What we know is incomplete on this page
- 2 live rows carry no rate. NRE Savings Sweep, NRO Savings Sweep. The row is published but the rate cell is empty, and it is not flagged as "not offered". We show the gap rather than a dash — a dash would read as a rate. Awaiting a re-crawl of the bank's page.
- 8 products live under more than one w.e.f.. RD (4), RD · SC (4), RFC · USD (returned NRI) (3), RFC · GBP (returned NRI) (3), RFC · EUR (returned NRI) (3), RFC · YEN (JPY) (returned NRI) (3), NRE RD (4), NRO RD (4). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 daysregular | ₹5,000 – ₹3,00,00,000 | 2.75% |
| 15-29 daysregular | ₹5,000 – ₹3,00,00,000 | 2.75% |
| 30-45 daysregular | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 46-60 daysregular | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 61-89 daysregular | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 90 days <= 6 monthsregular | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 6 months 1 day <=9 monthsregular | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 9 months 1 day to < 1 Yearregular | ₹5,000 – ₹3,00,00,000 | 5.75% |
| 1 Year to < 15 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to < 15 monthshealth | ₹5,00,000 – ₹2,99,00,000 | 6.25% |
| 15 months to < 18 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.35% |
| 15 months to < 18 monthshealth | ₹5,00,000 – ₹2,99,00,000 | 6.35% |
| 18 months to < 21 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 18 months to < 21 monthshealth | ₹5,00,000 – ₹2,99,00,000 | 6.45% |
| 21 months to 2 yearsregular | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 yearshealth | ₹5,00,000 – ₹2,99,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Monthsregular | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Monthshealth | ₹5,00,000 – ₹2,99,00,000 | 6.45% |
| 2 Years 11 Months (35 months)regular | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months)health | ₹5,00,000 – ₹2,99,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Yearregular | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Yearhealth | ₹5,00,000 – ₹2,99,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Monthsregular | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 3 Years 1 day to < 4 Years 7 Monthshealth | ₹5,00,000 – ₹2,99,00,000 | 6.50% |
| 4 Year 7 Months (55 months)regular | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months (55 months)health | ₹5,00,000 – ₹2,99,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Yearsregular | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Yearshealth | ₹5,00,000 – ₹2,99,00,000 | 6.40% |
| 5 Years 1 day to 10 Yearsregular | ₹5,000 – ₹3,00,00,000 | 6.15% |
| 5 Years 1 day to 10 Yearshealth | ₹5,00,000 – ₹2,99,00,000 | 6.15% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 daysregular | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 15-29 daysregular | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 30-45 daysregular | ₹5,000 – ₹3,00,00,000 | 3.75% |
| 46-60 daysregular | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 61-89 daysregular | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 90 days <= 6 monthsregular | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 6 months 1 day <=9 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.00% |
| 9 months 1 day to < 1 Yearregular | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to < 15 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.75% |
| 15 months to < 18 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.85% |
| 18 months to < 21 monthsregular | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 21 months to 2 yearsregular | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 1 day to < 2 Year 11 Monthsregular | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 11 Months (35 months)regular | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 11 Months 1 day <= 3 Yearregular | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 3 Years 1 day to < 4 Years 7 Monthsregular | ₹5,000 – ₹3,00,00,000 | 7.10% |
| 4 Year 7 Months (55 months)regular | ₹5,000 – ₹3,00,00,000 | 6.90% |
| 4 Year 7 Months 1 day <=5 Yearsregular | ₹5,000 – ₹3,00,00,000 | 6.90% |
| 5 Years 1 day to 10 Yearsregular | ₹5,000 – ₹3,00,00,000 | 6.65% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 monthsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 monthsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 monthsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 yearsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 yearsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 yearsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 yearsnc | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar yearstax | ₹5,000 – ₹1,50,000 | 6.40% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar yearstax | ₹5,000 – ₹1,50,000 | 6.90% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.25% |
| 9 Months | ₹1,000 and above | 5.50% |
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 7.00% |
| 42 Months | ₹1,000 and above | 7.00% |
| 45 Months | ₹1,000 and above | 7.00% |
| 48 Months | ₹1,000 and above | 7.00% |
| 51 Months | ₹1,000 and above | 7.00% |
| 54 Months | ₹1,000 and above | 7.00% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.95% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.85% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.75% |
| 9 Months | ₹1,000 and above | 6.00% |
| 12 Months | ₹1,000 and above | 6.75% |
| 21 Months | ₹1,000 and above | 6.95% |
| 24 Months | ₹1,000 and above | 6.95% |
| 27 Months | ₹1,000 and above | 6.95% |
| 30 Months | ₹1,000 and above | 6.95% |
| 33 Months | ₹1,000 and above | 6.95% |
| 36 Months | ₹1,000 and above | 6.95% |
| 57 Months | ₹1,000 and above | 6.90% |
| 60 Months | ₹1,000 and above | 6.90% |
| 63 Months | ₹1,000 and above | 6.65% |
| 66 Months | ₹1,000 and above | 6.65% |
| 69 Months | ₹1,000 and above | 6.65% |
| 72 Months | ₹1,000 and above | 6.65% |
| 75 Months | ₹1,000 and above | 6.65% |
| 78 Months | ₹1,000 and above | 6.65% |
| 81 Months | ₹1,000 and above | 6.65% |
| 84 Months | ₹1,000 and above | 6.65% |
| 87 Months | ₹1,000 and above | 6.65% |
| 90 Months | ₹1,000 and above | 6.65% |
| 93 Months | ₹1,000 and above | 6.65% |
| 96 Months | ₹1,000 and above | 6.65% |
| 99 Months | ₹1,000 and above | 6.65% |
| 102 Months | ₹1,000 and above | 6.65% |
| 105 Months | ₹1,000 and above | 6.65% |
| 108 Months | ₹1,000 and above | 6.65% |
| 111 Months | ₹1,000 and above | 6.65% |
| 114 Months | ₹1,000 and above | 6.65% |
| 117 Months | ₹1,000 and above | 6.65% |
| 120 Months | ₹1,000 and above | 6.65% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
Auto-sweep
Savings SweepSAVINGS_SWEEP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year 1 day (fixed)SavingsMax + Kid's Advantage MoneyMaximizer | ₹1,25,000 – ₹14,99,999 | 6.25% |
NRE Savings SweepNRE_SAVINGS_SWEEP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| linked NRE Fixed Deposit (tenure customer-chosen)NRE Sweep-In | up to ₹3,00,00,000 | rate not captured |
NRO Savings SweepNRO_SAVINGS_SWEEP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| linked NRO Fixed Deposit (tenure customer-chosen)NRO Sweep-In | up to ₹3,00,00,000 | rate not captured |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 15 months to < 18 months | ₹5,000 – ₹3,00,00,000 | 6.35% |
| 18 months to < 21 months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months) | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Year | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Months | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 4 Year 7 Months (55 months) | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Years | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 5 Years 1 day to 10 Years | ₹5,000 – ₹3,00,00,000 | 6.15% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹25,000 – ₹3,00,00,000 | 2.75% |
| 15-29 days | ₹25,000 – ₹3,00,00,000 | 2.75% |
| 30-45 days | ₹25,000 – ₹3,00,00,000 | 3.25% |
| 46-60 days | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 61-89 days | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 90 days <= 6 months | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 6 months 1 day <=9 months | ₹25,000 – ₹3,00,00,000 | 5.50% |
| 9 months 1 day to < 1 Year | ₹25,000 – ₹3,00,00,000 | 5.75% |
| 1 Year to < 15 months | ₹25,000 – ₹3,00,00,000 | 6.25% |
| 15 months to < 18 months | ₹25,000 – ₹3,00,00,000 | 6.35% |
| 18 months to < 21 months | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Months | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months) | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Year | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Months | ₹25,000 – ₹3,00,00,000 | 6.50% |
| 4 Year 7 Months (55 months) | ₹25,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Years | ₹25,000 – ₹3,00,00,000 | 6.40% |
| 5 Years 1 day to 10 Years | ₹25,000 – ₹3,00,00,000 | 6.15% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | USD 0 – USD 100,000 | 3.50% |
| 1 Year-less than 2 years | USD 100,000 – USD 500,000 | 3.50% |
| 1 Year-less than 2 years | USD 500,000 – USD 1,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 1,000,000 – USD 10,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 10,000,000 – USD 20,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 20,000,000 – USD 100,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 100,000,000 and above | 3.50% |
| 2 years - less than 3 years | USD 0 – USD 100,000 | 3.25% |
| 2 years - less than 3 years | USD 100,000 – USD 500,000 | 3.25% |
| 2 years - less than 3 years | USD 500,000 – USD 1,000,000 | 3.25% |
| 2 years - less than 3 years | USD 1,000,000 – USD 10,000,000 | 3.25% |
| 2 years - less than 3 years | USD 10,000,000 – USD 20,000,000 | 3.25% |
| 2 years - less than 3 years | USD 20,000,000 – USD 100,000,000 | 3.25% |
| 2 years - less than 3 years | USD 100,000,000 and above | 3.25% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | USD 0 – USD 100,000 | 3.80% |
| 3 years only | USD 100,000 – USD 500,000 | 3.80% |
| 3 years only | USD 500,000 – USD 1,000,000 | 3.80% |
| 3 years only | USD 1,000,000 – USD 10,000,000 | 3.80% |
| 3 years only | USD 10,000,000 – USD 20,000,000 | 3.80% |
| 3 years only | USD 20,000,000 – USD 100,000,000 | 3.80% |
| 3 years only | USD 100,000,000 and above | 3.80% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | USD 0 – USD 100,000 | 0.01% |
| Less than 29 Days | USD 100,000 – USD 500,000 | 0.01% |
| Less than 29 Days | USD 500,000 – USD 1,000,000 | 0.01% |
| Less than 29 Days | USD 1,000,000 – USD 10,000,000 | 0.01% |
| Less than 29 Days | USD 10,000,000 – USD 20,000,000 | 0.01% |
| Less than 29 Days | USD 20,000,000 – USD 100,000,000 | 0.01% |
| Less than 29 Days | USD 100,000,000 and above | 0.01% |
| 30 days - 3 Months | USD 0 – USD 100,000 | 0.01% |
| 30 days - 3 Months | USD 100,000 – USD 500,000 | 0.01% |
| 30 days - 3 Months | USD 500,000 – USD 1,000,000 | 0.01% |
| 30 days - 3 Months | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 30 days - 3 Months | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 30 days - 3 Months | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 30 days - 3 Months | USD 100,000,000 and above | 0.01% |
| 3 Months 1day - 6 Months | USD 0 – USD 100,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 100,000 – USD 500,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 500,000 – USD 1,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 100,000,000 and above | 0.01% |
| 6 Months 1day to less than 1 Year | USD 0 – USD 100,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 100,000 – USD 500,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 500,000 – USD 1,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 100,000,000 and above | 0.01% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 3.40% |
| 2 years - less than 3 years | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 2.30% |
| 2 years - less than 3 years | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 0.90% |
| 2 years - less than 3 years | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC Savings (returned NRI)RFC_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.25% |
| 9 Months | ₹1,000 and above | 5.50% |
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | USD 1,000 – USD 1,000,000 | 3.50% |
| 2 years - less than 3 years | USD 1,000 – USD 1,000,000 | 3.25% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | GBP 2,500 – GBP 800,000 | 3.40% |
| 2 years - less than 3 years | GBP 2,500 – GBP 800,000 | 3.25% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | EUR 2,500 – EUR 920,000 | 2.30% |
| 2 years - less than 3 years | EUR 2,500 – EUR 920,000 | 1.90% |
FCNR · YEN (JPY) · CallableFCNR_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | JPY 750,000 – JPY 150,000,000 | 0.90% |
FCNR · CAD · CallableFCNR_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | CAD 1,000 – CAD 1,400,000 | 2.30% |
| 2 years - less than 3 years | CAD 1,000 – CAD 1,400,000 | 2.10% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | AUD 1,000 – AUD 1,500,000 | 3.50% |
| 2 years - less than 3 years | AUD 1,000 – AUD 1,500,000 | 3.25% |
FCNR · SGD · CallableFCNR_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | SGD 2,500 – SGD 1,350,000 | 1.15% |
| 2 years - less than 3 years | SGD 2,500 – SGD 1,350,000 | 1.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | USD 1,000 – USD 1,000,000 | 6.00% |
| 4 years to less than 5 years | USD 1,000 – USD 1,000,000 | 6.00% |
| 5 years only | USD 1,000 – USD 1,000,000 | 6.00% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | GBP 2,500 – GBP 800,000 | 5.90% |
| 4 years to less than 5 years | GBP 2,500 – GBP 800,000 | 5.90% |
| 5 years only | GBP 2,500 – GBP 800,000 | 5.90% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | EUR 2,500 – EUR 920,000 | 4.50% |
| 4 years to less than 5 years | EUR 2,500 – EUR 920,000 | 4.55% |
| 5 years only | EUR 2,500 – EUR 920,000 | 4.55% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | CAD 1,000 – CAD 1,400,000 | 4.50% |
| 4 years to less than 5 years | CAD 1,000 – CAD 1,400,000 | 4.50% |
| 5 years only | CAD 1,000 – CAD 1,400,000 | 4.50% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | AUD 1,000 – AUD 1,500,000 | 6.25% |
| 4 years to less than 5 years | AUD 1,000 – AUD 1,500,000 | 6.25% |
| 5 years only | AUD 1,000 – AUD 1,500,000 | 6.25% |
FCNR · SGD · Non-CallableFCNR_SGD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | SGD 2,500 – SGD 1,350,000 | 3.40% |
| 4 years to less than 5 years | SGD 2,500 – SGD 1,350,000 | 3.40% |
| 5 years only | SGD 2,500 – SGD 1,350,000 | 3.40% |
If you break it early
Breaking this deposit early — FD · General
Every band HDFC Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹5 lakh to ₹299 lakh | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to ₹299 lakh | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to under ₹3 crore · 0 days to 6 days
“The term deposit must run for a minimum tenor of 7 days from the date of value date in order to earn any interest. Premature withdrawals before this minimum tenor will result in zero interest payment”
Source - ₹5 lakh to ₹299 lakh · 0 days to 6 days
“The term deposit must run for a minimum tenor of 7 days from the date of value date in order to earn any interest. Premature withdrawals before this minimum tenor will result in zero interest payment”
Source - ₹5,000 to under ₹3 crore · 7 days to 10 years
“the interest rate applicable for premature withdrawal including Sweep-in/Partial Withdrawal will be 1% less (penalty as applicable) of the rate on the date of deposit booked to the period for which deposit remained with the bank and not at the contracted rate.”
Source - ₹5 lakh to ₹299 lakh · 7 days to 10 years
“the interest rate applicable for premature withdrawal including Sweep-in/Partial Withdrawal will be 1% less (penalty as applicable) of the rate on the date of deposit booked to the period for which deposit remained with the bank and not at the contracted rate.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band HDFC Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to under ₹3 crore · 0 days to 6 days
“The term deposit must run for a minimum tenor of 7 days from the date of value date in order to earn any interest. Premature withdrawals before this minimum tenor will result in zero interest payment”
Source - ₹5,000 to under ₹3 crore · 7 days to 10 years
“the interest rate applicable for premature withdrawal including Sweep-in/Partial Withdrawal will be 1% less (penalty as applicable) of the rate on the date of deposit booked to the period for which deposit remained with the bank and not at the contracted rate.”
Source
Breaking this deposit early — FD · Non-Callable
Every band HDFC Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹2 crore to under ₹3 crore | 1 year to 10 years | cannot be closed early |
The bank’s own wording
- ₹2 crore to under ₹3 crore · 1 year to 10 years
“The Deposits cannot be closed by the depositor before expiry of the tenure.”
Source
Breaking this deposit early — Tax Saver
Every band HDFC Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹5,000 to ₹1,50,000 · 5 years to 5 years
“premature withdrawal facility is not allowed under Non withdrawable FD and Tax Saver Deposit (5 Year lock-in).”
Source
Breaking this deposit early — Tax Saver SC
Every band HDFC Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹5,000 to ₹1,50,000 · 5 years to 5 years
“premature withdrawal facility is not allowed under Non withdrawable FD and Tax Saver Deposit (5 Year lock-in).”
Source
Not yet verified
We have not read and recorded HDFC Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, Savings Sweep, NRE Savings Sweep, NRO Savings Sweep, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable, FCNR · SGD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by HDFC Bank
21 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-18
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-26
- RFC · CAD (returned NRI)source ↗checked 2026-07-26
- RFC · CHF (returned NRI)source ↗checked 2026-07-26
- RFC · HKD (returned NRI)source ↗checked 2026-07-26
- RFC · NZD (returned NRI)source ↗checked 2026-07-26
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-26
- RFC · SGD (returned NRI)source ↗checked 2026-07-26
FCNR — callable
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.20%
- NNPA
- 0.32%
- CAR
- 20.50%
- CASA
- 36.00%
- ROA
- 2.05%
- ROE
- 15.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as HDFC Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 365 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.