Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 dayscallable | ₹10,000 – ₹3,00,00,000 | 3.75% |
| 46 days to 90 dayscallable | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 days to less than 6 monthscallable | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 6 months to less than 10 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 10 months to less than 12 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 12 months to less than 15 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 15 months to less than 16 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 16 months to less than 24 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 24 months to less than 25 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.50% |
| 25 months to less than 27 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 27 months to less than 34 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 34 months to Less than 35 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.50% |
| 35 months to less than 37 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 37 months to 38 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.10% |
| More than 38 months to less than 60 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 60 months to 61 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.50% |
| More than 61 months to 120 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.00% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 dayscallable | ₹10,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 90 dayscallable | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91 days to less than 6 monthscallable | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 6 months to less than 10 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 10 months to less than 12 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 12 months to less than 15 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 15 months to less than 16 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.60% |
| 16 months to less than 24 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 24 months to less than 25 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.00% |
| 25 months to less than 27 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 27 months to less than 34 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 34 months to Less than 35 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.00% |
| 35 months to less than 37 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 37 months to 38 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.60% |
| More than 38 months to less than 60 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 60 months to 61 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.00% |
| More than 61 months to 120 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
FD · Super SeniorFD_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 dayscallable | ₹10,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 90 dayscallable | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 91 days to less than 6 monthscallable | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 6 months to less than 10 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 10 months to less than 12 monthscallable | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 12 months to less than 15 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 15 months to less than 16 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.60% |
| 16 months to less than 24 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 24 months to less than 25 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.05% |
| 25 months to less than 27 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 27 months to less than 34 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 34 months to Less than 35 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.05% |
| 35 months to less than 37 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 37 months to 38 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.65% |
| More than 38 months to less than 60 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 60 months to 61 monthscallable | ₹10,000 – ₹3,00,00,000 | 8.05% |
| More than 61 months to 120 monthscallable | ₹10,000 – ₹3,00,00,000 | 7.25% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.45% |
| 15 months to less than 24 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 24 months to less than 34 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.70% |
| 34 months to 60 monthsnc | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
FD · Non-Callable SCFD_NC_SC
FD · Non-Callable SSCFD_NC_SSC
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax | ₹10,000 – ₹1,50,000 | 7.50% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax | ₹10,000 – ₹1,50,000 | 8.00% |
Tax Saver SSCFD_TAX_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 yearstax | ₹10,000 – ₹1,50,000 | 8.05% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 months | ₹500 and above | 6.90% |
| 15 months to less than 16 months | ₹500 and above | 7.00% |
| 16 months to less than 24 months | ₹500 and above | 6.90% |
| 24 months to less than 25 months | ₹500 and above | 7.50% |
| 25 months to less than 27 months | ₹500 and above | 6.90% |
| 27 months to less than 34 months | ₹500 and above | 7.00% |
| 34 months to Less than 35 months | ₹500 and above | 7.50% |
| 35 months to less than 37 months | ₹500 and above | 7.00% |
| 37 months to 38 months | ₹500 and above | 7.10% |
| More than 38 months to less than 60 months | ₹500 and above | 7.00% |
| 60 months to 61 months | ₹500 and above | 7.50% |
| More than 61 months to 120 months | ₹500 and above | 7.00% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 months | ₹500 and above | 7.15% |
| 15 months to less than 16 months | ₹500 and above | 7.50% |
| 16 months to less than 24 months | ₹500 and above | 7.15% |
| 24 months to less than 25 months | ₹500 and above | 8.00% |
| 25 months to less than 27 months | ₹500 and above | 7.15% |
| 27 months to less than 34 months | ₹500 and above | 7.25% |
| 34 months to Less than 35 months | ₹500 and above | 8.00% |
| 35 months to less than 37 months | ₹500 and above | 7.25% |
| 37 months to 38 months | ₹500 and above | 7.60% |
| More than 38 months to less than 60 months | ₹500 and above | 7.25% |
| 60 months to 61 months | ₹500 and above | 8.00% |
| More than 61 months to 120 months | ₹500 and above | 7.25% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| On balances up to 1 lakh in the account | ₹0 – ₹1,00,000 | 1.50% |
| On balances above 1 lakh to less than 5 lakh in the account | ₹1,00,001 – ₹4,99,999 | 2.25% |
| On balances from 5 lakh to less than 10 lakh in the account | ₹5,00,000 – ₹9,99,999 | 3.75% |
| On balances from 10 lakh to less than 25 lakh in the account | ₹10,00,000 – ₹24,99,999 | 5.75% |
| On balances from 25 lakh to less than 50 lakh in the account | ₹25,00,000 – ₹49,99,999 | 6.85% |
| On balances from 50 lakh to less than 2 Crore | ₹50,00,000 – ₹1,99,99,999 | 6.70% |
| On balances from 2 Crore to less than 10 Crore | ₹2,00,00,000 – ₹9,99,99,999 | 6.60% |
| On balances from 10 Crore to less than 300 Crore | ₹10,00,00,000 – ₹2,99,99,99,999 | 6.00% |
| On balances from 300 crore and above | ₹3,00,00,00,000 and above | 5.50% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| On balances up to 1 lakh in the account | ₹0 – ₹1,00,000 | 1.50% |
| On balances above 1 lakh to less than 5 lakh in the account | ₹1,00,001 – ₹4,99,999 | 2.25% |
| On balances from 5 lakh to less than 10 lakh in the account | ₹5,00,000 – ₹9,99,999 | 3.75% |
| On balances from 10 lakh to less than 25 lakh in the account | ₹10,00,000 – ₹24,99,999 | 5.75% |
| On balances from 25 lakh to less than 50 lakh in the account | ₹25,00,000 – ₹49,99,999 | 6.85% |
| On balances from 50 lakh to less than 2 Crore | ₹50,00,000 – ₹1,99,99,999 | 6.70% |
| On balances from 2 Crore to less than 10 Crore | ₹2,00,00,000 – ₹9,99,99,999 | 6.60% |
| On balances from 10 Crore to less than 300 Crore | ₹10,00,00,000 – ₹2,99,99,99,999 | 6.00% |
| On balances from 300 crore and above | ₹3,00,00,00,000 and above | 5.50% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| On balances up to 1 lakh in the account | ₹0 – ₹1,00,000 | 1.50% |
| On balances above 1 lakh to less than 5 lakh in the account | ₹1,00,001 – ₹4,99,999 | 2.25% |
| On balances from 5 lakh to less than 10 lakh in the account | ₹5,00,000 – ₹9,99,999 | 3.75% |
| On balances from 10 lakh to less than 25 lakh in the account | ₹10,00,000 – ₹24,99,999 | 5.75% |
| On balances from 25 lakh to less than 50 lakh in the account | ₹25,00,000 – ₹49,99,999 | 6.85% |
| On balances from 50 lakh to less than 2 Crore | ₹50,00,000 – ₹1,99,99,999 | 6.70% |
| On balances from 2 Crore to less than 10 Crore | ₹2,00,00,000 – ₹9,99,99,999 | 6.60% |
| On balances from 10 Crore to less than 300 Crore | ₹10,00,00,000 – ₹2,99,99,99,999 | 6.00% |
| On balances from 300 crore and above | ₹3,00,00,00,000 and above | 5.50% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 15 months to less than 16 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 16 months to less than 24 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 24 months to less than 25 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| 25 months to less than 27 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 27 months to less than 34 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 34 months to Less than 35 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| 35 months to less than 37 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 37 months to 38 months | ₹10,000 – ₹2,99,99,999 | 7.10% |
| More than 38 months to less than 60 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 60 months to 61 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| More than 61 months to 120 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.15% |
| 13 months 1 day to less than 18 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.30% |
| 18 months to 19 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
| 19 months 1 days to less than 24 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
| 24 months to less than 25 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.60% |
| 25 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.50% |
| 25 months 1 day to less than 34 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.55% |
| 34 months to less than 35 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.65% |
| 35 months to less than 60 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.55% |
| 60 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.65% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 45 days | ₹10,000 – ₹2,99,99,999 | 3.75% |
| 46 days to 90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91 days to less than 6 months | ₹10,000 – ₹2,99,99,999 | 4.75% |
| 6 months to less than 10 months | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 10 months to less than 12 months | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 12 months to less than 15 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 15 months to less than 16 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 16 months to less than 24 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 24 months to less than 25 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| 25 months to less than 27 months | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 27 months to less than 34 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 34 months to Less than 35 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| 35 months to less than 37 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 37 months to 38 months | ₹10,000 – ₹2,99,99,999 | 7.10% |
| More than 38 months to less than 60 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 60 months to 61 months | ₹10,000 – ₹2,99,99,999 | 7.50% |
| More than 61 months to 120 months | ₹10,000 – ₹2,99,99,999 | 7.00% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to 13 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.15% |
| 13 months 1 day to less than 18 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.30% |
| 18 months to 19 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
| 19 months 1 days to less than 24 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
| 24 months to less than 25 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.60% |
| 25 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.50% |
| 25 months 1 day to less than 34 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.55% |
| 34 months to less than 35 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.65% |
| 35 months to less than 60 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.55% |
| 60 months | ₹1,00,00,001 – ₹2,99,99,999 | 7.65% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to USD 350,000 | 4.25% |
| 1 year and above but less than 2 years | USD 350,000 – USD 600,000 | 5.50% |
| 1 year and above but less than 2 years | USD 600,000 – USD 1,000,000 | 5.50% |
| 1 year and above but less than 2 years | USD 1,000,000 and above | 5.50% |
| 2 years and above but less than 3 years | up to USD 350,000 | 4.25% |
| 2 years and above but less than 3 years | USD 350,000 – USD 600,000 | 4.50% |
| 2 years and above but less than 3 years | USD 600,000 – USD 1,000,000 | 4.50% |
| 2 years and above but less than 3 years | USD 1,000,000 and above | 4.50% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to GBP 300,000 | 4.00% |
| 1 year and above but less than 2 years | GBP 300,000 and above | 4.50% |
| 2 years and above but less than 3 years | up to GBP 300,000 | 2.75% |
| 2 years and above but less than 3 years | GBP 300,000 and above | 2.75% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to EUR 350,000 | 2.50% |
| 1 year and above but less than 2 years | EUR 350,000 and above | 2.50% |
| 2 years and above but less than 3 years | up to EUR 350,000 | 1.75% |
| 2 years and above but less than 3 years | EUR 350,000 and above | 0.75% |
RFC · AUD (returned NRI)RFC_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to AUD 560,000 | 3.50% |
| 1 year and above but less than 2 years | AUD 560,000 and above | 4.50% |
| 2 years and above but less than 3 years | up to AUD 560,000 | 2.75% |
| 2 years and above but less than 3 years | AUD 560,000 and above | 2.75% |
RFC · CAD (returned NRI)RFC_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to CAD 510,000 | 2.50% |
| 1 year and above but less than 2 years | CAD 510,000 and above | 2.50% |
| 2 years and above but less than 3 years | up to CAD 510,000 | 2.00% |
| 2 years and above but less than 3 years | CAD 510,000 and above | 2.00% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 months | ₹500 and above | 6.90% |
| 15 months to less than 16 months | ₹500 and above | 7.00% |
| 16 months to less than 24 months | ₹500 and above | 6.90% |
| 24 months to less than 25 months | ₹500 and above | 7.50% |
| 25 months to less than 27 months | ₹500 and above | 6.90% |
| 27 months to less than 34 months | ₹500 and above | 7.00% |
| 34 months to Less than 35 months | ₹500 and above | 7.50% |
| 35 months to less than 37 months | ₹500 and above | 7.00% |
| 37 months to 38 months | ₹500 and above | 7.10% |
| More than 38 months to less than 60 months | ₹500 and above | 7.00% |
| 60 months to 61 months | ₹500 and above | 7.50% |
| More than 61 months to 120 months | ₹500 and above | 7.00% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 15 months | ₹500 and above | 6.90% |
| 15 months to less than 16 months | ₹500 and above | 7.00% |
| 16 months to less than 24 months | ₹500 and above | 6.90% |
| 24 months to less than 25 months | ₹500 and above | 7.50% |
| 25 months to less than 27 months | ₹500 and above | 6.90% |
| 27 months to less than 34 months | ₹500 and above | 7.00% |
| 34 months to Less than 35 months | ₹500 and above | 7.50% |
| 35 months to less than 37 months | ₹500 and above | 7.00% |
| 37 months to 38 months | ₹500 and above | 7.10% |
| More than 38 months to less than 60 months | ₹500 and above | 7.00% |
| 60 months to 61 months | ₹500 and above | 7.50% |
| More than 61 months to 120 months | ₹500 and above | 7.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to USD 350,000 | 4.25% |
| 1 year and above but less than 2 years | USD 350,000 – USD 600,000 | 5.50% |
| 1 year and above but less than 2 years | USD 600,000 – USD 1,000,000 | 5.50% |
| 1 year and above but less than 2 years | USD 1,000,000 and above | 5.50% |
| 2 years and above but less than 3 years | up to USD 350,000 | 4.25% |
| 2 years and above but less than 3 years | USD 350,000 – USD 600,000 | 4.50% |
| 2 years and above but less than 3 years | USD 600,000 – USD 1,000,000 | 4.50% |
| 2 years and above but less than 3 years | USD 1,000,000 and above | 4.50% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to GBP 300,000 | 4.00% |
| 1 year and above but less than 2 years | GBP 300,000 and above | 4.50% |
| 2 years and above but less than 3 years | up to GBP 300,000 | 2.75% |
| 2 years and above but less than 3 years | GBP 300,000 and above | 2.75% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to EUR 350,000 | 2.50% |
| 1 year and above but less than 2 years | EUR 350,000 and above | 2.50% |
| 2 years and above but less than 3 years | up to EUR 350,000 | 1.75% |
| 2 years and above but less than 3 years | EUR 350,000 and above | 0.75% |
FCNR · CAD · CallableFCNR_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to CAD 510,000 | 2.50% |
| 1 year and above but less than 2 years | CAD 510,000 and above | 2.50% |
| 2 years and above but less than 3 years | up to CAD 510,000 | 2.00% |
| 2 years and above but less than 3 years | CAD 510,000 and above | 2.00% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year and above but less than 2 years | up to AUD 560,000 | 3.50% |
| 1 year and above but less than 2 years | AUD 560,000 and above | 4.50% |
| 2 years and above but less than 3 years | up to AUD 560,000 | 2.75% |
| 2 years and above but less than 3 years | AUD 560,000 and above | 2.75% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to USD 350,000 | 7.15% |
| 3 years to less than 4 years | USD 350,000 – USD 600,000 | 7.20% |
| 3 years to less than 4 years | USD 600,000 – USD 1,000,000 | 7.30% |
| 3 years to less than 4 years | USD 1,000,000 and above | 7.50% |
| 4 years to less than 5 years | up to USD 350,000 | 7.20% |
| 4 years to less than 5 years | USD 350,000 – USD 600,000 | 7.25% |
| 4 years to less than 5 years | USD 600,000 – USD 1,000,000 | 7.35% |
| 4 years to less than 5 years | USD 1,000,000 and above | 7.50% |
| 5 years | up to USD 350,000 | 7.25% |
| 5 years | USD 350,000 – USD 600,000 | 7.30% |
| 5 years | USD 600,000 – USD 1,000,000 | 7.40% |
| 5 years | USD 1,000,000 and above | 7.50% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to GBP 300,000 | 6.80% |
| 3 years to less than 4 years | GBP 300,000 and above | 6.80% |
| 4 years to less than 5 years | up to GBP 300,000 | 6.80% |
| 4 years to less than 5 years | GBP 300,000 and above | 6.80% |
| 5 years | up to GBP 300,000 | 6.80% |
| 5 years | GBP 300,000 and above | 6.80% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to EUR 350,000 | 5.30% |
| 3 years to less than 4 years | EUR 350,000 and above | 5.30% |
| 4 years to less than 5 years | up to EUR 350,000 | 5.30% |
| 4 years to less than 5 years | EUR 350,000 and above | 5.30% |
| 5 years | up to EUR 350,000 | 5.30% |
| 5 years | EUR 350,000 and above | 5.30% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to CAD 510,000 | 5.10% |
| 3 years to less than 4 years | CAD 510,000 and above | 5.10% |
| 4 years to less than 5 years | up to CAD 510,000 | 5.10% |
| 4 years to less than 5 years | CAD 510,000 and above | 5.10% |
| 5 years | up to CAD 510,000 | 5.10% |
| 5 years | CAD 510,000 and above | 5.10% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | up to AUD 560,000 | 7.00% |
| 3 years to less than 4 years | AUD 560,000 and above | 7.00% |
| 4 years to less than 5 years | up to AUD 560,000 | 7.00% |
| 4 years to less than 5 years | AUD 560,000 and above | 7.00% |
| 5 years | up to AUD 560,000 | 7.00% |
| 5 years | AUD 560,000 and above | 7.00% |
If you break it early
Breaking this deposit early — FD · General
Every band DCB Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | no penalty | |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 6 days
“No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Such premature withdrawal would not attract any penal charge.”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Less than ₹ 3 crore 0.5%”
Source
Breaking this deposit early — FD · Senior Citizen
Every band DCB Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | no penalty |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 6 days
“No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Less than ₹ 3 crore 0.5%”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Such premature withdrawal would not attract any penal charge.”
Source
Breaking this deposit early — FD · Super Senior
Every band DCB Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹3 crore | 7 days to 120 months | no penalty |
The bank’s own wording
- ₹10,000 to under ₹3 crore · 0 days to 6 days
“No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Less than ₹ 3 crore 0.5%”
Source - ₹10,000 to under ₹3 crore · 7 days to 120 months
“Such premature withdrawal would not attract any penal charge.”
Source
Breaking this deposit early — FD · Non-Callable
Every band DCB Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 12 months to 60 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 12 months to 60 months
“Premature closure of non-callable deposits is not allowed.”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band DCB Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 12 months to 60 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 12 months to 60 months
“Premature closure of non-callable deposits is not allowed.”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band DCB Bank publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 12 months to 60 months | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 12 months to 60 months
“Premature closure of non-callable deposits is not allowed.”
Source
Breaking this deposit early — Tax Saver
Every band DCB Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 5 years to 5 years
“premature withdrawal is not available for this deposit.”
Source
Breaking this deposit early — Tax Saver SC
Every band DCB Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 5 years to 5 years
“premature withdrawal is not available for this deposit.”
Source
Breaking this deposit early — Tax Saver SSC
Every band DCB Bank publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹10,000 to ₹1,50,000 · 5 years to 5 years
“premature withdrawal is not available for this deposit.”
Source
Not yet verified
We have not read and recorded DCB Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by DCB Bank
5 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.45%
- NNPA
- 0.89%
- CAR
- 16.55%
- CASA
- 22.38%
- ROA
- 0.97%
- ROE
- 13.53%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as DCB Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 274 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.