Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 15-29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30-45 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 46-62 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 63-90 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 91-120 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 121-180 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 181-210 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 211-270 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 271-364 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3y+1d Maxima FDequitas_maxima_fd | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 15-29 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 30-45 days | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 46-62 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 63-90 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 91-120 days | ₹1,000 – ₹2,99,99,999 | 5.75% |
| 121-180 days | ₹1,000 – ₹2,99,99,999 | 5.75% |
| 181-210 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 211-270 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 271-364 days | ₹1,000 – ₹2,99,99,999 | 6.85% |
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 8.25% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 3y+1d Maxima FDequitas_maxima_fd_sc | ₹1,000 – ₹2,99,99,999 | 8.50% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.50% |
Recurring deposits
RDRD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
RD · SCRD_SC
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.60% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.50% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-185 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to ₹3 Lakhs | ₹0 – ₹3,00,000 | 2.50% |
| >₹3L to ₹5L | ₹3,00,000 – ₹5,00,000 | 5.00% |
| >₹5L to ₹10L | ₹5,00,000 – ₹10,00,000 | 6.00% |
| >₹10L to ₹25Cr | ₹10,00,000 – ₹25,00,00,000 | 6.50% |
| >₹25Cr | ₹25,00,00,000 – ₹1,00,00,00,000 | 7.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-1613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3y+1d Maxima FDnre_equitas_maxima_fd | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRONRO
w.e.f. 2026-06-1623 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 15-29 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 30-45 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 46-62 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 63-90 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 91-120 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 121-180 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 181-210 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 211-270 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 271-364 days | ₹1,000 – ₹2,99,99,999 | 6.35% |
| 1y-443 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 444 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 445d-18m | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18m+1d-2y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 2y+1d-776d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 777 days | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 778d-887d | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 888 days (Special) | ₹1,000 – ₹2,99,99,999 | 7.75% |
| 889d-3y | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 3y+1d Maxima FDnro_equitas_maxima_fd | ₹1,000 – ₹2,99,99,999 | 8.00% |
| 3y+2d-4y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 4y+1d-5y | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 5y+1d-10y | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
NRO RDNRO_RD
w.e.f. 2026-06-1011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 15 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 18 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 21 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 24 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 30 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 36 months | ₹1,000 – ₹2,99,99,999 | 7.10% |
| 48 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 60 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 90 months | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 120 Months | ₹1,000 – ₹2,99,99,999 | 7.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-11USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to <= 18 months | up to USD 500,000 | 5.10% |
| 12 month to <= 18 months | USD 500,000 and above | 5.15% |
| > 18 months to < 36 Months | up to USD 500,000 | 4.55% |
| > 18 months to < 36 Months | USD 500,000 and above | 4.55% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-11GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to < = 18 months | — | 5.00% |
| > 18 months to < = 36 Months | — | 4.80% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-11EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 month to < = 18 months | — | 3.00% |
| > 18 months to < = 36 Months | — | 2.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-30USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| > =36 months to < 48 Months | up to USD 10,000 | 7.13% |
| > =36 months to < 48 Months | USD 10,000 and above | 7.52% |
| > =48 months to < = 60 Months | up to USD 10,000 | 7.13% |
| > =48 months to < = 60 Months | USD 10,000 and above | 7.52% |
If you break it early
Not yet verified
We have not read and recorded Equitas Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Equitas Small Finance Bank
43 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.95%
- NNPA
- 0.78%
- CAR
- 21.40%
- CASA
- 32.10%
- ROA
- 1.34%
- ROE
- 14.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Equitas Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 153 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.