What we know is incomplete on this page
- 11 products live under more than one w.e.f.. FD · General (3), FD · Senior Citizen (4), FD · Super Senior (4), FD · Non-Callable (3), FD · Non-Callable SC (3), FD · Non-Callable SSC (3), NRE (2), NRE · Non-Callable (2), NRO (2), NRO · Non-Callable (2), NRE RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
3 w.e.f. dates live at once
w.e.f. 2026-08-10rate card 1 of 313 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 -14 days | ₹100 – ₹3,00,00,000 | 3.00% |
| 15 – 30 days | ₹100 – ₹3,00,00,000 | 3.50% |
| 31 - 45 days | ₹100 – ₹3,00,00,000 | 3.50% |
| 46 – 59 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 60 – 90 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 91 – 179 days | ₹100 – ₹3,00,00,000 | 4.25% |
| 180 – 270 days | ₹100 – ₹3,00,00,000 | 5.50% |
| 271 – 364 days | ₹100 – ₹3,00,00,000 | 6.00% |
| 1 yr to less than 2 yrs | ₹100 – ₹3,00,00,000 | 6.10% |
| 444 days | ₹100 – ₹3,00,00,000 | 6.75% |
| 2 yr to less than 3 years | ₹100 – ₹3,00,00,000 | 6.25% |
| 3 yr to less than 5 years | ₹100 – ₹3,00,00,000 | 6.00% |
| 5 years & above upto 10 years | ₹100 – ₹3,00,00,000 | 6.00% |
w.e.f. 2026-06-10rate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 days | ₹100 – ₹3,00,00,000 | 6.50% |
w.e.f. 2025-12-10rate card 3 of 34 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 days | ₹100 – ₹3,00,00,000 | 6.30% |
| 1111 daysGREEN FD | ₹50,000 – ₹1,99,99,999 | 6.25% |
| 2222 daysGREEN FD | ₹50,000 – ₹1,99,99,999 | 6.50% |
| 3333 daysGREEN FD | ₹50,000 – ₹1,99,99,999 | 6.50% |
FD · Senior CitizenFD_SC
4 w.e.f. dates live at once
w.e.f. 2026-08-10rate card 1 of 413 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 -14 days | ₹100 – ₹3,00,00,000 | 3.50% |
| 15 – 30 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 31 - 45 days | ₹100 – ₹3,00,00,000 | 4.00% |
| 46 – 59 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 60 – 90 days | ₹100 – ₹3,00,00,000 | 4.50% |
| 91 – 179 days | ₹100 – ₹3,00,00,000 | 4.75% |
| 180 – 270 days | ₹100 – ₹3,00,00,000 | 6.00% |
| 271 – 364 days | ₹100 – ₹3,00,00,000 | 6.50% |
| 1 yr to less than 2 yrs | ₹100 – ₹3,00,00,000 | 6.60% |
| 444 days | ₹100 – ₹3,00,00,000 | 7.25% |
| 2 yr to less than 3 years | ₹100 – ₹3,00,00,000 | 6.75% |
| 3 yr to less than 5 years | ₹100 – ₹3,00,00,000 | 6.50% |
| 5 years & above upto 10 years | ₹100 – ₹3,00,00,000 | 6.50% |
w.e.f. 2026-06-10rate card 2 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 days | ₹100 – ₹3,00,00,000 | 7.00% |
w.e.f. 2025-12-10rate card 3 of 41 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 days | ₹100 – ₹3,00,00,000 | 6.80% |
w.e.f. 2025-09-10rate card 4 of 43 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1111 daysGREEN FD SC | ₹50,000 – ₹1,99,99,999 | 6.75% |
| 2222 daysGREEN FD SC | ₹50,000 – ₹1,99,99,999 | 7.00% |
| 3333 daysGREEN FD SC | ₹50,000 – ₹1,99,99,999 | 7.00% |
FD · Super SeniorFD_SSC
Central Bank of India publishes no separate fd · super senior rate — it pays 7.25%, the exact same rate as its fd · senior citizen card at every term we can match. There is no premium to show, so we are not printing the fd · senior citizen table a second time under this heading — it is directly above. 18 live rows back this rate, and it still resolves correctly for a Central Bank of India customer using our calculator.
FD · Non-CallableFD_NC
3 w.e.f. dates live at once
w.e.f. 2026-08-10rate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
w.e.f. 2026-06-10rate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.60% |
w.e.f. 2025-12-10rate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.40% |
FD · Non-Callable SCFD_NC_SC
3 w.e.f. dates live at once
w.e.f. 2026-08-10rate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.35% |
w.e.f. 2026-06-10rate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.10% |
w.e.f. 2025-12-10rate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
FD · Non-Callable SSCFD_NC_SSC
3 w.e.f. dates live at once
w.e.f. 2026-08-10rate card 1 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 444 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
w.e.f. 2026-06-10rate card 2 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.35% |
w.e.f. 2025-12-10rate card 3 of 31 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 days | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
Floating-rate deposits
FD · Floating Rate (rate floats)FD_FLOATING
w.e.f. 2025-12-102 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs (Cent Floating)cbi_cent_floating_1to2y | ₹1,000 – ₹2,99,99,999 | 5.55% |
| 2 yr to less than 3 yrs (Cent Floating)cbi_cent_floating_2to3y | ₹1,000 – ₹2,99,99,999 | 5.60% |
FD · Floating Rate · Senior CitizenFD_FLOATING_SC
w.e.f. 2025-12-102 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs (Cent Floating)cbi_cent_floating_1to2y | ₹1,000 – ₹2,99,99,999 | 6.05% |
| 2 yr to less than 3 yrs (Cent Floating)cbi_cent_floating_2to3y | ₹1,000 – ₹2,99,99,999 | 6.10% |
FD · Floating Rate · Super SeniorFD_FLOATING_SSC
Central Bank of India publishes no separate fd · floating rate · super senior rate — it pays 6.10%, the exact same rate as its fd · floating rate · senior citizen card at every term we can match. There is no premium to show, so we are not printing the fd · floating rate · senior citizen table a second time under this heading — it is directly above. 2 live rows back this rate, and it still resolves correctly for a Central Bank of India customer using our calculator.
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years | ₹100 – ₹1,50,000 | 6.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years | ₹100 – ₹1,50,000 | 6.50% |
Tax Saver SSCFD_TAX_SSC
Central Bank of India publishes no separate tax saver ssc rate — it pays 6.50%, the exact same rate as its tax saver sc card at every term we can match. There is no premium to show, so we are not printing the tax saver sc table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Central Bank of India customer using our calculator.
Recurring deposits
RDRD
w.e.f. 2026-06-1912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180-270 days | ₹100 – ₹25,00,000 | 5.50% |
| 271-332 days | ₹100 – ₹25,00,000 | 5.50% |
| 334-364 days | ₹100 – ₹25,00,000 | 5.50% |
| 365-443 days | ₹100 – ₹25,00,000 | 6.10% |
| 445-554 days | ₹100 – ₹25,00,000 | 6.10% |
| 556-729 days | ₹100 – ₹25,00,000 | 6.10% |
| 2 years to less than 3 years | ₹100 – ₹25,00,000 | 6.25% |
| 1095-1110 days | ₹100 – ₹25,00,000 | 6.00% |
| 1112-1824 days | ₹100 – ₹25,00,000 | 6.00% |
| 1825-2221 days | ₹100 – ₹25,00,000 | 6.00% |
| 2223-3332 days | ₹100 – ₹25,00,000 | 6.00% |
| 3334-3650 days | ₹100 – ₹25,00,000 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-06-1912 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180-270 days | ₹100 – ₹25,00,000 | 6.00% |
| 271-332 days | ₹100 – ₹25,00,000 | 6.00% |
| 334-364 days | ₹100 – ₹25,00,000 | 6.00% |
| 365-443 days | ₹100 – ₹25,00,000 | 6.60% |
| 445-554 days | ₹100 – ₹25,00,000 | 6.60% |
| 556-729 days | ₹100 – ₹25,00,000 | 6.60% |
| 2 years to less than 3 years | ₹100 – ₹25,00,000 | 6.75% |
| 1095-1110 days | ₹100 – ₹25,00,000 | 6.50% |
| 1112-1824 days | ₹100 – ₹25,00,000 | 6.50% |
| 1825-2221 days | ₹100 – ₹25,00,000 | 6.50% |
| 2223-3332 days | ₹100 – ₹25,00,000 | 6.50% |
| 3334-3650 days | ₹100 – ₹25,00,000 | 6.50% |
RD · SSCRD_SSC
Central Bank of India publishes no separate rd · ssc rate — it pays 6.75%, the exact same rate as its rd · sc card at every term we can match. There is no premium to show, so we are not printing the rd · sc table a second time under this heading — it is directly above. 12 live rows back this rate, and it still resolves correctly for a Central Bank of India customer using our calculator.
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-107 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹1,00,00,00,000 | 2.50% |
| on-call | ₹1,00,00,00,000 – ₹2,50,00,00,000 | 2.50% |
| on-call | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 3.00% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-107 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹1,00,00,00,000 | 2.50% |
| on-call | ₹1,00,00,00,000 – ₹2,50,00,00,000 | 2.50% |
| on-call | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 3.00% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-107 rows
View source — bank FD rate page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹1,000 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹1,00,00,00,000 | 2.50% |
| on-call | ₹1,00,00,00,000 – ₹2,50,00,00,000 | 2.50% |
| on-call | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 3.00% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRI deposits
NRENRE
2 w.e.f. dates live at once
w.e.f. 2026-06-10rate card 1 of 25 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| > 1 year to < 2 years | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 444 Days (Cent Special)cbi_nre_444 | ₹1,000 – ₹2,99,99,999 | 6.70% |
| 2 yr to less than 3 yrs | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 3 yr to less than 5 yrs | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 5 yr to 10 yrs | ₹1,000 – ₹2,99,99,999 | 6.00% |
w.e.f. 2025-12-10rate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 Days (Cent Special)cbi_nre_555 | ₹1,000 – ₹2,99,99,999 | 6.30% |
NRE · Non-CallableNRE_NC
2 w.e.f. dates live at once
w.e.f. 2026-06-10rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 444 Days NC (Cent Special)cbi_nre_444_nc | ₹1,00,00,000 – ₹2,99,99,999 | 6.80% |
w.e.f. 2025-12-10rate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 Days NC (Cent Special)cbi_nre_555_nc | ₹1,00,00,000 – ₹2,99,99,999 | 6.40% |
NRONRO
2 w.e.f. dates live at once
w.e.f. 2026-06-10rate card 1 of 220 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹1,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 31-45 days | ₹1,000 – ₹2,99,99,999 | 3.50% |
| 46-59 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 60-90 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 91-179 days | ₹1,000 – ₹2,99,99,999 | 4.25% |
| 180-270 days | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 271-332 days | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 333 Days (Cent Special)cbi_nro_333 | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 334-364 days | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 365-443 days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 444 Days (Cent Special)cbi_nro_444 | ₹1,000 – ₹2,99,99,999 | 6.70% |
| 445-554 days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 556-729 days | ₹1,000 – ₹2,99,99,999 | 6.10% |
| 2 yr to <3 years | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 1095-1110 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1112-1824 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 1825-2221 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 2223-3332 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
| 3334-3650 days | ₹1,000 – ₹2,99,99,999 | 6.00% |
w.e.f. 2025-12-10rate card 2 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 Days (Cent Special)cbi_nro_555 | ₹1,000 – ₹2,99,99,999 | 6.30% |
| 1111 Days (Cent Green Deposit)cbi_nro_green_1111 | ₹1,000 – ₹2,99,99,999 | 6.25% |
| 2222 Days (Cent Green Deposit)cbi_nro_green_2222 | ₹1,000 – ₹2,99,99,999 | 6.50% |
| 3333 Days (Cent Green Deposit)cbi_nro_green_3333 | ₹1,000 – ₹2,99,99,999 | 6.50% |
NRO · Non-CallableNRO_NC
2 w.e.f. dates live at once
w.e.f. 2026-06-10rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 333 Days NC (Cent Special)cbi_nro_333_nc | ₹1,00,00,000 – ₹2,99,99,999 | 6.60% |
| 444 Days NC (Cent Special)cbi_nro_444_nc | ₹1,00,00,000 – ₹2,99,99,999 | 6.80% |
w.e.f. 2025-12-10rate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 555 Days NC (Cent Special)cbi_nro_555_nc | ₹1,00,00,000 – ₹2,99,99,999 | 6.40% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-06-23USD1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 12 months | — | 4.00% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2026-06-23USD1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC Savings A/c | — | 4.00% |
NRI recurring deposits
NRE RDNRE_RD
2 w.e.f. dates live at once
w.e.f. 2026-06-24rate card 1 of 22 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 444 Days (Cent Special)cbi_nre_444 | ₹100 – ₹25,00,000 | 6.70% |
| 555 Days (Cent Special)cbi_nre_555 | ₹100 – ₹25,00,000 | 6.30% |
w.e.f. 2026-06-10rate card 2 of 24 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| > 1 year to < 2 yearsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.10% |
| 2 yr to less than 3 yrsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| 3 yr to less than 5 yrsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.00% |
| 5 yr to 10 yrsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.00% |
NRO RDNRO_RD
w.e.f. 2026-06-2412 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180-270 days | ₹100 – ₹25,00,000 | 5.50% |
| 271-332 days | ₹100 – ₹25,00,000 | 5.50% |
| 334-364 days | ₹100 – ₹25,00,000 | 5.50% |
| 365-443 days | ₹100 – ₹25,00,000 | 6.10% |
| 445-554 days | ₹100 – ₹25,00,000 | 6.10% |
| 556-729 days | ₹100 – ₹25,00,000 | 6.10% |
| 2 years to less than 3 years | ₹100 – ₹25,00,000 | 6.25% |
| 1095-1110 days | ₹100 – ₹25,00,000 | 6.00% |
| 1112-1824 days | ₹100 – ₹25,00,000 | 6.00% |
| 1825-2221 days | ₹100 – ₹25,00,000 | 6.00% |
| 2223-3332 days | ₹100 – ₹25,00,000 | 6.00% |
| 3334-3650 days | ₹100 – ₹25,00,000 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-23USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 5.00% |
| 2 years to less than 3 years | — | 4.00% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-23GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 4.50% |
| 2 years to less than 3 years | — | 3.75% |
| 3 years to less than 4 years | — | 3.00% |
| 4 years to less than 5 years | — | 2.75% |
| 5 years only | — | 2.75% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-23EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.00% |
| 2 years to less than 3 years | — | 2.00% |
| 3 years to less than 4 years | — | 1.50% |
| 4 years to less than 5 years | — | 1.50% |
| 5 years only | — | 1.50% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-06-23CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 2.70% |
| 2 years to less than 3 years | — | 2.45% |
| 3 years to less than 4 years | — | 2.20% |
| 4 years to less than 5 years | — | 2.20% |
| 5 years only | — | 2.20% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-23AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to less than 2 years | — | 3.70% |
| 2 years to less than 3 years | — | 3.50% |
| 3 years to less than 4 years | — | 3.05% |
| 4 years to less than 5 years | — | 3.05% |
| 5 years only | — | 3.05% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-23USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to less than 4 years | — | 6.50% |
| 4 years to less than 5 years | — | 6.55% |
| 5 years only | — | 6.60% |
If you break it early
Breaking this deposit early — FD · General
Every band Central Bank of India publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹50,000 to ₹1,99,99,999 | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹50,000 to ₹1,99,99,999 · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Central Bank of India publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹50,000 to ₹1,99,99,999 | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹50,000 to ₹1,99,99,999 · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source
Breaking this deposit early — FD · Super Senior
Every band Central Bank of India publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹100 to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹50,000 to ₹1,99,99,999 | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹100 to under ₹3 crore · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source - ₹50,000 to ₹1,99,99,999 · 0 days to 36500 days
“Penal interest at the rate of 1% will be charged on premature withdrawal of time deposits irrespective of the amount.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Central Bank of India publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Central Bank of India publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Central Bank of India publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“No Premature withdrawal is allowed for non-callable deposits, however under certain exceptions if premature withdrawal is allowed, then the deposit will be treated as Callable Term Deposit.”
Source
Breaking this deposit early — Tax Saver
Every band Central Bank of India publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to under 5 years
“Premature payment and Demand Loan/Overdraft facility is not allowed.”
Source
Breaking this deposit early — Tax Saver SC
Every band Central Bank of India publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to under 5 years
“Premature payment and Demand Loan/Overdraft facility is not allowed.”
Source
Breaking this deposit early — Tax Saver SSC
Every band Central Bank of India publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to under 5 years | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to under 5 years
“Premature payment and Demand Loan/Overdraft facility is not allowed.”
Source
Not yet verified
We have not read and recorded Central Bank of India’s premature-withdrawal terms for FD · Floating Rate (rate floats), FD · Floating Rate · Senior Citizen, FD · Floating Rate · Super Senior, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Central Bank of India
29 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.67%
- NNPA
- 0.49%
- CAR
- 17.91%
- CASA
- 47.30%
- ROA
- 0.56%
- ROE
- 8.43%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Central Bank of India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 209 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.