99,99,9996.80%
2-3yr₹1,000 – ₹2,99,99,9996.15%
777 days (IND Prosper)₹1,000 – ₹2,99,99,9996.75%
3-5yr₹1,000 – ₹2,99,99,9996.05%
5 years₹1,000 – ₹2,99,99,9996.00%
Above 5 years to 10 years₹1,000 – ₹2,99,99,9996.00%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-04-06USD5 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsUSD 1,000 – USD 29,999,9995.50%
2 to <3 YrsUSD 1,000 – USD 29,999,9993.80%
3 to <4 YrsUSD 1,000 – USD 29,999,9993.50%
4 to <5 YrsUSD 1,000 – USD 29,999,9993.40%
5 YrsUSD 1,000 – USD 29,999,9993.40%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-04-06GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsGBP 1,000 – GBP 29,999,9994.50%
2 to <3 YrsGBP 1,000 – GBP 29,999,9993.00%
3 to <4 YrsGBP 1,000 – GBP 29,999,9993.00%
4 to <5 YrsGBP 1,000 – GBP 29,999,9992.50%
5 YrsGBP 1,000 – GBP 29,999,9992.70%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-04-06EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsEUR 1,000 – EUR 29,999,9991.50%
2 to <3 YrsEUR 1,000 – EUR 29,999,9991.80%
3 to <4 YrsEUR 1,000 – EUR 29,999,9991.50%
4 to <5 YrsEUR 1,000 – EUR 29,999,9991.25%
5 YrsEUR 1,000 – EUR 29,999,9991.50%

FCNR · YEN (JPY) · CallableFCNR_JPY

w.e.f. 2026-04-06JPY5 rows
View source — product page
FCNR · YEN (JPY) · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsJPY 1,000 – JPY 29,999,9990.10%
2 to <3 YrsJPY 1,000 – JPY 29,999,9990.13%
3 to <4 YrsJPY 1,000 – JPY 29,999,9990.12%
4 to <5 YrsJPY 1,000 – JPY 29,999,9990.13%
5 YrsJPY 1,000 – JPY 29,999,9990.14%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-04-06CAD5 rows
View source — product page
FCNR · CAD · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsCAD 1,000 – CAD 29,999,9993.50%
2 to <3 YrsCAD 1,000 – CAD 29,999,9993.30%
3 to <4 YrsCAD 1,000 – CAD 29,999,9993.00%
4 to <5 YrsCAD 1,000 – CAD 29,999,9993.00%
5 YrsCAD 1,000 – CAD 29,999,9993.00%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-04-06AUD5 rows
View source — product page
FCNR · AUD · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsAUD 1,000 – AUD 29,999,9993.60%
2 to <3 YrsAUD 1,000 – AUD 29,999,9993.50%
3 to <4 YrsAUD 1,000 – AUD 29,999,9992.05%
4 to <5 YrsAUD 1,000 – AUD 29,999,9992.30%
5 YrsAUD 1,000 – AUD 29,999,9992.45%

FCNR · SGD · CallableFCNR_SGD

w.e.f. 2026-04-06SGD5 rows
View source — product page
FCNR · SGD · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsSGD 1,000 – SGD 29,999,9993.00%
2 to <3 YrsSGD 1,000 – SGD 29,999,9990.40%
3 to <4 YrsSGD 1,000 – SGD 29,999,9990.49%
4 to <5 YrsSGD 1,000 – SGD 29,999,9990.55%
5 YrsSGD 1,000 – SGD 29,999,9990.61%

FCNR · CHF · CallableFCNR_CHF

w.e.f. 2026-04-06CHF5 rows
View source — product page
FCNR · CHF · Callable rates — w.e.f. 2026-04-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 to <2 YrsCHF 1,000 – CHF 29,999,9990.01%
2 to <3 YrsCHF 1,000 – CHF 29,999,9990.01%
3 to <4 YrsCHF 1,000 – CHF 29,999,9990.02%
4 to <5 YrsCHF 1,000 – CHF 29,999,9990.03%
5 YrsCHF 1,000 – CHF 29,999,9990.05%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-06-12USD9 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 years (Upto 1 mio)special_fcnr_b_usd_s1_upto1mUSD 1,000 – USD 1,000,0006.00%
3 years to less than 4 years (Above 1 mio to 3 mio)special_fcnr_b_usd_s2_1to3mUSD 1,000,000 – USD 3,000,0005.60%
3 years to less than 4 years (Above 3 mio)special_fcnr_b_usd_s3_above3mUSD 3,000,000 and above5.50%
4 years to less than 5 years (Upto 1 mio)special_fcnr_b_usd_s1_upto1mUSD 1,000 – USD 1,000,0006.25%
4 years to less than 5 years (Above 1 mio to 3 mio)special_fcnr_b_usd_s2_1to3mUSD 1,000,000 – USD 3,000,0005.85%
4 years to less than 5 years (Above 3 mio)special_fcnr_b_usd_s3_above3mUSD 3,000,000 and above5.75%
5 years (Upto 1 mio)special_fcnr_b_usd_s1_upto1mUSD 1,000 – USD 1,000,0006.50%
5 years (Above 1 mio to 3 mio)special_fcnr_b_usd_s2_1to3mUSD 1,000,000 – USD 3,000,0006.10%
5 years (Above 3 mio)special_fcnr_b_usd_s3_above3mUSD 3,000,000 and above6.00%

If you break it early

Not yet verified

We have not read and recorded Indian Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), RFC · CHF (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Indian Bank

25 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Auto-sweep

NRI deposits

  • NRE · Non-Callablesource ↗checked 2026-07-20
  • NRO · Non-Callablesource ↗checked 2026-07-20
  • RFC · HKD (returned NRI)source ↗checked 2026-07-20
  • RFC · NZD (returned NRI)source ↗checked 2026-07-20
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20

FCNR — callable

  • FCNR · HKD · Callablesource ↗checked 2026-07-14
  • FCNR · NZD · Callablesource ↗checked 2026-07-14
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-20
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-20
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-20

Financial healthQ4FY26

Full transparency report →
GNPA
2.70%
NNPA
0.12%
CAR
16.45%
CASA
37.50%
ROA
1.34%
ROE
16.50%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Indian Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 232 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.