Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-3011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Days to 30 Daysstandard | ₹1 – ₹3,00,00,000 | 3.50% |
| 31 Days to 45 Daysstandard | ₹1 – ₹3,00,00,000 | 3.50% |
| 46 Days to 89 Daysstandard | ₹1 – ₹3,00,00,000 | 4.00% |
| 90 Days to 179 Daysstandard | ₹1 – ₹3,00,00,000 | 4.75% |
| 180 Days to less than 1 Yearstandard | ₹1 – ₹3,00,00,000 | 5.50% |
| 1 Year to less than 5 Yearsstandard | ₹1 – ₹3,00,00,000 | 7.00% |
| 12 Monthsspecial | ₹1 – ₹3,00,00,000 | 7.15% |
| 400 Daysspecial | ₹1 – ₹3,00,00,000 | 7.10% |
| 600 Daysspecial | ₹1 – ₹3,00,00,000 | 7.25% |
| 900 Daysspecial | ₹1 – ₹3,00,00,000 | 7.25% |
| 5 Years and upto 10 Yearsstandard | ₹1 – ₹3,00,00,000 | 7.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-3011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Days to 30 Daysstandard | ₹1 – ₹3,00,00,000 | 4.00% |
| 31 Days to 45 Daysstandard | ₹1 – ₹3,00,00,000 | 4.00% |
| 46 Days to 89 Daysstandard | ₹1 – ₹3,00,00,000 | 4.50% |
| 90 Days to 179 Daysstandard | ₹1 – ₹3,00,00,000 | 5.25% |
| 180 Days to less than 1 Yearstandard | ₹1 – ₹3,00,00,000 | 6.00% |
| 1 Year to less than 5 Yearsstandard | ₹1 – ₹3,00,00,000 | 7.50% |
| 12 Monthsspecial | ₹1 – ₹3,00,00,000 | 7.65% |
| 400 Daysspecial | ₹1 – ₹3,00,00,000 | 7.60% |
| 600 Daysspecial | ₹1 – ₹3,00,00,000 | 7.75% |
| 900 Daysspecial | ₹1 – ₹3,00,00,000 | 7.75% |
| 5 Years and upto 10 Yearsstandard | ₹1 – ₹3,00,00,000 | 7.50% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-028 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 Days to less than 1 Yearstandard | ₹1,00,00,000 – ₹3,00,00,000 | 5.50% |
| 1 Year to less than 2 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 1 Yearspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.75% |
| 400 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.75% |
| 600 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 2 Year to less than 5 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| 900 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 5 Years and upto 10 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-028 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 180 Days to less than 1 Yearstandard | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
| 1 Yearspecial | ₹1,00,00,000 – ₹3,00,00,000 | 8.25% |
| 1 Year to less than 2 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 400 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 8.25% |
| 600 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.80% |
| 2 Year to less than 5 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
| 900 Daysspecial | ₹1,00,00,000 – ₹3,00,00,000 | 7.80% |
| 5 Years and upto 10 Yearsstandard | ₹1,00,00,000 – ₹3,00,00,000 | 7.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-06-301 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar yearsstandard | ₹100 – ₹1,50,000 | 7.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-06-301 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Exactly 5 calendar yearsstandard | ₹100 – ₹1,50,000 | 7.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| All balances | ₹0 – ₹20,00,00,000 | 3.10% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| All balances | ₹0 – ₹20,00,00,000 | 3.10% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-06-241 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| All balances | ₹0 – ₹20,00,00,000 | 3.10% |
NRI deposits
NRENRE
w.e.f. 2026-06-307 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year to less than 3 Years | ₹100 – ₹3,00,00,000 | 7.00% |
| 12 Months (Special)capital_special_12m | ₹100 – ₹2,99,99,998 | 7.15% |
| 400 Days (Special)capital_special_400d | ₹100 – ₹3,00,00,000 | 7.10% |
| 600 Days (Special)capital_special_600d | ₹100 – ₹3,00,00,000 | 7.25% |
| 900 Days (Special)capital_special_900d | ₹100 – ₹3,00,00,000 | 7.25% |
| 3 Year to less than 5 Years | ₹100 – ₹3,00,00,000 | 7.25% |
| 5 Years and upto 10 Years | ₹100 – ₹3,00,00,000 | 7.00% |
NRONRO
w.e.f. 2026-06-3011 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 15 Days to 30 Days | ₹100 – ₹3,00,00,000 | 3.50% |
| 31 Days to 45 Days | ₹100 – ₹3,00,00,000 | 3.50% |
| 46 Days to 89 Days | ₹100 – ₹3,00,00,000 | 4.00% |
| 90 Days to 179 Days | ₹100 – ₹3,00,00,000 | 4.75% |
| 180 Days to less than 1 Year | ₹100 – ₹3,00,00,000 | 5.50% |
| 1 Year to less than 5 Years | ₹100 – ₹3,00,00,000 | 7.00% |
| 12 Months (Special)capital_special_12m | ₹100 – ₹2,99,99,998 | 7.15% |
| 400 Days (Special)capital_special_400d | ₹100 – ₹3,00,00,000 | 7.10% |
| 600 Days (Special)capital_special_600d | ₹100 – ₹3,00,00,000 | 7.25% |
| 900 Days (Special)capital_special_900d | ₹100 – ₹3,00,00,000 | 7.25% |
| 5 Years and upto 10 Years | ₹100 – ₹3,00,00,000 | 7.00% |
If you break it early
Breaking this deposit early — FD · General
Every band Capital Small Finance Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 to under ₹3 crore | 15 days to 10 years | no penalty |
The bank’s own wording
- ₹1 to under ₹3 crore · 15 days to 10 years
“Such premature withdrawal would not attract any penal charge.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Capital Small Finance Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 to under ₹3 crore | 15 days to 10 years | no penalty |
The bank’s own wording
- ₹1 to under ₹3 crore · 15 days to 10 years
“Such premature withdrawal would not attract any penal charge.”
Source
Breaking this deposit early — FD · Non-Callable
Every band Capital Small Finance Bank publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 180 days to 10 years | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 180 days to 10 years | no penalty |
Breaking this deposit early — FD · Non-Callable SC
Every band Capital Small Finance Bank publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 180 days to 10 years | no penalty | |
| ₹1 crore to under ₹3 crore | 180 days to 10 years | cannot be closed early |
Breaking this deposit early — Tax Saver
Every band Capital Small Finance Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | no penalty | |
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
Breaking this deposit early — Tax Saver SC
Every band Capital Small Finance Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 5 years to 5 years | no penalty | |
| ₹100 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
Not yet verified
We have not read and recorded Capital Small Finance Bank’s premature-withdrawal terms for Savings, NRE Savings, NRO Savings, NRE, NRO. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Capital Small Finance Bank
48 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Recurring deposits
Auto-sweep
NRI deposits
- FCNR (legacy aggregate)source ↗checked 2026-07-22
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-22
- RFC · CAD (returned NRI)source ↗checked 2026-07-22
- RFC · CHF (returned NRI)source ↗checked 2026-07-22
- RFC · EUR (returned NRI)source ↗checked 2026-07-22
- RFC · GBP (returned NRI)source ↗checked 2026-07-22
- RFC · HKD (returned NRI)source ↗checked 2026-07-22
- RFC · NZD (returned NRI)source ↗checked 2026-07-22
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-22
- RFC · SGD (returned NRI)source ↗checked 2026-07-22
- RFC · USD (returned NRI)source ↗checked 2026-07-22
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-22
- RFC Savings (returned NRI)source ↗checked 2026-07-22
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · GBP · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · USD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · USD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 2.54%
- NNPA
- 1.24%
- CAR
- 22.31%
- CASA
- 34.70%
- ROA
- 1.19%
- ROE
- 9.74%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Capital Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 61 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.