What we know is incomplete on this page
- 2 products live under more than one w.e.f.. NRE (2), NRO (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-02-2319 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-30 daysFD | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 31-45 daysFD | ₹10,000 – ₹3,00,00,000 | 3.15% |
| 46-60 daysFD | ₹10,000 – ₹3,00,00,000 | 4.35% |
| 61-90 daysFD | ₹10,000 – ₹3,00,00,000 | 4.60% |
| 91 days to 6 monthsFD | ₹10,000 – ₹3,00,00,000 | 5.35% |
| 6 months 1 day to 270 daysFD | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 271 days to <1 yearFD | ₹10,000 – ₹3,00,00,000 | 5.80% |
| 1 yearFD | ₹10,000 – ₹3,00,00,000 | 6.20% |
| >1 year to 2 years except 555 and 700 daysFD | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 370 daysAAROGYA | ₹7,50,000 – ₹7,50,000 | 6.10% |
| 555 daysUTSAV | ₹10,000 – ₹3,00,00,000 | 6.40% |
| 700 daysUTSAV | ₹10,000 – ₹3,00,00,000 | 6.45% |
| >2 years to <3 yearsFD | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 3 years to <5 yearsFD | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 1111 daysGREEN | ₹10,000 – ₹3,00,00,000 | 6.35% |
| 5 yearsFD | ₹10,000 – ₹3,00,00,000 | 6.25% |
| >5 years to 7 yearsFD | ₹10,000 – ₹3,00,00,000 | 5.95% |
| >7 years to 10 yearsFD | ₹10,000 – ₹3,00,00,000 | 5.90% |
| >10 years to 20 years — restricted beneficiaries onlyFD | ₹10,000 – ₹3,00,00,000 | 4.80% |
FD · Senior CitizenFD_SC
w.e.f. 2026-02-2318 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-30 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 3.50% |
| 31-45 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 3.65% |
| 46-60 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 4.85% |
| 61-90 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 5.10% |
| 91 days to 6 monthsFD_SC | ₹10,000 – ₹3,00,00,000 | 5.85% |
| 6 months 1 day to 270 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 271 days to <1 yearFD_SC | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 1 yearFD_SC | ₹10,000 – ₹3,00,00,000 | 6.70% |
| >1 year to 2 years except 555 and 700 daysFD_SC | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 555 daysUTSAV_SC | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 700 daysUTSAV_SC | ₹10,000 – ₹3,00,00,000 | 6.95% |
| >2 years to <3 yearsFD_SC | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 3 years to <5 yearsFD_SC | ₹10,000 – ₹3,00,00,000 | 6.85% |
| 1111 daysGREEN_SC | ₹10,000 – ₹3,00,00,000 | 6.85% |
| 5 yearsFD_SC | ₹10,000 – ₹3,00,00,000 | 6.75% |
| >5 years to 7 yearsFD_SC | ₹10,000 – ₹3,00,00,000 | 6.45% |
| >7 years to 10 yearsFD_SC | ₹10,000 – ₹3,00,00,000 | 6.40% |
| >10 years to 20 years — restricted beneficiaries onlyFD_SC | ₹10,000 – ₹3,00,00,000 | 5.30% |
FD · Super SeniorFD_SSC
w.e.f. 2026-02-232 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 daysUTSAV_SSC | ₹10,000 – ₹3,00,00,000 | 7.05% |
| 700 daysUTSAV_SSC | ₹10,000 – ₹3,00,00,000 | 7.10% |
Floating-rate deposits
FD · Floating Rate (rate floats)FD_FLOATING
w.e.f. 2026-07-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 2 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 3 Years | ₹10,000 – ₹2,99,99,999 | 5.84% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 5.74% |
| 7 Years | ₹10,000 – ₹2,99,99,999 | 5.54% |
| 10 Years | ₹10,000 – ₹2,99,99,999 | 5.54% |
| >10 – 20 Years | ₹10,000 – ₹2,99,99,999 | 5.44% |
FD · Floating Rate · Senior CitizenFD_FLOATING_SC
w.e.f. 2026-07-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 2 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 3 Years | ₹10,000 – ₹2,99,99,999 | 6.34% |
| 5 Years | ₹10,000 – ₹2,99,99,999 | 6.24% |
| 7 Years | ₹10,000 – ₹2,99,99,999 | 6.04% |
| 10 Years | ₹10,000 – ₹2,99,99,999 | 6.04% |
| >10 – 20 Years | ₹10,000 – ₹2,99,99,999 | 5.94% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-02-231 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearsFD_TAX | ₹10,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-02-231 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearsFD_TAX_SC | ₹10,000 – ₹1,50,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 2 Years to <3years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 years to <5 years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| >5 years to 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
RD · SCRD_SC
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.70% |
| >1 Year to 2 Years | ₹500 – ₹2,99,99,999 | 6.75% |
| > 2 Years to <3years | ₹500 – ₹2,99,99,999 | 7.00% |
| 3 years to <5 years | ₹500 – ₹2,99,99,999 | 6.85% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.75% |
| >5 years to 7 years | ₹500 – ₹2,99,99,999 | 6.45% |
| >7 years to 10 years | ₹500 – ₹2,99,99,999 | 6.40% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up-to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 Lakh-Rs.5 Lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 Lakh to Rs.5 Cr | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 lakh to Rs.5lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 lakh to Rs.5 crore | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-08-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs.1 Lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs.1 lakh to Rs.5lakh | ₹1,00,000 – ₹5,00,000 | 2.55% |
| Above Rs.5 lakh to Rs.5 crore | ₹5,00,000 – ₹5,00,00,000 | 2.60% |
| Above Rs. 5 Cr to 100 Cr | ₹5,00,00,000 – ₹1,00,00,00,000 | 3.00% |
| Above Rs.100 Cr to Rs.500 Cr | ₹1,00,00,00,000 – ₹5,00,00,00,000 | 3.00% |
NRI deposits
NRENRE
2 w.e.f. dates live at once
w.e.f. 2026-03-25rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 700 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.45% |
w.e.f. 2026-02-23rate card 2 of 210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 2 Years to < 3 Years | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 3 years to < 5years | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 5.90% |
NRONRO
2 w.e.f. dates live at once
w.e.f. 2026-03-25rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 700 DaysUtsav Callable FD | ₹10,000 – ₹2,99,99,999 | 6.45% |
w.e.f. 2026-02-23rate card 2 of 219 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 07-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.15% |
| 46- 60 days | ₹10,000 – ₹2,99,99,999 | 4.35% |
| 61-90 days | ₹10,000 – ₹2,99,99,999 | 4.60% |
| 91 days-6 months | ₹10,000 – ₹2,99,99,999 | 5.35% |
| 6 months 1 day to 270 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 271 days up to < 1 year | ₹10,000 – ₹2,99,99,999 | 5.80% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.20% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| >1 Year to 2 Years (Except 555 Days and 700 Days) | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 2 Years to < 3 Years | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 3 years to < 5years | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 1111 DaysVasundhara Green Deposit | ₹10,000 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹10,000 – ₹2,99,99,999 | 6.25% |
| > 5 years to 7 years | ₹10,000 – ₹2,99,99,999 | 5.95% |
| >7 years to 10 years | ₹10,000 – ₹2,99,99,999 | 5.90% |
| >10 years to 20 years$ | ₹10,000 – ₹2,99,99,999 | 4.80% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-01USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 4.10% |
| 1 Year < 2 Years | — | 4.55% |
| 2 Years < 3 Years | — | 3.70% |
| 3 Years Only | — | 3.25% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-01GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 2.60% |
| 1 Year < 2 Years | — | 4.00% |
| 2 Years < 3 Years | — | 3.15% |
| 3 Years Only | — | 2.55% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-01EUR4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months 1 day < 1 Year | — | 0.25% |
| 1 Year < 2 Years | — | 2.65% |
| 2 Years < 3 Years | — | 1.95% |
| 3 Years Only | — | 1.70% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-07-01JPY1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year < 2 Years | — | 0.40% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2014-08-01EURrate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · EUR | — | 0.75% |
w.e.f. 2014-08-01GBPrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · GBP | — | 0.75% |
w.e.f. 2014-08-01USDrate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · USD | — | 0.50% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| >2 Years to < 3 Years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 Years to < 5 Years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 5 years - 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years - 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
NRO RDNRO_RD
w.e.f. 2026-02-237 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹500 – ₹2,99,99,999 | 6.20% |
| >1 year to 2 Years | ₹500 – ₹2,99,99,999 | 6.25% |
| >2 Years to < 3 Years | ₹500 – ₹2,99,99,999 | 6.50% |
| 3 Years to < 5 Years | ₹500 – ₹2,99,99,999 | 6.35% |
| 5 years | ₹500 – ₹2,99,99,999 | 6.25% |
| > 5 years - 7 years | ₹500 – ₹2,99,99,999 | 5.95% |
| >7 years - 10 years | ₹500 – ₹2,99,99,999 | 5.90% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-01USD15 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | USD 0 – USD 1,000,000 | 4.55% |
| 1 yr to less than 2 yrs | USD 1,000,000 – USD 5,000,000 | 4.65% |
| 1 yr to less than 2 yrs | USD 5,000,000 and above | 4.75% |
| 2 yrs to less than 3yrs | USD 0 – USD 1,000,000 | 3.70% |
| 2 yrs to less than 3yrs | USD 1,000,000 – USD 5,000,000 | 3.80% |
| 2 yrs to less than 3yrs | USD 5,000,000 and above | 3.95% |
| 3 yrs to less than 4 yrs | USD 0 – USD 1,000,000 | 3.25% |
| 3 yrs to less than 4 yrs | USD 1,000,000 – USD 5,000,000 | 3.25% |
| 3 yrs to less than 4 yrs | USD 5,000,000 and above | 3.35% |
| 4 yrs to less than 5 yrs | USD 0 – USD 1,000,000 | 3.15% |
| 4 yrs to less than 5 yrs | USD 1,000,000 – USD 5,000,000 | 3.20% |
| 4 yrs to less than 5 yrs | USD 5,000,000 and above | 3.35% |
| 5 years only | USD 0 – USD 1,000,000 | 3.15% |
| 5 years only | USD 1,000,000 – USD 5,000,000 | 3.20% |
| 5 years only | USD 5,000,000 and above | 3.35% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-01GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.00% |
| 2 yrs to less than 3yrs | — | 3.15% |
| 3 yrs to less than 4 yrs | — | 2.55% |
| 4 yrs to less than 5 yrs | — | 2.50% |
| 5 years only | — | 2.50% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-01EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 2.65% |
| 2 yrs to less than 3yrs | — | 1.95% |
| 3 yrs to less than 4 yrs | — | 1.70% |
| 4 yrs to less than 5 yrs | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-01JPY1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 0.40% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-01CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 2.85% |
| 2 yrs to less than 3yrs | — | 2.25% |
| 3 yrs to less than 4 yrs | — | 1.90% |
| 4 yrs to less than 5 yrs | — | 1.75% |
| 5 years only | — | 1.75% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-01AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 3.55% |
| 2 yrs to less than 3yrs | — | 2.55% |
| 3 yrs to less than 4 yrs | — | 2.05% |
| 4 yrs to less than 5 yrs | — | 1.95% |
| 5 years only | — | 1.80% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-07-01SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 1.85% |
| 2 yrs to less than 3yrs | — | 1.20% |
| 3 yrs to less than 4 yrs | — | 0.90% |
| 4 yrs to less than 5 yrs | — | 0.45% |
| 5 years only | — | 0.45% |
FCNR · HKD · CallableFCNR_HKD
w.e.f. 2026-07-01HKD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 0.50% |
| 2 yrs to less than 3yrs | — | 0.50% |
| 3 yrs to less than 4 yrs | — | 0.50% |
| 4 yrs to less than 5 yrs | — | 0.50% |
| 5 years only | — | 0.50% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-13USD9 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.50% |
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.55% |
| 3 yrs to less than 4 yrsIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.55% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.60% |
| 4 yrs to less than 5 yrsIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · upto USD 1 Mio | USD 0 – USD 1,000,000 | 6.55% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · USD >1 Mio to 5 Mio | USD 1,000,000 – USD 5,000,000 | 6.60% |
| 5 years onlyIDBI FCNR (B) Special Opportunity Deposit · USD above 5 Mio | USD 5,000,000 and above | 6.70% |
If you break it early
Breaking this deposit early — FD · General
Every band IDBI Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 7 days to 20 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹7,50,000 to ₹7,50,000 | 370 days to 370 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 555 days to 700 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 1111 days to 1111 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 7 days to 20 years
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source - ₹7,50,000 to ₹7,50,000 · 370 days to 370 days
“null”
Source - ₹10,000 to under ₹3 crore · 555 days to 700 days
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source - ₹10,000 to under ₹3 crore · 1111 days to 1111 days
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source
Breaking this deposit early — FD · Senior Citizen
Every band IDBI Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 7 days to 20 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 555 days to 700 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 1111 days to 1111 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 7 days to 20 years
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source - ₹10,000 to under ₹3 crore · 555 days to 700 days
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source - ₹10,000 to under ₹3 crore · 1111 days to 1111 days
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source
Breaking this deposit early — FD · Super Senior
Every band IDBI Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 555 days to 700 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 555 days to 700 days
“re for NRE Term Deposit is 1 year to 10 years. Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits. No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines. Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit. Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well. Effective from June 10, 2024, the maximum Retail Term Deposit(RTD) threshold has been enhanced to < Rs 3 Crores, from previously < Rs 2”
Source
Breaking this deposit early — Tax Saver
Every band IDBI Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 5 years to 5 years
“Digital Currency Offers Credit Card Offers Debit Card Offers Prepaid Card Offers Personal Corporate MSME AGRI NRI Preferred Banking GIFT CITY Home Accounts Fixed Deposit Account Suvidha Tax Saving Fixed Deposit Suvidha Tax Saving Fixed Deposit Suvidha Tax Saving Fixed Deposit Overview Features Submit Form 15G/H online How To Apply Domestic Interest Rates Service Charges Suvidha Tax Saving Fixed Deposit Invest IDBI Bank Suvidha Tax Saving Fixed Deposit, and take home and entire bank. Apply Now Overview IDBI Bank Tax-Saving Fixed Deposit which gives the dual benefits of tax exemption u/s 80c of the Income Tax Act and higher returns on your investments. Invest in IDBI Bank Fixed Deposit and take home an entire bank, read through to know how. Features Door to door complete banking experience. Any individual or HUF can invest in IDBI Bank Suvidha Tax - Saving Fixed Deposit You can invest up to Rs. 1.5 lac for 5 years Get a lump sum amount as saving as your deposits mature only after 5 years You can apply for Home Loans, Personal Loans and Education Loans, loans against Securities with minimal paperwork Simply put, opening an IDBI Bank Suvidha Tax-Saving Fixed Deposit Account is like opening the door to complete banking experience. How To Apply Get a Suvidha Tax Saving Fixed Deposit in 3 easy steps. 01. Get In Touch Call on our Phone Ba”
Source
Breaking this deposit early — Tax Saver SC
Every band IDBI Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 5 years to 5 years
“Digital Currency Offers Credit Card Offers Debit Card Offers Prepaid Card Offers Personal Corporate MSME AGRI NRI Preferred Banking GIFT CITY Home Accounts Fixed Deposit Account Suvidha Tax Saving Fixed Deposit Suvidha Tax Saving Fixed Deposit Suvidha Tax Saving Fixed Deposit Overview Features Submit Form 15G/H online How To Apply Domestic Interest Rates Service Charges Suvidha Tax Saving Fixed Deposit Invest IDBI Bank Suvidha Tax Saving Fixed Deposit, and take home and entire bank. Apply Now Overview IDBI Bank Tax-Saving Fixed Deposit which gives the dual benefits of tax exemption u/s 80c of the Income Tax Act and higher returns on your investments. Invest in IDBI Bank Fixed Deposit and take home an entire bank, read through to know how. Features Door to door complete banking experience. Any individual or HUF can invest in IDBI Bank Suvidha Tax - Saving Fixed Deposit You can invest up to Rs. 1.5 lac for 5 years Get a lump sum amount as saving as your deposits mature only after 5 years You can apply for Home Loans, Personal Loans and Education Loans, loans against Securities with minimal paperwork Simply put, opening an IDBI Bank Suvidha Tax-Saving Fixed Deposit Account is like opening the door to complete banking experience. How To Apply Get a Suvidha Tax Saving Fixed Deposit in 3 easy steps. 01. Get In Touch Call on our Phone Ba”
Source
Not yet verified
We have not read and recorded IDBI Bank’s premature-withdrawal terms for FD · Floating Rate (rate floats), FD · Floating Rate · Senior Citizen, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · HKD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by IDBI Bank
40 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Floating-rate deposits
- FD · Floating Rate · Super Seniorsource ↗checked 2026-07-27
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-27
Recurring deposits
- RD · SSCsource ↗checked 2026-07-27
Auto-sweep
Floating-rate savings
- Floating-Rate Savings (benchmark-linked)source ↗checked 2026-07-28
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-27
- NRO · Non-Callablesource ↗checked 2026-07-27
- RFC · AUD (returned NRI)source ↗checked 2026-07-27
- RFC · CAD (returned NRI)source ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-27
- RFC · HKD (returned NRI)source ↗checked 2026-07-27
- RFC · NZD (returned NRI)source ↗checked 2026-07-27
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-27
- RFC · SGD (returned NRI)source ↗checked 2026-07-27
FCNR — callable
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-27
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-27
- FCNR · DKK (Krone) · Non-Callablesource ↗checked 2026-07-27
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-27
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-27
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-27
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-27
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-27
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-27
Foreign-currency savings
- FCY Savings (foreign currency)source ↗checked 2026-07-27
Financial healthQ4FY26
Full transparency report →- GNPA
- 2.98%
- NNPA
- 0.10%
- CAR
- 22.50%
- CASA
- 44.80%
- ROA
- 2.10%
- ROE
- 21.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as IDBI Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 202 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.