Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-199 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 45 Daysregular | ₹10,000 – ₹3,00,00,000 | 2.75% |
| 46 to 90 Daysregular | ₹10,000 – ₹3,00,00,000 | 4.00% |
| 91 to 184 Daysregular | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 185 to < 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 1 Year to < 18 Monthsregular | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 18 Months to 2 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.30% |
| 2 Years 1 Day to 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 Day to 5 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 5 Years 1 Day to 10 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-199 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 45 Daysregular | ₹10,000 – ₹3,00,00,000 | 3.25% |
| 46 to 90 Daysregular | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 to 184 Daysregular | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 185 to < 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 1 Year to < 18 Monthsregular | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 18 Months to 2 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.80% |
| 2 Years 1 Day to 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.95% |
| 3 Years 1 Day to 5 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 5 Years 1 Day to 10 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.00% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-191 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 yearstax_saver | ₹10,000 – ₹1,50,000 | 6.50% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-191 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 yearstax_saver | ₹10,000 – ₹1,50,000 | 7.10% |
Recurring deposits
RDRD
w.e.f. 2025-12-297 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to 6 Months | ₹500 and above | 4.50% |
| 6 Months 1 Day to 9 Months | ₹500 and above | 5.50% |
| 9 Months 1 Day to 15 Months | ₹500 and above | 6.25% |
| 15 Months 1 Day to 2 Years | ₹500 and above | 6.30% |
| 2 Years 1 Day to 3 Years | ₹500 and above | 6.45% |
| 3 Years 1 Day to 5 Years | ₹500 and above | 6.50% |
| 5 Years 1 Day to 10 Years | ₹500 and above | 6.50% |
RD · SCRD_SC
w.e.f. 2025-12-297 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to 6 Months | ₹500 and above | 5.00% |
| 6 Months 1 Day to 9 Months | ₹500 and above | 6.00% |
| 9 Months 1 Day to 15 Months | ₹500 and above | 6.75% |
| 15 Months 1 Day to 2 Years | ₹500 and above | 6.80% |
| 2 Years 1 Day to 3 Years | ₹500 and above | 6.95% |
| 3 Years 1 Day to 5 Years | ₹500 and above | 7.10% |
| 5 Years 1 Day to 10 Years | ₹500 and above | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-06-261 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Across all account balances | ₹0 and above | 2.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-06-261 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Across all account balances | ₹0 and above | 2.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-06-261 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Across all account balances | ₹0 and above | 2.50% |
NRI deposits
NRENRE
w.e.f. 2026-07-225 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 18 Months | ₹10,000 and above | 6.25% |
| 18 Months to 2 Years | ₹10,000 and above | 6.30% |
| 2 Years 1 Day to 3 Years | ₹10,000 and above | 6.45% |
| 3 Years 1 Day to 5 Years | ₹10,000 and above | 6.50% |
| 5 Years 1 Day to 10 Years | ₹10,000 and above | 6.50% |
NRONRO
w.e.f. 2026-07-229 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 to 45 Days | ₹10,000 and above | 2.75% |
| 46 to 90 Days | ₹10,000 and above | 4.00% |
| 91 to 184 Days | ₹10,000 and above | 4.50% |
| 185 to < 1 Year | ₹10,000 and above | 5.50% |
| 1 Year to < 18 Months | ₹10,000 and above | 6.25% |
| 18 Months to 2 Years | ₹10,000 and above | 6.30% |
| 2 Years 1 Day to 3 Years | ₹10,000 and above | 6.45% |
| 3 Years 1 Day to 5 Years | ₹10,000 and above | 6.50% |
| 5 Years 1 Day to 10 Years | ₹10,000 and above | 6.50% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2025-12-295 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 18 Months | ₹500 and above | 6.25% |
| 18 Months to < 27 Months | ₹500 and above | 6.30% |
| 27 Months to 3 Years | ₹500 and above | 6.45% |
| Above 3 Years to 5 Years | ₹500 and above | 6.50% |
| Above 5 Years to 10 Years | ₹500 and above | 6.50% |
NRO RDNRO_RD
w.e.f. 2025-12-297 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months to < 9 Months | ₹500 and above | 4.50% |
| 9 Months to < 1 Year | ₹500 and above | 5.50% |
| 1 Year to < 18 Months | ₹500 and above | 6.25% |
| 18 Months to < 27 Months | ₹500 and above | 6.30% |
| 27 Months to 3 Years | ₹500 and above | 6.45% |
| Above 3 Years to 5 Years | ₹500 and above | 6.50% |
| Above 5 Years to 10 Years | ₹500 and above | 6.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-11USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to < 24 months | — | 3.85% |
| ≥ 24 months to < 36 months | — | 3.85% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-11GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to < 24 months | — | 4.10% |
| ≥ 24 months to < 36 months | — | 3.85% |
| ≥ 36 months to < 48 months | — | 5.90% |
| ≥ 48 months to < 60 months | — | 5.90% |
| 60 Months | — | 5.90% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-06-11CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to < 24 months | — | 2.35% |
| ≥ 24 months to < 36 months | — | 2.45% |
| ≥ 36 months to < 48 months | — | 4.50% |
| ≥ 48 months to < 60 months | — | 4.50% |
| 60 Months | — | 4.50% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-11AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to < 24 months | — | 4.35% |
| ≥ 24 months to < 36 months | — | 4.20% |
| ≥ 36 months to < 48 months | — | 6.25% |
| ≥ 48 months to < 60 months | — | 6.25% |
| 60 Months | — | 6.25% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-06-11SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to < 24 months | — | 1.25% |
| ≥ 24 months to < 36 months | — | 1.20% |
| ≥ 36 months to < 48 months | — | 3.40% |
| ≥ 48 months to < 60 months | — | 3.40% |
| 60 Months | — | 3.40% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-11USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| ≥ 36 months to < 48 months | — | 6.00% |
| ≥ 48 months to < 60 months | — | 6.00% |
| 60 months | — | 6.00% |
If you break it early
Breaking this deposit early — FD · General
Every band ICICI Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹10,000 to under ₹3 crore | 7 days to under 1 year | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 1 year to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 36500 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 0 days to 6 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 7 days to under 1 year
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 1 year to 10 years
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band ICICI Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹10,000 to under ₹3 crore | 7 days to under 1 year | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 1 year to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 36500 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 0 days to 6 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 7 days to under 1 year
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source - ₹10,000 to under ₹3 crore · 1 year to 10 years
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source
Breaking this deposit early — Tax Saver
Every band ICICI Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 0 days to 36500 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source
Breaking this deposit early — Tax Saver SC
Every band ICICI Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 0 days to 36500 days
“Updated on Apr 16, 2026 Cumulative Fixed Deposits are Fixed Deposits where interest is compounded quarterly and reinvested with principal amount. Traditional Fixed Deposits are Fixed Deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the Customer/s at the time of creating the Fixed Deposits. Interest rates are money market (i.e., simple interest) rates for tenures up to 6 months and quarterly compounded rates for tenures of 6 months and above. For Cumulative Fixed Deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the Cumulative Fixed Deposits amount for remaining number of days. For interest calculation, a calendar year is taken to consist of 365 days irrespective of whether it is a leap year. Upon premature withdrawal, interest on the deposit shall be calculated and paid for the tenure during which the deposit actually remained with the Bank, at the interest rate that prevailed at the time of booking the Deposit. Tenure of deposit | Less than ₹25 crore | ₹25 crore and above Less than 1 year | 0.50% | 0.50% 1 year and above but <5 years | 1.00% | 1.00% 5 years and above | 1.00% | 1.50% The Fixed Deposit does not have premature withdrawal facility i.e. the Fixed Deposit cannot be closed by the depositor before expiry of the term of such deposit. The minimum amount of Deposit which can be placed with the Bank shall be ₹10,000 and the maximum amount of Deposit which can be placed shall be ₹150,000 in multiples of ₹100. Only individuals and HUF - Indian Residents are eligible for applying for the Deposit. The maturity period of a Deposit receipt of any denomination shall be five years commencing from the date of the receipt. No Deposit shall be encashed before the expiry of five years from the date of the respective receipt.”
Source
Not yet verified
We have not read and recorded ICICI Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by ICICI Bank
39 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-20
- NRO · Non-Callablesource ↗checked 2026-07-20
- RFC · AUD (returned NRI)source ↗checked 2026-07-18
- RFC · CAD (returned NRI)source ↗checked 2026-07-18
- RFC · CHF (returned NRI)source ↗checked 2026-07-18
- RFC · EUR (returned NRI)source ↗checked 2026-07-18
- RFC · GBP (returned NRI)source ↗checked 2026-07-18
- RFC · HKD (returned NRI)source ↗checked 2026-07-18
- RFC · NZD (returned NRI)source ↗checked 2026-07-18
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-18
- RFC · SGD (returned NRI)source ↗checked 2026-07-18
- RFC · USD (returned NRI)source ↗checked 2026-07-18
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-18
- RFC Savings (returned NRI)source ↗checked 2026-07-18
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-18
- FCNR · EUR · Callablesource ↗checked 2026-07-18
- FCNR · HKD · Callablesource ↗checked 2026-07-18
- FCNR · NZD · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-18
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-18
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-18
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-18
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-18
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-18
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-18
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-18
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-18
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-18
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.60%
- NNPA
- 0.30%
- CAR
- 15.30%
- CASA
- 38.00%
- ROA
- 2.38%
- ROE
- 17.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as ICICI Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 88 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.