Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-0513 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to less than 1 month | ₹1,000 – ₹3,00,00,000 | 3.00% |
| 1 month to less than 3 months | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 6 months to less than 9 months | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 9 months to less than 12 Months | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 12 months to less than 13 months | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 13 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 18 months | ₹1,000 – ₹3,00,00,000 | 7.10% |
| Above 18 months to 24 months | ₹1,000 – ₹3,00,00,000 | 5.50% |
| Above 24 months to ‘24 months & 14 days’ | ₹1,000 – ₹3,00,00,000 | 5.75% |
| Above ‘24 months & 14 days’ to 25 months | ₹1,000 – ₹3,00,00,000 | 6.50% |
| Above 25 months to 120 months | ₹1,000 – ₹3,00,00,000 | 5.75% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-0513 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to less than 1 month | ₹1,000 – ₹3,00,00,000 | 3.00% |
| 1 month to less than 3 months | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.75% |
| 6 months to less than 9 months | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 9 months to less than 12 Months | ₹1,000 – ₹3,00,00,000 | 6.75% |
| 12 months to less than 13 months | ₹1,000 – ₹3,00,00,000 | 5.25% |
| 13 months | ₹1,000 – ₹3,00,00,000 | 7.25% |
| Above 13 months to less than 18 months | ₹1,000 – ₹3,00,00,000 | 5.75% |
| 18 months | ₹1,000 – ₹3,00,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1,000 – ₹3,00,00,000 | 5.75% |
| Above 24 months to ‘24 months & 14 days’ | ₹1,000 – ₹3,00,00,000 | 6.00% |
| Above ‘24 months & 14 days’ to 25 months | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 25 months to 120 months | ₹1,000 – ₹3,00,00,000 | 6.00% |
FD · Non-CallableFD_NC
w.e.f. 2026-08-051 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 13 months | ₹1,00,00,000 – ₹3,00,00,000 | 7.05% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-051 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 60 months (5 years) | ₹1,000 – ₹1,50,000 | 5.75% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-051 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 60 months (5 years) | ₹1,000 – ₹1,50,000 | 6.00% |
Recurring deposits
RDRD
w.e.f. 2026-04-0613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 7 months | ₹1,000 – ₹25,00,000 | 5.25% |
| 7 months to less than 8 months | ₹1,000 – ₹25,00,000 | 6.50% |
| 8 months* | ₹1,000 – ₹25,00,000 | 6.75% |
| Above 8 months to less than 12 Months | ₹1,000 – ₹25,00,000 | 6.50% |
| 12 months to less than 13 months | ₹1,000 – ₹25,00,000 | 5.00% |
| 13 months* | ₹1,000 – ₹25,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1,000 – ₹25,00,000 | 5.50% |
| 18 months* | ₹1,000 – ₹25,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1,000 – ₹25,00,000 | 5.50% |
| Above 24 months to '24 months & 14 days' | ₹1,000 – ₹25,00,000 | 5.75% |
| Above '24 months & 14 days' to 25 months* | ₹1,000 – ₹25,00,000 | 6.50% |
| Above 25 months to 60 months | ₹1,000 – ₹25,00,000 | 5.75% |
| Above 60 months to 120 months | ₹1,000 – ₹25,00,000 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-04-0613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 7 months | ₹1,000 – ₹25,00,000 | 5.40% |
| 7 months to less than 8 months | ₹1,000 – ₹25,00,000 | 6.65% |
| 8 months* | ₹1,000 – ₹25,00,000 | 6.90% |
| Above 8 months to less than 12 Months | ₹1,000 – ₹25,00,000 | 6.65% |
| 12 months to less than 13 months | ₹1,000 – ₹25,00,000 | 5.15% |
| 13 months* | ₹1,000 – ₹25,00,000 | 7.15% |
| Above 13 months to less than 18 months | ₹1,000 – ₹25,00,000 | 5.65% |
| 18 months* | ₹1,000 – ₹25,00,000 | 7.50% |
| Above 18 months to 24 months | ₹1,000 – ₹25,00,000 | 5.65% |
| Above 24 months to '24 months & 14 days' | ₹1,000 – ₹25,00,000 | 5.90% |
| Above '24 months & 14 days' to 25 months* | ₹1,000 – ₹25,00,000 | 6.65% |
| Above 25 months to 60 months | ₹1,000 – ₹25,00,000 | 5.90% |
| Above 60 months to 120 months | ₹1,000 – ₹25,00,000 | 6.15% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-11-049 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 1 Lakh | ₹0 – ₹1,00,000 | 2.10% |
| Above Rs 1 Lakh to Rs 25 Lakh | ₹1,00,000 – ₹25,00,000 | 2.50% |
| Above Rs 25 Lakh to Rs 50 Lakh | ₹25,00,000 – ₹50,00,000 | 3.00% |
| Above Rs 50 Lakh to Rs 5 Crore | ₹50,00,000 – ₹5,00,00,000 | 3.50% |
| Above Rs 5 Crore to Rs 25 Crore | ₹5,00,00,000 – ₹25,00,00,000 | 4.50% |
| Above Rs 25 Crore to Rs 50 Crore | ₹25,00,00,000 – ₹50,00,00,000 | 5.00% |
| Above Rs 50 Crore to Rs 100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.50% |
| Above Rs 100 Crore to Rs 300 Crore | ₹1,00,00,00,000 – ₹3,00,00,00,000 | 7.00% |
| Above Rs 300 Crore | ₹3,00,00,00,000 and above | 7.40% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-11-049 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 1 Lakh | ₹0 – ₹1,00,000 | 2.10% |
| Above Rs 1 Lakh to Rs 25 Lakh | ₹1,00,000 – ₹25,00,000 | 2.50% |
| Above Rs 25 Lakh to Rs 50 Lakh | ₹25,00,000 – ₹50,00,000 | 3.00% |
| Above Rs 50 Lakh to Rs 5 Crore | ₹50,00,000 – ₹5,00,00,000 | 3.50% |
| Above Rs 5 Crore to Rs 25 Crore | ₹5,00,00,000 – ₹25,00,00,000 | 4.50% |
| Above Rs 25 Crore to Rs 50 Crore | ₹25,00,00,000 – ₹50,00,00,000 | 5.00% |
| Above Rs 50 Crore to Rs 100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.50% |
| Above Rs 100 Crore to Rs 300 Crore | ₹1,00,00,00,000 – ₹3,00,00,00,000 | 7.00% |
| Above Rs 300 Crore | ₹3,00,00,00,000 and above | 7.40% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-11-049 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Up to Rs 1 Lakh | ₹0 – ₹1,00,000 | 2.10% |
| Above Rs 1 Lakh to Rs 25 Lakh | ₹1,00,000 – ₹25,00,000 | 2.50% |
| Above Rs 25 Lakh to Rs 50 Lakh | ₹25,00,000 – ₹50,00,000 | 3.00% |
| Above Rs 50 Lakh to Rs 5 Crore | ₹50,00,000 – ₹5,00,00,000 | 3.50% |
| Above Rs 5 Crore to Rs 25 Crore | ₹5,00,00,000 – ₹25,00,00,000 | 4.50% |
| Above Rs 25 Crore to Rs 50 Crore | ₹25,00,00,000 – ₹50,00,00,000 | 5.00% |
| Above Rs 50 Crore to Rs 100 Crore | ₹50,00,00,000 – ₹1,00,00,00,000 | 5.50% |
| Above Rs 100 Crore to Rs 300 Crore | ₹1,00,00,00,000 – ₹3,00,00,00,000 | 7.00% |
| Above Rs 300 Crore | ₹3,00,00,00,000 and above | 7.40% |
NRI deposits
NRENRE
w.e.f. 2026-04-069 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 13 months | ₹1 – ₹3,00,00,000 | 5.00% |
| 13 months* | ₹1 – ₹3,00,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1 – ₹3,00,00,000 | 5.50% |
| 18 months* | ₹1 – ₹3,00,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1 – ₹3,00,00,000 | 5.50% |
| Above 24 months to '24 months & 14 days' | ₹1 – ₹3,00,00,000 | 5.75% |
| Above '24 months & 14 days' to 25 months* | ₹1 – ₹3,00,00,000 | 6.50% |
| Above 25 months to 60 months | ₹1 – ₹3,00,00,000 | 5.75% |
| Above 60 months to 120 months | ₹1 – ₹3,00,00,000 | 6.00% |
NRE · Non-CallableNRE_NC
w.e.f. 2025-09-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 13 months* | ₹1,00,00,000 – ₹3,00,00,000 | 7.05% |
NRONRO
w.e.f. 2026-04-0617 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to less than 1 month | ₹1 – ₹3,00,00,000 | 3.00% |
| 1 month to less than 2 months | ₹1 – ₹3,00,00,000 | 4.00% |
| 2 months to less than 3 months | ₹1 – ₹3,00,00,000 | 4.50% |
| 3 months to less than 6 months | ₹1 – ₹3,00,00,000 | 5.25% |
| 6 months to less than 7 months | ₹1 – ₹3,00,00,000 | 5.25% |
| 7 months to less than 8 months | ₹1 – ₹3,00,00,000 | 6.50% |
| 8 months* | ₹1 – ₹3,00,00,000 | 6.75% |
| Above 8 months to less than 12 Months | ₹1 – ₹3,00,00,000 | 6.50% |
| 12 months to less than 13 months | ₹1 – ₹3,00,00,000 | 5.00% |
| 13 months* | ₹1 – ₹3,00,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1 – ₹3,00,00,000 | 5.50% |
| 18 months* | ₹1 – ₹3,00,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1 – ₹3,00,00,000 | 5.50% |
| Above 24 months to '24 months & 14 days' | ₹1 – ₹3,00,00,000 | 5.75% |
| Above '24 months & 14 days' to 25 months* | ₹1 – ₹3,00,00,000 | 6.50% |
| Above 25 months to 60 months | ₹1 – ₹3,00,00,000 | 5.75% |
| Above 60 months to 120 months | ₹1 – ₹3,00,00,000 | 6.00% |
NRO · Non-CallableNRO_NC
w.e.f. 2025-09-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 13 months* | ₹1,00,00,000 – ₹3,00,00,000 | 7.05% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-06-15USD3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 4.85% |
| 24 months to less than 36 months | — | 4.30% |
| 36 months only | — | 4.05% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-06-15GBP3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 4.05% |
| 24 months to less than 36 months | — | 1.86% |
| 36 months only | — | 1.98% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-06-15EUR3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 3.05% |
| 24 months to less than 36 months | — | 0.36% |
| 36 months only | — | 0.51% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-06-15AUD3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 1.09% |
| 24 months to less than 36 months | — | 1.57% |
| 36 months only | — | 1.93% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2026-06-15CAD3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 1.14% |
| 24 months to less than 36 months | — | 2.20% |
| 36 months only | — | 2.42% |
RFC · YEN (JPY) (returned NRI)RFC_JPY
w.e.f. 2026-06-15JPY3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 0.70% |
| 24 months to less than 36 months | — | 0.70% |
| 36 months only | — | 0.69% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-06-15AUDrate card 1 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · AUD | — | 0.05% |
w.e.f. 2026-06-15CADrate card 2 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · CAD | — | 0.05% |
w.e.f. 2026-06-15EURrate card 3 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · EUR | — | 0.05% |
w.e.f. 2026-06-15GBPrate card 4 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · GBP | — | 0.05% |
w.e.f. 2026-06-15JPYrate card 5 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · JPY | — | 0.05% |
w.e.f. 2026-06-15USDrate card 6 of 61 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings Account · USD | — | 0.05% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-04-069 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 13 months | ₹1,000 – ₹25,00,000 | 5.00% |
| 13 months* | ₹1,000 – ₹25,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1,000 – ₹25,00,000 | 5.50% |
| 18 months* | ₹1,000 – ₹25,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1,000 – ₹25,00,000 | 5.50% |
| Above 24 months to '24 months & 14 days' | ₹1,000 – ₹25,00,000 | 5.75% |
| Above '24 months & 14 days' to 25 months* | ₹1,000 – ₹25,00,000 | 6.50% |
| Above 25 months to 60 months | ₹1,000 – ₹25,00,000 | 5.75% |
| Above 60 months to 120 months | ₹1,000 – ₹25,00,000 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-04-0613 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 7 months | ₹1,000 – ₹25,00,000 | 5.25% |
| 7 months to less than 8 months | ₹1,000 – ₹25,00,000 | 6.50% |
| 8 months* | ₹1,000 – ₹25,00,000 | 6.75% |
| Above 8 months to less than 12 Months | ₹1,000 – ₹25,00,000 | 6.50% |
| 12 months to less than 13 months | ₹1,000 – ₹25,00,000 | 5.00% |
| 13 months* | ₹1,000 – ₹25,00,000 | 7.00% |
| Above 13 months to less than 18 months | ₹1,000 – ₹25,00,000 | 5.50% |
| 18 months* | ₹1,000 – ₹25,00,000 | 7.35% |
| Above 18 months to 24 months | ₹1,000 – ₹25,00,000 | 5.50% |
| Above 24 months to '24 months & 14 days' | ₹1,000 – ₹25,00,000 | 5.75% |
| Above '24 months & 14 days' to 25 months* | ₹1,000 – ₹25,00,000 | 6.50% |
| Above 25 months to 60 months | ₹1,000 – ₹25,00,000 | 5.75% |
| Above 60 months to 120 months | ₹1,000 – ₹25,00,000 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-25USD4 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | up to USD 350,000 | 4.85% |
| 12 months to less than 24 Months | USD 350,000 and above | 4.85% |
| 24 months to less than 36 months | up to USD 350,000 | 4.30% |
| 24 months to less than 36 months | USD 350,000 and above | 4.30% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-25GBP2 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 4.05% |
| 24 months to less than 36 months | — | 1.86% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-25EUR2 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 3.05% |
| 24 months to less than 36 months | — | 0.36% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-25JPY2 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 0.70% |
| 24 months to less than 36 months | — | 0.70% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-25CAD2 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 1.14% |
| 24 months to less than 36 months | — | 2.20% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-25AUD2 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months to less than 24 Months | — | 1.09% |
| 24 months to less than 36 months | — | 1.57% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-25USD6 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | up to USD 350,000 | 6.95% |
| 36 months to less than 48 months | USD 350,000 and above | 6.95% |
| 48 months to less than 60 months | up to USD 350,000 | 7.00% |
| 48 months to less than 60 months | USD 350,000 and above | 7.00% |
| 60 months only | up to USD 350,000 | 7.05% |
| 60 months only | USD 350,000 and above | 7.05% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-07-25GBP3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | — | 1.98% |
| 48 months to less than 60 months | — | 1.99% |
| 60 months only | — | 1.86% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-07-25EUR3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | — | 0.51% |
| 48 months to less than 60 months | — | 0.61% |
| 60 months only | — | 0.57% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
w.e.f. 2026-07-25JPY3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | — | 0.69% |
| 48 months to less than 60 months | — | 0.70% |
| 60 months only | — | 0.61% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-25CAD3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | — | 2.42% |
| 48 months to less than 60 months | — | 2.48% |
| 60 months only | — | 2.39% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-25AUD3 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 36 months to less than 48 months | — | 1.93% |
| 48 months to less than 60 months | — | 2.20% |
| 60 months only | — | 2.22% |
If you break it early
Breaking this deposit early — FD · General
Every band CSB Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 7 days to 120 months | 1% off your rate | Worked out on whichever is LOWER: the rate you booked at, or the rate for the period you actually ran. |
| ₹1,000 to under ₹3 crore | 6 months to 120 months | 1% off your rate | Worked out on whichever is LOWER: the rate you booked at, or the rate for the period you actually ran. |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 7 days to 120 months
“In the case of premature closure of Fixed Deposits (FD), the applicable interest rate would be the card rate prevalent on the date of the deposit for the period the deposit remained in the bank or the contracted rate, whichever is lower less applicable penalty (presently 1% penalty for premature closure of Domestic - FD).”
Source - ₹1,000 to under ₹3 crore · 6 months to 120 months
“In the case of premature closure of Fixed Deposits (FD), the applicable interest rate would be the card rate prevalent on the date of the deposit for the period the deposit remained in the bank or the contracted rate, whichever is lower less applicable penalty (presently 1% penalty for premature closure of Domestic - FD).”
Source
Breaking this deposit early — FD · Senior Citizen
Every band CSB Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 7 days to 120 months | 1% off your rate | Worked out on whichever is LOWER: the rate you booked at, or the rate for the period you actually ran. |
| ₹1,000 to under ₹3 crore | 6 months to 120 months | 1% off your rate | Worked out on whichever is LOWER: the rate you booked at, or the rate for the period you actually ran. |
The bank’s own wording
- ₹1,000 to under ₹3 crore · 7 days to 120 months
“In the case of premature closure of Fixed Deposits (FD), the applicable interest rate would be the card rate prevalent on the date of the deposit for the period the deposit remained in the bank or the contracted rate, whichever is lower less applicable penalty (presently 1% penalty for premature closure of Domestic - FD).”
Source - ₹1,000 to under ₹3 crore · 6 months to 120 months
“In the case of premature closure of Fixed Deposits (FD), the applicable interest rate would be the card rate prevalent on the date of the deposit for the period the deposit remained in the bank or the contracted rate, whichever is lower less applicable penalty (presently 1% penalty for premature closure of Domestic - FD).”
Source
Breaking this deposit early — FD · Non-Callable
Every band CSB Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 13 months to 13 months |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 13 months to 13 months
“However, the Bank may allow premature withdrawal of these deposits in the exceptional circumstance such as in the event of any direction from any judiciary/ statutory and / or regulatory authorities cases or deceased claim settlement cases, for which the penalty if applicable may be fixed by the Bank”
Source
Breaking this deposit early — Tax Saver
Every band CSB Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 60 months to 60 months | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 60 months to 60 months
“The deposit can be encashed only after five years and no premature withdrawal is allowed and shall not be pledged to secure loan or as security to any other asset.”
Source
Breaking this deposit early — Tax Saver SC
Every band CSB Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 60 months to 60 months | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 60 months to 60 months
“The deposit can be encashed only after five years and no premature withdrawal is allowed and shall not be pledged to secure loan or as security to any other asset.”
Source
Not yet verified
We have not read and recorded CSB Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC · YEN (JPY) (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by CSB Bank
3 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.66%
- NNPA
- 0.40%
- CAR
- 20.66%
- CASA
- 20.00%
- ROA
- 1.53%
- ROE
- 13.20%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as CSB Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 191 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.