Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹10,000 and above | 3.25% |
| 15 days to 29 days | ₹10,000 and above | 3.25% |
| 30 days to 45 days | ₹10,000 and above | 3.50% |
| 46 days to 90 days | ₹10,000 and above | 4.50% |
| 91 days to 180 days | ₹10,000 and above | 5.00% |
| 181 days to less than 1 year | ₹10,000 and above | 6.50% |
| 1 year | ₹10,000 and above | 6.50% |
| 1 year 1 day to 370 days | ₹10,000 and above | 6.50% |
| 371 days to 390 days | ₹10,000 and above | 7.00% |
| 375 days (Green Deposit)idfc_green_375 | ₹10,000 and above | 7.00% |
| 391 days to 499 days | ₹10,000 and above | 7.25% |
| 500 days to 3 years | ₹10,000 and above | 7.35% |
| 3 years 1 day to 5 years | ₹10,000 and above | 6.75% |
| 5 years 1 day to 10 years | ₹10,000 and above | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹10,000 and above | 3.50% |
| 15 days to 29 days | ₹10,000 and above | 3.50% |
| 30 days to 45 days | ₹10,000 and above | 3.75% |
| 46 days to 90 days | ₹10,000 and above | 4.75% |
| 91 days to 180 days | ₹10,000 and above | 5.25% |
| 181 days to less than 1 year | ₹10,000 and above | 6.75% |
| 1 year | ₹10,000 and above | 6.75% |
| 1 year 1 day to 370 days | ₹10,000 and above | 6.75% |
| 371 days to 390 days | ₹10,000 and above | 7.25% |
| 375 days (Green Deposit)idfc_green_375 | ₹10,000 and above | 7.25% |
| 391 days to 499 days | ₹10,000 and above | 7.50% |
| 500 days to 3 years | ₹10,000 and above | 7.60% |
| 3 years 1 day to 5 years | ₹10,000 and above | 7.00% |
| 5 years 1 day to 10 years | ₹10,000 and above | 6.25% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver)idfc_tax_saver | ₹10,000 and above | 6.75% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver)idfc_tax_saver | ₹10,000 and above | 7.00% |
Recurring deposits
RDRD
w.e.f. 2026-06-105 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 – ₹1,25,000 | 6.50% |
| 9 Months | ₹100 – ₹1,25,000 | 6.50% |
| 12 Months | ₹100 – ₹1,25,000 | 6.50% |
| 24 Months | ₹100 – ₹1,25,000 | 7.35% |
| 36 Months | ₹100 – ₹1,25,000 | 7.35% |
RD · SCRD_SC
w.e.f. 2026-06-105 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 – ₹1,25,000 | 6.75% |
| 9 Months | ₹100 – ₹1,25,000 | 6.75% |
| 12 Months | ₹100 – ₹1,25,000 | 6.75% |
| 24 Months | ₹100 – ₹1,25,000 | 7.60% |
| 36 Months | ₹100 – ₹1,25,000 | 7.60% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-04-213 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakh | ₹0 – ₹3,00,000 | 2.50% |
| Above ₹3 Lakh to ₹25 Cr | ₹3,00,000 – ₹25,00,00,000 | 6.50% |
| Above ₹25 Cr | ₹25,00,00,000 and above | 5.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-04-213 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakh | ₹0 – ₹3,00,000 | 2.50% |
| Above ₹3 Lakh to ₹25 Cr | ₹3,00,000 – ₹25,00,00,000 | 6.50% |
| Above ₹25 Cr | ₹25,00,00,000 and above | 5.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-04-213 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakh | ₹0 – ₹3,00,000 | 2.50% |
| Above ₹3 Lakh to ₹25 Cr | ₹3,00,000 – ₹25,00,00,000 | 6.50% |
| Above ₹25 Cr | ₹25,00,00,000 and above | 5.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-107 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹10,000 and above | 6.50% |
| 1 year 1 day to 370 days | ₹10,000 and above | 6.50% |
| 371 days to 390 days | ₹10,000 and above | 7.00% |
| 391 days to 499 days | ₹10,000 and above | 7.25% |
| 500 days to 3 years | ₹10,000 and above | 7.35% |
| 3 years 1 day to 5 years | ₹10,000 and above | 6.75% |
| 5 years 1 day to 10 years | ₹10,000 and above | 6.00% |
NRONRO
w.e.f. 2026-06-1013 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹10,000 and above | 3.25% |
| 15 days to 29 days | ₹10,000 and above | 3.25% |
| 30 days to 45 days | ₹10,000 and above | 3.50% |
| 46 days to 90 days | ₹10,000 and above | 4.50% |
| 91 days to 180 days | ₹10,000 and above | 5.00% |
| 181 days to less than 1 year | ₹10,000 and above | 6.50% |
| 1 year | ₹10,000 and above | 6.50% |
| 1 year 1 day to 370 days | ₹10,000 and above | 6.50% |
| 371 days to 390 days | ₹10,000 and above | 7.00% |
| 391 days to 499 days | ₹10,000 and above | 7.25% |
| 500 days to 3 years | ₹10,000 and above | 7.35% |
| 3 years 1 day to 5 years | ₹10,000 and above | 6.75% |
| 5 years 1 day to 10 years | ₹10,000 and above | 6.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-103 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹100 – ₹1,25,000 | 6.50% |
| 24 Months | ₹100 – ₹1,25,000 | 7.35% |
| 36 Months | ₹100 – ₹1,25,000 | 7.35% |
NRO RDNRO_RD
w.e.f. 2026-06-105 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹100 – ₹1,25,000 | 6.50% |
| 9 Months | ₹100 – ₹1,25,000 | 6.50% |
| 12 Months | ₹100 – ₹1,25,000 | 6.50% |
| 24 Months | ₹100 – ₹1,25,000 | 7.35% |
| 36 Months | ₹100 – ₹1,25,000 | 7.35% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-16USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 15 Months | up to USD 1,000,000 | 4.50% |
| 1 Yr < 15 Months | USD 1,000,000 and above | 4.00% |
| 15 Months < 2 Yrs | up to USD 1,000,000 | 4.50% |
| 15 Months < 2 Yrs | USD 1,000,000 and above | 4.00% |
| 2 Yrs to < 3 Yrs | up to USD 1,000,000 | 4.25% |
| 2 Yrs to < 3 Yrs | USD 1,000,000 and above | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-16GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 15 Months | up to GBP 1,000,000 | 4.25% |
| 15 Months < 2 Yrs | up to GBP 1,000,000 | 4.00% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-16EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 15 Months | up to EUR 1,000,000 | 2.55% |
| 15 Months < 2 Yrs | up to EUR 1,000,000 | 1.25% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-16AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 15 Months | up to AUD 1,000,000 | 4.00% |
| 15 Months < 2 Yrs | up to AUD 1,000,000 | 3.85% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-06-16SGD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yr < 15 Months | up to SGD 1,000,000 | 1.90% |
| 15 Months < 2 Yrs | up to SGD 1,000,000 | 1.65% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-16USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Yrs to < 4 Yrs | up to USD 1,000,000 | 6.75% |
| 3 Yrs to < 4 Yrs | USD 1,000,000 and above | 6.75% |
| 4 Yrs to < 5 Yrs | up to USD 1,000,000 | 6.75% |
| 4 Yrs to < 5 Yrs | USD 1,000,000 and above | 6.75% |
| 5 Yrs only | up to USD 1,000,000 | 6.75% |
| 5 Yrs only | USD 1,000,000 and above | 6.75% |
If you break it early
Not yet verified
We have not read and recorded IDFC First Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by IDFC First Bank
39 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · CAD · Callablesource ↗checked 2026-07-14
- FCNR · CHF · Callablesource ↗checked 2026-07-14
- FCNR · HKD · Callablesource ↗checked 2026-07-14
- FCNR · NZD · Callablesource ↗checked 2026-07-14
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-14
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-20
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-20
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-20
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-20
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-20
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-20
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-20
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.61%
- NNPA
- 0.48%
- CAR
- 15.60%
- CASA
- 49.80%
- ROA
- 0.40%
- ROE
- 3.84%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as IDFC First Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 97 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.