What we know is incomplete on this page
- 2 live rows carry no rate. NRE Savings Sweep, NRO Savings Sweep. The row is published but the rate cell is empty, and it is not flagged as "not offered". We show the gap rather than a dash — a dash would read as a rate. Awaiting a re-crawl of the bank's page.
- 8 products live under more than one w.e.f.. RD (4), RD · SC (4), RFC · USD (returned NRI) (3), RFC · GBP (returned NRI) (3), RFC · EUR (returned NRI) (3), RFC · YEN (JPY) (returned NRI) (3), NRE RD (4), NRO RD (4). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-03-0619 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹5,000 – ₹3,00,00,000 | 2.75% |
| 15-29 days | ₹5,000 – ₹3,00,00,000 | 2.75% |
| 30-45 days | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 46-60 days | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 61-89 days | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 90 days <= 6 months | ₹5,000 – ₹3,00,00,000 | 4.25% |
| 6 months 1 day <=9 months | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 9 months 1 day to < 1 Year | ₹5,000 – ₹3,00,00,000 | 5.75% |
| 1 Year to < 15 months | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 15 months to < 18 months | ₹5,000 – ₹3,00,00,000 | 6.35% |
| 18 months to < 21 months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months)hdfc_special_35m | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Year | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Months | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 4 Year 7 Months (55 months)hdfc_special_55m | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Years | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 5 Years 1 day to 10 Years | ₹5,000 – ₹3,00,00,000 | 6.15% |
FD · Senior CitizenFD_SC
w.e.f. 2026-03-0619 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 15-29 days | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 30-45 days | ₹5,000 – ₹3,00,00,000 | 3.75% |
| 46-60 days | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 61-89 days | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 90 days <= 6 months | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 6 months 1 day <=9 months | ₹5,000 – ₹3,00,00,000 | 6.00% |
| 9 months 1 day to < 1 Year | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 1 Year to < 15 months | ₹5,000 – ₹3,00,00,000 | 6.75% |
| 15 months to < 18 months | ₹5,000 – ₹3,00,00,000 | 6.85% |
| 18 months to < 21 months | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 21 months to 2 years | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 1 day to < 2 Year 11 Months | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 11 Months (35 months)hdfc_special_35m | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 2 Years 11 Months 1 day <= 3 Year | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 3 Years 1 day to < 4 Years 7 Months | ₹5,000 – ₹3,00,00,000 | 7.00% |
| 4 Year 7 Months (55 months)hdfc_special_55m | ₹5,000 – ₹3,00,00,000 | 6.90% |
| 4 Year 7 Months 1 day <=5 Years | ₹5,000 – ₹3,00,00,000 | 6.90% |
| 5 Years 1 day to 10 Years | ₹5,000 – ₹3,00,00,000 | 6.65% |
FD · Non-CallableFD_NC
w.e.f. 2026-07-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 months | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 months | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 years | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-03-061 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver lock-in)inherited_from_fd | ₹5,000 – ₹1,50,000 | 6.40% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-03-061 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Tax Saver lock-in)inherited_from_fd | ₹5,000 – ₹1,50,000 | 6.90% |
Recurring deposits
RDRD
4 w.e.f. dates live at once
w.e.f. 2026-03-06rate card 1 of 46 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
w.e.f. 2025-12-17rate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
w.e.f. 2025-06-25rate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
w.e.f. 2025-06-10rate card 4 of 431 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.25% |
| 9 Months | ₹1,000 and above | 5.50% |
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
RD · SCRD_SC
4 w.e.f. dates live at once
w.e.f. 2026-03-06rate card 1 of 46 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 7.00% |
| 42 Months | ₹1,000 and above | 7.00% |
| 45 Months | ₹1,000 and above | 7.00% |
| 48 Months | ₹1,000 and above | 7.00% |
| 51 Months | ₹1,000 and above | 7.00% |
| 54 Months | ₹1,000 and above | 7.00% |
w.e.f. 2025-12-17rate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.95% |
w.e.f. 2025-06-25rate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.85% |
w.e.f. 2025-06-10rate card 4 of 431 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.75% |
| 9 Months | ₹1,000 and above | 6.00% |
| 12 Months | ₹1,000 and above | 6.75% |
| 21 Months | ₹1,000 and above | 6.95% |
| 24 Months | ₹1,000 and above | 6.95% |
| 27 Months | ₹1,000 and above | 6.95% |
| 30 Months | ₹1,000 and above | 6.95% |
| 33 Months | ₹1,000 and above | 6.95% |
| 36 Months | ₹1,000 and above | 6.95% |
| 57 Months | ₹1,000 and above | 6.90% |
| 60 Months | ₹1,000 and above | 6.90% |
| 63 Months | ₹1,000 and above | 6.65% |
| 66 Months | ₹1,000 and above | 6.65% |
| 69 Months | ₹1,000 and above | 6.65% |
| 72 Months | ₹1,000 and above | 6.65% |
| 75 Months | ₹1,000 and above | 6.65% |
| 78 Months | ₹1,000 and above | 6.65% |
| 81 Months | ₹1,000 and above | 6.65% |
| 84 Months | ₹1,000 and above | 6.65% |
| 87 Months | ₹1,000 and above | 6.65% |
| 90 Months | ₹1,000 and above | 6.65% |
| 93 Months | ₹1,000 and above | 6.65% |
| 96 Months | ₹1,000 and above | 6.65% |
| 99 Months | ₹1,000 and above | 6.65% |
| 102 Months | ₹1,000 and above | 6.65% |
| 105 Months | ₹1,000 and above | 6.65% |
| 108 Months | ₹1,000 and above | 6.65% |
| 111 Months | ₹1,000 and above | 6.65% |
| 114 Months | ₹1,000 and above | 6.65% |
| 117 Months | ₹1,000 and above | 6.65% |
| 120 Months | ₹1,000 and above | 6.65% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 and above | 2.50% |
Auto-sweep
Savings SweepSAVINGS_SWEEP
w.e.f. 2026-03-061 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year 1 day (fixed)SavingsMax + Kid's Advantage MoneyMaximizer | ₹1,25,000 – ₹14,99,999 | 6.25% |
NRE Savings SweepNRE_SAVINGS_SWEEP
1 row with no rate
w.e.f. 2009-06-121 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| linked NRE Fixed Deposit (tenure customer-chosen)NRE Sweep-In | up to ₹3,00,00,000 | rate not captured |
NRO Savings SweepNRO_SAVINGS_SWEEP
1 row with no rate
w.e.f. 2009-06-121 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| linked NRO Fixed Deposit (tenure customer-chosen)NRO Sweep-In | up to ₹3,00,00,000 | rate not captured |
NRI deposits
NRENRE
w.e.f. 2026-03-0611 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 15 months to < 18 months | ₹5,000 – ₹3,00,00,000 | 6.35% |
| 18 months to < 21 months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months) | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Year | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Months | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 4 Year 7 Months (55 months) | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Years | ₹5,000 – ₹3,00,00,000 | 6.40% |
| 5 Years 1 day to 10 Years | ₹5,000 – ₹3,00,00,000 | 6.15% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-07-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
NRONRO
w.e.f. 2026-03-0619 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹25,000 – ₹3,00,00,000 | 2.75% |
| 15-29 days | ₹25,000 – ₹3,00,00,000 | 2.75% |
| 30-45 days | ₹25,000 – ₹3,00,00,000 | 3.25% |
| 46-60 days | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 61-89 days | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 90 days <= 6 months | ₹25,000 – ₹3,00,00,000 | 4.25% |
| 6 months 1 day <=9 months | ₹25,000 – ₹3,00,00,000 | 5.50% |
| 9 months 1 day to < 1 Year | ₹25,000 – ₹3,00,00,000 | 5.75% |
| 1 Year to < 15 months | ₹25,000 – ₹3,00,00,000 | 6.25% |
| 15 months to < 18 months | ₹25,000 – ₹3,00,00,000 | 6.35% |
| 18 months to < 21 months | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 1 day to < 2 Year 11 Months | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months (35 months) | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 2 Years 11 Months 1 day <= 3 Year | ₹25,000 – ₹3,00,00,000 | 6.45% |
| 3 Years 1 day to < 4 Years 7 Months | ₹25,000 – ₹3,00,00,000 | 6.50% |
| 4 Year 7 Months (55 months) | ₹25,000 – ₹3,00,00,000 | 6.40% |
| 4 Year 7 Months 1 day <=5 Years | ₹25,000 – ₹3,00,00,000 | 6.40% |
| 5 Years 1 day to 10 Years | ₹25,000 – ₹3,00,00,000 | 6.15% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-07-247 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to < 15 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 15 months to < 18 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.30% |
| 18 months to < 21 months (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 21 months to 2 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 2 year 1 day to 3 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.35% |
| 3 year 1 day to 5 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.45% |
| 5 year 1 day to 10 years (Non-Withdrawable) | ₹2,00,00,000 – ₹3,00,00,000 | 6.25% |
RFC · USD (returned NRI)RFC_USD
3 w.e.f. dates live at once
w.e.f. 2026-07-03USDrate card 1 of 314 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | USD 0 – USD 100,000 | 3.50% |
| 1 Year-less than 2 years | USD 100,000 – USD 500,000 | 3.50% |
| 1 Year-less than 2 years | USD 500,000 – USD 1,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 1,000,000 – USD 10,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 10,000,000 – USD 20,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 20,000,000 – USD 100,000,000 | 3.50% |
| 1 Year-less than 2 years | USD 100,000,000 and above | 3.50% |
| 2 years - less than 3 years | USD 0 – USD 100,000 | 3.25% |
| 2 years - less than 3 years | USD 100,000 – USD 500,000 | 3.25% |
| 2 years - less than 3 years | USD 500,000 – USD 1,000,000 | 3.25% |
| 2 years - less than 3 years | USD 1,000,000 – USD 10,000,000 | 3.25% |
| 2 years - less than 3 years | USD 10,000,000 – USD 20,000,000 | 3.25% |
| 2 years - less than 3 years | USD 20,000,000 – USD 100,000,000 | 3.25% |
| 2 years - less than 3 years | USD 100,000,000 and above | 3.25% |
w.e.f. 2026-07-01USDrate card 2 of 37 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | USD 0 – USD 100,000 | 3.80% |
| 3 years only | USD 100,000 – USD 500,000 | 3.80% |
| 3 years only | USD 500,000 – USD 1,000,000 | 3.80% |
| 3 years only | USD 1,000,000 – USD 10,000,000 | 3.80% |
| 3 years only | USD 10,000,000 – USD 20,000,000 | 3.80% |
| 3 years only | USD 20,000,000 – USD 100,000,000 | 3.80% |
| 3 years only | USD 100,000,000 and above | 3.80% |
w.e.f. 2018-12-01USDrate card 3 of 328 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | USD 0 – USD 100,000 | 0.01% |
| Less than 29 Days | USD 100,000 – USD 500,000 | 0.01% |
| Less than 29 Days | USD 500,000 – USD 1,000,000 | 0.01% |
| Less than 29 Days | USD 1,000,000 – USD 10,000,000 | 0.01% |
| Less than 29 Days | USD 10,000,000 – USD 20,000,000 | 0.01% |
| Less than 29 Days | USD 20,000,000 – USD 100,000,000 | 0.01% |
| Less than 29 Days | USD 100,000,000 and above | 0.01% |
| 30 days - 3 Months | USD 0 – USD 100,000 | 0.01% |
| 30 days - 3 Months | USD 100,000 – USD 500,000 | 0.01% |
| 30 days - 3 Months | USD 500,000 – USD 1,000,000 | 0.01% |
| 30 days - 3 Months | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 30 days - 3 Months | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 30 days - 3 Months | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 30 days - 3 Months | USD 100,000,000 and above | 0.01% |
| 3 Months 1day - 6 Months | USD 0 – USD 100,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 100,000 – USD 500,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 500,000 – USD 1,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 3 Months 1day - 6 Months | USD 100,000,000 and above | 0.01% |
| 6 Months 1day to less than 1 Year | USD 0 – USD 100,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 100,000 – USD 500,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 500,000 – USD 1,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 1,000,000 – USD 10,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 10,000,000 – USD 20,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 20,000,000 – USD 100,000,000 | 0.01% |
| 6 Months 1day to less than 1 Year | USD 100,000,000 and above | 0.01% |
RFC · GBP (returned NRI)RFC_GBP
3 w.e.f. dates live at once
w.e.f. 2026-07-03GBPrate card 1 of 32 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 3.40% |
| 2 years - less than 3 years | — | 0.01% |
w.e.f. 2026-07-01GBPrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
w.e.f. 2018-12-01GBPrate card 3 of 34 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC · EUR (returned NRI)RFC_EUR
3 w.e.f. dates live at once
w.e.f. 2026-07-03EURrate card 1 of 32 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 2.30% |
| 2 years - less than 3 years | — | 0.01% |
w.e.f. 2026-07-01EURrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
w.e.f. 2018-12-01EURrate card 3 of 34 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
3 w.e.f. dates live at once
w.e.f. 2026-07-03JPYrate card 1 of 32 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year-less than 2 years | — | 0.90% |
| 2 years - less than 3 years | — | 0.01% |
w.e.f. 2026-07-01JPYrate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years only | — | 0.01% |
w.e.f. 2018-12-01JPYrate card 3 of 34 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Less than 29 Days | — | 0.01% |
| 30 days - 3 Months | — | 0.01% |
| 3 Months 1day - 6 Months | — | 0.01% |
| 6 Months 1day to less than 1 Year | — | 0.01% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2017-07-01GBPrate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2017-07-01USDrate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
NRI recurring deposits
NRE RDNRE_RD
4 w.e.f. dates live at once
w.e.f. 2026-03-06rate card 1 of 46 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
w.e.f. 2025-12-17rate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
w.e.f. 2025-06-25rate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
w.e.f. 2025-06-10rate card 4 of 429 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
NRO RDNRO_RD
4 w.e.f. dates live at once
w.e.f. 2026-03-06rate card 1 of 46 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 39 Months | ₹1,000 and above | 6.50% |
| 42 Months | ₹1,000 and above | 6.50% |
| 45 Months | ₹1,000 and above | 6.50% |
| 48 Months | ₹1,000 and above | 6.50% |
| 51 Months | ₹1,000 and above | 6.50% |
| 54 Months | ₹1,000 and above | 6.50% |
w.e.f. 2025-12-17rate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 18 Months | ₹1,000 and above | 6.45% |
w.e.f. 2025-06-25rate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Months | ₹1,000 and above | 6.35% |
w.e.f. 2025-06-10rate card 4 of 431 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 Months | ₹1,000 and above | 4.25% |
| 9 Months | ₹1,000 and above | 5.50% |
| 12 Months | ₹1,000 and above | 6.25% |
| 21 Months | ₹1,000 and above | 6.45% |
| 24 Months | ₹1,000 and above | 6.45% |
| 27 Months | ₹1,000 and above | 6.45% |
| 30 Months | ₹1,000 and above | 6.45% |
| 33 Months | ₹1,000 and above | 6.45% |
| 36 Months | ₹1,000 and above | 6.45% |
| 57 Months | ₹1,000 and above | 6.40% |
| 60 Months | ₹1,000 and above | 6.40% |
| 63 Months | ₹1,000 and above | 6.15% |
| 66 Months | ₹1,000 and above | 6.15% |
| 69 Months | ₹1,000 and above | 6.15% |
| 72 Months | ₹1,000 and above | 6.15% |
| 75 Months | ₹1,000 and above | 6.15% |
| 78 Months | ₹1,000 and above | 6.15% |
| 81 Months | ₹1,000 and above | 6.15% |
| 84 Months | ₹1,000 and above | 6.15% |
| 87 Months | ₹1,000 and above | 6.15% |
| 90 Months | ₹1,000 and above | 6.15% |
| 93 Months | ₹1,000 and above | 6.15% |
| 96 Months | ₹1,000 and above | 6.15% |
| 99 Months | ₹1,000 and above | 6.15% |
| 102 Months | ₹1,000 and above | 6.15% |
| 105 Months | ₹1,000 and above | 6.15% |
| 108 Months | ₹1,000 and above | 6.15% |
| 111 Months | ₹1,000 and above | 6.15% |
| 114 Months | ₹1,000 and above | 6.15% |
| 117 Months | ₹1,000 and above | 6.15% |
| 120 Months | ₹1,000 and above | 6.15% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-03USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | USD 1,000 – USD 1,000,000 | 3.50% |
| 2 years - less than 3 years | USD 1,000 – USD 1,000,000 | 3.25% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-03GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | GBP 2,500 – GBP 800,000 | 3.40% |
| 2 years - less than 3 years | GBP 2,500 – GBP 800,000 | 3.25% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-03EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | EUR 2,500 – EUR 920,000 | 2.30% |
| 2 years - less than 3 years | EUR 2,500 – EUR 920,000 | 1.90% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-03JPY1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | JPY 750,000 – JPY 150,000,000 | 0.90% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-03CAD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | CAD 1,000 – CAD 1,400,000 | 2.30% |
| 2 years - less than 3 years | CAD 1,000 – CAD 1,400,000 | 2.10% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-03AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | AUD 1,000 – AUD 1,500,000 | 3.50% |
| 2 years - less than 3 years | AUD 1,000 – AUD 1,500,000 | 3.25% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-07-03SGD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year- less than 2 years | SGD 2,500 – SGD 1,350,000 | 1.15% |
| 2 years - less than 3 years | SGD 2,500 – SGD 1,350,000 | 1.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-22USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | USD 1,000 – USD 1,000,000 | 6.00% |
| 4 years to less than 5 years | USD 1,000 – USD 1,000,000 | 6.00% |
| 5 years only | USD 1,000 – USD 1,000,000 | 6.00% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-06-22GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | GBP 2,500 – GBP 800,000 | 5.90% |
| 4 years to less than 5 years | GBP 2,500 – GBP 800,000 | 5.90% |
| 5 years only | GBP 2,500 – GBP 800,000 | 5.90% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-06-22EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | EUR 2,500 – EUR 920,000 | 4.50% |
| 4 years to less than 5 years | EUR 2,500 – EUR 920,000 | 4.55% |
| 5 years only | EUR 2,500 – EUR 920,000 | 4.55% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-06-22CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | CAD 1,000 – CAD 1,400,000 | 4.50% |
| 4 years to less than 5 years | CAD 1,000 – CAD 1,400,000 | 4.50% |
| 5 years only | CAD 1,000 – CAD 1,400,000 | 4.50% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-06-22AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | AUD 1,000 – AUD 1,500,000 | 6.25% |
| 4 years to less than 5 years | AUD 1,000 – AUD 1,500,000 | 6.25% |
| 5 years only | AUD 1,000 – AUD 1,500,000 | 6.25% |
FCNR · SGD · Non-CallableFCNR_SGD_NC
w.e.f. 2026-06-22SGD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 year to less than 4 years | SGD 2,500 – SGD 1,350,000 | 3.40% |
| 4 years to less than 5 years | SGD 2,500 – SGD 1,350,000 | 3.40% |
| 5 years only | SGD 2,500 – SGD 1,350,000 | 3.40% |
If you break it early
Not yet verified
We have not read and recorded HDFC Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, Savings Sweep, NRE Savings Sweep, NRO Savings Sweep, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable, FCNR · SGD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by HDFC Bank
21 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-18
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-26
- RFC · CAD (returned NRI)source ↗checked 2026-07-26
- RFC · CHF (returned NRI)source ↗checked 2026-07-26
- RFC · HKD (returned NRI)source ↗checked 2026-07-26
- RFC · NZD (returned NRI)source ↗checked 2026-07-26
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-26
- RFC · SGD (returned NRI)source ↗checked 2026-07-26
FCNR — callable
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.20%
- NNPA
- 0.32%
- CAR
- 20.50%
- CASA
- 36.00%
- ROA
- 2.05%
- ROE
- 15.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as HDFC Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 354 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.