What we know is incomplete on this page
- 6 products live under more than one w.e.f.. RD (2), RD · SC (2), RFC · USD (returned NRI) (2), RFC · GBP (returned NRI) (2), RFC · EUR (returned NRI) (2), NRO RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-07-1613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 29 days | ₹1,000 – ₹2,99,99,999 | 3.00% |
| 30 days to 45 days | ₹1,000 – ₹2,99,99,999 | 3.25% |
| 46 days to 90 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 91 days to 180 days | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 181 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 182 days to 270 days | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 271 days to less than 1 year | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1 year | ₹1,000 – ₹2,99,99,999 | 6.25% |
| Above 1 year to less than 15 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 6.60% |
| Above 15 months to less than 48 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 6.70% |
| Above 48 months to 10 years | ₹1,000 – ₹2,99,99,999 | 6.40% |
FD · Senior CitizenFD_SC
w.e.f. 2026-07-1613 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30 days to 45 days | ₹1,000 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 91 days to 180 days | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 181 days | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 182 days to 270 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 271 days to less than 1 year | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1 year | ₹1,000 – ₹2,99,99,999 | 6.75% |
| Above 1 year to less than 15 months | ₹1,000 – ₹2,99,99,999 | 6.90% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| Above 15 months to less than 48 months | ₹1,000 – ₹2,99,99,999 | 6.90% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.20% |
| Above 48 months to 10 years | ₹1,000 – ₹2,99,99,999 | 6.90% |
FD · Non-CallableFD_NC
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.35% |
| Above 1 year to less than 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.70% |
| Above 15 months to less than 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
| Above 48 months to 5 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
| Above 1 year to less than 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
| 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.20% |
| Above 15 months to less than 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
| 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
| Above 48 months to 5 years | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-07-161 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (lock-in) | ₹100 – ₹1,50,000 | 6.40% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-07-161 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (lock-in) | ₹100 – ₹1,50,000 | 6.90% |
Recurring deposits
RDRD
2 w.e.f. dates live at once
w.e.f. 2026-07-16rate card 1 of 29 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 181 days | ₹50 and above | 6.00% |
| 182 days to 270 days | ₹50 and above | 5.50% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year | ₹50 and above | 6.25% |
| Above 1 year to less than 15 months | ₹50 and above | 6.40% |
| 15 months | ₹50 and above | 6.60% |
| Above 15 months to less than 48 months | ₹50 and above | 6.40% |
| 48 months | ₹50 and above | 6.70% |
| Above 48 months to 10 years | ₹50 and above | 6.40% |
w.e.f. 2026-07-15rate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 days (6 months) | ₹50 and above | 4.50% |
RD · SCRD_SC
2 w.e.f. dates live at once
w.e.f. 2026-07-16rate card 1 of 29 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 181 days | ₹50 and above | 6.50% |
| 182 days to 270 days | ₹50 and above | 6.00% |
| 271 days to less than 1 year | ₹50 and above | 6.50% |
| 1 year | ₹50 and above | 6.75% |
| Above 1 year to less than 15 months | ₹50 and above | 6.90% |
| 15 months | ₹50 and above | 7.10% |
| Above 15 months to less than 48 months | ₹50 and above | 6.90% |
| 48 months | ₹50 and above | 7.20% |
| Above 48 months to 10 years | ₹50 and above | 6.90% |
w.e.f. 2026-07-15rate card 2 of 21 row
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 days (6 months) | ₹50 and above | 5.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD Upto and including ₹1L] 2.50% - uniform rateeod_upto_1l | ₹0 – ₹1,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance less than ₹10Creod_1l_50cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance of ₹10Cr to less than ₹50Creod_1l_50cr | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| [EOD ₹50Cr to less than ₹200Cr] balance less than ₹10Creod_50cr_200cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD ₹50Cr to less than ₹200Cr] balance of ₹10 Cr to less than ₹200Creod_50cr_200cr | ₹10,00,00,000 – ₹2,00,00,00,000 | 5.50% |
| [EOD ₹200Cr and above] 2.50% on the whole balance (no band split published)eod_200cr_above | ₹0 and above | 2.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD Upto and including ₹1L] 2.50% - uniform rateeod_upto_1l | ₹0 – ₹1,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance less than ₹10Creod_1l_50cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance of ₹10Cr to less than ₹50Creod_1l_50cr | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| [EOD ₹50Cr to less than ₹200Cr] balance less than ₹10Creod_50cr_200cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD ₹50Cr to less than ₹200Cr] balance of ₹10 Cr to less than ₹200Creod_50cr_200cr | ₹10,00,00,000 – ₹2,00,00,00,000 | 5.50% |
| [EOD ₹200Cr and above] 2.50% on the whole balance (no band split published)eod_200cr_above | ₹0 and above | 2.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD Upto and including ₹1L] 2.50% - uniform rateeod_upto_1l | ₹0 – ₹1,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance less than ₹10Creod_1l_50cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD Above ₹1L to less than ₹50Cr] balance of ₹10Cr to less than ₹50Creod_1l_50cr | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| [EOD ₹50Cr to less than ₹200Cr] balance less than ₹10Creod_50cr_200cr | ₹0 – ₹10,00,00,000 | 2.50% |
| [EOD ₹50Cr to less than ₹200Cr] balance of ₹10 Cr to less than ₹200Creod_50cr_200cr | ₹10,00,00,000 – ₹2,00,00,00,000 | 5.50% |
| [EOD ₹200Cr and above] 2.50% on the whole balance (no band split published)eod_200cr_above | ₹0 and above | 2.50% |
NRI deposits
NRENRE
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,000 – ₹2,99,99,999 | 6.25% |
| Above 1 year to less than 15 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 6.60% |
| Above 15 months to less than 48 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 6.70% |
| Above 48 months to 10 years | ₹1,000 – ₹2,99,99,999 | 6.40% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.35% |
| Above 1 year to less than 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.70% |
| Above 15 months to less than 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
| Above 48 months to 5 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
NRONRO
w.e.f. 2026-07-1613 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 29 days | ₹1,000 – ₹2,99,99,999 | 3.00% |
| 30 days to 45 days | ₹1,000 – ₹2,99,99,999 | 3.25% |
| 46 days to 90 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 91 days to 180 days | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 181 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 182 days to 270 days | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 271 days to less than 1 year | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1 year | ₹1,000 – ₹2,99,99,999 | 6.25% |
| Above 1 year to less than 15 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 6.60% |
| Above 15 months to less than 48 months | ₹1,000 – ₹2,99,99,999 | 6.40% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 6.70% |
| Above 48 months to 10 years | ₹1,000 – ₹2,99,99,999 | 6.40% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-07-166 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.35% |
| Above 1 year to less than 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 15 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.70% |
| Above 15 months to less than 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
| 48 months | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
| Above 48 months to 5 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.50% |
RFC · USD (returned NRI)RFC_USD
2 w.e.f. dates live at once
w.e.f. 2026-04-03USDrate card 1 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year (5L and above) | USD 500,000 and above | 4.10% |
| 1 year to less than 2 years (5L and above) | USD 500,000 and above | 4.10% |
| 2 years to less than 3 years (5L and above) | USD 500,000 and above | 4.00% |
| 3 years only (5L and above) | USD 500,000 and above | 3.75% |
w.e.f. 2026-02-18USDrate card 2 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to USD 500,000 | 4.00% |
| 1 year to less than 2 years | up to USD 500,000 | 4.00% |
| 2 years to less than 3 years | up to USD 500,000 | 3.90% |
| 3 years only | up to USD 500,000 | 3.50% |
RFC · GBP (returned NRI)RFC_GBP
2 w.e.f. dates live at once
w.e.f. 2026-04-03GBPrate card 1 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year (5L and above) | GBP 500,000 and above | 4.50% |
| 1 year to less than 2 years (5L and above) | GBP 500,000 and above | 4.50% |
| 2 years to less than 3 years (5L and above) | GBP 500,000 and above | 4.25% |
| 3 years only (5L and above) | GBP 500,000 and above | 4.00% |
w.e.f. 2026-02-18GBPrate card 2 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to GBP 500,000 | 4.00% |
| 1 year to less than 2 years | up to GBP 500,000 | 4.00% |
| 2 years to less than 3 years | up to GBP 500,000 | 4.20% |
| 3 years only | up to GBP 500,000 | 4.00% |
RFC · EUR (returned NRI)RFC_EUR
2 w.e.f. dates live at once
w.e.f. 2026-04-03EURrate card 1 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year (5L and above) | EUR 500,000 and above | 2.35% |
| 1 year to less than 2 years (5L and above) | EUR 500,000 and above | 2.35% |
| 2 years to less than 3 years (5L and above) | EUR 500,000 and above | 2.00% |
| 3 years only (5L and above) | EUR 500,000 and above | 1.75% |
w.e.f. 2026-02-18EURrate card 2 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to EUR 500,000 | 2.50% |
| 1 year to less than 2 years | up to EUR 500,000 | 2.50% |
| 2 years to less than 3 years | up to EUR 500,000 | 2.25% |
| 3 years only | up to EUR 500,000 | 2.00% |
RFC · SGD (returned NRI)RFC_SGD
w.e.f. 2026-02-18SGD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to SGD 500,000 | 0.42% |
| 1 year to less than 2 years | up to SGD 500,000 | 0.42% |
| 2 years to less than 3 years | up to SGD 500,000 | 0.84% |
| 3 years only | up to SGD 500,000 | 0.78% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-02-18AUD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to AUD 500,000 | 4.40% |
| 1 year to less than 2 years | up to AUD 500,000 | 4.40% |
| 2 years to less than 3 years | up to AUD 500,000 | 4.20% |
| 3 years only | up to AUD 500,000 | 4.00% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2026-02-18CAD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to CAD 500,000 | 2.75% |
| 1 year to less than 2 years | up to CAD 500,000 | 2.75% |
| 2 years to less than 3 years | up to CAD 500,000 | 3.00% |
| 3 years only | up to CAD 500,000 | 2.50% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-02-18JPY4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to JPY 500,000 | 0.20% |
| 1 year to less than 2 years | up to JPY 500,000 | 0.20% |
| 2 years to less than 3 years | up to JPY 500,000 | 0.20% |
| 3 years only | up to JPY 500,000 | 0.20% |
RFC · CHF (returned NRI)RFC_CHF
w.e.f. 2026-02-18CHF2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to CHF 500,000 | 0.05% |
| 1 year to less than 2 years | up to CHF 500,000 | 0.05% |
RFC · NZD (returned NRI)RFC_NZD
w.e.f. 2026-02-18NZD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to NZD 500,000 | 0.05% |
| 1 year to less than 2 years | up to NZD 500,000 | 0.05% |
RFC · HKD (returned NRI)RFC_HKD
w.e.f. 2026-02-18HKD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 year | up to HKD 500,000 | 0.33% |
| 1 year to less than 2 years | up to HKD 500,000 | 0.33% |
| 2 years to less than 3 years | up to HKD 500,000 | 0.72% |
| 3 years only | up to HKD 500,000 | 0.74% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-07-166 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹100 and above | 6.25% |
| Above 1 year to less than 15 months | ₹100 and above | 6.40% |
| 15 months | ₹100 and above | 6.60% |
| Above 15 months to less than 48 months | ₹100 and above | 6.40% |
| 48 months | ₹100 and above | 6.70% |
| Above 48 months to 10 years | ₹100 and above | 6.40% |
NRO RDNRO_RD
2 w.e.f. dates live at once
w.e.f. 2026-07-16rate card 1 of 29 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 181 days | ₹50 and above | 6.00% |
| 182 days to 270 days | ₹50 and above | 5.50% |
| 271 days to less than 1 year | ₹50 and above | 6.00% |
| 1 year | ₹50 and above | 6.25% |
| Above 1 year to less than 15 months | ₹50 and above | 6.40% |
| 15 months | ₹50 and above | 6.60% |
| Above 15 months to less than 48 months | ₹50 and above | 6.40% |
| 48 months | ₹50 and above | 6.70% |
| Above 48 months to 10 years | ₹50 and above | 6.40% |
w.e.f. 2026-07-15rate card 2 of 21 row
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 days (6 months) | ₹50 and above | 4.50% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-16USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to USD 500,000 | 4.00% |
| 1 year to less than 2 years | USD 500,000 – USD 1,000,000 | 4.10% |
| 1 year to less than 2 years | USD 1,000,000 and above | 4.10% |
| 2 years to less than 3 years | up to USD 500,000 | 3.90% |
| 2 years to less than 3 years | USD 500,000 – USD 1,000,000 | 4.00% |
| 2 years to less than 3 years | USD 1,000,000 and above | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-16GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to GBP 500,000 | 4.00% |
| 1 year to less than 2 years | GBP 500,000 and above | 4.50% |
| 2 years to less than 3 years | up to GBP 500,000 | 4.20% |
| 2 years to less than 3 years | GBP 500,000 and above | 4.25% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-16EUR4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to EUR 500,000 | 2.50% |
| 1 year to less than 2 years | EUR 500,000 and above | 2.35% |
| 2 years to less than 3 years | up to EUR 500,000 | 2.25% |
| 2 years to less than 3 years | EUR 500,000 and above | 2.00% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-16JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to JPY 500,000 | 0.20% |
| 2 years to less than 3 years | up to JPY 500,000 | 0.20% |
| 3 years to less than 4 years | up to JPY 500,000 | 0.20% |
| 4 years to less than 5 years | up to JPY 500,000 | 0.10% |
| 5 years only | up to JPY 500,000 | 0.10% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-16CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to CAD 500,000 | 2.75% |
| 2 years to less than 3 years | up to CAD 500,000 | 3.00% |
| 3 years to less than 4 years | up to CAD 500,000 | 2.50% |
| 4 years to less than 5 years | up to CAD 500,000 | 2.50% |
| 5 years only | up to CAD 500,000 | 2.25% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-16AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to AUD 500,000 | 4.40% |
| 2 years to less than 3 years | up to AUD 500,000 | 4.20% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-07-16SGD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to SGD 500,000 | 0.42% |
| 2 years to less than 3 years | up to SGD 500,000 | 0.84% |
| 3 years to less than 4 years | up to SGD 500,000 | 0.78% |
| 4 years to less than 5 years | up to SGD 500,000 | 0.78% |
| 5 years only | up to SGD 500,000 | 0.80% |
FCNR · CHF · CallableFCNR_CHF
w.e.f. 2026-07-16CHF1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to CHF 500,000 | 0.05% |
FCNR · HKD · CallableFCNR_HKD
w.e.f. 2026-07-16HKD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to HKD 500,000 | 0.33% |
| 2 years to less than 3 years | up to HKD 500,000 | 0.72% |
| 3 years to less than 4 years | up to HKD 500,000 | 0.74% |
| 4 years to less than 5 years | up to HKD 500,000 | 0.65% |
| 5 years only | up to HKD 500,000 | 0.57% |
FCNR · NZD · CallableFCNR_NZD
w.e.f. 2026-07-16NZD1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | up to NZD 500,000 | 0.05% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-16USD9 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Max 3 years to less than 4 years | up to USD 500,000 | 6.25% |
| FCNR Max 3 years to less than 4 years | USD 500,000 – USD 1,000,000 | 6.25% |
| FCNR Max 3 years to less than 4 years | USD 1,000,000 and above | 6.25% |
| FCNR Max 4 years to less than 5 years | up to USD 500,000 | 6.25% |
| FCNR Max 4 years to less than 5 years | USD 500,000 – USD 1,000,000 | 6.25% |
| FCNR Max 4 years to less than 5 years | USD 1,000,000 and above | 6.25% |
| FCNR Max 5 years only | up to USD 500,000 | 6.25% |
| FCNR Max 5 years only | USD 500,000 – USD 1,000,000 | 6.25% |
| FCNR Max 5 years only | USD 1,000,000 and above | 6.25% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-07-16GBP6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Max 3 years to less than 4 years | up to GBP 500,000 | 6.15% |
| FCNR Max 3 years to less than 4 years | GBP 500,000 and above | 6.15% |
| FCNR Max 4 years to less than 5 years | up to GBP 500,000 | 6.15% |
| FCNR Max 4 years to less than 5 years | GBP 500,000 and above | 6.15% |
| FCNR Max 5 years only | up to GBP 500,000 | 6.15% |
| FCNR Max 5 years only | GBP 500,000 and above | 6.15% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-07-16EUR6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Max 3 years to less than 4 years | up to EUR 500,000 | 4.60% |
| FCNR Max 3 years to less than 4 years | EUR 500,000 and above | 4.60% |
| FCNR Max 4 years to less than 5 years | up to EUR 500,000 | 4.60% |
| FCNR Max 4 years to less than 5 years | EUR 500,000 and above | 4.60% |
| FCNR Max 5 years only | up to EUR 500,000 | 4.60% |
| FCNR Max 5 years only | EUR 500,000 and above | 4.60% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-16AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Max 3 years to less than 4 years | up to AUD 500,000 | 6.50% |
| FCNR Max 4 years to less than 5 years | up to AUD 500,000 | 6.50% |
| FCNR Max 5 years only | up to AUD 500,000 | 6.50% |
If you break it early
Not yet verified
We have not read and recorded Federal Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC · CHF (returned NRI), RFC · NZD (returned NRI), RFC · HKD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · CHF · Callable, FCNR · HKD · Callable, FCNR · NZD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Federal Bank
16 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-20
Recurring deposits
- RD · SSCsource ↗checked 2026-07-20
Auto-sweep
NRI deposits
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
FCNR — callable
FCNR — non-callable
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.65%
- NNPA
- 0.36%
- CAR
- 15.70%
- CASA
- 30.90%
- ROA
- 1.24%
- ROE
- 14.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Federal Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 235 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.