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DCB Bank
every deposit rate, in one place.

Every product DCB Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
35
Live rate rows
274
Rate cards
35
Newest w.e.f.
2026-08-04

Fixed deposits

FD · GeneralFD

w.e.f. 2026-08-0417 rows
View source — product page ↗
FD · General rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 dayscallable₹10,000 – ₹3,00,00,0003.75%
46 days to 90 dayscallable₹10,000 – ₹3,00,00,0004.50%
91 days to less than 6 monthscallable₹10,000 – ₹3,00,00,0004.75%
6 months to less than 10 monthscallable₹10,000 – ₹3,00,00,0006.00%
10 months to less than 12 monthscallable₹10,000 – ₹3,00,00,0006.50%
12 months to less than 15 monthscallable₹10,000 – ₹3,00,00,0006.90%
15 months to less than 16 monthscallable₹10,000 – ₹3,00,00,0007.10%
16 months to less than 24 monthscallable₹10,000 – ₹3,00,00,0006.90%
24 months to less than 25 monthscallable₹10,000 – ₹3,00,00,0007.50%
25 months to less than 27 monthscallable₹10,000 – ₹3,00,00,0006.90%
27 months to less than 34 monthscallable₹10,000 – ₹3,00,00,0007.00%
34 months to Less than 35 monthscallable₹10,000 – ₹3,00,00,0007.50%
35 months to less than 37 monthscallable₹10,000 – ₹3,00,00,0007.00%
37 months to 38 monthscallable₹10,000 – ₹3,00,00,0007.10%
More than 38 months to less than 60 monthscallable₹10,000 – ₹3,00,00,0007.00%
60 months to 61 monthscallable₹10,000 – ₹3,00,00,0007.50%
More than 61 months to 120 monthscallable₹10,000 – ₹3,00,00,0007.00%

FD · Senior CitizenFD_SC

w.e.f. 2026-08-0417 rows
View source — product page ↗
FD · Senior Citizen rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 dayscallable₹10,000 – ₹3,00,00,0004.00%
46 days to 90 dayscallable₹10,000 – ₹3,00,00,0004.75%
91 days to less than 6 monthscallable₹10,000 – ₹3,00,00,0005.00%
6 months to less than 10 monthscallable₹10,000 – ₹3,00,00,0006.25%
10 months to less than 12 monthscallable₹10,000 – ₹3,00,00,0006.75%
12 months to less than 15 monthscallable₹10,000 – ₹3,00,00,0007.15%
15 months to less than 16 monthscallable₹10,000 – ₹3,00,00,0007.60%
16 months to less than 24 monthscallable₹10,000 – ₹3,00,00,0007.15%
24 months to less than 25 monthscallable₹10,000 – ₹3,00,00,0008.00%
25 months to less than 27 monthscallable₹10,000 – ₹3,00,00,0007.15%
27 months to less than 34 monthscallable₹10,000 – ₹3,00,00,0007.25%
34 months to Less than 35 monthscallable₹10,000 – ₹3,00,00,0008.00%
35 months to less than 37 monthscallable₹10,000 – ₹3,00,00,0007.25%
37 months to 38 monthscallable₹10,000 – ₹3,00,00,0007.60%
More than 38 months to less than 60 monthscallable₹10,000 – ₹3,00,00,0007.25%
60 months to 61 monthscallable₹10,000 – ₹3,00,00,0008.00%
More than 61 months to 120 monthscallable₹10,000 – ₹3,00,00,0007.25%

FD · Super SeniorFD_SSC

w.e.f. 2026-08-0417 rows
View source — product page ↗
FD · Super Senior rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 dayscallable₹10,000 – ₹3,00,00,0004.00%
46 days to 90 dayscallable₹10,000 – ₹3,00,00,0004.75%
91 days to less than 6 monthscallable₹10,000 – ₹3,00,00,0005.00%
6 months to less than 10 monthscallable₹10,000 – ₹3,00,00,0006.25%
10 months to less than 12 monthscallable₹10,000 – ₹3,00,00,0006.75%
12 months to less than 15 monthscallable₹10,000 – ₹3,00,00,0007.15%
15 months to less than 16 monthscallable₹10,000 – ₹3,00,00,0007.60%
16 months to less than 24 monthscallable₹10,000 – ₹3,00,00,0007.15%
24 months to less than 25 monthscallable₹10,000 – ₹3,00,00,0008.05%
25 months to less than 27 monthscallable₹10,000 – ₹3,00,00,0007.15%
27 months to less than 34 monthscallable₹10,000 – ₹3,00,00,0007.25%
34 months to Less than 35 monthscallable₹10,000 – ₹3,00,00,0008.05%
35 months to less than 37 monthscallable₹10,000 – ₹3,00,00,0007.25%
37 months to 38 monthscallable₹10,000 – ₹3,00,00,0007.65%
More than 38 months to less than 60 monthscallable₹10,000 – ₹3,00,00,0007.25%
60 months to 61 monthscallable₹10,000 – ₹3,00,00,0008.05%
More than 61 months to 120 monthscallable₹10,000 – ₹3,00,00,0007.25%

FD · Non-CallableFD_NC

w.e.f. 2026-08-044 rows
View source — product page ↗
FD · Non-Callable rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 monthsnc₹1,00,00,000 – ₹3,00,00,0007.45%
15 months to less than 24 monthsnc₹1,00,00,000 – ₹3,00,00,0007.55%
24 months to less than 34 monthsnc₹1,00,00,000 – ₹3,00,00,0007.70%
34 months to 60 monthsnc₹1,00,00,000 – ₹3,00,00,0007.60%

FD · Non-Callable SCFD_NC_SC

DCB Bank publishes no separate fd · non-callable sc rate — it pays 7.70%, the exact same rate as its fd · non-callable card at every term we can match. There is no premium to show, so we are not printing the fd · non-callable table a second time under this heading — it is directly above. 4 live rows back this rate, and it still resolves correctly for a DCB Bank customer using our calculator.

FD · Non-Callable SSCFD_NC_SSC

DCB Bank publishes no separate fd · non-callable ssc rate — it pays 7.70%, the exact same rate as its fd · non-callable sc card at every term we can match. There is no premium to show, so we are not printing the fd · non-callable sc table a second time under this heading — it is directly above. 4 live rows back this rate, and it still resolves correctly for a DCB Bank customer using our calculator.

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-08-041 row
View source — product page ↗
Tax Saver rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 yearstax₹10,000 – ₹1,50,0007.50%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-08-041 row
View source — product page ↗
Tax Saver SC rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 yearstax₹10,000 – ₹1,50,0008.00%

Tax Saver SSCFD_TAX_SSC

w.e.f. 2026-08-041 row
View source — product page ↗
Tax Saver SSC rates — w.e.f. 2026-08-04
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 yearstax₹10,000 – ₹1,50,0008.05%

Recurring deposits

RDRD

w.e.f. 2026-06-0112 rows
View source — product page ↗
RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 months₹500 and above6.90%
15 months to less than 16 months₹500 and above7.00%
16 months to less than 24 months₹500 and above6.90%
24 months to less than 25 months₹500 and above7.50%
25 months to less than 27 months₹500 and above6.90%
27 months to less than 34 months₹500 and above7.00%
34 months to Less than 35 months₹500 and above7.50%
35 months to less than 37 months₹500 and above7.00%
37 months to 38 months₹500 and above7.10%
More than 38 months to less than 60 months₹500 and above7.00%
60 months to 61 months₹500 and above7.50%
More than 61 months to 120 months₹500 and above7.00%

RD · SCRD_SC

w.e.f. 2026-06-0112 rows
View source — product page ↗
RD · SC rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 months₹500 and above7.15%
15 months to less than 16 months₹500 and above7.50%
16 months to less than 24 months₹500 and above7.15%
24 months to less than 25 months₹500 and above8.00%
25 months to less than 27 months₹500 and above7.15%
27 months to less than 34 months₹500 and above7.25%
34 months to Less than 35 months₹500 and above8.00%
35 months to less than 37 months₹500 and above7.25%
37 months to 38 months₹500 and above7.60%
More than 38 months to less than 60 months₹500 and above7.25%
60 months to 61 months₹500 and above8.00%
More than 61 months to 120 months₹500 and above7.25%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-03-069 rows
View source — product page ↗
Savings rates — w.e.f. 2026-03-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
On balances up to 1 lakh in the account₹0 – ₹1,00,0001.50%
On balances above 1 lakh to less than 5 lakh in the account₹1,00,001 – ₹4,99,9992.25%
On balances from 5 lakh to less than 10 lakh in the account₹5,00,000 – ₹9,99,9993.75%
On balances from 10 lakh to less than 25 lakh in the account₹10,00,000 – ₹24,99,9995.75%
On balances from 25 lakh to less than 50 lakh in the account₹25,00,000 – ₹49,99,9996.85%
On balances from 50 lakh to less than 2 Crore₹50,00,000 – ₹1,99,99,9996.70%
On balances from 2 Crore to less than 10 Crore₹2,00,00,000 – ₹9,99,99,9996.60%
On balances from 10 Crore to less than 300 Crore₹10,00,00,000 – ₹2,99,99,99,9996.00%
On balances from 300 crore and above₹3,00,00,00,000 and above5.50%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-03-069 rows
View source — product page ↗
NRE Savings rates — w.e.f. 2026-03-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
On balances up to 1 lakh in the account₹0 – ₹1,00,0001.50%
On balances above 1 lakh to less than 5 lakh in the account₹1,00,001 – ₹4,99,9992.25%
On balances from 5 lakh to less than 10 lakh in the account₹5,00,000 – ₹9,99,9993.75%
On balances from 10 lakh to less than 25 lakh in the account₹10,00,000 – ₹24,99,9995.75%
On balances from 25 lakh to less than 50 lakh in the account₹25,00,000 – ₹49,99,9996.85%
On balances from 50 lakh to less than 2 Crore₹50,00,000 – ₹1,99,99,9996.70%
On balances from 2 Crore to less than 10 Crore₹2,00,00,000 – ₹9,99,99,9996.60%
On balances from 10 Crore to less than 300 Crore₹10,00,00,000 – ₹2,99,99,99,9996.00%
On balances from 300 crore and above₹3,00,00,00,000 and above5.50%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-03-069 rows
View source — product page ↗
NRO Savings rates — w.e.f. 2026-03-06
Tenure (as the bank states it)Amount slabRate (% p.a.)
On balances up to 1 lakh in the account₹0 – ₹1,00,0001.50%
On balances above 1 lakh to less than 5 lakh in the account₹1,00,001 – ₹4,99,9992.25%
On balances from 5 lakh to less than 10 lakh in the account₹5,00,000 – ₹9,99,9993.75%
On balances from 10 lakh to less than 25 lakh in the account₹10,00,000 – ₹24,99,9995.75%
On balances from 25 lakh to less than 50 lakh in the account₹25,00,000 – ₹49,99,9996.85%
On balances from 50 lakh to less than 2 Crore₹50,00,000 – ₹1,99,99,9996.70%
On balances from 2 Crore to less than 10 Crore₹2,00,00,000 – ₹9,99,99,9996.60%
On balances from 10 Crore to less than 300 Crore₹10,00,00,000 – ₹2,99,99,99,9996.00%
On balances from 300 crore and above₹3,00,00,00,000 and above5.50%

NRI deposits

NRENRE

w.e.f. 2026-06-0112 rows
View source — product page ↗
NRE rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 months₹10,000 – ₹2,99,99,9996.90%
15 months to less than 16 months₹10,000 – ₹2,99,99,9997.00%
16 months to less than 24 months₹10,000 – ₹2,99,99,9996.90%
24 months to less than 25 months₹10,000 – ₹2,99,99,9997.50%
25 months to less than 27 months₹10,000 – ₹2,99,99,9996.90%
27 months to less than 34 months₹10,000 – ₹2,99,99,9997.00%
34 months to Less than 35 months₹10,000 – ₹2,99,99,9997.50%
35 months to less than 37 months₹10,000 – ₹2,99,99,9997.00%
37 months to 38 months₹10,000 – ₹2,99,99,9997.10%
More than 38 months to less than 60 months₹10,000 – ₹2,99,99,9997.00%
60 months to 61 months₹10,000 – ₹2,99,99,9997.50%
More than 61 months to 120 months₹10,000 – ₹2,99,99,9997.00%

NRE · Non-CallableNRE_NC

w.e.f. 2026-06-0110 rows
View source — product page ↗
NRE · Non-Callable rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to 13 months₹1,00,00,001 – ₹2,99,99,9997.15%
13 months 1 day to less than 18 months₹1,00,00,001 – ₹2,99,99,9997.30%
18 months to 19 months₹1,00,00,001 – ₹2,99,99,9997.35%
19 months 1 days to less than 24 months₹1,00,00,001 – ₹2,99,99,9997.40%
24 months to less than 25 months₹1,00,00,001 – ₹2,99,99,9997.60%
25 months₹1,00,00,001 – ₹2,99,99,9997.50%
25 months 1 day to less than 34 months₹1,00,00,001 – ₹2,99,99,9997.55%
34 months to less than 35 months₹1,00,00,001 – ₹2,99,99,9997.65%
35 months to less than 60 months₹1,00,00,001 – ₹2,99,99,9997.55%
60 months₹1,00,00,001 – ₹2,99,99,9997.65%

NRONRO

w.e.f. 2026-06-0117 rows
View source — product page ↗
NRO rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 45 days₹10,000 – ₹2,99,99,9993.75%
46 days to 90 days₹10,000 – ₹2,99,99,9994.50%
91 days to less than 6 months₹10,000 – ₹2,99,99,9994.75%
6 months to less than 10 months₹10,000 – ₹2,99,99,9996.00%
10 months to less than 12 months₹10,000 – ₹2,99,99,9996.50%
12 months to less than 15 months₹10,000 – ₹2,99,99,9996.90%
15 months to less than 16 months₹10,000 – ₹2,99,99,9997.00%
16 months to less than 24 months₹10,000 – ₹2,99,99,9996.90%
24 months to less than 25 months₹10,000 – ₹2,99,99,9997.50%
25 months to less than 27 months₹10,000 – ₹2,99,99,9996.90%
27 months to less than 34 months₹10,000 – ₹2,99,99,9997.00%
34 months to Less than 35 months₹10,000 – ₹2,99,99,9997.50%
35 months to less than 37 months₹10,000 – ₹2,99,99,9997.00%
37 months to 38 months₹10,000 – ₹2,99,99,9997.10%
More than 38 months to less than 60 months₹10,000 – ₹2,99,99,9997.00%
60 months to 61 months₹10,000 – ₹2,99,99,9997.50%
More than 61 months to 120 months₹10,000 – ₹2,99,99,9997.00%

NRO · Non-CallableNRO_NC

w.e.f. 2026-06-0110 rows
View source — product page ↗
NRO · Non-Callable rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to 13 months₹1,00,00,001 – ₹2,99,99,9997.15%
13 months 1 day to less than 18 months₹1,00,00,001 – ₹2,99,99,9997.30%
18 months to 19 months₹1,00,00,001 – ₹2,99,99,9997.35%
19 months 1 days to less than 24 months₹1,00,00,001 – ₹2,99,99,9997.40%
24 months to less than 25 months₹1,00,00,001 – ₹2,99,99,9997.60%
25 months₹1,00,00,001 – ₹2,99,99,9997.50%
25 months 1 day to less than 34 months₹1,00,00,001 – ₹2,99,99,9997.55%
34 months to less than 35 months₹1,00,00,001 – ₹2,99,99,9997.65%
35 months to less than 60 months₹1,00,00,001 – ₹2,99,99,9997.55%
60 months₹1,00,00,001 – ₹2,99,99,9997.65%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-07-21USD8 rows
View source — product page ↗
RFC · USD (returned NRI) rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to USD 350,0004.25%
1 year and above but less than 2 yearsUSD 350,000 – USD 600,0005.50%
1 year and above but less than 2 yearsUSD 600,000 – USD 1,000,0005.50%
1 year and above but less than 2 yearsUSD 1,000,000 and above5.50%
2 years and above but less than 3 yearsup to USD 350,0004.25%
2 years and above but less than 3 yearsUSD 350,000 – USD 600,0004.50%
2 years and above but less than 3 yearsUSD 600,000 – USD 1,000,0004.50%
2 years and above but less than 3 yearsUSD 1,000,000 and above4.50%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-07-21GBP4 rows
View source — product page ↗
RFC · GBP (returned NRI) rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to GBP 300,0004.00%
1 year and above but less than 2 yearsGBP 300,000 and above4.50%
2 years and above but less than 3 yearsup to GBP 300,0002.75%
2 years and above but less than 3 yearsGBP 300,000 and above2.75%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-07-21EUR4 rows
View source — product page ↗
RFC · EUR (returned NRI) rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to EUR 350,0002.50%
1 year and above but less than 2 yearsEUR 350,000 and above2.50%
2 years and above but less than 3 yearsup to EUR 350,0001.75%
2 years and above but less than 3 yearsEUR 350,000 and above0.75%

RFC · AUD (returned NRI)RFC_AUD

w.e.f. 2026-07-21AUD4 rows
View source — product page ↗
RFC · AUD (returned NRI) rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to AUD 560,0003.50%
1 year and above but less than 2 yearsAUD 560,000 and above4.50%
2 years and above but less than 3 yearsup to AUD 560,0002.75%
2 years and above but less than 3 yearsAUD 560,000 and above2.75%

RFC · CAD (returned NRI)RFC_CAD

w.e.f. 2026-07-21CAD4 rows
View source — product page ↗
RFC · CAD (returned NRI) rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to CAD 510,0002.50%
1 year and above but less than 2 yearsCAD 510,000 and above2.50%
2 years and above but less than 3 yearsup to CAD 510,0002.00%
2 years and above but less than 3 yearsCAD 510,000 and above2.00%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-0112 rows
View source — product page ↗
NRE RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 months₹500 and above6.90%
15 months to less than 16 months₹500 and above7.00%
16 months to less than 24 months₹500 and above6.90%
24 months to less than 25 months₹500 and above7.50%
25 months to less than 27 months₹500 and above6.90%
27 months to less than 34 months₹500 and above7.00%
34 months to Less than 35 months₹500 and above7.50%
35 months to less than 37 months₹500 and above7.00%
37 months to 38 months₹500 and above7.10%
More than 38 months to less than 60 months₹500 and above7.00%
60 months to 61 months₹500 and above7.50%
More than 61 months to 120 months₹500 and above7.00%

NRO RDNRO_RD

w.e.f. 2026-06-0112 rows
View source — product page ↗
NRO RD rates — w.e.f. 2026-06-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
12 months to less than 15 months₹500 and above6.90%
15 months to less than 16 months₹500 and above7.00%
16 months to less than 24 months₹500 and above6.90%
24 months to less than 25 months₹500 and above7.50%
25 months to less than 27 months₹500 and above6.90%
27 months to less than 34 months₹500 and above7.00%
34 months to Less than 35 months₹500 and above7.50%
35 months to less than 37 months₹500 and above7.00%
37 months to 38 months₹500 and above7.10%
More than 38 months to less than 60 months₹500 and above7.00%
60 months to 61 months₹500 and above7.50%
More than 61 months to 120 months₹500 and above7.00%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-07-21USD8 rows
View source — product page ↗
FCNR · USD · Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to USD 350,0004.25%
1 year and above but less than 2 yearsUSD 350,000 – USD 600,0005.50%
1 year and above but less than 2 yearsUSD 600,000 – USD 1,000,0005.50%
1 year and above but less than 2 yearsUSD 1,000,000 and above5.50%
2 years and above but less than 3 yearsup to USD 350,0004.25%
2 years and above but less than 3 yearsUSD 350,000 – USD 600,0004.50%
2 years and above but less than 3 yearsUSD 600,000 – USD 1,000,0004.50%
2 years and above but less than 3 yearsUSD 1,000,000 and above4.50%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-07-21GBP4 rows
View source — product page ↗
FCNR · GBP · Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to GBP 300,0004.00%
1 year and above but less than 2 yearsGBP 300,000 and above4.50%
2 years and above but less than 3 yearsup to GBP 300,0002.75%
2 years and above but less than 3 yearsGBP 300,000 and above2.75%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-07-21EUR4 rows
View source — product page ↗
FCNR · EUR · Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to EUR 350,0002.50%
1 year and above but less than 2 yearsEUR 350,000 and above2.50%
2 years and above but less than 3 yearsup to EUR 350,0001.75%
2 years and above but less than 3 yearsEUR 350,000 and above0.75%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-07-21CAD4 rows
View source — product page ↗
FCNR · CAD · Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to CAD 510,0002.50%
1 year and above but less than 2 yearsCAD 510,000 and above2.50%
2 years and above but less than 3 yearsup to CAD 510,0002.00%
2 years and above but less than 3 yearsCAD 510,000 and above2.00%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-07-21AUD4 rows
View source — product page ↗
FCNR · AUD · Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year and above but less than 2 yearsup to AUD 560,0003.50%
1 year and above but less than 2 yearsAUD 560,000 and above4.50%
2 years and above but less than 3 yearsup to AUD 560,0002.75%
2 years and above but less than 3 yearsAUD 560,000 and above2.75%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-07-21USD12 rows
View source — product page ↗
FCNR · USD · Non-Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 yearsup to USD 350,0007.15%
3 years to less than 4 yearsUSD 350,000 – USD 600,0007.20%
3 years to less than 4 yearsUSD 600,000 – USD 1,000,0007.30%
3 years to less than 4 yearsUSD 1,000,000 and above7.50%
4 years to less than 5 yearsup to USD 350,0007.20%
4 years to less than 5 yearsUSD 350,000 – USD 600,0007.25%
4 years to less than 5 yearsUSD 600,000 – USD 1,000,0007.35%
4 years to less than 5 yearsUSD 1,000,000 and above7.50%
5 yearsup to USD 350,0007.25%
5 yearsUSD 350,000 – USD 600,0007.30%
5 yearsUSD 600,000 – USD 1,000,0007.40%
5 yearsUSD 1,000,000 and above7.50%

FCNR · GBP · Non-CallableFCNR_GBP_NC

w.e.f. 2026-07-21GBP6 rows
View source — product page ↗
FCNR · GBP · Non-Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 yearsup to GBP 300,0006.80%
3 years to less than 4 yearsGBP 300,000 and above6.80%
4 years to less than 5 yearsup to GBP 300,0006.80%
4 years to less than 5 yearsGBP 300,000 and above6.80%
5 yearsup to GBP 300,0006.80%
5 yearsGBP 300,000 and above6.80%

FCNR · EUR · Non-CallableFCNR_EUR_NC

w.e.f. 2026-07-21EUR6 rows
View source — product page ↗
FCNR · EUR · Non-Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 yearsup to EUR 350,0005.30%
3 years to less than 4 yearsEUR 350,000 and above5.30%
4 years to less than 5 yearsup to EUR 350,0005.30%
4 years to less than 5 yearsEUR 350,000 and above5.30%
5 yearsup to EUR 350,0005.30%
5 yearsEUR 350,000 and above5.30%

FCNR · CAD · Non-CallableFCNR_CAD_NC

w.e.f. 2026-07-21CAD6 rows
View source — product page ↗
FCNR · CAD · Non-Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 yearsup to CAD 510,0005.10%
3 years to less than 4 yearsCAD 510,000 and above5.10%
4 years to less than 5 yearsup to CAD 510,0005.10%
4 years to less than 5 yearsCAD 510,000 and above5.10%
5 yearsup to CAD 510,0005.10%
5 yearsCAD 510,000 and above5.10%

FCNR · AUD · Non-CallableFCNR_AUD_NC

w.e.f. 2026-07-21AUD6 rows
View source — product page ↗
FCNR · AUD · Non-Callable rates — w.e.f. 2026-07-21
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to less than 4 yearsup to AUD 560,0007.00%
3 years to less than 4 yearsAUD 560,000 and above7.00%
4 years to less than 5 yearsup to AUD 560,0007.00%
4 years to less than 5 yearsAUD 560,000 and above7.00%
5 yearsup to AUD 560,0007.00%
5 yearsAUD 560,000 and above7.00%

If you break it early

Breaking this deposit early — FD · General

Every band DCB Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to under ₹3 crore0 days to 6 daysno penalty
No interest is paid at all.
₹10,000 to under ₹3 crore7 days to 120 monthsno penalty
₹10,000 to under ₹3 crore7 days to 120 months0.50% off your rate
Worked out on the rate for the period you actually ran, not the rate you booked at.
The bank’s own wording
  • ₹10,000 to under ₹3 crore · 0 days to 6 days
    “No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Such premature withdrawal would not attract any penal charge.”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Less than ₹ 3 crore 0.5%”
    Source

Breaking this deposit early — FD · Senior Citizen

Every band DCB Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to under ₹3 crore0 days to 6 daysno penalty
No interest is paid at all.
₹10,000 to under ₹3 crore7 days to 120 months0.50% off your rate
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹10,000 to under ₹3 crore7 days to 120 monthsno penalty
The bank’s own wording
  • ₹10,000 to under ₹3 crore · 0 days to 6 days
    “No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Less than ₹ 3 crore 0.5%”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Such premature withdrawal would not attract any penal charge.”
    Source

Breaking this deposit early — FD · Super Senior

Every band DCB Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to under ₹3 crore0 days to 6 daysno penalty
No interest is paid at all.
₹10,000 to under ₹3 crore7 days to 120 months0.50% off your rate
Worked out on the rate for the period you actually ran, not the rate you booked at.
₹10,000 to under ₹3 crore7 days to 120 monthsno penalty
The bank’s own wording
  • ₹10,000 to under ₹3 crore · 0 days to 6 days
    “No interest is payable on Deposits of less than INR 3 crore if closed before completion of 7 days.”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Less than ₹ 3 crore 0.5%”
    Source
  • ₹10,000 to under ₹3 crore · 7 days to 120 months
    “Such premature withdrawal would not attract any penal charge.”
    Source

Breaking this deposit early — FD · Non-Callable

Every band DCB Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1 crore to under ₹3 crore12 months to 60 monthscannot be closed early
The bank’s own wording
  • ₹1 crore to under ₹3 crore · 12 months to 60 months
    “Premature closure of non-callable deposits is not allowed.”
    Source

Breaking this deposit early — FD · Non-Callable SC

Every band DCB Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1 crore to under ₹3 crore12 months to 60 monthscannot be closed early
The bank’s own wording
  • ₹1 crore to under ₹3 crore · 12 months to 60 months
    “Premature closure of non-callable deposits is not allowed.”
    Source

Breaking this deposit early — FD · Non-Callable SSC

Every band DCB Bank publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹1 crore to under ₹3 crore12 months to 60 monthscannot be closed early
The bank’s own wording
  • ₹1 crore to under ₹3 crore · 12 months to 60 months
    “Premature closure of non-callable deposits is not allowed.”
    Source

Breaking this deposit early — Tax Saver

Every band DCB Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to ₹1,50,0005 years to 5 yearscannot be closed early
The bank’s own wording
  • ₹10,000 to ₹1,50,000 · 5 years to 5 years
    “premature withdrawal is not available for this deposit.”
    Source

Breaking this deposit early — Tax Saver SC

Every band DCB Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to ₹1,50,0005 years to 5 yearscannot be closed early
The bank’s own wording
  • ₹10,000 to ₹1,50,000 · 5 years to 5 years
    “premature withdrawal is not available for this deposit.”
    Source

Breaking this deposit early — Tax Saver SSC

Every band DCB Bank publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.

Deposit amountHow long it has runWhat it costsHow it is worked out
₹10,000 to ₹1,50,0005 years to 5 yearscannot be closed early
The bank’s own wording
  • ₹10,000 to ₹1,50,000 · 5 years to 5 years
    “premature withdrawal is not available for this deposit.”
    Source

Not yet verified

We have not read and recorded DCB Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by DCB Bank

5 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Recurring deposits

FCNR — callable

  • FCNR · SGD · Callablesource ↗checked 2026-07-27
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-27

FCNR — non-callable

  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-27
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-27

Financial healthQ4FY2026

Full transparency report →
GNPA
2.45%
NNPA
0.89%
CAR
16.55%
CASA
22.38%
ROA
0.97%
ROE
13.53%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as DCB Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 274 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.