What we know is incomplete on this page
- 2 products live under more than one w.e.f.. NRE (2), NRO (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-02-2321 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.15% |
| 46- 60 days | ₹10,000 – ₹2,99,99,999 | 4.35% |
| 61- 90 days | ₹10,000 – ₹2,99,99,999 | 4.60% |
| 91 days to 6 months | ₹10,000 – ₹2,99,99,999 | 5.35% |
| 6 months 1 day to 270 Days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 271 days to < 1 year | ₹10,000 – ₹2,99,99,999 | 5.80% |
| 1 Year | ₹10,000 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 370 DaysAarogya Fixed Deposit | ₹7,50,000 – ₹7,50,000 | 6.10% |
| 555 DaysUtsav FD | ₹10,000 – ₹2,99,99,999 | 6.40% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 700 DaysUtsav FD | ₹10,000 – ₹2,99,99,999 | 6.45% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 2 Years to <3years | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 3 years to <5 years | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 5.90% |
| >10 years to 20 years$ | ₹10,000 – ₹2,99,99,999 | 4.80% |
FD · Senior CitizenFD_SC
w.e.f. 2026-02-2320 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-30 days | ₹10,000 – ₹2,99,99,999 | 3.50% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.65% |
| 46- 60 days | ₹10,000 – ₹2,99,99,999 | 4.85% |
| 61- 90 days | ₹10,000 – ₹2,99,99,999 | 5.10% |
| 91 days to 6 months | ₹10,000 – ₹2,99,99,999 | 5.85% |
| 6 months 1 day to 270 Days | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 271 days to < 1 year | ₹10,000 – ₹2,99,99,999 | 6.30% |
| 1 Year | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 555 DaysUtsav FD | ₹10,000 – ₹2,99,99,999 | 6.90% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 700 DaysUtsav FD | ₹10,000 – ₹2,99,99,999 | 6.95% |
| >1 Year to 2 Years (except 555 days & 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.75% |
| > 2 Years to <3years | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 3 years to <5 years | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.75% |
| >5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 6.45% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 6.40% |
| >10 years to 20 years$ | ₹10,000 – ₹2,99,99,999 | 5.30% |
FD · Super SeniorFD_SSC
w.e.f. 2026-02-232 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 DaysIDBI Chiranjeevi-Super Senior Citizen FD | ₹10,000 – ₹2,99,99,999 | 7.05% |
| 700 DaysIDBI Chiranjeevi-Super Senior Citizen FD | ₹10,000 – ₹2,99,99,999 | 7.10% |
Floating-rate deposits
FD · Floating Rate (rate floats)FD_FLOATING
w.e.f. 2026-07-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 2 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 3 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 5.74% |
| 7 Years | ₹10,000 – ₹2,99,99,999 | 5.54% |
| 10 Years | ₹10,000 – ₹2,99,99,999 | 5.54% |
| >10 – 20 Years | ₹10,000 – ₹2,99,99,999 | 5.44% |
FD · Floating Rate · Senior CitizenFD_FLOATING_SC
w.e.f. 2026-07-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 2 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 3 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 6.24% |
| 7 Years | ₹10,000 – ₹2,99,99,999 | 6.04% |
| 10 Years | ₹10,000 – ₹2,99,99,999 | 6.04% |
| >10 – 20 Years | ₹10,000 – ₹2,99,99,999 | 5.94% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-02-231 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years | ₹10,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-02-231 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years | ₹10,000 – ₹1,50,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 2 Years to <3years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 years to <5 years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| >5 years to 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
RD · SCRD_SC
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.70% |
| >1 Year to 2 Years | ₹500 – ₹2,99,99,999 | 6.75% |
| > 2 Years to <3years | ₹500 – ₹2,99,99,999 | 7.00% |
| 3 years to <5 years | ₹500 – ₹2,99,99,999 | 6.85% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.75% |
| >5 years to 7 years | ₹500 – ₹2,99,99,999 | 6.45% |
| >7 years to 10 years | ₹500 – ₹2,99,99,999 | 6.40% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up-to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 Lakh-Rs.5 Lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 Lakh to Rs.5 Cr | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 lakh to Rs.5lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 lakh to Rs.5 crore | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 lakh to Rs.5lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 lakh to Rs.5 crore | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRI deposits
NRENRE
2 w.e.f. dates live at once
w.e.f. 2026-03-25rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 700 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.45% |
w.e.f. 2026-02-23rate card 2 of 210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 2 Years to < 3 Years | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 3 years to < 5years | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 5.90% |
NRONRO
2 w.e.f. dates live at once
w.e.f. 2026-03-25rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 700 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.45% |
w.e.f. 2026-02-23rate card 2 of 219 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.15% |
| 46- 60 days | ₹10,000 – ₹2,99,99,999 | 4.35% |
| 61-90 days | ₹10,000 – ₹2,99,99,999 | 4.60% |
| 91 days-6 months | ₹10,000 – ₹2,99,99,999 | 5.35% |
| 6 months 1 day to 270 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 271 days up to < 1 year | ₹10,000 – ₹2,99,99,999 | 5.80% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 2 Years to < 3 Years | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 3 years to < 5years | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 5.90% |
| >10 years to 20 years$ | ₹10,000 – ₹2,99,99,999 | 4.80% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-01USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 4.10% |
| 1 Year < 2 Years | — | 4.55% |
| 2 Years < 3 Years | — | 3.70% |
| 3 Years Only | — | 3.25% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-01GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 2.60% |
| 1 Year < 2 Years | — | 4.00% |
| 2 Years < 3 Years | — | 3.15% |
| 3 Years Only | — | 2.55% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-01EUR4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 0.25% |
| 1 Year < 2 Years | — | 2.65% |
| 2 Years < 3 Years | — | 1.95% |
| 3 Years Only | — | 1.70% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-01JPY1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year < 2 Years | — | 0.40% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2014-08-01EURrate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · EUR | — | 0.75% |
w.e.f. 2014-08-01GBPrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · GBP | — | 0.75% |
w.e.f. 2014-08-01USDrate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · USD | — | 0.50% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| >2 Years to < 3 Years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 Years to < 5 Years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 5 years - 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years - 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
NRO RDNRO_RD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| >2 Years to < 3 Years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 Years to < 5 Years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 5 years - 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years - 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-01USD15 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | USD 0 – USD 1,000,000 | 4.55% |
| 1 yr to less than 2 yrs | USD 1,000,000 – USD 5,000,000 | 4.65% |
| 1 yr to less than 2 yrs | USD 5,000,000 and above | 4.75% |
| 2 yrs to less than 3yrs | USD 0 – USD 1,000,000 | 3.70% |
| 2 yrs to less than 3yrs | USD 1,000,000 – USD 5,000,000 | 3.80% |
| 2 yrs to less than 3yrs | USD 5,000,000 and above | 3.95% |
| 3 yrs to less than 4 yrs | USD 0 – USD 1,000,000 | 3.25% |
| 3 yrs to less than 4 yrs | USD 1,000,000 – USD 5,000,000 | 3.25% |
| 3 yrs to less than 4 yrs | USD 5,000,000 and above | 3.35% |
| 4 yrs to less than 5 yrs | USD 0 – USD 1,000,000 | 3.15% |
| 4 yrs to less than 5 yrs | USD 1,000,000 – USD 5,000,000 | 3.20% |
| 4 yrs to less than 5 yrs | USD 5,000,000 and above | 3.35% |
| 5 years only | USD 0 – USD 1,000,000 | 3.15% |
| 5 years only | USD 1,000,000 – USD 5,000,000 | 3.20% |
| 5 years only | USD 5,000,000 and above | 3.35% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-01GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.00% |
| 2 yrs to less than 3yrs | — | 3.15% |
| 3 yrs to less than 4 yrs | — | 2.55% |
| 4 yrs to less than 5 yrs | — | 2.50% |
| 5 years only | — | 2.50% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-01EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 2.65% |
| 2 yrs to less than 3yrs | — | 1.95% |
| 3 yrs to less than 4 yrs | — | 1.70% |
| 4 yrs to less than 5 yrs | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-01JPY1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 0.40% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-01CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 2.85% |
| 2 yrs to less than 3yrs | — | 2.25% |
| 3 yrs to less than 4 yrs | — | 1.90% |
| 4 yrs to less than 5 yrs | — | 1.75% |
| 5 years only | — | 1.75% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-01AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 3.55% |
| 2 yrs to less than 3yrs | — | 2.55% |
| 3 yrs to less than 4 yrs | — | 2.05% |
| 4 yrs to less than 5 yrs | — | 1.95% |
| 5 years only | — | 1.80% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-07-01SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 1.85% |
| 2 yrs to less than 3yrs | — | 1.20% |
| 3 yrs to less than 4 yrs | — | 0.90% |
| 4 yrs to less than 5 yrs | — | 0.45% |
| 5 years only | — | 0.45% |
FCNR · HKD · CallableFCNR_HKD
w.e.f. 2026-07-01HKD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 0.50% |
| 2 yrs to less than 3yrs | — | 0.50% |
| 3 yrs to less than 4 yrs | — | 0.50% |
| 4 yrs to less than 5 yrs | — | 0.50% |
| 5 years only | — | 0.50% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-13USD9 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.50% |
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.55% |
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.55% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.60% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.55% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.60% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
If you break it early
Not yet verified
We have not read and recorded IDBI Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Floating Rate (rate floats), FD · Floating Rate · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by IDBI Bank
40 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Floating-rate deposits
- FD · Floating Rate · Super Seniorsource ↗checked 2026-07-27
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-27
Recurring deposits
- RD · SSCsource ↗checked 2026-07-27
Auto-sweep
Floating-rate savings
- Floating-Rate Savings (benchmark-linked)source ↗checked 2026-07-28
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-27
- NRO · Non-Callablesource ↗checked 2026-07-27
- RFC · AUD (returned NRI)source ↗checked 2026-07-27
- RFC · CAD (returned NRI)source ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-27
- RFC · HKD (returned NRI)source ↗checked 2026-07-27
- RFC · NZD (returned NRI)source ↗checked 2026-07-27
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-27
- RFC · SGD (returned NRI)source ↗checked 2026-07-27
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-27
- FCNR · DKK (Krone) · Non-Callablesource ↗checked 2026-07-27
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-27
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-27
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-27
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-27
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-27
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-27
Foreign-currency savings
- FCY Savings (foreign currency)source ↗checked 2026-07-27
Financial healthQ4FY26
Full transparency report →- GNPA
- 2.98%
- NNPA
- 0.10%
- CAR
- 22.50%
- CASA
- 44.80%
- ROA
- 2.10%
- ROE
- 21.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as IDBI Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 206 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.