Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 46 Days to 60 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 61 Days to 90 Days | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one year | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹3,00,00,000 | 6.60% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 46 Days to 60 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 61 Days to 90 Days | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one year | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.60% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.75% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹3,00,00,000 | 7.10% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months - > 1 Crore upto Rs 3 Crore | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
FD · Non-Callable SCFD_NC_SC
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Dhanam Tax Advantage Deposit - deposit period between 5 and 10 years, applicable rate of interest for 5 years (5-year lock-in) | ₹100 – ₹1,50,000 | 6.50% |
Tax Saver SCFD_TAX_SC
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.60% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.50% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.60% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.75% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹5,00,000 | 2.75% |
| on-call | ₹5,00,000 – ₹50,00,000 | 3.25% |
| on-call | ₹50,00,000 – ₹1,00,00,000 | 4.00% |
| on-call | ₹1,00,00,000 – ₹3,00,00,000 | 5.00% |
| on-call | ₹3,00,00,000 – ₹5,00,00,000 | 6.00% |
| on-call | ₹5,00,00,000 – ₹1,00,00,00,000 | 6.50% |
| on-call | ₹1,00,00,00,000 and above | 4.00% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year upto & inclusive of 2 years | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 370 days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 666 days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹2,99,99,999 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1111 days (Use 36 months 15 days while opening FD in online mode) | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹2,99,99,999 | 6.60% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 Days to 45 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 46 Days to 60 Days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 61 Days to 90 Days | ₹1,000 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Days | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one year | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 years | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode) | ₹1,000 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 years | ₹1,000 – ₹3,00,00,000 | 6.60% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months - > 1 Crore upto Rs 3 Crore (NRO mirror of domestic NC) | ₹1,00,00,001 – ₹2,99,99,999 | 7.00% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 5.20% |
| 1 year and above but less than 2 years | — | 5.20% |
| 2 years and above but less than 3 years | — | 4.01% |
| 3 years | — | 3.86% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 3.54% |
| 1 year and above but less than 2 years | — | 3.54% |
| 2 years and above but less than 3 years | — | 3.29% |
| 3 years | — | 1.99% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months and above but less than 1 year | — | 0.05% |
| 1 year and above but less than 2 years | — | 0.05% |
| 2 years and above but less than 3 years | — | 0.05% |
| 3 years | — | 0.05% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above 1 year upto & inclusive of 2 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 370 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.00% |
| 666 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.10% |
| Above 2 years upto & inclusive of 3 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.50% |
| Above 3 years upto & inclusive of 5 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 1111 days (mirror NRE card special) | ₹1,000 – ₹2,99,99,999 | 7.25% |
| Above 5 years upto & inclusive of 10 years (mirror NRE card) | ₹1,000 – ₹2,99,99,999 | 6.60% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 61 Days to 90 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 Days to 179 Daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than one yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.25% |
| 1 Year and above up to & inclusive of 2 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| 370 Days (Use 12 months and 5 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
| 666 Days (Use 21 months and 26 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.10% |
| Above 2 years upto & inclusive of 3 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| Above 3 years upto & inclusive of 5 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| 1111 Days (Use 36 months and 15 days while opening FD in online mode)inherited_from_fd | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 5 years upto & inclusive of 10 yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.60% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | up to USD 100,000 | 5.20% |
| 1 year & above but less than 2 years | USD 100,001 – USD 500,000 | 5.30% |
| 1 year & above but less than 2 years | USD 500,001 and above | 5.51% |
| 2 years & above but less than 3 years | up to USD 100,000 | 4.01% |
| 2 years & above but less than 3 years | USD 100,001 – USD 500,000 | 4.01% |
| 2 years & above but less than 3 years | USD 500,001 and above | 4.01% |
| 3 years & above but less than 4 years - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.86% |
| 3 years & above but less than 4 years - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.86% |
| 3 years & above but less than 4 years - Above 5 Lakh | USD 500,001 and above | 3.86% |
| 4 years & above but < 5 years - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.86% |
| 4 years & above but < 5 years - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.86% |
| 4 years & above but < 5 years - Above 5 Lakh | USD 500,001 and above | 3.86% |
| 5 years only - Up to & inclusive of 1 Lakh | up to USD 100,000 | 3.96% |
| 5 years only - Above 1 Lakh and up to 5 Lakh | USD 100,001 – USD 500,000 | 3.96% |
| 5 years only - Above 5 Lakh | USD 500,001 and above | 3.96% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 3.54% |
| 2 years & above but less than 3 years | — | 3.29% |
| 3 years & above but less than 4 years | — | 1.99% |
| 4 years & above but < 5 years | — | 1.99% |
| 5 years only | — | 1.99% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 0.05% |
| 2 years & above but less than 3 years | — | 0.05% |
| 3 years & above but less than 4 years | — | 0.05% |
| 4 years & above but < 5 years | — | 0.05% |
| 5 years only | — | 0.05% |
FCNR · SGD · CallableFCNR_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year & above but less than 2 years | — | 0.05% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Maxi Gain 3 years & above but less than 4 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 3 years & above but less than 4 years | USD 100,001 and above | 7.25% |
| FCNR Maxi Gain 4 years & above but less than 5 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 4 years & above but less than 5 years | USD 100,001 and above | 7.25% |
| FCNR Maxi Gain 5 years | up to USD 100,000 | 7.20% |
| FCNR Maxi Gain 5 years | USD 100,001 and above | 7.25% |
If you break it early
Not yet verified
We have not read and recorded Dhanlaxmi Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Dhanlaxmi Bank
33 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-14
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-14
- RFC · AUD (returned NRI)source ↗checked 2026-07-16
- RFC · CAD (returned NRI)source ↗checked 2026-07-16
- RFC · CHF (returned NRI)source ↗checked 2026-07-16
- RFC · HKD (returned NRI)source ↗checked 2026-07-16
- RFC · NZD (returned NRI)source ↗checked 2026-07-16
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-16
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-16
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.89%
- NNPA
- 0.51%
- CAR
- 18.92%
- CASA
- 25.00%
- ROA
- 0.84%
- ROE
- 6.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Dhanlaxmi Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 156 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.
