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Capital Small Finance BankSmall finance bank

Capital Small Finance Bank
every deposit rate, in one place.

Every product Capital Small Finance Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
11
Live rate rows
61
Rate cards
11
Newest w.e.f.
2026-06-30

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-3011 rows
View source — product page
FD · General rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
15 Days to 30 Days₹100 – ₹3,00,00,0003.50%
31 Days to 45 Days₹100 – ₹3,00,00,0003.50%
46 Days to 89 Days₹100 – ₹3,00,00,0004.00%
90 Days to 179 Days₹100 – ₹3,00,00,0004.75%
180 Days to less than 1 Year₹100 – ₹3,00,00,0005.50%
1 Year to less than 5 Years₹100 – ₹3,00,00,0007.00%
12 Months (Special)capital_special_12m₹100 – ₹2,99,99,9987.15%
400 Days (Special)capital_special_400d₹100 – ₹3,00,00,0007.10%
600 Days (Special)capital_special_600d₹100 – ₹3,00,00,0007.25%
900 Days (Special)capital_special_900d₹100 – ₹3,00,00,0007.25%
5 Years and upto 10 Years₹100 – ₹3,00,00,0007.00%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-3011 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
15 Days to 30 Days₹100 – ₹3,00,00,0004.00%
31 Days to 45 Days₹100 – ₹3,00,00,0004.00%
46 Days to 89 Days₹100 – ₹3,00,00,0004.50%
90 Days to 179 Days₹100 – ₹3,00,00,0005.25%
180 Days to less than 1 Year₹100 – ₹3,00,00,0006.00%
12 Months (Special)capital_special_12m₹100 – ₹2,99,99,9987.65%
1 Year to less than 5 Years₹100 – ₹3,00,00,0007.50%
400 Days (Special)capital_special_400d₹100 – ₹3,00,00,0007.60%
600 Days (Special)capital_special_600d₹100 – ₹3,00,00,0007.75%
900 Days (Special)capital_special_900d₹100 – ₹3,00,00,0007.75%
5 Years and upto 10 Years₹100 – ₹3,00,00,0007.50%

FD · Non-CallableFD_NC

w.e.f. 2026-06-028 rows
View source — product page
FD · Non-Callable rates — w.e.f. 2026-06-02
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 Days to less than 1 Year₹1,00,00,000 – ₹2,99,99,9995.50%
1 Year (Special)capital_nc_special_1y₹1,00,00,000 – ₹2,99,99,9987.75%
1 Year to less than 2 Years₹1,00,00,000 – ₹2,99,99,9997.00%
400 Days (Special)capital_nc_special_400d₹1,00,00,000 – ₹2,99,99,9987.75%
600 Days (Special)capital_nc_special_600d₹1,00,00,000 – ₹2,99,99,9987.30%
2 Year to less than 5 Years₹1,00,00,000 – ₹2,99,99,9997.00%
900 Days (Special)capital_nc_special_900d₹1,00,00,000 – ₹2,99,99,9987.30%
5 Years and upto 10 Years₹1,00,00,000 – ₹2,99,99,9997.00%

FD · Non-Callable SCFD_NC_SC

w.e.f. 2026-06-028 rows
View source — product page
FD · Non-Callable SC rates — w.e.f. 2026-06-02
Tenure (as the bank states it)Amount slabRate (% p.a.)
180 Days to less than 1 Year₹1,00,00,000 – ₹2,99,99,9996.00%
1 Year to less than 2 Years₹1,00,00,000 – ₹2,99,99,9997.50%
1 Year (Special)capital_nc_special_1y₹1,00,00,000 – ₹2,99,99,9988.25%
400 Days (Special)capital_nc_special_400d₹1,00,00,000 – ₹2,99,99,9988.25%
600 Days (Special)capital_nc_special_600d₹1,00,00,000 – ₹2,99,99,9987.80%
2 Year to less than 5 Years₹1,00,00,000 – ₹2,99,99,9997.50%
900 Days (Special)capital_nc_special_900d₹1,00,00,000 – ₹2,99,99,9987.80%
5 Years and upto 10 Years₹1,00,00,000 – ₹2,99,99,9997.50%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-06-301 row
View source — product page
Tax Saver rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 Years (Tax Saver)₹100 – ₹1,50,0007.00%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-06-301 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 Years (Tax Saver)₹100 – ₹1,50,0007.50%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-06-241 row
View source — product page
Savings rates — w.e.f. 2026-06-24
Tenure (as the bank states it)Amount slabRate (% p.a.)
All balances₹0 – ₹20,00,00,0003.10%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-06-241 row
View source — product page
NRE Savings rates — w.e.f. 2026-06-24
Tenure (as the bank states it)Amount slabRate (% p.a.)
All balances₹0 – ₹20,00,00,0003.10%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-06-241 row
View source — product page
NRO Savings rates — w.e.f. 2026-06-24
Tenure (as the bank states it)Amount slabRate (% p.a.)
All balances₹0 – ₹20,00,00,0003.10%

NRI deposits

NRENRE

w.e.f. 2026-06-307 rows
View source — product page
NRE rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Year to less than 3 Years₹100 – ₹3,00,00,0007.00%
12 Months (Special)capital_special_12m₹100 – ₹2,99,99,9987.15%
400 Days (Special)capital_special_400d₹100 – ₹3,00,00,0007.10%
600 Days (Special)capital_special_600d₹100 – ₹3,00,00,0007.25%
900 Days (Special)capital_special_900d₹100 – ₹3,00,00,0007.25%
3 Year to less than 5 Years₹100 – ₹3,00,00,0007.25%
5 Years and upto 10 Years₹100 – ₹3,00,00,0007.00%

NRONRO

w.e.f. 2026-06-3011 rows
View source — product page
NRO rates — w.e.f. 2026-06-30
Tenure (as the bank states it)Amount slabRate (% p.a.)
15 Days to 30 Days₹100 – ₹3,00,00,0003.50%
31 Days to 45 Days₹100 – ₹3,00,00,0003.50%
46 Days to 89 Days₹100 – ₹3,00,00,0004.00%
90 Days to 179 Days₹100 – ₹3,00,00,0004.75%
180 Days to less than 1 Year₹100 – ₹3,00,00,0005.50%
1 Year to less than 5 Years₹100 – ₹3,00,00,0007.00%
12 Months (Special)capital_special_12m₹100 – ₹2,99,99,9987.15%
400 Days (Special)capital_special_400d₹100 – ₹3,00,00,0007.10%
600 Days (Special)capital_special_600d₹100 – ₹3,00,00,0007.25%
900 Days (Special)capital_special_900d₹100 – ₹3,00,00,0007.25%
5 Years and upto 10 Years₹100 – ₹3,00,00,0007.00%

If you break it early

Not yet verified

We have not read and recorded Capital Small Finance Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Non-Callable, FD · Non-Callable SC, Tax Saver, Tax Saver SC, Savings, NRE Savings, NRO Savings, NRE, NRO. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Capital Small Finance Bank

48 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • FCNR (legacy aggregate)source ↗checked 2026-07-22
  • NRE · Non-Callablesource ↗checked 2026-07-22
  • NRO · Non-Callablesource ↗checked 2026-07-22
  • RFC · AUD (returned NRI)source ↗checked 2026-07-22
  • RFC · CAD (returned NRI)source ↗checked 2026-07-22
  • RFC · CHF (returned NRI)source ↗checked 2026-07-22
  • RFC · EUR (returned NRI)source ↗checked 2026-07-22
  • RFC · GBP (returned NRI)source ↗checked 2026-07-22
  • RFC · HKD (returned NRI)source ↗checked 2026-07-22
  • RFC · NZD (returned NRI)source ↗checked 2026-07-22
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-22
  • RFC · SGD (returned NRI)source ↗checked 2026-07-22
  • RFC · USD (returned NRI)source ↗checked 2026-07-22
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-22
  • RFC Savings (returned NRI)source ↗checked 2026-07-22

NRI recurring deposits

FCNR — callable

  • FCNR · AUD · Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Callablesource ↗checked 2026-07-22
  • FCNR · EUR · Callablesource ↗checked 2026-07-22
  • FCNR · GBP · Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Callablesource ↗checked 2026-07-22
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-22
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Callablesource ↗checked 2026-07-22
  • FCNR · USD · Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · USD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22

Financial healthQ4FY2026

Full transparency report →
GNPA
2.54%
NNPA
1.24%
CAR
22.31%
CASA
34.70%
ROA
1.19%
ROE
9.74%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Capital Small Finance Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 61 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.