Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 5.75% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 6.00% |
| 271 days to 364 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 365 days to 443 days | ₹100 – ₹3,00,00,000 | 6.65% |
| 444 days | ₹100 – ₹3,00,00,000 | 7.10% |
| 445 days to 554 days | ₹100 – ₹3,00,00,000 | 7.15% |
| 555 days | ₹100 – ₹3,00,00,000 | 7.25% |
| 556 days to 3 years | ₹100 – ₹3,00,00,000 | 6.50% |
| Over 3 Years upto 5 Years | ₹100 – ₹3,00,00,000 | 6.55% |
| Over 5 Years upto 10 Years | ₹100 – ₹3,00,00,000 | 6.25% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 5.75% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 271 days to 364 days | ₹100 – ₹3,00,00,000 | 6.50% |
| 365 days to 443 days | ₹100 – ₹3,00,00,000 | 6.90% |
| 444 days | ₹100 – ₹3,00,00,000 | 7.35% |
| 445 days to 554 days | ₹100 – ₹3,00,00,000 | 7.40% |
| 555 days | ₹100 – ₹3,00,00,000 | 7.50% |
| 556 days to 3 years | ₹100 – ₹3,00,00,000 | 6.75% |
| Over 3 Years upto 5 Years | ₹100 – ₹3,00,00,000 | 6.75% |
| Over 5 Years upto 10 Years | ₹100 – ₹3,00,00,000 | 6.50% |
FD · Super SeniorFD_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹100 – ₹3,00,00,000 | 5.75% |
| 181 days to 270 days | ₹100 – ₹3,00,00,000 | 6.25% |
| 271 days to 364 days | ₹100 – ₹3,00,00,000 | 6.55% |
| 365 days to 443 days | ₹100 – ₹3,00,00,000 | 6.95% |
| 444 days | ₹100 – ₹3,00,00,000 | 7.40% |
| 445 days to 554 days | ₹100 – ₹3,00,00,000 | 7.45% |
| 555 days | ₹100 – ₹3,00,00,000 | 7.55% |
| 556 days to 3 years | ₹100 – ₹3,00,00,000 | 6.80% |
| Over 3 Years upto 5 Years | ₹100 – ₹3,00,00,000 | 6.80% |
| Over 5 Years upto 10 Years | ₹100 – ₹3,00,00,000 | 6.60% |
FD · Non-CallableFD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 181 days to 270 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
| 271 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 365 days to 443 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| 445 days to 554 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 556 days to 3 years | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| Over 3 Years upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| Over 5 Years upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
FD · Non-Callable SCFD_NC_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 181 days to 270 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.35% |
| 271 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| 365 days to 443 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.95% |
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.40% |
| 445 days to 554 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.45% |
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.55% |
| 556 days to 3 years | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| Over 3 Years upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| Over 5 Years upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
FD · Non-Callable SSCFD_NC_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 181 days to 270 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
| 271 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
| 365 days to 443 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.45% |
| 445 days to 554 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
| 556 days to 3 years | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| Over 3 Years upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| Over 5 Years upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 years | ₹100 – ₹1,50,000 | 6.75% |
Tax Saver SCFD_TAX_SC
Tax Saver SSCFD_TAX_SSC
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.65% |
| 444 days444_days | ₹100 and above | 7.10% |
| 445 days to 554 days | ₹100 and above | 7.15% |
| 555 days555_days | ₹100 and above | 7.25% |
| 556 days to 3 years | ₹100 and above | 6.50% |
| Over 3 Years upto 5 Years | ₹100 and above | 6.55% |
| Over 5 Years upto 10 Years | ₹100 and above | 6.25% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.90% |
| 444 days444_days | ₹100 and above | 7.35% |
| 445 days to 554 days | ₹100 and above | 7.40% |
| 555 days555_days | ₹100 and above | 7.50% |
| 556 days to 3 years | ₹100 and above | 6.75% |
| Over 3 Years upto 5 Years | ₹100 and above | 6.75% |
| Over 5 Years upto 10 Years | ₹100 and above | 6.50% |
RD · SSCRD_SSC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.95% |
| 444 days | ₹100 and above | 7.40% |
| 445 days to 554 days | ₹100 and above | 7.45% |
| 555 days | ₹100 and above | 7.55% |
| 556 days to 3 years | ₹100 and above | 6.80% |
| Over 3 Years upto 5 Years | ₹100 and above | 6.80% |
| Over 5 Years upto 10 Years | ₹100 and above | 6.60% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹10,00,000 | 2.75% |
| on-call | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹10,00,00,000 | 3.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| on-call | ₹50,00,00,000 and above | 4.50% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹10,00,000 | 2.75% |
| on-call | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹10,00,00,000 | 3.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| on-call | ₹50,00,00,000 and above | 4.50% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹10,00,000 | 2.75% |
| on-call | ₹10,00,000 – ₹1,00,00,000 | 3.00% |
| on-call | ₹1,00,00,000 – ₹10,00,00,000 | 3.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 4.00% |
| on-call | ₹50,00,00,000 and above | 4.50% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.65% |
| 444 days444_days | ₹100 and above | 7.10% |
| 445 days to 554 days | ₹100 and above | 7.15% |
| 555 days555_days | ₹100 and above | 7.25% |
| 556 days to 3 years | ₹100 and above | 6.50% |
| Over 3 Years up to 5 Years | ₹100 and above | 6.55% |
| Over 5 Years up to 10 Years | ₹100 and above | 6.25% |
NRE · Non-CallableNRE_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 444 days444_days | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| 445 days to 554 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 555 days555_days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 556 days to 3 years | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| Over 3 Years up to 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| Over 5 Years up to 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹100 and above | 4.00% |
| 15 days to 45 days | ₹100 and above | 4.25% |
| 46 days to 90 days | ₹100 and above | 4.75% |
| 91 days to 180 days | ₹100 and above | 5.75% |
| 181 days to 270 days | ₹100 and above | 6.00% |
| 271 days to 364 days | ₹100 and above | 6.25% |
| 365 days to 443 days | ₹100 and above | 6.65% |
| 444 days444_days | ₹100 and above | 7.10% |
| 445 days to 554 days | ₹100 and above | 7.15% |
| 555 days555_days | ₹100 and above | 7.25% |
| 556 days to 3 years | ₹100 and above | 6.50% |
| Over 3 Years upto 5 Years | ₹100 and above | 6.55% |
| Over 5 Years upto 10 Years | ₹100 and above | 6.25% |
NRO · Non-CallableNRO_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.25% |
| 46 days to 90 days | ₹1,00,00,000 – ₹3,00,00,000 | 4.75% |
| 91 days to 180 days | ₹1,00,00,000 – ₹3,00,00,000 | 5.80% |
| 181 days to 270 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.10% |
| 271 days to 364 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| 365 days to 443 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.70% |
| 444 days444_days | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| 445 days to 554 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.20% |
| 555 days555_days | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 556 days to 3 years | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| Over 3 Years upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.55% |
| Over 5 Years upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
RFC · USD (returned NRI)RFC_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 4.60% |
| 2 Years and above but less than 3 Years | — | 4.00% |
| 3 Years | — | 3.20% |
RFC · GBP (returned NRI)RFC_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 3.80% |
| 2 Years and above but less than 3 Years | — | 3.80% |
| 3 Years | — | 3.10% |
RFC · EUR (returned NRI)RFC_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 2.00% |
| 2 Years and above but less than 3 Years | — | 2.00% |
| 3 Years | — | 1.30% |
RFC · SGD (returned NRI)RFC_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 0.80% |
| 2 Years and above but less than 3 Years | — | 0.00% |
| 3 Years | — | 0.00% |
RFC Savings (returned NRI)RFC_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.00% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.00% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.00% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.50% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.65% |
| 444 days444_days | ₹100 and above | 7.10% |
| 445 days to 554 days | ₹100 and above | 7.15% |
| 555 days555_days | ₹100 and above | 7.25% |
| 556 days to 3 years | ₹100 and above | 6.50% |
| Over 3 Years up to 5 Years | ₹100 and above | 6.55% |
| Over 5 Years up to 10 Years | ₹100 and above | 6.25% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days to 443 days | ₹100 and above | 6.65% |
| 444 days444_days | ₹100 and above | 7.10% |
| 445 days to 554 days | ₹100 and above | 7.15% |
| 555 days555_days | ₹100 and above | 7.25% |
| 556 days to 3 years | ₹100 and above | 6.50% |
| Over 3 Years upto 5 Years | ₹100 and above | 6.55% |
| Over 5 Years upto 10 Years | ₹100 and above | 6.25% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 4.60% |
| 2 Years and above but less than 3 Years | — | 4.00% |
| 3 Years and above but less than 4 Years | — | 3.20% |
| 4 Years and above but less than 5 Years | — | 3.20% |
| 5 Years only | — | 2.90% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 3.80% |
| 2 Years and above but less than 3 Years | — | 3.80% |
| 3 Years and above but less than 4 Years | — | 3.10% |
| 4 Years and above but less than 5 Years | — | 3.10% |
| 5 Years only | — | 3.10% |
FCNR · EUR · CallableFCNR_EUR
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 2.00% |
| 2 Years and above but less than 3 Years | — | 2.00% |
| 3 Years and above but less than 4 Years | — | 1.30% |
| 4 Years and above but less than 5 Years | — | 1.20% |
| 5 Years only | — | 1.00% |
FCNR · YEN (JPY) · CallableFCNR_JPY
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 0.20% |
| 2 Years and above but less than 3 Years | — | 0.20% |
| 3 Years and above but less than 4 Years | — | 0.20% |
| 4 Years and above but less than 5 Years | — | 0.20% |
| 5 Years only | — | 0.20% |
FCNR · CAD · CallableFCNR_CAD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 2.00% |
| 2 Years and above but less than 3 Years | — | 1.80% |
| 3 Years and above but less than 4 Years | — | 1.80% |
| 4 Years and above but less than 5 Years | — | 1.70% |
| 5 Years only | — | 1.60% |
FCNR · AUD · CallableFCNR_AUD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 4.00% |
| 2 Years and above but less than 3 Years | — | 3.90% |
| 3 Years and above but less than 4 Years | — | 3.50% |
| 4 Years and above but less than 5 Years | — | 3.40% |
| 5 Years only | — | 3.30% |
FCNR · SGD · CallableFCNR_SGD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year and above but less than 2 Years | — | 0.80% |
| 2 Years and above but less than 3 Years | — | 0.00% |
| 3 Years and above but less than 4 Years | — | 0.00% |
| 4 Years and above but less than 5 Years | — | 0.00% |
| 5 Years only | — | 0.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Plus 3 Years and above but less than 4 Years | — | 7.10% |
| FCNR Plus 4 Years and above but less than 5 Years | — | 7.10% |
| FCNR Plus 5 Years only | — | 7.10% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Plus 3 Years and above but less than 4 Years | GBP 50,000 and above | 6.80% |
| FCNR Plus 4 Years and above but less than 5 Years | GBP 50,000 and above | 6.80% |
| FCNR Plus 5 Years only | GBP 50,000 and above | 6.80% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Plus 3 Years and above but less than 4 Years | EUR 50,000 and above | 5.15% |
| FCNR Plus 4 Years and above but less than 5 Years | EUR 50,000 and above | 5.15% |
| FCNR Plus 5 Years only | EUR 50,000 and above | 5.15% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Plus 3 Years and above but less than 4 Years | AUD 50,000 and above | 7.00% |
| FCNR Plus 4 Years and above but less than 5 Years | AUD 50,000 and above | 7.00% |
| FCNR Plus 5 Years only | AUD 50,000 and above | 7.00% |
FCNR · SGD · Non-CallableFCNR_SGD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| FCNR Plus 3 Years and above but less than 4 Years | SGD 1,000,000 and above | 4.15% |
| FCNR Plus 4 Years and above but less than 5 Years | SGD 1,000,000 and above | 4.15% |
| FCNR Plus 5 Years only | SGD 1,000,000 and above | 4.15% |
If you break it early
Breaking this deposit early — FD · General
Every band City Union Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
Breaking this deposit early — FD · Senior Citizen
Every band City Union Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
Breaking this deposit early — FD · Super Senior
Every band City Union Bank publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹100 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
Breaking this deposit early — FD · Non-Callable
Every band City Union Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 7 days to 10 years | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 7 days to 10 years
“regular term deposits. These deposits cannot be withdrawn before maturity,”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band City Union Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 7 days to 10 years | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 7 days to 10 years
“regular term deposits. These deposits cannot be withdrawn before maturity,”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band City Union Bank publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 7 days to 10 years | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 7 days to 10 years
“regular term deposits. These deposits cannot be withdrawn before maturity,”
Source
Breaking this deposit early — Tax Saver
Every band City Union Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“Tenor - 5 years (lock in)”
Source
Breaking this deposit early — Tax Saver SC
Every band City Union Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“Tenor - 5 years (lock in)”
Source
Breaking this deposit early — Tax Saver SSC
Every band City Union Bank publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 5 years to 5 years
“Tenor - 5 years (lock in)”
Source
Not yet verified
We have not read and recorded City Union Bank’s premature-withdrawal terms for RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · SGD (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · SGD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · AUD · Non-Callable, FCNR · SGD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by City Union Bank
20 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
FCNR — callable
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.91%
- NNPA
- 0.68%
- CAR
- 21.92%
- CASA
- 28.00%
- ROA
- 1.49%
- ROE
- 12.64%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as City Union Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 237 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.
