Fixed deposits
FD · GeneralFD
w.e.f. 2026-07-2315 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹100 – ₹3,00,00,000 | 4.00% |
| 46 Days to 60 Days | ₹100 – ₹3,00,00,000 | 4.50% |
| 61 Days to 90 Days | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to 291 Days | ₹100 – ₹3,00,00,000 | 5.25% |
| 292 Days | ₹100 – ₹3,00,00,000 | 6.50% |
| 293 Days to less than 1 Year | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹100 – ₹3,00,00,000 | 6.25% |
| 370 Days | ₹100 – ₹3,00,00,000 | 7.00% |
| 666 Days | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹100 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹100 – ₹3,00,00,000 | 6.50% |
| 1111 Days | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹100 – ₹3,00,00,000 | 6.60% |
FD · Senior CitizenFD_SC
w.e.f. 2026-07-2315 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹100 – ₹3,00,00,000 | 4.00% |
| 46 Days to 60 Days | ₹100 – ₹3,00,00,000 | 4.50% |
| 61 Days to 90 Days | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to 291 Days | ₹100 – ₹3,00,00,000 | 5.25% |
| 292 Days | ₹100 – ₹3,00,00,000 | 6.50% |
| 293 Days to less than 1 Year | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹100 – ₹3,00,00,000 | 6.75% |
| 370 Days | ₹100 – ₹3,00,00,000 | 7.50% |
| 666 Days | ₹100 – ₹3,00,00,000 | 7.60% |
| Above 2 years upto & inclusive of 3 years | ₹100 – ₹3,00,00,000 | 7.00% |
| Above 3 years upto & inclusive of 5 years | ₹100 – ₹3,00,00,000 | 7.00% |
| 1111 Days | ₹100 – ₹3,00,00,000 | 7.75% |
| Above 5 years upto & inclusive of 10 years | ₹100 – ₹3,00,00,000 | 7.10% |
FD · Non-CallableFD_NC
w.e.f. 2025-10-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2025-10-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-07-231 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years | ₹100 – ₹1,50,000 | 6.50% |
Recurring deposits
RDRD
w.e.f. 2026-06-0110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.60% |
RD · SCRD_SC
w.e.f. 2026-06-0110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.50% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.60% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.75% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-07-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-07-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-07-018 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year upto & inclusive of 2 years | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 370 days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 666 days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹2,99,99,999 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1111 days (Use 36 months 15 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹2,99,99,999 | 6.60% |
NRONRO
w.e.f. 2026-06-0113 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 46 Days to 60 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 61 Days to 90 Days | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one year | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹3,00,00,000 | 6.60% |
NRO · Non-CallableNRO_NC
w.e.f. 2025-10-041 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months - > 1 Crore upto Rs 3 Crore (NRO mirror of domestic NC) | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-04-20USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 5.20% |
| 1 year and above but less than 2 years | — | 5.20% |
| 2 years and above but less than 3 years | — | 4.01% |
| 3 years | — | 3.86% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-04-20GBP4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 3.54% |
| 1 year and above but less than 2 years | — | 3.54% |
| 2 years and above but less than 3 years | — | 3.29% |
| 3 years | — | 1.99% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-04-20EUR4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 0.05% |
| 1 year and above but less than 2 years | — | 0.05% |
| 2 years and above but less than 3 years | — | 0.05% |
| 3 years | — | 0.05% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-017 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year upto & inclusive of 2 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 370 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 666 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.10% |
| Above 2 years upto & inclusive of 3 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.50% |
| Above 3 years upto & inclusive of 5 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1111 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 5 years upto & inclusive of 10 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.60% |
NRO RDNRO_RD
w.e.f. 2026-06-0110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.60% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-04-20USD15 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | up to USD 100,000 | 5.20% |
| 1 year & above but less than 2 years | USD 100,001 – USD 500,000 | 5.30% |
| 1 year & above but less than 2 years | USD 500,001 and above | 5.51% |
| 2 years & above but less than 3 years | up to USD 100,000 | 4.01% |
| 2 years & above but less than 3 years | USD 100,001 – USD 500,000 | 4.01% |
| 2 years & above but less than 3 years | USD 500,001 and above | 4.01% |
| 3 years & above but less than 4 years - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.86% |
| 3 years & above but less than 4 years - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.86% |
| 3 years & above but less than 4 years - Above 5 Lakh | USD 500,001 and above | 3.86% |
| 4 years & above but < 5 years - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.86% |
| 4 years & above but < 5 years - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.86% |
| 4 years & above but < 5 years - Above 5 Lakh | USD 500,001 and above | 3.86% |
| 5 years only - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.96% |
| 5 years only - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.96% |
| 5 years only - Above 5 Lakh | USD 500,001 and above | 3.96% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-04-20GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 3.54% |
| 2 years & above but less than 3 years | — | 3.29% |
| 3 years & above but less than 4 years | — | 1.99% |
| 4 years & above but < 5 years | — | 1.99% |
| 5 years only | — | 1.99% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-04-20EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 0.05% |
| 2 years & above but less than 3 years | — | 0.05% |
| 3 years & above but less than 4 years | — | 0.05% |
| 4 years & above but < 5 years | — | 0.05% |
| 5 years only | — | 0.05% |
FCNR · SGD · CallableFCNR_SGD
w.e.f. 2026-04-20SGD1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 0.05% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-09USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Maxi Gain 3 years & above but less than 4 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 3 years & above but less than 4 years | USD 100,001 and above | 7.25% |
| FCNR Maxi Gain 4 years & above but less than 5 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 4 years & above but less than 5 years | USD 100,001 and above | 7.25% |
| FCNR Maxi Gain 5 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 5 years | USD 100,001 and above | 7.25% |
If you break it early
Breaking this deposit early — FD · General
Every band Dhanlaxmi Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹5 lakh | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“The minimum periods of Domestic and NRO term deposits are 7 days and for FCNR (B) and NRE term deposits are 1 year.”
Source - ₹100 to under ₹5 lakh · 7 days to 10 years
“a penalty of 1% for term deposits of Rs.5,00,000 and above and 0.5% on deposits less than Rs.5,00,000 upon premature closure is applicable.”
Source - ₹5 lakh to under ₹3 crore · 7 days to 10 years
“a penalty of 1% for term deposits of Rs.5,00,000 and above and 0.5% on deposits less than Rs.5,00,000 upon premature closure is applicable.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Dhanlaxmi Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹5 lakh | 7 days to 10 years | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 6 days
“The minimum periods of Domestic and NRO term deposits are 7 days and for FCNR (B) and NRE term deposits are 1 year.”
Source - ₹100 to under ₹5 lakh · 7 days to 10 years
“a penalty of 1% for term deposits of Rs.5,00,000 and above and 0.5% on deposits less than Rs.5,00,000 upon premature closure is applicable.”
Source - ₹5 lakh to under ₹3 crore · 7 days to 10 years
“a penalty of 1% for term deposits of Rs.5,00,000 and above and 0.5% on deposits less than Rs.5,00,000 upon premature closure is applicable.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Dhanlaxmi Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 12 months to 13 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 12 months to 13 months
“In case of non-callable deposits, premature wi thdrawal is not permitted.”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Dhanlaxmi Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 12 months to 13 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 12 months to 13 months
“In case of non-callable deposits, premature wi thdrawal is not permitted.”
Source
Breaking this deposit early — Tax Saver
Every band Dhanlaxmi Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“No premature encashment up to 5 years”
Source
Not yet verified
We have not read and recorded Dhanlaxmi Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Dhanlaxmi Bank
33 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-14
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-14
- RFC · AUD (returned NRI)source ↗checked 2026-07-16
- RFC · CAD (returned NRI)source ↗checked 2026-07-16
- RFC · CHF (returned NRI)source ↗checked 2026-07-16
- RFC · HKD (returned NRI)source ↗checked 2026-07-16
- RFC · NZD (returned NRI)source ↗checked 2026-07-16
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-16
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-16
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.89%
- NNPA
- 0.51%
- CAR
- 18.92%
- CASA
- 25.00%
- ROA
- 0.84%
- ROE
- 6.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Dhanlaxmi Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 159 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.