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Dhanlaxmi BankPrivate sector bank

Dhanlaxmi Bank
every deposit rate, in one place.

Every product Dhanlaxmi Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
24
Live rate rows
156
Rate cards
24
Newest w.e.f.
2026-07-09

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-0113 rows
View source — product page
FD · General rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 Days₹1,000 – ₹3,00,00,0004.00%
15 Days to 45 Days₹1,000 – ₹3,00,00,0005.00%
46 Days to 60 Days₹1,000 – ₹3,00,00,0005.00%
61 Days to 90 Days₹1,000 – ₹3,00,00,0004.50%
91 Days to 179 Days₹1,000 – ₹3,00,00,0005.25%
180 Days to less than one year₹1,000 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 years₹1,000 – ₹3,00,00,0006.25%
370 Days (Use 12 months and 5 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.00%
666 Days (Use 21 months and 26 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.10%
Above 2 years upto & inclusive of 3 years₹1,000 – ₹3,00,00,0006.50%
Above 3 years upto & inclusive of 5 years₹1,000 – ₹3,00,00,0006.50%
1111 Days (Use 36 months and 15 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.25%
Above 5 years upto & inclusive of 10 years₹1,000 – ₹3,00,00,0006.60%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-0113 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 Days₹1,000 – ₹3,00,00,0004.00%
15 Days to 45 Days₹1,000 – ₹3,00,00,0005.00%
46 Days to 60 Days₹1,000 – ₹3,00,00,0005.00%
61 Days to 90 Days₹1,000 – ₹3,00,00,0004.50%
91 Days to 179 Days₹1,000 – ₹3,00,00,0005.25%
180 Days to less than one year₹1,000 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 years₹1,000 – ₹3,00,00,0006.75%
370 Days (Use 12 months and 5 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.50%
666 Days (Use 21 months and 26 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.60%
Above 2 years upto & inclusive of 3 years₹1,000 – ₹3,00,00,0007.00%
Above 3 years upto & inclusive of 5 years₹1,000 – ₹3,00,00,0007.00%
1111 Days (Use 36 months and 15 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.75%
Above 5 years upto & inclusive of 10 years₹1,000 – ₹3,00,00,0007.10%

FD · Non-CallableFD_NC

w.e.f. 2025-10-041 row
View source — product page
FD · Non-Callable rates — w.e.f. 2025-10-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to 13 months - > 1 Crore upto Rs 3 Crore₹1,00,00,001 – ₹2,99,99,9997.00%

FD · Non-Callable SCFD_NC_SC

Dhanlaxmi Bank publishes no separate fd · non-callable sc rate — it pays 7.50%, the exact same rate as its fd · non-callable card at every term we can match. There is no premium to show, so we are not printing the fd · non-callable table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Dhanlaxmi Bank customer using our calculator.

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-011 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Dhanam Tax Advantage Deposit - deposit period between 5 and 10 years, applicable rate of interest for 5 years (5-year lock-in)₹100 – ₹1,50,0006.50%

Tax Saver SCFD_TAX_SC

Dhanlaxmi Bank publishes no separate tax saver sc rate — it pays 6.50%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Dhanlaxmi Bank customer using our calculator.

Recurring deposits

RDRD

w.e.f. 2026-06-0110 rows
View source — product page
RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
61 Days to 90 Daysinherited_from_fd₹100 – ₹3,00,00,0004.50%
91 Days to 179 Daysinherited_from_fd₹100 – ₹3,00,00,0005.25%
180 Days to less than one yearinherited_from_fd₹100 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 yearsinherited_from_fd₹100 – ₹3,00,00,0006.25%
370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.00%
666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.10%
Above 2 years upto & inclusive of 3 yearsinherited_from_fd₹100 – ₹3,00,00,0006.50%
Above 3 years upto & inclusive of 5 yearsinherited_from_fd₹100 – ₹3,00,00,0006.50%
1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.25%
Above 5 years upto & inclusive of 10 yearsinherited_from_fd₹100 – ₹3,00,00,0006.60%

RD · SCRD_SC

w.e.f. 2026-06-0110 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
61 Days to 90 Daysinherited_from_fd₹100 – ₹3,00,00,0004.50%
91 Days to 179 Daysinherited_from_fd₹100 – ₹3,00,00,0005.25%
180 Days to less than one yearinherited_from_fd₹100 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 yearsinherited_from_fd₹100 – ₹3,00,00,0006.75%
370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.50%
666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.60%
Above 2 years upto & inclusive of 3 yearsinherited_from_fd₹100 – ₹3,00,00,0007.00%
Above 3 years upto & inclusive of 5 yearsinherited_from_fd₹100 – ₹3,00,00,0007.00%
1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.75%
Above 5 years upto & inclusive of 10 yearsinherited_from_fd₹100 – ₹3,00,00,0007.10%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-07-018 rows
View source — product page
Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹5,00,0002.75%
on-call₹5,00,000 – ₹50,00,0003.25%
on-call₹50,00,000 – ₹1,00,00,0004.00%
on-call₹1,00,00,000 – ₹3,00,00,0005.00%
on-call₹3,00,00,000 – ₹5,00,00,0006.00%
on-call₹5,00,00,000 – ₹1,00,00,00,0006.50%
on-call₹1,00,00,00,000 and above4.00%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-07-018 rows
View source — product page
NRE Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹5,00,0002.75%
on-call₹5,00,000 – ₹50,00,0003.25%
on-call₹50,00,000 – ₹1,00,00,0004.00%
on-call₹1,00,00,000 – ₹3,00,00,0005.00%
on-call₹3,00,00,000 – ₹5,00,00,0006.00%
on-call₹5,00,00,000 – ₹1,00,00,00,0006.50%
on-call₹1,00,00,00,000 and above4.00%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-07-018 rows
View source — product page
NRO Savings rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹5,00,0002.75%
on-call₹5,00,000 – ₹50,00,0003.25%
on-call₹50,00,000 – ₹1,00,00,0004.00%
on-call₹1,00,00,000 – ₹3,00,00,0005.00%
on-call₹3,00,00,000 – ₹5,00,00,0006.00%
on-call₹5,00,00,000 – ₹1,00,00,00,0006.50%
on-call₹1,00,00,00,000 and above4.00%

NRI deposits

NRENRE

w.e.f. 2026-06-017 rows
View source — product page
NRE rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Above 1 year upto & inclusive of 2 years₹1,000 – ₹2,99,99,9996.25%
370 days (Use 12 months and 5 days while opening FD in online mode)₹1,000 – ₹2,99,99,9997.00%
666 days (Use 21 months and 26 days while opening FD in online mode)₹1,000 – ₹2,99,99,9997.10%
Above 2 years upto & inclusive of 3 years₹1,000 – ₹2,99,99,9996.50%
Above 3 years upto & inclusive of 5 years₹1,000 – ₹2,99,99,9996.50%
1111 days (Use 36 months 15 days while opening FD in online mode)₹1,000 – ₹2,99,99,9997.25%
Above 5 years upto & inclusive of 10 years₹1,000 – ₹2,99,99,9996.60%

NRONRO

w.e.f. 2026-06-0113 rows
View source — product page
NRO rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 Days to 14 Days₹1,000 – ₹3,00,00,0004.00%
15 Days to 45 Days₹1,000 – ₹3,00,00,0005.00%
46 Days to 60 Days₹1,000 – ₹3,00,00,0005.00%
61 Days to 90 Days₹1,000 – ₹3,00,00,0004.50%
91 Days to 179 Days₹1,000 – ₹3,00,00,0005.25%
180 Days to less than one year₹1,000 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 years₹1,000 – ₹3,00,00,0006.25%
370 Days (Use 12 months and 5 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.00%
666 Days (Use 21 months and 26 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.10%
Above 2 years upto & inclusive of 3 years₹1,000 – ₹3,00,00,0006.50%
Above 3 years upto & inclusive of 5 years₹1,000 – ₹3,00,00,0006.50%
1111 Days (Use 36 months and 15 days while opening FD in online mode)₹1,000 – ₹3,00,00,0007.25%
Above 5 years upto & inclusive of 10 years₹1,000 – ₹3,00,00,0006.60%

NRO · Non-CallableNRO_NC

w.e.f. 2025-10-041 row
View source — product page
NRO · Non-Callable rates — w.e.f. 2025-10-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to 13 months - > 1 Crore upto Rs 3 Crore (NRO mirror of domestic NC)₹1,00,00,001 – ₹2,99,99,9997.00%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-04-20USD4 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months and above but less than 1 year5.20%
1 year and above but less than 2 years5.20%
2 years and above but less than 3 years4.01%
3 years3.86%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-04-20GBP4 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months and above but less than 1 year3.54%
1 year and above but less than 2 years3.54%
2 years and above but less than 3 years3.29%
3 years1.99%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-04-20EUR4 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months and above but less than 1 year0.05%
1 year and above but less than 2 years0.05%
2 years and above but less than 3 years0.05%
3 years0.05%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-017 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
Above 1 year upto & inclusive of 2 years (mirror NRE card)₹1,000 – ₹2,99,99,9996.25%
370 days (mirror NRE card special)₹1,000 – ₹2,99,99,9997.00%
666 days (mirror NRE card special)₹1,000 – ₹2,99,99,9997.10%
Above 2 years upto & inclusive of 3 years (mirror NRE card)₹1,000 – ₹2,99,99,9996.50%
Above 3 years upto & inclusive of 5 years (mirror NRE card)₹1,000 – ₹2,99,99,9996.50%
1111 days (mirror NRE card special)₹1,000 – ₹2,99,99,9997.25%
Above 5 years upto & inclusive of 10 years (mirror NRE card)₹1,000 – ₹2,99,99,9996.60%

NRO RDNRO_RD

w.e.f. 2026-06-0110 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
61 Days to 90 Daysinherited_from_fd₹100 – ₹3,00,00,0004.50%
91 Days to 179 Daysinherited_from_fd₹100 – ₹3,00,00,0005.25%
180 Days to less than one yearinherited_from_fd₹100 – ₹3,00,00,0005.25%
1 Year and above up to & inclusive of 2 yearsinherited_from_fd₹100 – ₹3,00,00,0006.25%
370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.00%
666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.10%
Above 2 years upto & inclusive of 3 yearsinherited_from_fd₹100 – ₹3,00,00,0006.50%
Above 3 years upto & inclusive of 5 yearsinherited_from_fd₹100 – ₹3,00,00,0006.50%
1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd₹100 – ₹3,00,00,0007.25%
Above 5 years upto & inclusive of 10 yearsinherited_from_fd₹100 – ₹3,00,00,0006.60%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-04-20USD15 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year & above but less than 2 yearsup to USD 100,0005.20%
1 year & above but less than 2 yearsUSD 100,001 – USD 500,0005.30%
1 year & above but less than 2 yearsUSD 500,001 and above5.51%
2 years & above but less than 3 yearsup to USD 100,0004.01%
2 years & above but less than 3 yearsUSD 100,001 – USD 500,0004.01%
2 years & above but less than 3 yearsUSD 500,001 and above4.01%
3 years & above but less than 4 years - Up to & inclusive of 1 Lakhup to USD 100,0003.86%
3 years & above but less than 4 years - Above 1 Lakh and up to 5 LakhUSD 100,001 – USD 500,0003.86%
3 years & above but less than 4 years - Above 5 LakhUSD 500,001 and above3.86%
4 years & above but < 5 years - Up to & inclusive of 1 Lakhup to USD 100,0003.86%
4 years & above but < 5 years - Above 1 Lakh and up to 5 LakhUSD 100,001 – USD 500,0003.86%
4 years & above but < 5 years - Above 5 LakhUSD 500,001 and above3.86%
5 years only - Up to & inclusive of 1 Lakhup to USD 100,0003.96%
5 years only - Above 1 Lakh and up to 5 LakhUSD 100,001 – USD 500,0003.96%
5 years only - Above 5 LakhUSD 500,001 and above3.96%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-04-20GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year & above but less than 2 years3.54%
2 years & above but less than 3 years3.29%
3 years & above but less than 4 years1.99%
4 years & above but < 5 years1.99%
5 years only1.99%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-04-20EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year & above but less than 2 years0.05%
2 years & above but less than 3 years0.05%
3 years & above but less than 4 years0.05%
4 years & above but < 5 years0.05%
5 years only0.05%

FCNR · SGD · CallableFCNR_SGD

w.e.f. 2026-04-20SGD1 row
View source — product page
FCNR · SGD · Callable rates — w.e.f. 2026-04-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year & above but less than 2 years0.05%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-07-09USD6 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-07-09
Tenure (as the bank states it)Amount slabRate (% p.a.)
FCNR Maxi Gain 3 years & above but less than 4 yearsup to USD 100,0007.20%
FCNR Maxi Gain 3 years & above but less than 4 yearsUSD 100,001 and above7.25%
FCNR Maxi Gain 4 years & above but less than 5 yearsup to USD 100,0007.20%
FCNR Maxi Gain 4 years & above but less than 5 yearsUSD 100,001 and above7.25%
FCNR Maxi Gain 5 yearsup to USD 100,0007.20%
FCNR Maxi Gain 5 yearsUSD 100,001 and above7.25%

If you break it early

Not yet verified

We have not read and recorded Dhanlaxmi Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Dhanlaxmi Bank

33 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • NRE · Non-Callablesource ↗checked 2026-07-14
  • RFC · AUD (returned NRI)source ↗checked 2026-07-16
  • RFC · CAD (returned NRI)source ↗checked 2026-07-16
  • RFC · CHF (returned NRI)source ↗checked 2026-07-16
  • RFC · HKD (returned NRI)source ↗checked 2026-07-16
  • RFC · NZD (returned NRI)source ↗checked 2026-07-16
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
  • RFC · SGD (returned NRI)source ↗checked 2026-07-16
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-16

FCNR — callable

  • FCNR · AUD · Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Callablesource ↗checked 2026-07-22
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22

Financial healthQ4FY2026

Full transparency report →
GNPA
1.89%
NNPA
0.51%
CAR
18.92%
CASA
25.00%
ROA
0.84%
ROE
6.20%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Dhanlaxmi Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 156 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.