Fixed deposits
FD · GeneralFD
w.e.f. 2026-05-0626 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days | ₹5,000 – ₹2,99,99,999 | 4.25% |
| 8 days | ₹5,000 – ₹2,99,99,999 | 3.00% |
| 9 days & up to 14 days | ₹5,000 – ₹2,99,99,999 | 2.75% |
| 15 days & up to 29 days | ₹5,000 – ₹2,99,99,999 | 3.25% |
| 30 days & up to 45 days | ₹5,000 – ₹2,99,99,999 | 3.25% |
| 46 days & up to 60 days | ₹5,000 – ₹2,99,99,999 | 3.50% |
| 61 days | ₹5,000 – ₹2,99,99,999 | 3.75% |
| 62 days & up to 90 days | ₹5,000 – ₹2,99,99,999 | 4.00% |
| 91 to 180 days | ₹5,000 – ₹2,99,99,999 | 4.25% |
| 181 days | ₹5,000 – ₹2,99,99,999 | 5.00% |
| 182 to 189 days | ₹5,000 – ₹2,99,99,999 | 5.80% |
| 190 to 269 days | ₹5,000 – ₹2,99,99,999 | 5.80% |
| 270 to less than 1 year | ₹5,000 – ₹2,99,99,999 | 6.00% |
| 1 year to 375 days | ₹5,000 – ₹2,99,99,999 | 6.30% |
| 376 days to 400 days | ₹5,000 – ₹2,99,99,999 | 6.85% |
| 401 days to 500 days | ₹5,000 – ₹2,99,99,999 | 6.75% |
| 501 days to 540 days | ₹5,000 – ₹2,99,99,999 | 6.60% |
| 541 days to 599 days | ₹5,000 – ₹2,99,99,999 | 6.75% |
| 600 days | ₹5,000 – ₹2,99,99,999 | 6.60% |
| 601 days to less than 2 years | ₹5,000 – ₹2,99,99,999 | 6.50% |
| 2 years to less than 2 years & 6 months | ₹5,000 – ₹2,99,99,999 | 6.40% |
| 2 years & 6 months | ₹5,000 – ₹2,99,99,999 | 6.40% |
| 2 years 6 months 1 day & less than 3 years | ₹5,000 – ₹2,99,99,999 | 6.40% |
| 3 years and less than 4 years | ₹5,000 – ₹2,99,99,999 | 6.40% |
| 4 years to less than 5 years | ₹5,000 – ₹2,99,99,999 | 6.40% |
| 5 years and above | ₹5,000 – ₹2,99,99,999 | 6.25% |
FD · Senior CitizenFD_SC
w.e.f. 2026-05-0626 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days | ₹5,000 – ₹2,99,99,999 | 4.25% |
| 8 days | ₹5,000 – ₹2,99,99,999 | 3.00% |
| 9 days & up to 14 days | ₹5,000 – ₹2,99,99,999 | 2.75% |
| 15 days & up to 29 days | ₹5,000 – ₹2,99,99,999 | 3.25% |
| 30 days & up to 45 days | ₹5,000 – ₹2,99,99,999 | 3.25% |
| 46 days & up to 60 days | ₹5,000 – ₹2,99,99,999 | 3.50% |
| 61 days | ₹5,000 – ₹2,99,99,999 | 3.75% |
| 62 days & up to 90 days | ₹5,000 – ₹2,99,99,999 | 4.00% |
| 91 to 180 days | ₹5,000 – ₹2,99,99,999 | 4.25% |
| 181 days | ₹5,000 – ₹2,99,99,999 | 5.50% |
| 182 to 189 days | ₹5,000 – ₹2,99,99,999 | 6.30% |
| 190 to 269 days | ₹5,000 – ₹2,99,99,999 | 6.30% |
| 270 to less than 1 year | ₹5,000 – ₹2,99,99,999 | 6.50% |
| 1 year to 375 days | ₹5,000 – ₹2,99,99,999 | 6.80% |
| 376 days to 400 days | ₹5,000 – ₹2,99,99,999 | 7.35% |
| 401 days to 500 days | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 501 days to 540 days | ₹5,000 – ₹2,99,99,999 | 7.10% |
| 541 days to 599 days | ₹5,000 – ₹2,99,99,999 | 7.25% |
| 600 days | ₹5,000 – ₹2,99,99,999 | 7.10% |
| 601 days to less than 2 years | ₹5,000 – ₹2,99,99,999 | 7.00% |
| 2 years to less than 2 years & 6 months | ₹5,000 – ₹2,99,99,999 | 6.90% |
| 2 years & 6 months | ₹5,000 – ₹2,99,99,999 | 6.90% |
| 2 years 6 months 1 day & less than 3 years | ₹5,000 – ₹2,99,99,999 | 6.90% |
| 3 years and less than 4 years | ₹5,000 – ₹2,99,99,999 | 6.90% |
| 4 years to less than 5 years | ₹5,000 – ₹2,99,99,999 | 6.90% |
| 5 years and above | ₹5,000 – ₹2,99,99,999 | 6.75% |
FD · Non-CallableFD_NC
w.e.f. 2026-08-178 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 46 days & Up to 60 days | ₹2,00,00,000 – ₹2,99,99,999 | 3.60% |
| 61 days | ₹2,00,00,000 – ₹2,99,99,999 | 3.85% |
| 62 days & up to 90 days | ₹2,00,00,000 – ₹2,99,99,999 | 4.05% |
| 91 days & up to 180 days | ₹2,00,00,000 – ₹2,99,99,999 | 4.85% |
| 181 days & up to 189 days | ₹2,00,00,000 – ₹2,99,99,999 | 4.90% |
| 190 days & up to 269 days | ₹2,00,00,000 – ₹2,99,99,999 | 4.90% |
| 270 days & less than 1 year | ₹2,00,00,000 – ₹2,99,99,999 | 4.85% |
| 1 year to 375 days | ₹2,00,00,000 – ₹2,99,99,999 | 4.85% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2025-08-131 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹5,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
w.e.f. 2025-08-131 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹5,000 – ₹1,50,000 | 6.75% |
Recurring deposits
RDRD
w.e.f. 2026-05-0617 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-180 days | ₹100 – ₹2,99,99,999 | 4.25% |
| 181 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 182-189 days | ₹100 – ₹2,99,99,999 | 5.80% |
| 190-269 days | ₹100 – ₹2,99,99,999 | 5.80% |
| 270 days to <1y | ₹100 – ₹2,99,99,999 | 6.00% |
| 1y to 375 days | ₹100 – ₹2,99,99,999 | 6.30% |
| 376-400 days (Special) | ₹100 – ₹2,99,99,999 | 6.85% |
| 401-500 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 501-540 days | ₹100 – ₹2,99,99,999 | 6.60% |
| 541-599 days | ₹100 – ₹2,99,99,999 | 6.75% |
| 601 days to <2y | ₹100 – ₹2,99,99,999 | 6.50% |
| 2y to <2.5y | ₹100 – ₹2,99,99,999 | 6.40% |
| 2.5y exact | ₹100 – ₹2,99,99,999 | 6.40% |
| 2.5y+1d to <3y | ₹100 – ₹2,99,99,999 | 6.40% |
| 3y to <4y | ₹100 – ₹2,99,99,999 | 6.40% |
| 4y to <5y | ₹100 – ₹2,99,99,999 | 6.40% |
| 5y+ | ₹100 – ₹2,99,99,999 | 6.25% |
RD · SCRD_SC
w.e.f. 2026-05-0617 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-180 days | ₹100 – ₹2,99,99,999 | 4.25% |
| 181 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 182-189 days | ₹100 – ₹2,99,99,999 | 6.30% |
| 190-269 days | ₹100 – ₹2,99,99,999 | 6.30% |
| 270 days to <1y | ₹100 – ₹2,99,99,999 | 6.50% |
| 1y to 375 days | ₹100 – ₹2,99,99,999 | 6.80% |
| 376-400 days (Special) | ₹100 – ₹2,99,99,999 | 7.35% |
| 401-500 days | ₹100 – ₹2,99,99,999 | 7.25% |
| 501-540 days | ₹100 – ₹2,99,99,999 | 7.10% |
| 541-599 days | ₹100 – ₹2,99,99,999 | 7.25% |
| 601 days to <2y | ₹100 – ₹2,99,99,999 | 7.00% |
| 2y to <2.5y | ₹100 – ₹2,99,99,999 | 6.90% |
| 2.5y exact | ₹100 – ₹2,99,99,999 | 6.90% |
| 2.5y+1d to <3y | ₹100 – ₹2,99,99,999 | 6.90% |
| 3y to <4y | ₹100 – ₹2,99,99,999 | 6.90% |
| 4y to <5y | ₹100 – ₹2,99,99,999 | 6.90% |
| 5y+ | ₹100 – ₹2,99,99,999 | 6.75% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-063 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 2L | ₹0 – ₹2,00,000 | 2.50% |
| Above Rs 2L upto Rs 50L | ₹2,00,000 – ₹50,00,000 | 5.00% |
| Above Rs 50L | ₹50,00,000 and above | 4.00% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-10-242 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs.2L | ₹0 – ₹2,00,000 | 2.50% |
| Above Rs.2L | ₹2,00,001 and above | 3.00% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-10-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Above Rs.2L | ₹2,00,001 and above | 3.00% |
NRI deposits
NRENRE
w.e.f. 2026-06-1613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to 375 days | up to ₹3,00,00,000 | 6.30% |
| 376 days to 400 days | up to ₹3,00,00,000 | 6.85% |
| 401 days to 500 days | up to ₹3,00,00,000 | 6.75% |
| 501 days to 540 days | up to ₹3,00,00,000 | 6.60% |
| 541 days to 599 days | up to ₹3,00,00,000 | 6.75% |
| 600 days | up to ₹3,00,00,000 | 6.60% |
| 601 days to less than 2 years | up to ₹3,00,00,000 | 6.50% |
| 2 years & less than 2 years 6 months | up to ₹3,00,00,000 | 6.40% |
| 2 years & 6 months | up to ₹3,00,00,000 | 6.40% |
| 2 years 6 months 1 day & less than 3 years | up to ₹3,00,00,000 | 6.40% |
| 3 years and less than 4 years | up to ₹3,00,00,000 | 6.40% |
| 4 years to less than 5 years | up to ₹3,00,00,000 | 6.40% |
| 5 years and above | up to ₹3,00,00,000 | 6.25% |
NRONRO
w.e.f. 2026-05-0626 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 8 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 9-14 days | ₹10,000 – ₹2,99,99,999 | 2.75% |
| 15-29 days | ₹10,000 – ₹2,99,99,999 | 3.25% |
| 30-45 days | ₹10,000 – ₹2,99,99,999 | 3.25% |
| 46-60 days | ₹10,000 – ₹2,99,99,999 | 3.50% |
| 61 days | ₹10,000 – ₹2,99,99,999 | 3.75% |
| 62-90 days | ₹10,000 – ₹2,99,99,999 | 4.00% |
| 91-180 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 181 days | ₹10,000 – ₹2,99,99,999 | 5.00% |
| 182-189 days | ₹10,000 – ₹2,99,99,999 | 5.80% |
| 190-269 days | ₹10,000 – ₹2,99,99,999 | 5.80% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 1y to 375 days | ₹10,000 – ₹2,99,99,999 | 6.30% |
| 376-400 days (Special) | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 401-500 days | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 501-540 days | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 541-599 days | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 600 days | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 601 days to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2y to <2.5y | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 2.5y exact | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 2.5y+1d to <3y | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 3y to <4y | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 4y to <5y | ₹10,000 – ₹2,99,99,999 | 6.40% |
| 5y+ | ₹10,000 – ₹2,99,99,999 | 6.25% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-01USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1Y to <2Y | up to USD 350,000 | 3.75% |
| 1Y to <2Y | USD 350,000 and above | 0.01% |
| 2Y to <3Y | up to USD 350,000 | 3.50% |
| 2Y to <3Y | USD 350,000 and above | 0.01% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-01USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3Y to <4Y | up to USD 350,000 | 5.60% |
| 3Y to <4Y | USD 350,000 and above | 5.60% |
| 4Y to <5Y | up to USD 350,000 | 5.60% |
| 4Y to <5Y | USD 350,000 and above | 5.60% |
| 5Y | up to USD 350,000 | 5.60% |
| 5Y | USD 350,000 and above | 5.60% |
If you break it early
Breaking this deposit early — FD · General
Every band DBS Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹2,99,99,999 | 7 days to 1825 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to ₹2,99,99,999 · 7 days to 1825 days
“the deposit remained with the bank”
Source
Breaking this deposit early — FD · Senior Citizen
Every band DBS Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹2,99,99,999 | 7 days to 1825 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to ₹2,99,99,999 · 7 days to 1825 days
“the deposit remained with the bank”
Source
Breaking this deposit early — FD · Non-Callable
Every band DBS Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹2 crore to ₹2,99,99,999 | 46 days to 375 days | cannot be closed early |
The bank’s own wording
- ₹2 crore to ₹2,99,99,999 · 46 days to 375 days
“INR Deposits – Non premature withdrawal deposits”
Source
Breaking this deposit early — Tax Saver
Every band DBS Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹5,000 to ₹1,50,000 · 5 years to 5 years
“ The permitted debit/credits, tenor of the deposits, interest rate of deposits, premature withdrawal, conversion to resident on change of customer’s residential status and operations of the account, nomination facility, operations of dece”
Source
Breaking this deposit early — Tax Saver SC
Every band DBS Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹5,000 to ₹1,50,000 · 5 years to 5 years
“ The permitted debit/credits, tenor of the deposits, interest rate of deposits, premature withdrawal, conversion to resident on change of customer’s residential status and operations of the account, nomination facility, operations of dece”
Source
Not yet verified
We have not read and recorded DBS Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, FCNR · USD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by DBS Bank
44 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · GBP · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.45%
- NNPA
- 0.32%
- CAR
- 17.80%
- CASA
- 28.40%
- ROA
- 1.25%
- ROE
- 12.50%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as DBS Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 151 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.