Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-1014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-30 daysregular | ₹1,000 – ₹2,99,99,999 | 2.60% |
| 31-45 daysregular | ₹1,000 – ₹2,99,99,999 | 2.75% |
| 46-90 daysregular | ₹1,000 – ₹2,99,99,999 | 3.75% |
| 91-119 daysregular | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 120-180 daysregular | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 181-270 daysregular | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 271-364 daysregular | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 365 days / One Yearregular | ₹1,000 – ₹2,99,99,999 | 6.40% |
| Above 1 year to 2 yearsregular | ₹1,000 – ₹2,99,99,999 | 6.15% |
| 400 daysspecial_400_days | ₹1,000 – ₹2,99,99,999 | 6.65% |
| Above 2 years to 3 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.25% |
| Above 3 years to 5 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 1777 days (Green Deposit)green_deposit_1777_days | ₹1,000 – ₹2,99,99,999 | 6.05% |
| Above 5 years to 10 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-1014 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-30 daysregular | ₹1,000 – ₹2,99,99,999 | 2.60% |
| 31-45 daysregular | ₹1,000 – ₹2,99,99,999 | 2.75% |
| 46-90 daysregular | ₹1,000 – ₹2,99,99,999 | 3.75% |
| 91-119 daysregular | ₹1,000 – ₹2,99,99,999 | 4.50% |
| 120-180 daysregular | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 181-270 daysregular | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 271-364 daysregular | ₹1,000 – ₹2,99,99,999 | 5.75% |
| 365 days / One Yearregular | ₹1,000 – ₹2,99,99,999 | 6.90% |
| Above 1 year to 2 yearsregular | ₹1,000 – ₹2,99,99,999 | 6.65% |
| 400 daysspecial_400_days | ₹1,000 – ₹2,99,99,999 | 7.15% |
| Above 2 years to 3 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.75% |
| Above 3 years to 5 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.50% |
| 1777 days (Green Deposit)green_deposit_1777_days | ₹1,000 – ₹2,99,99,999 | 6.55% |
| Above 5 years to 10 yearsregular | ₹1,000 – ₹2,99,99,999 | 5.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearstax_saver | ₹100 – ₹1,50,000 | 5.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-101 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearstax_saver | ₹100 – ₹1,50,000 | 5.50% |
Recurring deposits
RDRD
w.e.f. 2026-06-1810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹2,99,99,999 | 4.75% |
| 181-270 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 271-364 days | ₹100 – ₹2,99,99,999 | 5.25% |
| 365 days/1yr | ₹100 – ₹2,99,99,999 | 6.40% |
| >1-2yr | ₹100 – ₹2,99,99,999 | 6.15% |
| 400 days (Special) | ₹100 – ₹2,99,99,999 | 6.65% |
| >2-3yr | ₹100 – ₹2,99,99,999 | 5.25% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 5.00% |
| 1777 days (Green) | ₹100 – ₹2,99,99,999 | 6.05% |
| >5yr-10yr | ₹100 – ₹2,99,99,999 | 5.00% |
RD · SCRD_SC
w.e.f. 2026-06-1810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹2,99,99,999 | 5.25% |
| 181-270 days | ₹100 – ₹2,99,99,999 | 5.50% |
| 271-364 days | ₹100 – ₹2,99,99,999 | 5.75% |
| 365 days/1yr | ₹100 – ₹2,99,99,999 | 6.90% |
| >1-2yr | ₹100 – ₹2,99,99,999 | 6.65% |
| 400 days (Special) | ₹100 – ₹2,99,99,999 | 7.15% |
| >2-3yr | ₹100 – ₹2,99,99,999 | 5.75% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 5.50% |
| 1777 days (Green) | ₹100 – ₹2,99,99,999 | 6.55% |
| >5yr-10yr | ₹100 – ₹2,99,99,999 | 5.50% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-09-013 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 Crore | ₹0 – ₹1,00,00,000 | 2.50% |
| Above Rs 1 Crore to Rs 100 Crore | ₹1,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| Above Rs 100 Crore | ₹1,00,00,00,000 and above | 2.75% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-09-013 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 Crore | ₹0 – ₹1,00,00,000 | 2.50% |
| Above Rs 1 Crore to Rs 100 Crore | ₹1,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| Above Rs 100 Crore | ₹1,00,00,00,000 and above | 2.75% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-09-013 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 Crore | ₹0 – ₹1,00,00,000 | 2.50% |
| Above Rs 1 Crore to Rs 100 Crore | ₹1,00,00,000 – ₹1,00,00,00,000 | 2.60% |
| Above Rs 100 Crore | ₹1,00,00,00,000 and above | 2.75% |
NRI deposits
NRENRE
w.e.f. 2026-06-186 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days/1yr | ₹1,000 – ₹2,99,99,999 | 6.40% |
| >1-2yr | ₹1,000 – ₹2,99,99,999 | 6.15% |
| 400 daysbom_nre_400d | ₹1,000 – ₹2,99,99,999 | 6.65% |
| >2-3yr | ₹1,000 – ₹2,99,99,999 | 5.25% |
| >3-5yr | ₹1,000 – ₹2,99,99,999 | 5.00% |
| >5yr | ₹1,000 – ₹2,99,99,999 | 5.00% |
NRONRO
w.e.f. 2026-06-1814 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-30 days | ₹1,000 – ₹2,99,99,999 | 2.60% |
| 31-45 days | ₹1,000 – ₹2,99,99,999 | 2.75% |
| 46-90 days | ₹1,000 – ₹2,99,99,999 | 3.75% |
| 91-119 days | ₹1,000 – ₹2,99,99,999 | 4.00% |
| 120-180 days | ₹1,000 – ₹2,99,99,999 | 4.75% |
| 181-270 days | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 271-364 days | ₹1,000 – ₹2,99,99,999 | 5.25% |
| 365 days/1yr | ₹1,000 – ₹2,99,99,999 | 6.40% |
| >1-2yr | ₹1,000 – ₹2,99,99,999 | 6.15% |
| 400 days (Special)bom_nro_400d | ₹1,000 – ₹2,99,99,999 | 6.65% |
| >2-3yr | ₹1,000 – ₹2,99,99,999 | 5.25% |
| >3-5yr | ₹1,000 – ₹2,99,99,999 | 5.00% |
| 1777 days (Green)bom_nro_1777d | ₹1,000 – ₹2,99,99,999 | 6.05% |
| >5yr-10yr | ₹1,000 – ₹2,99,99,999 | 5.00% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-06-26USD9 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12-15-18-21 months | — | 5.00% |
| 12-15-18-21 months | — | 5.00% |
| 12-15-18-21 months | — | 5.00% |
| 12-15-18-21 months | — | 5.00% |
| 24-27-30-33 months | — | 3.10% |
| 24-27-30-33 months | — | 3.10% |
| 24-27-30-33 months | — | 3.10% |
| 24-27-30-33 months | — | 3.10% |
| 36 months | — | 3.10% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-186 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 365 days/1yr | ₹100 – ₹2,99,99,999 | 6.40% |
| >1-2yr | ₹100 – ₹2,99,99,999 | 6.15% |
| 400 days | ₹100 – ₹2,99,99,999 | 6.65% |
| >2-3yr | ₹100 – ₹2,99,99,999 | 5.25% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 5.00% |
| >5yr | ₹100 – ₹2,99,99,999 | 5.00% |
NRO RDNRO_RD
w.e.f. 2026-06-1810 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹2,99,99,999 | 4.75% |
| 181-270 days | ₹100 – ₹2,99,99,999 | 5.00% |
| 271-364 days | ₹100 – ₹2,99,99,999 | 5.25% |
| 365 days/1yr | ₹100 – ₹2,99,99,999 | 6.40% |
| >1-2yr | ₹100 – ₹2,99,99,999 | 6.15% |
| 400 days (Special) | ₹100 – ₹2,99,99,999 | 6.65% |
| >2-3yr | ₹100 – ₹2,99,99,999 | 5.25% |
| >3-5yr | ₹100 – ₹2,99,99,999 | 5.00% |
| 1777 days (Green) | ₹100 – ₹2,99,99,999 | 6.05% |
| >5yr-10yr | ₹100 – ₹2,99,99,999 | 5.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-06-26USD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | USD 1,000 – USD 29,999,999 | 5.00% |
| 2 to <3 Yrs | USD 1,000 – USD 29,999,999 | 3.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-06-26GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | GBP 1,000 – GBP 29,999,999 | 3.65% |
| 2 to <3 Yrs | GBP 1,000 – GBP 29,999,999 | 2.20% |
| 3 to <4 Yrs | GBP 1,000 – GBP 29,999,999 | 2.30% |
| 4 to <5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.30% |
| 5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.30% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-06-26EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
| 2 to <3 Yrs | EUR 1,000 – EUR 29,999,999 | 0.01% |
| 3 to <4 Yrs | EUR 1,000 – EUR 29,999,999 | 0.01% |
| 4 to <5 Yrs | EUR 1,000 – EUR 29,999,999 | 0.10% |
| 5 Yrs | EUR 1,000 – EUR 29,999,999 | 0.15% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-06-26CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | CAD 1,000 – CAD 29,999,999 | 1.04% |
| 2 to <3 Yrs | CAD 1,000 – CAD 29,999,999 | 2.10% |
| 3 to <4 Yrs | CAD 1,000 – CAD 29,999,999 | 2.32% |
| 4 to <5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.38% |
| 5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.39% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-06-26AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | AUD 1,000 – AUD 29,999,999 | 1.25% |
| 2 to <3 Yrs | AUD 1,000 – AUD 29,999,999 | 1.45% |
| 3 to <4 Yrs | AUD 1,000 – AUD 29,999,999 | 1.80% |
| 4 to <5 Yrs | AUD 1,000 – AUD 29,999,999 | 1.85% |
| 5 Yrs | AUD 1,000 – AUD 29,999,999 | 2.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-06-26USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 to <4 Yrs (1yr lock-in) | USD 1,000 – USD 29,999,999 | 6.15% |
| 4 to <5 Yrs (1yr lock-in) | USD 1,000 – USD 29,999,999 | 6.25% |
| 5 Yrs (1yr lock-in) | USD 1,000 – USD 29,999,999 | 6.60% |
If you break it early
Breaking this deposit early — FD · General
Every band Bank of Maharashtra publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to ₹2,99,99,999 | 0 days to 36500 days | no penalty | |
| ₹1,000 to ₹2,99,99,999 | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 0 days to 36500 days
“longer than residual maturity”
Source - ₹1,000 to ₹2,99,99,999 · 0 days to 6 days
“or joint deposits. Page 63: no interest within seven days; death closure has no penalty; premature renewal into a term longer than residual maturity has no penalty. Page 64: non-callable premature withdrawal is normally prohibited; exceptio”
Source - ₹1,000 to ₹2,99,99,999 · 0 days to 36500 days
“Premature withdrawal”
Source - ₹1,000 to ₹2,99,99,999 · 7 days to 36500 days
“or joint deposits. Page 63: no interest within seven days; death closure has no penalty; premature renewal into a term longer than residual maturity has no penalty. Page 64: non-callable premature withdrawal is normally prohibited; exceptio”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Bank of Maharashtra publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹2,99,99,999 | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹2,99,99,999 | 0 days to 36500 days | no penalty | |
| ₹1,000 to ₹2,99,99,999 | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to ₹2,99,99,999 | 7 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹2,99,99,999 · 0 days to 36500 days
“longer than residual maturity”
Source - ₹1,000 to ₹2,99,99,999 · 0 days to 36500 days
“Premature withdrawal”
Source - ₹1,000 to ₹2,99,99,999 · 0 days to 6 days
“or joint deposits. Page 63: no interest within seven days; death closure has no penalty; premature renewal into a term longer than residual maturity has no penalty. Page 64: non-callable premature withdrawal is normally prohibited; exceptio”
Source - ₹1,000 to ₹2,99,99,999 · 7 days to 36500 days
“or joint deposits. Page 63: no interest within seven days; death closure has no penalty; premature renewal into a term longer than residual maturity has no penalty. Page 64: non-callable premature withdrawal is normally prohibited; exceptio”
Source
Breaking this deposit early — Tax Saver
Every band Bank of Maharashtra publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early | |
| ₹100 to ₹1,50,000 | 0 days to 36500 days | no penalty |
Breaking this deposit early — Tax Saver SC
Every band Bank of Maharashtra publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early | |
| ₹100 to ₹1,50,000 | 0 days to 36500 days | no penalty |
Not yet verified
We have not read and recorded Bank of Maharashtra’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bank of Maharashtra
38 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY2026
Full transparency report →- GNPA
- 1.45%
- NNPA
- 0.13%
- CAR
- 18.36%
- CASA
- 52.51%
- ROA
- 1.86%
- ROE
- 23.19%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bank of Maharashtra prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 129 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.