Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 15 - 29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30 - 45 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 46 - 62 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 63 - 90 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 91 - 120 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 121 - 180 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 181 - 210 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 211 - 270 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 271 - 364 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 1 year to 443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 Days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445 Days to 18 Months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 Months 1 day to 2 years | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2 years 1 day to 776 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778 days to 887 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889 days to 3 years | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3 years 1 day (36 months 1 day) (Maxima FD) | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3 years 2 days to 4 years | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4 years 1 day to 5 years | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5 years 1 day to 10 years | ₹1,000 – ₹2,99,99,999 | 7.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 15 - 29 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 30 - 45 days | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 46 - 62 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 63 - 90 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 91 - 120 days | ₹1,000 – ₹2,99,99,999 | 5.75% |
| 121 - 180 days | ₹1,000 – ₹2,99,99,999 | 5.75% |
| 181 - 210 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 211 - 270 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 271 - 364 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 1 year to 443 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 444 Days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 445 Days to 18 Months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 18 Months 1 day to 2 years | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 2 years 1 day to 776 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 778 days to 887 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 888 days | ₹1,000 – ₹2,99,99,999 | 8.25% |
| 889 days to 3 years | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 3 years 1 day (36 months 1 day) (Maxima FD) | ₹1,000 – ₹2,99,99,999 | 8.50% |
| 3 years 2 days to 4 years | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 4 years 1 day to 5 years | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 5 years 1 day to 10 years | ₹1,000 – ₹2,99,99,999 | 7.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-161 row
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar years | ₹1,000 – ₹1,50,000 | 7.00% |
Recurring deposits
RDRD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
RD · SCRD_SC
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-1613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3y+1d Maxima FDnre_equitas_maxima_fd | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRONRO
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 15-29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30-45 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 46-62 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 63-90 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 91-120 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 121-180 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 181-210 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 211-270 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 271-364 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3y+1d Maxima FDnro_equitas_maxima_fd | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRO RDNRO_RD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-11USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to <= 18 months | up to USD 500,000 | 5.10% |
| 12 month to <= 18 months | USD 500,000 and above | 5.15% |
| > 18 months to < 36 Months | up to USD 500,000 | 4.55% |
| > 18 months to < 36 Months | USD 500,000 and above | 4.55% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-11GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to < = 18 months | — | 5.00% |
| > 18 months to < = 36 Months | — | 4.80% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-11EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to < = 18 months | — | 3.00% |
| > 18 months to < = 36 Months | — | 2.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-30USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| > =36 months to < 48 Months | up to USD 10,000 | 7.13% |
| > =36 months to < 48 Months | USD 10,000 and above | 7.52% |
| > =48 months to < = 60 Months | up to USD 10,000 | 7.13% |
| > =48 months to < = 60 Months | USD 10,000 and above | 7.52% |
If you break it early
Breaking this deposit early — FD · General
Every band Equitas Small Finance Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 7 days to 180 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 181 days to 3650 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 7 days to 180 days
“SOURCE_PDF=https://equitas.bank.in/strapi-dev/uploads/General_T_and_C_25_f49f65ec08.pdf DOCUMENT_TITLE=TERMS AND CONDITIONS CAPTURED_AT=2026-08-18 4.1. I understand that, ESFB computes interest on its Domestic, NRO & NRE deposit accounts based on 365 days per year for all years including leap year. 4.6. I understand that, as per the Terms & Conditions of fixed deposit accounts of the Bank, the penalty on premature closure of fixed deposits has been fixed by the Bank at the rate of 1%. However, the premature penalty will not be applicable for FDs which have completed a tenor of more than 180 days and is not a BULK deposit (FD booked for <Rs. 1crore on or before 28th Feb 2019 & < Rs. 2 crore booked on or after 1st March 2019 & <3 crore booked on or after 7th June 2024). 4.12. I understand that, in case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the Bank and not at the contracted rate.”
Source - ₹1,000 to ₹2,99,99,999 · 181 days to 3650 days
“SOURCE_PDF=https://equitas.bank.in/strapi-dev/uploads/General_T_and_C_25_f49f65ec08.pdf DOCUMENT_TITLE=TERMS AND CONDITIONS CAPTURED_AT=2026-08-18 4.1. I understand that, ESFB computes interest on its Domestic, NRO & NRE deposit accounts based on 365 days per year for all years including leap year. 4.6. I understand that, as per the Terms & Conditions of fixed deposit accounts of the Bank, the penalty on premature closure of fixed deposits has been fixed by the Bank at the rate of 1%. However, the premature penalty will not be applicable for FDs which have completed a tenor of more than 180 days and is not a BULK deposit (FD booked for <Rs. 1crore on or before 28th Feb 2019 & < Rs. 2 crore booked on or after 1st March 2019 & <3 crore booked on or after 7th June 2024). 4.12. I understand that, in case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the Bank and not at the contracted rate.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Equitas Small Finance Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 7 days to 180 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 181 days to 3650 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 7 days to 180 days
“SOURCE_PDF=https://equitas.bank.in/strapi-dev/uploads/General_T_and_C_25_f49f65ec08.pdf DOCUMENT_TITLE=TERMS AND CONDITIONS CAPTURED_AT=2026-08-18 4.1. I understand that, ESFB computes interest on its Domestic, NRO & NRE deposit accounts based on 365 days per year for all years including leap year. 4.6. I understand that, as per the Terms & Conditions of fixed deposit accounts of the Bank, the penalty on premature closure of fixed deposits has been fixed by the Bank at the rate of 1%. However, the premature penalty will not be applicable for FDs which have completed a tenor of more than 180 days and is not a BULK deposit (FD booked for <Rs. 1crore on or before 28th Feb 2019 & < Rs. 2 crore booked on or after 1st March 2019 & <3 crore booked on or after 7th June 2024). 4.12. I understand that, in case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the Bank and not at the contracted rate.”
Source - ₹1,000 to ₹2,99,99,999 · 181 days to 3650 days
“SOURCE_PDF=https://equitas.bank.in/strapi-dev/uploads/General_T_and_C_25_f49f65ec08.pdf DOCUMENT_TITLE=TERMS AND CONDITIONS CAPTURED_AT=2026-08-18 4.1. I understand that, ESFB computes interest on its Domestic, NRO & NRE deposit accounts based on 365 days per year for all years including leap year. 4.6. I understand that, as per the Terms & Conditions of fixed deposit accounts of the Bank, the penalty on premature closure of fixed deposits has been fixed by the Bank at the rate of 1%. However, the premature penalty will not be applicable for FDs which have completed a tenor of more than 180 days and is not a BULK deposit (FD booked for <Rs. 1crore on or before 28th Feb 2019 & < Rs. 2 crore booked on or after 1st March 2019 & <3 crore booked on or after 7th June 2024). 4.12. I understand that, in case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the Bank and not at the contracted rate.”
Source
Breaking this deposit early — Tax Saver
Every band Equitas Small Finance Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 0 days to 36500 days
“SOURCE_PDF=https://equitas.bank.in/strapi-dev/uploads/General_T_and_C_25_f49f65ec08.pdf DOCUMENT_TITLE=TERMS AND CONDITIONS CAPTURED_AT=2026-08-18 4.1. I understand that, ESFB computes interest on its Domestic, NRO & NRE deposit accounts based on 365 days per year for all years including leap year. 4.6. I understand that, as per the Terms & Conditions of fixed deposit accounts of the Bank, the penalty on premature closure of fixed deposits has been fixed by the Bank at the rate of 1%. However, the premature penalty will not be applicable for FDs which have completed a tenor of more than 180 days and is not a BULK deposit (FD booked for <Rs. 1crore on or before 28th Feb 2019 & < Rs. 2 crore booked on or after 1st March 2019 & <3 crore booked on or after 7th June 2024). 4.12. I understand that, in case of premature withdrawal, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the Bank and not at the contracted rate.”
Source
Not yet verified
We have not read and recorded Equitas Small Finance Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Equitas Small Finance Bank
42 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.95%
- NNPA
- 0.78%
- CAR
- 21.40%
- CASA
- 32.10%
- ROA
- 1.34%
- ROE
- 14.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Equitas Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 154 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.